Welcome to our dedicated page for Bank Of Montreal SEC filings (Ticker: BMO), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Bank of Montreal (BMO) SEC filings page brings together the U.S. regulatory disclosures of BMO Financial Group, a foreign issuer that files under the multi-jurisdictional disclosure system. As a Canadian bank with shares listed on the NYSE under the symbol BMO, the company provides U.S. investors with access to its financial and regulatory information through the SEC’s EDGAR system.
BMO files an annual report on Form 40-F, which incorporates its audited annual consolidated financial statements and Management’s Discussion and Analysis. In addition, it submits Form 6-K current reports that can include the annual report to shareholders, earnings coverage ratios, consolidated capitalization information, and press releases such as quarterly earnings announcements and dividend declarations.
The bank maintains Form F-3 shelf registration statements for securities offerings and Form S-8 registration statements for employee share plans, as referenced in its Form 6-K incorporation-by-reference sections. These filings outline the terms under which BMO may issue various securities and provide details on compensation and incentive arrangements for employees.
For investors analyzing BMO’s capital strength and funding, the filings present capital and liquidity measures, including the Common Equity Tier 1 (CET1) ratio, Tier 1 and total capital ratios, leverage ratio, and liquidity metrics, as disclosed in accordance with OSFI guidelines. Earnings releases furnished on Form 6-K summarize reported and adjusted net income, earnings per share, segment results for Canadian Personal and Commercial Banking, U.S. Banking, Wealth Management, and Capital Markets, as well as provisions for credit losses and other key performance indicators.
On Stock Titan, these SEC filings are complemented by AI-powered summaries that highlight the main points of lengthy documents such as annual reports and earnings releases. Users can quickly see what has changed in BMO’s financial position, capital structure, and segment performance without reading every page. Real-time updates from EDGAR help ensure that new 6-K submissions, registration statement references, and other regulatory documents are surfaced promptly, while AI-generated overviews make complex disclosures more accessible to a broad range of investors.
Bank of Montreal priced structured, non‑interest notes linked to the S&P 500® Index with total original proceeds of $5,647,000 (original issue price $1,000 per note). The notes have a trade date of April 27, 2026, original issue date of April 30, 2026 and a stated maturity of February 16, 2028 (subject to postponement).
Holders receive a cash settlement tied to index performance: 150% upside participation capped at $1,238.65 per $1,000 if the final index level is at or above the cap (115.91% of the initial level). A buffer protects against declines up to 12.50%; below 87.50% of the initial level investors incur losses of ~1.1429% of principal per 1% index decline below that buffer. Notes are unsecured obligations of Bank of Montreal and are not listed.
Bank of Montreal (BMO) is offering Accelerated Return Notes® linked to the Invesco S&P 500® Equal Weight ETF due July, 2027. Each unit has a $10 principal amount and a public offering price of $10.00 per unit. The notes provide a leveraged, capped upside (Participation Rate 300%; Capped Value set between $10.90 and $11.30 per unit) if the Underlying Fund rises, but expose holders to loss of principal if the Underlying Fund falls. The initial estimated value is expected to be between $9.14 and $9.44 per unit and is reduced by underwriting and hedging charges (underwriting discount $0.175, hedging related charge $0.05). Payments at maturity depend on the Starting Value, Ending Value (averaged over a short Maturity Valuation Period) and the Capped Value; the notes are unsecured senior debt and subject to BMO credit risk.
Bank of Montreal offers Senior Medium-Term Notes, Series K: redeemable fixed-rate notes with a $1,000 principal amount per Note and a 4.55% per annum fixed interest rate. The Notes mature on April 29, 2031 and pay interest semi‑annually.
The Notes are redeemable by Bank of Montreal in whole (but not in part) on semi‑annual Optional Redemption Dates beginning May 13, 2027 at 100% of principal plus accrued interest. They are unsecured, will not be listed on an exchange, and are bail-inable under the CDIC Act, permitting conversion into common shares under Canadian bank resolution powers. Original issue price is $1,000 per Note with an underwriting discount of $15 (proceeds to the issuer: $985 per Note).
