Welcome to our dedicated page for Bread Financial Holdings SEC filings (Ticker: BFH), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Locating delinquency trends, partnership renewals, or charge-off data in Bread Financial Holdings’ disclosures can feel like decoding a mortgage contract. Even seasoned analysts spend hours scrolling the company’s 10-K and 10-Q just to verify credit loss allowances or new BNPL volumes. That’s why this page puts every Bread Financial SEC filings explained simply in one place, from the first spin-off document to the latest note on funding costs.
Our AI engine reads each submission the moment it hits EDGAR, delivering Bread Financial Form 4 insider transactions real-time and converting dense language into concise highlights you can act on. Want the newest Bread Financial quarterly earnings report 10-Q filing without combing through footnotes? Prefer a digestible view of the Bread Financial annual report 10-K simplified? We surface the metrics—net interest margin, receivables growth, allowance ratios—in seconds. Alerts also capture every Bread Financial 8-K material events explained, so sudden partnership exits or changes in funding lines never slip by.
Use the platform to:
- Track Bread Financial insider trading Form 4 transactions and spot buying or selling patterns by directors.
- Compare periods with Bread Financial earnings report filing analysis to gauge BNPL adoption and card charge-offs.
- Review the Bread Financial proxy statement executive compensation to understand how receivable growth targets shape bonus pools.
- Monitor Bread Financial executive stock transactions Form 4 before material announcements.
- Save hours by understanding Bread Financial SEC documents with AI summaries and keyword search.
Whether you’re modeling credit risk, evaluating funding liquidity, or simply confirming covenant language, our real-time updates, AI-powered summaries, and full historical archive make Bread Financial’s regulatory story clear.
Bread Financial Holdings (BFH) Form 4: Director John J. Fawcett bought a total of 1,027 BFH common shares on 30-Jul-2025 in two open-market purchases—927 shares at $61.79 and 100 shares at $61.795. The transactions increased his direct holdings to 10,202 shares. This figure comprises 7,500 unrestricted shares and 2,802 unvested RSUs granted 16-Jun-2025. No derivative securities were involved and no sales were reported.
Because the purchase represents a relatively small dollar amount (≈ $63k) and less than 0.05 % of BFH’s outstanding shares, market impact is expected to be limited; however, insider buying by a board member can signal confidence in the company’s outlook.
Bread Financial Holdings, Inc. (BFH) – Form 4 filing
Director John J. Fawcett reported the grant of 2,802 restricted stock units (RSUs) on 16-Jun-2025 (Transaction Code A). The RSUs represent shares of BFH common stock that will vest on 16-Jun-2026. No cash price was paid for the grant, indicating it is part of the company’s equity-based compensation program.
Following the award, Fawcett’s total beneficial ownership increased to 9,275 shares, consisting of:
- 3,000 unrestricted shares
- 3,473 unvested RSUs granted 17-Jun-2024
- 2,802 newly granted RSUs
The filing was signed by attorney-in-fact Benjamin L. Morgan on 18-Jun-2025. No open-market transactions, sales, or derivative exercises were reported, and there is no indication of a 10b5-1 trading plan.
Bread Financial Holdings director Praniti Lakhwara received a new grant of 2,802 restricted stock units (RSUs) on June 16, 2025. These RSUs will vest in full on June 16, 2026.
Following this transaction, Lakhwara beneficially owns a total of 5,622 RSUs, consisting of:
- 2,820 unvested RSUs from previous grant dated July 15, 2024
- 2,802 newly granted RSUs
The Form 4 filing was submitted by Benjamin L. Morgan as attorney-in-fact on June 18, 2025. All securities are held directly by the reporting person, who serves as a director of the company. This equity grant appears to be part of the company's director compensation program.
Bread Financial Holdings (BFH) director Rajesh Natarajan received a new grant of 2,802 restricted stock units (RSUs) on June 16, 2025. These RSUs will vest on June 16, 2026.
Following this transaction, Natarajan beneficially owns a total of 19,804 RSUs, consisting of multiple grants from 2020-2025:
- 3,432 RSUs from June 2020
- 2,515 RSUs from 2021 (across multiple grants)
- 2,650 RSUs from June 2022
- 4,932 RSUs from June 2023
- 3,473 RSUs from June 2024
- 2,802 RSUs from June 2025 (new grant)
All securities are held directly by the reporting person. The Form 4 was filed by Benjamin L. Morgan as attorney-in-fact on June 18, 2025.
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