Welcome to our dedicated page for Bank Of Montreal SEC filings (Ticker: BMO), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Bank of Montreal (BMO) SEC filings page brings together the U.S. regulatory disclosures of BMO Financial Group, a foreign issuer that files under the multi-jurisdictional disclosure system. As a Canadian bank with shares listed on the NYSE under the symbol BMO, the company provides U.S. investors with access to its financial and regulatory information through the SEC’s EDGAR system.
BMO files an annual report on Form 40-F, which incorporates its audited annual consolidated financial statements and Management’s Discussion and Analysis. In addition, it submits Form 6-K current reports that can include the annual report to shareholders, earnings coverage ratios, consolidated capitalization information, and press releases such as quarterly earnings announcements and dividend declarations.
The bank maintains Form F-3 shelf registration statements for securities offerings and Form S-8 registration statements for employee share plans, as referenced in its Form 6-K incorporation-by-reference sections. These filings outline the terms under which BMO may issue various securities and provide details on compensation and incentive arrangements for employees.
For investors analyzing BMO’s capital strength and funding, the filings present capital and liquidity measures, including the Common Equity Tier 1 (CET1) ratio, Tier 1 and total capital ratios, leverage ratio, and liquidity metrics, as disclosed in accordance with OSFI guidelines. Earnings releases furnished on Form 6-K summarize reported and adjusted net income, earnings per share, segment results for Canadian Personal and Commercial Banking, U.S. Banking, Wealth Management, and Capital Markets, as well as provisions for credit losses and other key performance indicators.
On Stock Titan, these SEC filings are complemented by AI-powered summaries that highlight the main points of lengthy documents such as annual reports and earnings releases. Users can quickly see what has changed in BMO’s financial position, capital structure, and segment performance without reading every page. Real-time updates from EDGAR help ensure that new 6-K submissions, registration statement references, and other regulatory documents are surfaced promptly, while AI-generated overviews make complex disclosures more accessible to a broad range of investors.
Bank of Montreal priced US$17,900,000 of Senior Medium-Term Notes, Series K — Autocallable Barrier Notes with Contingent Coupons due April 30, 2029, linked to the least performing of the S&P 500, Russell 2000 and the Dow Jones Industrial Average. The notes pay monthly contingent coupons of 0.5833% per month (approximately 7.00% per annum) if each reference asset on an Observation Date is at or above its Coupon Barrier Level (70% of initial levels). The notes may be automatically redeemed beginning on October 27, 2026 if each Reference Asset equals at least 105.00% of its Initial Level on an Observation Date. At maturity, if not automatically redeemed, principal repayment depends on the performance of the least performing Reference Asset and may be less than principal, including zero; a Trigger Event occurs if any Final Level is below its Trigger Level (70% of Initial Level) on the Valuation Date.
Bank of Montreal priced US$1,985,000 in Senior Medium‑Term Notes, Series K — Autocallable Barrier Notes linked to the least performing of the S&P 500® and Russell 2000®. The notes pay quarterly contingent coupons of 2.125% per quarter if both indices are at or above 70% of their initial levels on observation dates, can autocall beginning April 27, 2027 if both indices are at or above their call levels, and mature on April 30, 2029 with principal repayment tied to the least performing index (possible principal loss if a trigger event occurs). The estimated initial value was $973.16 per $1,000 on the pricing date.
Bank of Montreal is offering Capped Leveraged Index Return Notes® linked to the Invesco S&P 500® Equal Weight ETF with a $10 principal per unit and approximately a two-year term maturing in May 2028. The notes provide a 200% participation rate in positive performance up to a Capped Value of approximately $11.30 to $11.70 per unit; if the Underlying Fund falls below a Threshold Value equal to 90.00% of the Starting Value, the notes expose holders to a loss of principal. The public offering price is $10.00 per unit, the initial estimated value is expected between $9.11 and $9.41 per unit, and proceeds to BMO are $9.80 per unit before expenses. Payments depend on the Ending Value of the Invesco S&P 500® Equal Weight ETF and are subject to BMO credit risk. The offering includes an underwriting discount ($0.20) and a hedging related charge (~$0.05) that lower economic terms to investors.
Bank of Montreal priced US$4,976,000 Senior Medium-Term Notes, Series K — Autocallable Barrier Notes linked to the least performing of the S&P 500®, Russell 2000® and the Dow Jones Industrial Average®. The notes were priced on April 27, 2026, settle on April 30, 2026, and mature on April 30, 2031. The notes pay a 1.90% contingent quarterly coupon (equal to $19 per $1,000 if payable), are automatically callable if all three indices close at or above their initial levels on an Observation Date beginning April 27, 2027, and return at maturity either principal or a formulaic loss tied to the Least Performing Reference Asset. The estimated initial value was $957.74 per $1,000 on the Pricing Date.
