Bimini Capital CEO reports 15.5% ownership stake in 13D

Robert E. Cauley, Chairman and CEO of Bimini Capital Management, Inc., filed Amendment No. 4 to report his beneficial ownership of the company’s Class A common stock.

Accepted by SEC EDGAR 12/23/2025 - 05:05 PM EST Learn about SEC filing dates

Rhea-AI Filing Summary

Robert E. Cauley, Chairman and CEO of Bimini Capital Management, Inc., filed Amendment No. 4 to report his beneficial ownership of the company’s Class A common stock. He beneficially owns 1,560,215 shares, representing about 15.5% of the outstanding Class A common stock. Cauley holds sole voting and dispositive power over 1,546,247 shares and shares voting and dispositive power with his adult children over 13,968 shares.

On December 19, 2025, he acquired 192,248 shares of common stock at a price of $1.55 per share. The filing states that he holds the shares for investment purposes and may buy additional shares for cash or receive them as compensation, while also potentially selling shares in the future. He reports no criminal or civil securities law judgments in the past five years and notes there are no special contracts or arrangements with others regarding these securities beyond possible future equity-based compensation.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

How many BMNM shares does Robert E. Cauley beneficially own according to this filing?

According to the filing, Robert E. Cauley beneficially owns 1,560,215 shares of Bimini Capital Management, Inc. Class A common stock, representing about 15.5% of the outstanding Class A common stock.

What percentage of Bimini Capital Management (BMNM) does Robert E. Cauley own?

The filing states that Robert E. Cauley’s beneficial ownership of 1,560,215 shares of Class A common stock represents approximately 15.5% of Bimini Capital Management’s outstanding Class A common stock.

How much BMNM stock did Robert E. Cauley recently purchase and at what price?

On December 19, 2025, Robert E. Cauley acquired 192,248 shares of Bimini Capital Management common stock at a price of $1.55 per share, as disclosed in the filing.

What is the breakdown of Robert E. Cauley’s voting and dispositive power over BMNM shares?

The filing reports that Robert E. Cauley has sole voting and dispositive power over 1,546,247 shares and shared voting and dispositive power over 13,968 shares with his adult children.

Why does Robert E. Cauley hold BMNM shares, and could he change his holdings?

The filing states that Robert E. Cauley acquired the shares for investment purposes. He may acquire additional shares for cash or as compensation and may also dispose of shares in the future.

Has Robert E. Cauley disclosed any special agreements regarding his BMNM shares?

The filing notes that, aside from the possibility of receiving future compensation in stock, options, phantom stock, or other convertible securities, there are no other contracts, arrangements, or understandings between Robert E. Cauley and any other person regarding Bimini Capital Management securities.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

SCHEDULE 13D

Under the Securities Exchange Act of 1934

(Amendment No. 4)

BIMINI CAPITAL MANAGEMENT, INC.

(Name of Issuer)

Class A Common Stock

(Title of Class of Securities)

090319104

(CUSIP Number)

Robert B. Lamm
Gunster, 4855 Technology Way, Suite 630
Boca Raton, FL, 33431
(954) 468-1321

(Name, Address and Telephone Number of Person Authorized to Receive Notices and Communications)

12/19/2025

(Date of Event Which Requires Filing of This Statement)

If the filing person has previously filed a statement on Schedule 13G to report the acquisition that is the subject of this Schedule 13D, and is filing this schedule because of §§ 240.13d-1(e), 240.13d-1(f) or 240.13d-1(g), check the following box.

The information required on the remainder of this cover page shall not be deemed to be "filed" for the purpose of Section 18 of the Securities Exchange Act of 1934 ("Act") or otherwise subject to the liabilities of that section of the Act but shall be subject to all other provisions of the Act (however, see the Notes).

