BANK OF MONTREAL /CAN/ (BMO) SEC Filings, Jul 7-8, 2026

Bank of Montreal priced US$967,000 Senior Medium-Term Notes, Series K — Autocallable Barrier Notes with Memory Coupons — linked to Abercrombie & Fitch Co. (ANF), Delta Air Lines, Inc. (DAL) and KeyCorp (KEY). The notes were priced on July 06, 2026, settle on July 09, 2026, and mature on July 09, 2029. They pay contingent monthly coupons of 1.475% per month (approximately 17.70% per annum) when each Reference Asset’s closing level on an Observation Date is at or above its Coupon Barrier Level, and include a Memory Coupon feature and an automatic redemption (autocall) if all Reference Assets meet the Call Level on an Observation Date.

Bank of Montreal is offering US$1,065,000 in Senior Medium‑Term Notes, Series K: Step Down Autocallable Barrier Notes due July 09, 2029, linked to the least performing of META, NVDA and PLTR. The notes may be automatically redeemed on scheduled Observation Dates beginning July 06, 2027 if each Reference Asset meets its Call Level; call amounts escalate across nine observation dates, with a final Valuation Date of July 03, 2029. At maturity, if a Trigger Event occurs (the Final Level of any Reference Asset is below its Trigger Level of 50.00% of its Initial Level), payment equals $1,000 plus the Percentage Change of the least performing asset and may be less than principal. The pricing supplement states an estimated initial value of $956.17 per $1,000 principal and discloses distribution fees, a public offering price at 100%, and an agent commission of 0.25%.

Bank of Montreal is offering structured, non‑interest bearing notes linked to the S&P 500® Index. Each note has a $1,000 principal amount and a maturity set after a determination date expected 27–30 months from the trade date. If the final index level is at least 85.00% of the initial level, holders receive a threshold settlement amount (expected between $1,176.30 and $1,207.30 per note). If the final level is below the 85.00% threshold, holders suffer losses equal to approximately 1.1765% of principal for each 1% decline below the threshold; losses may equal the full principal. The estimated initial value is $969.00–$999.00 per $1,000 note and will be less than the original issue price. Payments are unsecured obligations of Bank of Montreal and subject to its credit risk. The determination and stated maturity dates may be postponed for market disruption events. Tax treatment is uncertain under U.S. law and Section 871(m) withholding may apply to non‑U.S. investors.

Bank of Montreal (BMO) is offering Accelerated Return Notes® linked to an approximately equally weighted basket of GOOGL, MU and NVDA, with a $10 principal per unit and an expected term of about 14 months, maturing in September 2027. The notes provide a 300% Participation Rate up to a Capped Value to be set on the pricing date; the term sheet shows a Capped Value range of $13.10 to $13.50 per unit. The initial estimated value is shown between $9.10 and $9.50 per unit; the public offering price is $10.00 per unit. Payments depend on the Basket’s Ending Value and BMO’s creditworthiness; principal may be partially or fully lost if the Basket declines.

Bank of Montreal priced Senior Medium-Term Notes, Series K — equity index and ETF linked securities due July 11, 2029. The securities carry a face amount of $1,000 per security and an estimated initial value of $971.03 per security.

They pay a contingent monthly coupon at a 10.32% per annum rate when the lowest-performing underlier meets its coupon threshold; calculation days run monthly from August 2026 to July 6, 2029. An automatic call triggers if the lowest-performing underlier on a calculation day from January 2027 through June 2029 is at or above its starting value. At maturity you may receive the face amount or, if the lowest-performing underlier falls below its downside threshold (70% of starting value), a reduced principal equal to the underlier’s performance factor times the face amount.

Bank of Montreal is offering US$4,715,000 of Senior Medium-Term Notes, Series K — Callable Barrier Notes with Contingent Coupons due July 09, 2029. The notes pay a contingent coupon of 0.90% per month (≈10.80% per annum) when each reference index meets its coupon barrier on observation dates. If not called, principal repayment at maturity depends on the performance of the least performing reference asset (S&P 500®, NASDAQ-100® or Russell 2000®); a Trigger Event (any final level below 60% of initial) produces a reduced cash payment equal to $1,000 plus $1,000 times the Percentage Change of the least performing reference asset. Pricing Date was July 02, 2026, Settlement Date July 08, 2026, Valuation Date July 03, 2029. The estimated initial value was $986.46 per $1,000 on the Pricing Date. The issuer may call the notes in whole beginning on July 05, 2028 on any Observation Date.

Bank of Montreal priced US$2,485,000 Senior Medium-Term Notes, Series K — Autocallable Barrier Notes with Contingent Coupons linked to the common shares of Celestica Inc. (CLS). The notes pay a contingent monthly coupon of 3.3542% per month and may autocall beginning on October 08, 2026. If not called, final payment at maturity on January 10, 2028 depends on the Reference Asset's Final Level versus a Trigger Level of $168.11 (50.00% of the Initial Level). The public offering price was stated at 100% of principal and the estimated initial value on the Pricing Date was $946.56 per $1,000.

Bank of Montreal priced US$1,505,000 of Senior Medium-Term Notes, Series K — Capped Contingent Risk Absolute Return Buffer Notes due October 08, 2027. The notes provide 150.00% upside leverage on the least performing of the S&P 500®, NASDAQ-100® and Russell 2000®, subject to a $1,125.00 maximum redemption per $1,000 principal and a 25.00% buffer (Buffer Level = 75.00% of the Initial Level). If the Least Performing Reference Asset finishes between its Initial Level and the Buffer Level, investors receive a capped positive payout up to a Maximum Downside Redemption Amount of $1,250.00 per $1,000. If the Least Performing Reference Asset declines by more than 25.00%, investors lose 1% of principal for each 1% below the buffer, up to a possible 75.00% loss. Payments are unsecured obligations of the Bank of Montreal and subject to its credit risk. The issuer’s estimated initial value was $992.46 per $1,000 on the Pricing Date.

Bank of Montreal priced US$1,599,000 of Senior Medium-Term Notes, Series K — Callable Barrier Notes with Contingent Coupons linked to the least performing of the S&P 500®, NASDAQ-100® and Russell 2000®. The Pricing Date was July 02, 2026, Settlement Date July 08, 2026, Valuation Date July 05, 2028 and Maturity Date July 10, 2028.

The notes pay a Contingent Interest Rate of 0.9583% per month (approximately 11.50% per annum) when each Reference Asset on an Observation Date is at or above its Coupon Barrier Level (70.00% of Initial Level). The public offering price was 100% of principal (public offering price for certain fee-based advisory accounts ranged between $993.00 and $1,000 per $1,000). The estimated initial value was $989.02 per $1,000 in principal amount.