Bank of Montreal priced US$3,324,000 Senior Medium-Term Notes, Series K. These are callable Barrier Notes with contingent monthly coupons of 0.6542% per month (approximately 7.85% per annum) linked to the least performing of the S&P 500®, Russell 2000® and the Nasdaq-100 Technology Sector. The notes mature on April 30, 2030 with a Valuation Date of April 25, 2030 and a Settlement Date of April 30, 2026. Each coupon is payable only if every Reference Asset on the Observation Date is at or above a Coupon Barrier equal to 60.00% of its Initial Level. At maturity, if any Reference Asset is below its Trigger Level (60.00% of Initial Level), investors receive a principal amount reduced by the percentage decline of the least performing Reference Asset; otherwise they receive full principal. The estimated initial value was $949.33 per $1,000 principal on the Pricing Date.
Bank of Montreal priced a US$6,056,000 offering of Senior Medium‑Term Notes, Series K — Callable Barrier Notes linked to the least performing of the S&P 500®, Russell 2000® and Nasdaq‑100 Technology Sector Index. The notes pay a contingent coupon of 0.9167% per month (about 11.00% per annum) if each reference asset is at or above its Coupon Barrier Level on observation dates. The notes settle on April 30, 2026, mature on March 31, 2028, and have a Valuation Date of March 28, 2028. If on the Valuation Date any Reference Asset is below its Trigger Level (70.00% of Initial Level), a Trigger Event occurs and the cash payment at maturity will equal $1,000 plus the percentage change of the least performing Reference Asset applied to $1,000, which may result in a payment below principal. The pricing supplement states an estimated initial value of $975.52 per $1,000 on the Pricing Date and a public offering price at par for many investors.
Bank of Montreal priced US$2,133,000 of Senior Medium-Term Notes, Series K — autocallable barrier notes linked to the S&P 500®, Russell 2000® and the Nasdaq-100 Technology Sector Index, with a Pricing Date of April 27, 2026 and an estimated initial value of $973.68 per $1,000 principal.
The notes pay contingent monthly coupons of 0.875% per month (approximately 10.50% per annum) if each reference asset is at or above its 70.00% coupon barrier on observation dates. If not autocalled, maturity is March 31, 2028 and the principal repayment depends on the performance of the least performing reference asset, with a 70.00% trigger level that can cause downside principal loss.
Bank of Montreal is offering US$3,066,000 aggregate principal amount of Senior Medium‑Term Notes, Series K — Autocallable Barrier Notes with Contingent Coupons due April 30, 2029, linked to the least performing of the S&P 500®, Russell 2000® and the Nasdaq‑100 Technology Sector Index. Pricing date was April 27, 2026, settlement is April 30, 2026, and valuation date is April 25, 2029. Each monthly Contingent Coupon equals 0.625% per month (approximately 7.50% per annum) if all Reference Assets close on an Observation Date at or above their Coupon Barrier Levels. The notes automatically redeem if, on an Observation Date beginning October 27, 2026, each Reference Asset is at or above its Call Level (100% of initial). At maturity, if not called and a Trigger Event occurred (any Final Level below its Trigger Level of 60% of Initial Level), the holder receives $1,000 × (1 + Percentage Change of the Least Performing Reference Asset), which may be less than the principal and could be zero. The estimated initial value on the Pricing Date was $961.53 per $1,000.
Bank of Montreal priced structured, non‑interest notes linked to the S&P 500® Index with total original proceeds of $5,647,000 (original issue price $1,000 per note). The notes have a trade date of April 27, 2026, original issue date of April 30, 2026 and a stated maturity of February 16, 2028 (subject to postponement).
Holders receive a cash settlement tied to index performance: 150% upside participation capped at $1,238.65 per $1,000 if the final index level is at or above the cap (115.91% of the initial level). A buffer protects against declines up to 12.50%; below 87.50% of the initial level investors incur losses of ~1.1429% of principal per 1% index decline below that buffer. Notes are unsecured obligations of Bank of Montreal and are not listed.
Bank of Montreal (BMO) is offering Accelerated Return Notes® linked to the Invesco S&P 500® Equal Weight ETF due July, 2027. Each unit has a $10 principal amount and a public offering price of $10.00 per unit. The notes provide a leveraged, capped upside (Participation Rate 300%; Capped Value set between $10.90 and $11.30 per unit) if the Underlying Fund rises, but expose holders to loss of principal if the Underlying Fund falls. The initial estimated value is expected to be between $9.14 and $9.44 per unit and is reduced by underwriting and hedging charges (underwriting discount $0.175, hedging related charge $0.05). Payments at maturity depend on the Starting Value, Ending Value (averaged over a short Maturity Valuation Period) and the Capped Value; the notes are unsecured senior debt and subject to BMO credit risk.