SCHEDULE 13D

CUSIP No. 090319104

1

Name of reporting person

Cauley Robert E

2

Check the appropriate box if a member of a Group (See Instructions)

(a)
(b)

3

SEC use only

4

Source of funds (See Instructions)

OO, PF

5

Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)

6

Citizenship or place of organization

UNITED STATES

Number of Shares Beneficially Owned by Each Reporting Person With:

7	Sole Voting Power 1,546,247.00
8	Shared Voting Power 13,968.00
9	Sole Dispositive Power 1,546,247.00
10	Shared Dispositive Power 13,968.00

11

Aggregate amount beneficially owned by each reporting person

1,560,215.00

12

Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)

13

Percent of class represented by amount in Row (11)

15.5 %

14

Type of Reporting Person (See Instructions)

IN

SCHEDULE 13D

Item 1.	Security and Issuer
(a)	Title of Class of Securities: Class A Common Stock
(b)	Name of Issuer: BIMINI CAPITAL MANAGEMENT, INC.
(c)	Address of Issuer's Principal Executive Offices: 3305 FLAMINGO DRIVE, 3305 FLAMINGO DRIVE, VERO BEACH, FLORIDA , 32963.
Item 1 Comment: This Amendment No. 4 to Schedule 13D relates to the Class A Common Stock, $0.001 par value per share (the "Common Stock"), of Bimini Capital Management, Inc. (the "Issuer"). The Issuer's principal executive offices are located at 3305 Flamingo Drive, Vero Beach, FL 32963.
Item 2.	Identity and Background
(a)	The Reporting Person filing this statement is Robert E. Cauley
(b)	c/o Bimini Capital Management, Inc., 3305 Flamingo Drive, Vero Beach FL 32963.
(c)	Mr. Cauley is the Chairman and Chief Executive Officer of the Issuer.
(d)	During the last five years, the Reporting Person has not (i) been convicted in a criminal proceeding (excluding traffic violations or similar misdemeanors) or (ii) been a party to a civil proceeding of a judicial or administrative body of competent jurisdiction and as a result of such proceeding was or is subject to a judgment, decree or final order enjoining future violations of, or prohibiting or mandating activities subject to, federal or state securities laws or finding any violation with respect to such laws.
(e)	During the last five years, the Reporting Person has not (i) been convicted in a criminal proceeding (excluding traffic violations or similar misdemeanors) or (ii) been a party to a civil proceeding of a judicial or administrative body of competent jurisdiction and as a result of such proceeding was or is subject to a judgment, decree or final order enjoining future violations of, or prohibiting or mandating activities subject to, federal or state securities laws or finding any violation with respect to such laws.
(f)	The Reporting Person is a United States citizen.
Item 3.	Source and Amount of Funds or Other Consideration
	The Reporting Person has acquired the Common Stock beneficially owned by him for cash using personal funds or as compensation for serving as an executive officer of the Issuer. The Reporting Person did not acquire the Common Stock beneficially owned by him using funds or other consideration borrowed or otherwise obtained for the purpose of acquiring, holding, trading or voting such Common Stock.
Item 4.	Purpose of Transaction
	The Reporting Person acquired the shares of Common Stock beneficially owned by him for investment purposes. The Reporting Person may acquire additional shares of Common Stock for cash or as compensation and may otherwise acquire or dispose of shares of Common Stock in the future. Other than as described herein, the Reporting Person has no current plans or proposals which relate to, or could result in, any of the matters referred to in paragraphs (a) through (j), inclusive, of Item 4 of Schedule 13D.
Item 5.	Interest in Securities of the Issuer
(a)	The Reporting Person beneficially owns 1,560,215 shares of Class A Common Stock, which represents approximately 15.5% of the Issuer's outstanding shares of Class A Common Stock.
(b)	The Reporting Person has the sole power to vote and dispose of 1,546,247 of these shares and shared voting power with his adult children over 13,968 of these shares.
(c)	On December 19, 2025, the Reporting Person acquired 192,248 shares of Common Stock at a price of $1.55 per share. The Reporting Person has not effected any other transactions in the Issuer's securities during the last 60 days.
Item 6.	Contracts, Arrangements, Understandings or Relationships With Respect to Securities of the Issuer
	As the Chairman and Chief Executive Officer of the Issuer, the Reporting Person may receive future compensation in the form of Class A Common Stock, options, phantom stock or other securities convertible into Class A Common Stock. There currently are no other contracts, arrangements, understandings or relationships (legal or otherwise) between the Reporting Person and any other person with respect to any securities of the Issuer, including, but not limited to, transfer or voting of any other securities, finder's fees, joint ventures, loan or option arrangements, puts or calls, guarantees of profits, division of profits or loss, or the giving or withholding of proxies.
Item 7.	Material to be Filed as Exhibits.
	None.

SIGNATURE

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

Cauley Robert E

Signature:	/s/ Robert E. Cauley
Name/Title:	Robert E. Cauley
Date:	12/23/2025