Welcome to our dedicated page for Bank Of Montreal SEC filings (Ticker: BMO), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Bank of Montreal (BMO) SEC filings page brings together the U.S. regulatory disclosures of BMO Financial Group, a foreign issuer that files under the multi-jurisdictional disclosure system. As a Canadian bank with shares listed on the NYSE under the symbol BMO, the company provides U.S. investors with access to its financial and regulatory information through the SEC’s EDGAR system.
BMO files an annual report on Form 40-F, which incorporates its audited annual consolidated financial statements and Management’s Discussion and Analysis. In addition, it submits Form 6-K current reports that can include the annual report to shareholders, earnings coverage ratios, consolidated capitalization information, and press releases such as quarterly earnings announcements and dividend declarations.
The bank maintains Form F-3 shelf registration statements for securities offerings and Form S-8 registration statements for employee share plans, as referenced in its Form 6-K incorporation-by-reference sections. These filings outline the terms under which BMO may issue various securities and provide details on compensation and incentive arrangements for employees.
For investors analyzing BMO’s capital strength and funding, the filings present capital and liquidity measures, including the Common Equity Tier 1 (CET1) ratio, Tier 1 and total capital ratios, leverage ratio, and liquidity metrics, as disclosed in accordance with OSFI guidelines. Earnings releases furnished on Form 6-K summarize reported and adjusted net income, earnings per share, segment results for Canadian Personal and Commercial Banking, U.S. Banking, Wealth Management, and Capital Markets, as well as provisions for credit losses and other key performance indicators.
On Stock Titan, these SEC filings are complemented by AI-powered summaries that highlight the main points of lengthy documents such as annual reports and earnings releases. Users can quickly see what has changed in BMO’s financial position, capital structure, and segment performance without reading every page. Real-time updates from EDGAR help ensure that new 6-K submissions, registration statement references, and other regulatory documents are surfaced promptly, while AI-generated overviews make complex disclosures more accessible to a broad range of investors.
Bank of Montreal is offering $3,000,000 of Trigger Autocallable Contingent Yield Notes due April 25, 2029, linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indices. The notes pay a 12.06% per annum contingent coupon quarterly if each index equals or exceeds a 75% coupon barrier on observation dates; they are automatically callable quarterly if each index equals or exceeds its trade-date closing level. If not called, repayment at maturity depends on the final observation: full principal plus any final contingent coupon if each index is >= its 60% downside threshold; otherwise payment is reduced proportionally to the negative return of the least performing index, exposing investors to potential loss of most or all principal. Trade Date: April 23, 2026; Settlement: April 27, 2026. Notes are senior unsecured obligations of Bank of Montreal and subject to issuer credit risk.
Bank of Montreal priced a preliminary offering of senior medium-term, market-linked notes (face amount $1,000) that are auto-callable, pay monthly contingent coupons with a memory feature and expose principal to the lowest performing of AMD, META and ORCL. The estimated initial value at pricing was $969.10 per security (floor $919.10), and the original offering price is $1,000 per security.
The contingent coupon rate will be set on the pricing date and is at least 21.40% per annum. Calculation days are monthly (28th of each month) with a final calculation day of April 30, 2029 and a stated maturity of May 3, 2029. If on any monthly calculation day the lowest performing Underlier closes at or above its coupon threshold (50% of its starting value), a monthly contingent coupon becomes payable; unpaid coupons can be paid later if a subsequent calculation day meets the threshold. If not auto-called, the maturity payment returns $1,000 if the lowest performing Underlier is at or above its downside threshold (50% of starting value) on the final calculation day, otherwise the investor suffers a loss proportional to that Underlier’s decline.
Bank of Montreal is offering senior medium-term, equity-linked, auto-callable notes (face amount $1,000 per security) linked to the lowest performing common stock of Advanced Micro Devices, Inc., Broadcom Inc. and Microsoft Corporation. The preliminary pricing supplement shows an estimated initial value of $956.30 per security and an original offering price of $1,000. The securities pay quarterly contingent coupons (contingent coupon rate at least 24.75% per annum), feature an automatic call if the lowest performing Underlier closes at or above its starting value on a calculation day, and expose holders to downside principal risk if the lowest performing Underlier falls below a downside threshold equal to 60% of its starting value. Pricing date is April 29, 2026 and issue date is May 4, 2026. Payments are unsecured obligations of Bank of Montreal and are subject to its credit risk.
