CEO Vishal Garg increases Better Home & Finance (BETR) stake with share buys

Rhea-AI Filing Summary

Better Home & Finance Holding Co Chief Executive Officer and 10% owner Vishal Garg bought additional shares of the company’s Class A Common Stock in the open market. On May 18, 2026, he purchased a total of 15,600 shares at prices between $24.71 and $25.00 per share.

After these transactions, Garg held 74,793 Class A shares directly. These are discretionary open-market purchases, not option exercises or tax-related transactions, indicating he increased his direct equity stake using personal capital.

Insider Trade Summary 10b5-1

Net Buyer: 15,600 shares ($387,989)

Net Buy 5 txns

Insider Garg Vishal

Role Chief Executive Officer

Bought 15,600 shs ($388K)

Type	Security	Shares	Price	Value
Purchase	Class A Common Stock	3,333	$24.71	$82K
Purchase	Class A Common Stock	3,900	$24.74	$96K
Purchase	Class A Common Stock	600	$24.97	$15K
Purchase	Class A Common Stock	1,257	$24.99	$31K
Purchase	Class A Common Stock	6,510	$25.00	$163K

Holdings After Transaction: Class A Common Stock — 74,793 shares (Direct, null)

Footnotes (1)

Key Figures

Shares purchased: 15,600 shares Purchase price range: $24.71–$25.00 per share Post-transaction holdings: 74,793 shares +2 more

5 metrics

Shares purchased 15,600 shares Total open-market buys on May 18, 2026

Purchase price range $24.71–$25.00 per share Prices paid for Class A Common Stock

Post-transaction holdings 74,793 shares Direct Class A holdings after final trade

Largest single trade 6,510 shares Open-market purchase at $25.00 per share

Trade count 5 transactions All coded as open-market purchases (P)

Key Terms

Form 4, open-market purchase, Class A Common Stock, ten percent owner

4 terms

Form 4 regulatory

"What insider transaction did BETR CEO Vishal Garg report on this Form 4?"

Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.

open-market purchase financial

"He executed multiple open-market purchases totaling 15,600 shares"

An open-market purchase is when an investor or a company buys shares on a public stock exchange at the going market price, rather than through a private deal. It matters to investors because these purchases change how many shares are available, can push the stock price up or signal confidence from large buyers, and often affect per-share metrics like earnings—think of it like someone buying lots of apples off a grocery shelf, reducing supply and potentially raising the price.

Class A Common Stock financial

"Vishal Garg reported buying Class A Common Stock of Better Home & Finance Holding Co"

Class A common stock is a category of a company’s shares that carries a specific set of ownership rights—most commonly defined voting power and claims on dividends—set out in the company’s charter. For investors it matters because the class determines how much influence you have over corporate decisions, the share’s likely dividend and trading behavior, and how it compares in value to other share classes, like choosing a particular seat with different privileges at the company’s decision-making table.

ten percent owner regulatory

"Chief Executive Officer and 10% owner Vishal Garg bought additional shares"

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

X

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Garg Vishal

(Last) (First) (Middle)

C/O BETTER HOME & FINANCE HOLDING CO

1 WORLD TRADE, 285 FULTON ST., FL 80, A

(Street)

NEW YORK NEW YORK 10007

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Better Home & Finance Holding Co [ BETR ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	X	10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Executive Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/18/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	05/18/2026		P		3,333	A	$24.71	74,793	D
Class A Common Stock	05/18/2026		P		3,900	A	$24.74	78,693	D
Class A Common Stock	05/18/2026		P		600	A	$24.97	79,293	D
Class A Common Stock	05/18/2026		P		1,257	A	$24.99	80,550	D
Class A Common Stock	05/18/2026		P		6,510	A	$25	87,060	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

	/s/ Andrew Holt, Attorney-in-Fact	05/18/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did BETR CEO Vishal Garg report on this Form 4?

Vishal Garg reported buying Class A Common Stock of Better Home & Finance Holding Co. He executed multiple open-market purchases totaling 15,600 shares, increasing his direct ownership in the company on May 18, 2026.

How many Better Home & Finance (BETR) shares did the CEO buy?

The CEO bought a total of 15,600 shares of Class A Common Stock. These shares were acquired through five separate open-market purchases, each at slightly different prices around $25 per share on May 18, 2026.

At what prices did BETR’s CEO purchase the Class A Common Stock?

Vishal Garg purchased Better Home & Finance Class A shares at prices between $24.71 and $25.00 per share. The Form 4 lists five separate open-market trades within that narrow price range on May 18, 2026.

What is Vishal Garg’s Better Home & Finance shareholding after these transactions?

After the reported purchases, Vishal Garg directly held 74,793 shares of Better Home & Finance Class A Common Stock. This figure reflects his direct ownership immediately following the final open-market transaction on May 18, 2026.

Were the BETR CEO’s transactions option exercises or open-market buys?

The transactions were open-market purchases of common stock, not option exercises. Each entry is coded as “P” for purchase and described as an open-market or private transaction involving non-derivative Class A Common Stock.

Does the Form 4 show any stock sales by the BETR CEO?

No, the Form 4 only reports purchases. The transaction summary shows five buy transactions totaling 15,600 shares and zero sales, indicating a net-buy position for Vishal Garg on May 18, 2026.