STOCK TITAN

Saul Centers (BFS) director receives 2,000-share restricted stock award

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Saul Centers, Inc. director Philip D. Caraci reported an equity award of 2,000 shares of Common Stock on May 8, 2026. These restricted shares vest in three equal annual installments on the first three anniversaries of May 8, 2026, assuming continued service.

Following this grant, he directly holds 55,416 shares of Common Stock. He also reports indirect Common Stock holdings of 53,187 shares through a self‑trust, 2,602 shares in his wife’s IRA, and 20,564 shares in his wife’s trust. In addition, he holds 39,328.650 phantom stock units tied to Common Stock and several stock options for 2,500 underlying shares each at exercise prices between $33.79 and $59.41, with expirations from 2027 to 2033.

Positive

  • None.

Negative

  • None.
Insider CARACI PHILIP D
Role null
Type Security Shares Price Value
Grant/Award Common Stock 2,000 $0.00 --
holding Stock Option -- -- --
holding Stock Option -- -- --
holding Stock Option -- -- --
holding Stock Option -- -- --
holding Stock Option -- -- --
holding Stock Option -- -- --
holding Stock Option -- -- --
holding Phantom Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
Holdings After Transaction: Common Stock — 55,416 shares (Direct, null); Stock Option — 2,500 shares (Direct, null); Phantom Stock — 39,328.65 shares (Direct, null); Common Stock — 20,564 shares (Indirect, Wife's-Trust)
Footnotes (1)
  1. Self-Trust. Reporting person is a Trustee Represents restricted shares of Common Stock. Such shares vest on the first three anniversaries of May 8, 2026 in equal annual installments, assuming continued service. New phantom shares are issuable pursuant to the Issuers Deferred Compensation Plan for Directors, as amended and restated effective May 17, 2024 (the Deferred Compensation Plan), under its 2024 Stock Incentive Plan. Phantom shares issued prior to May 17, 2024, continue to be subject to the terms of the Issuers deferred compensation plan for directors in effect prior to the amendment and restatement of the Deferred Compensation Plan. The conversion of phantom shares issued on or after May 17, 2024, into shares of the Issuers common stock is governed pursuant to terms of the Issuers Deferred Compensation Plan under its 2024 Stock Plan and the reporting persons Deferred Fee Agreement. The conversion of phantom shares issued prior to May 17, 2024, into shares of the Issuers common stock is governed pursuant to the terms of the Issuers deferred compensation plan for directors in effect prior to the amendment and restatement of the Deferred Compensation Plan and the reporting persons Deferred Fee Agreement. Includes 2,860.835 shares awarded July 31, 2025, October 31, 2025, January 30, 2026 and April 30, 2026 as dividend reinvestments on shares of phantom stock held by the reporting person pursuant to the Deferred Compensation Plan.
Restricted stock grant 2,000 shares Common Stock award on May 8, 2026
Direct common shares after grant 55,416 shares Total direct Common Stock holdings after award
Self‑trust indirect holdings 53,187 shares Common Stock held via self‑trust
Wife's IRA holdings 2,602 shares Common Stock in wife’s IRA
Wife's trust holdings 20,564 shares Common Stock in wife’s trust
Phantom stock underlying shares 39,328.650 shares Common Stock equivalent under Deferred Compensation Plan
Stock option exercise price $33.79 per share One option grant for 2,500 underlying shares, expiring May 12, 2033
Highest option exercise price $59.41 per share Option for 2,500 shares, expiring May 5, 2027
restricted shares financial
"Represents restricted shares of Common Stock. Such shares vest on the first three anniversaries of May 8, 2026 in equal annual installments"
Restricted shares are company stock that cannot be sold or transferred immediately because they are subject to legal or contractual limits, such as a required holding period or performance conditions. They matter to investors because these locked-up shares can affect a company’s available stock for trading, future dilution, and insider incentives—imagine a gift that can’t be cashed until certain conditions are met, which changes when and how much supply can suddenly enter the market.
Phantom Stock financial
"New phantom shares are issuable pursuant to the Issuers Deferred Compensation Plan for Directors"
A phantom stock is a form of compensation that gives employees or executives the benefits of stock ownership, such as the increase in stock value, without actually giving them real shares. It acts like a promise to pay the employee the equivalent value of company stock later, often as a bonus or incentive. This allows companies to motivate and reward staff without diluting ownership or transferring actual shares.
Deferred Compensation Plan financial
"pursuant to the Issuers Deferred Compensation Plan for Directors, as amended and restated effective May 17, 2024"
A deferred compensation plan is an arrangement where an employer agrees to pay part of an employee’s pay or bonus at a later date instead of immediately, often to reduce current tax bills or to tie rewards to long-term performance. For investors it matters because these promises create future cash obligations and influence executive incentives and retention; they can affect a company’s reported liabilities, cash flow planning and the risk profile if the business faces financial trouble.
Stock Option financial
"Stock Option underlying Common Stock with exercise prices between 33.7900 and 59.4100"
A stock option is a contract that gives you the right to buy or sell a company's stock at a specific price within a certain time frame. People use them to potentially make money if the stock's price moves favorably or to protect against losses. It's like holding a coupon that can be used to buy or sell stock at a set price later on.
Deferred Fee Agreement financial
"governed pursuant to terms of the Issuers Deferred Compensation Plan under its 2024 Stock Plan and the reporting persons Deferred Fee Agreement"
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
CARACI PHILIP D