Bank of Montreal priced a US$5,000,000 offering of Senior Medium-Term Notes, Series K: Autocallable Barrier Notes with Contingent Coupons due July 27, 2027, linked to the least performing of the S&P 500, NASDAQ-100 and Russell 2000. The notes pay a contingent monthly coupon of 1.0417% (approximately 12.50% per annum) if each reference asset on an Observation Date is at or above its Coupon Barrier Level (65% of initial levels). The notes are callable beginning on October 22, 2026 if each reference asset is at or above its Call Level (100% of initial levels). At maturity, if a Trigger Event occurred and the Least Performing Reference Asset’s Final Level is below its Initial Level, holders receive a payoff equal to $1,000 plus the Percentage Change of that least performing asset, which can result in principal loss. The estimated initial value on the Pricing Date was $991.56 per $1,000 principal.
Bank of Montreal (BMO) priced US$1,300,000 of Senior Medium-Term Notes, Series K — Autocallable Barrier Notes with Memory Coupons linked to the Class A common stock of Meta Platforms, Inc. ("META"). The notes priced on April 22, 2026, settle April 27, 2026 and mature April 27, 2029.
Each note has an initial level of $674.72 per share, a contingent interest rate of 2.9125% per quarter (approximately 11.65% per annum), a Coupon Barrier and Trigger Level of $438.57 (65.00% of the Initial Level), and an estimated initial value of $968.62 per $1,000. The notes are unsecured obligations of BMO, pay cash only at maturity, and include an automatic redemption feature if the reference asset meets the Call Level on an Observation Date.
Bank of Montreal priced a supplemental offering of $19,020,000 Senior Medium‑Term Notes, Series K — Callable Barrier Notes due April 27, 2027 linked to the least performing of the S&P 500, NASDAQ‑100 and Russell 2000. The Pricing Date was April 22, 2026 with Settlement on April 27, 2026 and Valuation Date on April 22, 2027.
Coupons equal 1.2084% per month (approximately 14.50% per annum), payable monthly, and the issuer may call the notes beginning October 22, 2026. Payment at maturity depends on the Final Level of the Least Performing Reference Asset and a Trigger Event defined by closing levels below 70.00% of each Initial Level; estimated initial value was $1,003.00 per $1,000.
Bank of Montreal priced $575,000 of Senior Medium-Term Notes, Series K — Barrier Notes linked to the common stock of Nektar Therapeutics. Each note pays a monthly Coupon of 2.3958% per month (approximately 28.75% per annum) and matures on October 27, 2026. The Initial Level of the Reference Asset is $98.16 and the Trigger Level is $78.53 (80.00% of the Initial Level). If the Reference Asset closes below the Trigger Level on any trading day during the Monitoring Period, a Trigger Event will be deemed to occur and the holder may receive a reduced number of shares (or an equivalent cash amount) at maturity. The public offering price was 100% of principal and the estimated initial value was $948.97 per $1,000 on the Pricing Date.
Bank of Montreal (BMO) is offering US$6,230,000 in Senior Medium‑Term Notes, Series K — Capped Buffer Notes linked to the MSCI EAFE® Index. The notes mature on May 27, 2027 and provide 1:1 upside participation subject to a Maximum Redemption Amount of $1,149.00 per $1,000 (a 14.90% cap). The notes include an 80% buffer: if the Reference Asset declines by more than 20.00% from its Initial Level, you lose 1% of principal for each 1% decline beyond the buffer (up to an 80.00% loss). The initial estimated value was $993.27 per $1,000. All payments are subject to BMO credit risk and the notes are unsecured and non‑interest bearing.
Bank of Montreal is offering principal-protected and capped equity-linked notes tied to the MSCI EAFE Index® with a $1,000 principal amount per note and an original issue price of $1,000.00 per note. The notes pay no interest and mature based on a determination date expected roughly 25–28 months after the trade date; the stated maturity date is expected to be the second scheduled business day after that determination date.
At maturity, payment depends on the final index level versus the initial index level: upside participation is 160% subject to a cap (maximum settlement amount expected between $1,292.00 and $1,343.36 per $1,000); a buffer protects declines up to 15.00% (you receive principal), but losses accrue beyond that at approximately 1.1765% of principal per 1% index decline below the buffer. Notes are unsecured obligations of Bank of Montreal and are designed to be held to maturity; they will not be listed.
Bank of Montreal offers additional units of its MAX Airlines -3X Inverse Leveraged ETNs due May 28, 2043 (ticker JETD), a series of unsecured notes that provide -3x daily inverse exposure to the Prime Airlines Index. Each note has a $25 principal amount and the notes are designed for daily trading, not buy-and-hold.
The notes reset leverage daily, charge a 0.95% per annum Daily Investor Fee, may incur negative daily interest (US Federal Funds Effective Rate minus an adjustable spread up to 4.00%), and a 0.125% Redemption Fee on holder redemptions. The issuer may call notes, replace the Index, increase the Interest Rate Spread (subject to limits), and has issued an amendment to add $12,500,000 of additional notes, bringing outstanding aggregate principal to $37,500,000 as of April 24, 2026. These ETNs do not guarantee principal, are highly path-dependent, and can reach $0 with a total loss of invested capital.