Vishal Garg of Better Home & Finance (BETR) buys 15,600 shares in open market

Rhea-AI Filing Summary

Better Home & Finance Holding Co Chief Executive Officer Vishal Garg reported an open-market purchase of 15,600 shares of Class A Common Stock. The weighted average purchase price was $24.8928 per share, with individual trade prices ranging from $24.75 to $25.00. Following this transaction, he directly owns 118,260 shares of the company.

Insider Trade Summary 10b5-1

Net Buyer: 15,600 shares ($388,328)

Net Buy 1 txn

Insider Garg Vishal

Role Chief Executive Officer

Bought 15,600 shs ($388K)

Type	Security	Shares	Price	Value
Purchase	Class A Common Stock	15,600	$24.8928	$388K

Holdings After Transaction: Class A Common Stock — 118,260 shares (Direct, null)

Footnotes (1)

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Key Figures

Shares purchased: 15,600 shares Weighted average price: $24.8928 per share Price range: $24.75–$25.00 per share +1 more

4 metrics

Shares purchased 15,600 shares Open-market purchase of Class A Common Stock

Weighted average price $24.8928 per share Average across multiple purchase transactions

Price range $24.75–$25.00 per share Range of individual trade prices

Post-transaction holdings 118,260 shares Direct ownership after the purchase

Key Terms

open-market purchase, Class A Common Stock, weighted average price, Form 4

4 terms

open-market purchase financial

"The filing classifies the transaction as an open-market purchase, coded “P” on Form 4."

An open-market purchase is when an investor or a company buys shares on a public stock exchange at the going market price, rather than through a private deal. It matters to investors because these purchases change how many shares are available, can push the stock price up or signal confidence from large buyers, and often affect per-share metrics like earnings—think of it like someone buying lots of apples off a grocery shelf, reducing supply and potentially raising the price.

Class A Common Stock financial

"Vishal Garg reported an open-market purchase of 15,600 shares of Better Home & Finance Class A Common Stock."

Class A common stock is a category of a company’s shares that carries a specific set of ownership rights—most commonly defined voting power and claims on dividends—set out in the company’s charter. For investors it matters because the class determines how much influence you have over corporate decisions, the share’s likely dividend and trading behavior, and how it compares in value to other share classes, like choosing a particular seat with different privileges at the company’s decision-making table.

weighted average price financial

"The weighted average purchase price was $24.8928 per share, with individual trades executed between $24.75 and $25.00."

Weighted average price is the average price of a security where each trade or component is counted according to its size, so bigger trades pull the average more than smaller ones. Think of it like calculating the average cost of a grocery haul where items you bought more of have greater influence on the final per-item cost. Investors use it to understand the true average price paid or received, judge execution quality, and compare trading performance against market movement.

Form 4 regulatory

"This Form 4 filing shows a direct increase in his shareholdings, reflecting a larger personal stake in the company."

Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

X

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Garg Vishal

(Last) (First) (Middle)

C/O BETTER HOME & FINANCE HOLDING CO

1 WORLD TRADE, 285 FULTON ST., FL 80, A

(Street)

NEW YORK NEW YORK 10007

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Better Home & Finance Holding Co [ BETR ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	X	10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Executive Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/21/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	05/21/2026		P		15,600	A	$24.8928	118,260(1)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The price reported in Column 4 is a weighted average price for shares purchased in multiple transactions. The purchase prices range from $24.75 to $25.00 per share, inclusive. The reporting person has provided to the issuer, and undertakes to provide to the staff of the Securities and Exchange Commission or any security holder of the issuer, upon request, full information regarding the number of shares purchased at each separate price within the range.

Remarks:

	/s/ Andrew Holt, Attorney-in-Fact	05/21/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did BETR CEO Vishal Garg report?

Vishal Garg reported an open-market purchase of 15,600 shares of Better Home & Finance Class A Common Stock. This Form 4 filing shows a direct increase in his shareholdings, reflecting a larger personal stake in the company.

At what price did BETR’s CEO buy the 15,600 shares?

The weighted average purchase price was $24.8928 per share, with individual trades executed between $24.75 and $25.00. The footnote explains this range and notes that detailed trade breakdowns are available to regulators and shareholders upon request.

How many BETR shares does Vishal Garg own after this transaction?

After the reported purchase, Vishal Garg directly owns 118,260 shares of Better Home & Finance Class A Common Stock. This figure, shown in the Form 4, reflects his direct holdings immediately following the 15,600-share open-market acquisition.

What type of security did the BETR insider purchase?

The insider bought Class A Common Stock of Better Home & Finance Holding Co. This is a non-derivative equity security, meaning the transaction involved actual shares rather than options, warrants, or other derivative instruments.

Was the BETR insider transaction an open-market purchase?

Yes. The filing classifies the transaction as an open-market purchase, coded “P” on Form 4. That code and description indicate the shares were bought in market or private transactions rather than received as compensation or through option exercises.

Does the BETR Form 4 mention a weighted average price?

Yes. The Form 4 states that the reported $24.8928 price is a weighted average across multiple trades. It notes that detailed information on the number of shares bought at each specific price within the $24.75–$25.00 range can be requested.