Bread Financial issues November 30, 2025 performance update release
Bread Financial Holdings, Inc. filed a Form 8-K to announce that it issued a press release on December 10, 2025.
Rhea-AI Filing Summary
Bread Financial Holdings, Inc. filed a Form 8-K to announce that it issued a press release on December 10, 2025. The press release provides a performance update for the company as of and for the period ended November 30, 2025, giving investors more current operating information between regular quarterly reports.
The press release is included as Exhibit 99.1 to this report, while a cover page interactive data file is included as Exhibit 104. The company states that the information in this report, including the exhibit, is being furnished rather than filed, which limits how it is treated for certain securities law liability and incorporation-by-reference purposes.
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8-K Event Classification
2 items: 7.01, 9.01
2 items
Item 7.01
Regulation FD Disclosure
Disclosure
Material non-public information disclosed under Regulation Fair Disclosure, often investor presentations or guidance.
Item 9.01
Financial Statements and Exhibits
Exhibits
Financial statements, pro forma financial information, or exhibit attachments filed with this report.
FAQ
AI-generated questions and answers. How Rhea-AI works. Not financial advice.
What did Bread Financial Holdings, Inc. (BFH) disclose in this Form 8-K?
Bread Financial Holdings, Inc. disclosed that it issued a press release on December 10, 2025 providing a performance update as of and for the period ended November 30, 2025.
What is included as Exhibit 99.1 in Bread Financial (BFH)'s Form 8-K?
Exhibit 99.1 is a press release dated December 10, 2025 that provides a performance update for Bread Financial Holdings, Inc. as of and for the period ended November 30, 2025.
How is the information in this Bread Financial (BFH) Form 8-K treated under securities laws?
Bread Financial states that the information in this report, including Exhibit 99.1, is being furnished and not filed, which means it is not subject to Section 18 liability and is not incorporated into other filings unless specifically referenced.
Does this Bread Financial (BFH) Form 8-K include detailed financial results?
This Form 8-K itself only notes that a performance update press release was issued and attached as Exhibit 99.1; any detailed financial results would be contained in that exhibit, not in the body of the report.
What other exhibit accompanies the Bread Financial (BFH) Form 8-K?
In addition to the press release, the report includes Exhibit 104, which is the Cover Page Interactive Data File embedded within the Inline XBRL document.
Who signed the Bread Financial (BFH) Form 8-K?
The Form 8-K was signed on behalf of Bread Financial Holdings, Inc. by Joseph L. Motes III, who serves as Executive Vice President, Chief Administrative Officer, General Counsel and Secretary.
AI-generated analysis. How Rhea-AI works. Not financial advice.
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934
Date of report (Date of earliest event reported):
(Exact Name of Registrant as Specified in Charter)
| (State or Other Jurisdiction of Incorporation) | (Commission File Number) | (IRS Employer Identification No.) | ||||||
(Address and Zip Code of Principal Executive Offices)
(614 ) 729-4000
(Registrant’s Telephone Number, including Area Code)
NOT APPLICABLE
(Former name or former address, if changed since last report)☐
Check the appropriate box below if the Form 8-K is intended to simultaneously satisfy the filing obligation of the Registrant under any of the following provisions:
| Written communications pursuant to Rule 425 under the Securities Act | |||||
| Soliciting material pursuant to Rule 14a-12 under the Exchange Act | |||||
| Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act | |||||
| Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act | |||||
Securities registered pursuant to Section 12(b) of the Act:
| Title of each class | Trading symbol | Name of each exchange on which registered | ||||||||||||
Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).
Emerging growth company ☐
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. [ ]
Item 7.01 Regulation FD Disclosure.
On December 10, 2025 , Bread Financial Holdings, Inc. issued a press release providing a performance update as of and for the period ended November 30, 2025. A copy of this press release is attached hereto as Exhibit 99.1.
Item 9.01 Financial Statements and Exhibits.
(d)Exhibits
| Exhibit No. | Document Description | |||||||
99.1 | Press release dated | |||||||
| 104 | Cover Page Interactive Data File (embedded within the Inline XBRL document). | |||||||
The information contained in this report (including Exhibit 99.1) shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, except as expressly set forth by specific reference in such a filing.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
| Bread Financial Holdings, Inc. | ||||||||
Date: December 10, 2025 | By: | /s/ Joseph L. Motes III | ||||||
| Joseph L. Motes III Executive Vice President, Chief Administrative Officer, General Counsel and Secretary | ||||||||