Bread Financial (BFH) files 8-K: performance update via press release
Bread Financial Holdings, Inc. (BFH) furnished a Regulation FD disclosure via Form 8-K, noting it issued a press release providing a performance update as of and for the period ended September 30, 2025.
Rhea-AI Filing Summary
Bread Financial Holdings, Inc. (BFH) furnished a Regulation FD disclosure via Form 8-K, noting it issued a press release providing a performance update as of and for the period ended September 30, 2025. The press release is attached as Exhibit 99.1.
The company stated the information in this report, including Exhibit 99.1, is furnished and not filed, is not subject to Section 18 liabilities, and is not incorporated by reference into Securities Act filings except as expressly set forth by specific reference.
Positive
- None.
Negative
- None.
8-K Event Classification
2 items: 7.01, 9.01
2 items
Item 7.01
Regulation FD Disclosure
Disclosure
Material non-public information disclosed under Regulation Fair Disclosure, often investor presentations or guidance.
Item 9.01
Financial Statements and Exhibits
Exhibits
Financial statements, pro forma financial information, or exhibit attachments filed with this report.
FAQ
AI-generated questions and answers. How Rhea-AI works. Not financial advice.
What did BFH disclose in its latest Form 8-K?
BFH furnished a Regulation FD disclosure stating it issued a press release with a performance update for the period ended September 30, 2025.
Which exhibit contains the BFH press release?
The press release is attached as Exhibit 99.1.
Under which item was the information provided?
The disclosure was furnished under Item 7.01 (Regulation FD Disclosure).
Is the information in the 8-K considered filed for liability purposes?
No. The information, including Exhibit 99.1, is furnished, not filed, and is not subject to Section 18 liabilities.
Does the 8-K incorporate the press release into other filings?
It is not incorporated by reference into other filings, except if expressly set forth by specific reference.
What period does the performance update cover for BFH (NYSE: BFH)?
It covers results as of and for the period ended September 30, 2025.
Where is BFH listed and what is its trading symbol?
BFH’s common stock trades on the NYSE under the symbol BFH.
AI-generated analysis. How Rhea-AI works. Not financial advice.
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934
Date of report (Date of earliest event reported):
(Exact Name of Registrant as Specified in Charter)
| (State or Other Jurisdiction of Incorporation) | (Commission File Number) | (IRS Employer Identification No.) | ||||||
(Address and Zip Code of Principal Executive Offices)
(614 ) 729-4000
(Registrant’s Telephone Number, including Area Code)
NOT APPLICABLE
(Former name or former address, if changed since last report)☐
Check the appropriate box below if the Form 8-K is intended to simultaneously satisfy the filing obligation of the Registrant under any of the following provisions:
| Written communications pursuant to Rule 425 under the Securities Act | |||||
| Soliciting material pursuant to Rule 14a-12 under the Exchange Act | |||||
| Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act | |||||
| Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act | |||||
Securities registered pursuant to Section 12(b) of the Act:
| Title of each class | Trading symbol | Name of each exchange on which registered | ||||||||||||
Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).
Emerging growth company ☐
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. [ ]
Item 7.01 Regulation FD Disclosure.
On October 23, 2025, Bread Financial Holdings, Inc. issued a press release providing a performance update as of and for the period ended September 30, 2025. A copy of this press release is attached hereto as Exhibit 99.1.
Item 9.01 Financial Statements and Exhibits.
(d)Exhibits
| Exhibit No. | Document Description | |||||||
99.1 | Press release dated October 23, 2025 providing a performance update as of and for the period ended September 30, 2025. | |||||||
| 104 | Cover Page Interactive Data File (embedded within the Inline XBRL document). | |||||||
The information contained in this report (including Exhibit 99.1) shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, except as expressly set forth by specific reference in such a filing.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
| Bread Financial Holdings, Inc. | ||||||||
Date: October 23, 2025 | By: | /s/ Joseph L. Motes III | ||||||
| Joseph L. Motes III Executive Vice President, Chief Administrative Officer, General Counsel and Secretary | ||||||||