Were Curtis Simard’s April 23, 2026 BHB share movements open-market trades?

No, the reported BHB share movements were compensation-related . A performance-based vesting added 15,321 shares , while 9,734 shares were used for tax-withholding at $34.38 per share, rather than being bought or sold in the open market.

Bar Harbor Bankshares (BHB) CEO gets 15,321-share award, 9,734 withheld

Q: What BHB shares does Curtis Simard hold through his 401(k) plan?

The filing shows an indirect holding of 2,147 shares of BAR HARBOR BANKSHARES Common Stock in a 401(k) account. This entry is categorized as a holding, without any associated purchase or sale price specified in the data provided.

Q: What do the transaction codes A and F mean in Curtis Simard’s BHB Form 4?

In this Form 4, code A represents a grant/award acquisition of 15,321 shares , tied to performance-based vesting. Code F reflects a tax-withholding disposition of 9,734 shares at $34.38 per share to satisfy tax obligations on that award.

Filing Impact

(High)

Filing Sentiment

(Neutral)

Form Type

Rhea-AI Filing Summary

BAR HARBOR BANKSHARES President and CEO Curtis C. Simard reported compensation-related share activity in Common Stock. On April 23, 2026, a performance-based award vested, adding 15,321 shares to a revocable trust holding his indirect stake.

To cover tax obligations, 9,734 shares were disposed of at $34.38 per share as a tax-withholding transaction, not an open-market trade. After these entries, the trust held 148,563.8241 shares, and an additional 2,147 shares were held indirectly through a 401(k) account.

Insider Trade Summary

3 transactions reported

Mixed 3 txns

Insider Simard Curtis C

Role PRESIDENT/CEO

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	15,321	$0.00	--
Tax Withholding	Common Stock	9,734	$34.38	$335K
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 148,563.824 shares (Indirect, Held by Curtis C. Simard Revocable Trust)

Footnotes (1)

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Key Figures

Performance-based award: 15,321 shares Tax-withholding shares: 9,734 shares Tax-withholding price: $34.38 per share +2 more

5 metrics

Performance-based award 15,321 shares Common Stock grant/award acquisition on April 23, 2026

Tax-withholding shares 9,734 shares Disposition to cover tax at $34.38 per share on April 23, 2026

Tax-withholding price $34.38 per share Price used for 9,734-share tax-withholding disposition

Trust holdings after transactions 148,563.8241 shares Indirectly held by Curtis C. Simard Revocable Trust after April 23, 2026

401(k) holdings 2,147 shares Indirectly held through 401(k) as of April 23, 2026

Key Terms

grant/award acquisition, tax-withholding disposition, performance-based vesting criteria, Revocable Trust, +1 more

5 terms

grant/award acquisition financial

"transaction_action is described as "grant/award acquisition" for 15,321 shares"

tax-withholding disposition financial

"transaction_action is listed as "tax-withholding disposition" for 9,734 shares"

A tax-withholding disposition is an event or transaction—such as selling or transferring securities, exercising options, or receiving compensation—that triggers a requirement to hold back part of the payment and remit it to tax authorities. It matters to investors because it reduces the cash they receive immediately and can change the timing and amount of taxable income, like a cashier taking a portion of your sale proceeds to pay taxes before you get the rest.

performance-based vesting criteria financial

""acquired upon the settlement of performance-based vesting criteria" in the footnote"

Revocable Trust financial

"nature_of_ownership notes "Held by Curtis C. Simard Revocable Trust""

A revocable trust is a legal arrangement where the person who creates it keeps control and can change or cancel the trust at any time, while naming who will manage and receive the assets later. Think of it like a flexible folder for your investments and property that can be relabeled or reworked as circumstances change; it matters to investors because it determines how ownership is recorded, how easily assets transfer on incapacity or death, and whether holdings bypass public probate proceedings.

401(k) financial

"nature_of_ownership identifies shares held "by 401(k)""

A 401(k) is a type of retirement savings plan offered by employers that allows workers to set aside a portion of their paycheck before taxes are taken out. The money saved in a 401(k) can grow over time through investments, helping individuals build funds for their future retirement. It matters to investors because it provides a tax-advantaged way to save and invest for long-term financial security.

Form 4 Insider Transactions: What Each Field Means →

04/27/2026 - 12:52 PM

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Simard Curtis C

(Last)

(First)

(Middle)

PO BOX 400

82 MAIN STREET

(Street)

BAR HARBOR

MAINE

04609

(City)

(State)

(Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
BAR HARBOR BANKSHARES [ BHB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	10% Owner
X	Officer (give title below)	Other (specify below)
	PRESIDENT/CEO

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
04/23/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Common Stock	04/23/2026		A⁽¹⁾		15,321	A	⁽¹⁾	148,563.8241	I	Held by Curtis C. Simard Revocable Trust
Common Stock	04/23/2026		F		9,734	D	$34.38	138,829.8241	I	Held by Curtis C. Simard Revocable Trust
Common Stock								2,147	I	by 401(k)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)

Explanation of Responses:

1. Represents shares of BHB common stock ("Common Stock") acquired upon the settlement of performance-based vesting criteria. The performance criteria were met on April 23, 2026.

	/s/ Olivia Erickson, Attorney-in-Fact	04/27/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

Source: View Original Filing on SEC EDGAR

FAQ

What insider transactions did BHB CEO Curtis Simard report on April 23, 2026?

Curtis C. Simard reported a performance-based award vesting for 15,321 shares of BAR HARBOR BANKSHARES Common Stock and a related tax-withholding disposition of 9,734 shares at $34.38 per share, all held indirectly through a revocable trust.

How many BHB shares does Curtis Simard’s revocable trust hold after these transactions?

Following the April 23, 2026 activity, the Curtis C. Simard Revocable Trust holds 148,563.8241 shares of BAR HARBOR BANKSHARES Common Stock. This reflects the net position after the 15,321-share performance-based award and the 9,734-share tax-withholding disposition.

What BHB shares does Curtis Simard hold through his 401(k) plan?

The filing shows an indirect holding of 2,147 shares of BAR HARBOR BANKSHARES Common Stock in a 401(k) account. This entry is categorized as a holding, without any associated purchase or sale price specified in the data provided.

What do the transaction codes A and F mean in Curtis Simard’s BHB Form 4?

In this Form 4, code A represents a grant/award acquisition of 15,321 shares, tied to performance-based vesting. Code F reflects a tax-withholding disposition of 9,734 shares at $34.38 per share to satisfy tax obligations on that award.