(Last)(First)(Middle)
7501 WISCONSIN AVENUE
15TH FLOOR

(Street)
BETHESDA MARYLAND 20814

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
SAUL CENTERS, INC. [ BFS ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
05/08/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock20,564IWife's-Trust
Common Stock2,602IWife's IRA
Common Stock53,187I(1)Self-Trust
Common Stock05/08/2026A2,000(2)A$055,416D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Stock Option$59.4105/05/201705/05/2027Common Stock2,5002,500D
Stock Option$49.4605/11/201805/11/2028Common Stock2,5002,500D
Stock Option$55.7105/03/201905/03/2029Common Stock2,5002,500D
Stock Option$5004/24/202004/24/2030Common Stock2,5002,500D
Stock Option$43.8905/07/202105/07/2031Common Stock2,5002,500D
Stock Option$47.905/13/202205/13/2032Common Stock2,5002,500D
Stock Option$33.7905/12/202305/12/2033Common Stock2,5002,500D
Phantom Stock(3) (4) (4)Common Stock39,328.6539,328.65(5)D
Explanation of Responses:
1. Self-Trust. Reporting person is a Trustee
2. Represents restricted shares of Common Stock. Such shares vest on the first three anniversaries of May 8, 2026 in equal annual installments, assuming continued service.
3. New phantom shares are issuable pursuant to the Issuers Deferred Compensation Plan for Directors, as amended and restated effective May 17, 2024 (the Deferred Compensation Plan), under its 2024 Stock Incentive Plan. Phantom shares issued prior to May 17, 2024, continue to be subject to the terms of the Issuers deferred compensation plan for directors in effect prior to the amendment and restatement of the Deferred Compensation Plan.
4. The conversion of phantom shares issued on or after May 17, 2024, into shares of the Issuers common stock is governed pursuant to terms of the Issuers Deferred Compensation Plan under its 2024 Stock Plan and the reporting persons Deferred Fee Agreement. The conversion of phantom shares issued prior to May 17, 2024, into shares of the Issuers common stock is governed pursuant to the terms of the Issuers deferred compensation plan for directors in effect prior to the amendment and restatement of the Deferred Compensation Plan and the reporting persons Deferred Fee Agreement.
5. Includes 2,860.835 shares awarded July 31, 2025, October 31, 2025, January 30, 2026 and April 30, 2026 as dividend reinvestments on shares of phantom stock held by the reporting person pursuant to the Deferred Compensation Plan.
Remarks:
/s/ Carlos L. Heard, by Power of Attorney05/11/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did Saul Centers (BFS) report for Philip D. Caraci?

Saul Centers reported that director Philip D. Caraci received an award of 2,000 shares of Common Stock. The shares were granted at no cash cost to him as a restricted stock award under the company’s equity compensation arrangements.

How do the 2,000 restricted Saul Centers (BFS) shares vest?

The 2,000 restricted Common Stock shares vest in three equal annual installments. Vesting occurs on the first three anniversaries of May 8, 2026, and is conditioned on Mr. Caraci’s continued service with Saul Centers during the vesting period.

How many Saul Centers (BFS) common shares does Philip D. Caraci now hold directly?

After the reported grant, Philip D. Caraci directly holds 55,416 shares of Saul Centers Common Stock. This figure reflects his total direct ownership position in the company’s common equity as of the reporting date in the Form 4 filing.

What indirect Saul Centers (BFS) holdings are reported for Philip D. Caraci?

Indirectly, he reports 53,187 Common Stock shares in a self‑trust, 2,602 shares in his wife’s IRA, and 20,564 shares in his wife’s trust. These accounts expand his overall economic exposure to Saul Centers beyond his directly held shares.

What phantom stock and options linked to Saul Centers (BFS) does Caraci hold?

Caraci holds 39,328.650 phantom stock units linked to Saul Centers Common Stock under a deferred compensation plan. He also has multiple stock option awards for 2,500 underlying shares each, with exercise prices ranging from $33.79 to $59.41 and expirations between 2027 and 2033.

What plan governs Philip D. Caraci’s Saul Centers (BFS) phantom stock units?

The phantom shares are issued under Saul Centers’ Deferred Compensation Plan for Directors tied to its 2024 Stock Incentive Plan. Conversion of these units into Common Stock follows terms in the Deferred Compensation Plan and the reporting person’s Deferred Fee Agreement.