Bank of Montreal is offering Senior Medium-Term Notes, Series K — redeemable fixed-rate notes with a Stated Maturity Date of April 29, 2033. The Notes pay interest at 4.80% per annum, payable semi‑annually, and are redeemable by the issuer on semi‑annual Optional Redemption Dates at 100% of principal plus accrued interest. The Notes are issued in $1,000 denominations with an Issue Date of May 13, 2026 and an original issue price of $1,000.00 per Note. Underwriting discount is $20.00 per Note and proceeds to Bank of Montreal equal $980.00 per Note. The Notes are unsecured, will not be listed on any exchange, and are bail-inable under the Canada Deposit Insurance Corporation Act, requiring holders to agree to potential conversion into common shares under that regime.
Bank of Montreal is offering Capped Notes with an Absolute Return Buffer linked to the Russell 2000® Index, due July, 2027. The notes have a $10 principal per unit and a public offering price of $10.00. The initial estimated value is expected to be between $9.28 and $9.59 per unit and is less than the public offering price.
At maturity you receive a return tied to the Index: a 1-to-1 positive return up to a Capped Value of $11.20 (12.00%), full principal if the Ending Value equals the Starting Value, a positive buffered return when the Index decline is between the Threshold Value and the Starting Value, and a partial principal loss if the Ending Value is below the Threshold Value. Participation Rate is 100%. Fees include a $0.175 underwriting discount and a $0.05 hedging charge. Payments are subject to BMO credit risk.
Bank of Montreal is issuing Senior Medium-Term Notes, Series K — redeemable fixed-rate notes due May 14, 2038. The Notes pay 5.35% per annum semi‑annually, have a $1,000 principal denomination, and are redeemable by the issuer on semi‑annual Optional Redemption Dates beginning May 14, 2028. The Original Issue Price is $1,000.00 per Note with an underwriting discount of $20.00 (proceeds to the issuer $980.00 per Note). The Notes are unsecured, not listed, and are bail-inable under subsection 39.2(2.3) of the Canada Deposit Insurance Corporation Act, permitting conversion into common shares under that regime.
Bank of Montreal is offering US$728,000 of Senior Medium‑Term Notes, Series K — Autocallable Barrier Enhanced Return Notes linked to the S&P 500® Index. The notes offer 150.00% upside leverage on positive performance if not autocalled. If on April 23, 2026 the index closes above its Call Level (100% of the Initial Level), the notes will be automatically redeemed and pay the principal plus a $90 Call Amount (approximately 9.00% per annum). If not autocalled, payments at maturity depend on the Final Level on the Valuation Date: full principal plus leveraged upside if the Final Level ≥ Initial Level; return of principal only if Final Level is between the Barrier (80.00% of Initial Level) and the Initial Level; and pro rata losses below the Barrier (loss of 1% of principal for each 1% decline below Initial Level). The notes do not bear interest, are unsecured obligations of the Bank of Montreal, are not exchange‑listed, and carry credit risk of the issuer. The initial estimated value was $934.40 per $1,000 principal on the Pricing Date.
Bank of Montreal (BMO) is offering Senior Medium-Term Notes, Series K — redeemable fixed-rate debt due May 14, 2031. The Notes pay 4.85% per annum interest semi-annually, have a denomination of $1,000 per Note, and pay $1,000 per Note at stated maturity unless redeemed earlier. The Notes are redeemable by BMO in whole (but not in part) on semi-annual Optional Redemption Dates beginning May 14, 2027 at 100% of principal plus accrued interest. The original issue price per Note is $1,000.00, the underwriting discount is $10.00 per Note, and proceeds to BMO per Note are $990.00. These Notes are bail-inable and may be converted, in whole or in part, into common shares under subsection 39.2(2.3) of the Canada Deposit Insurance Corporation Act; holders are deemed to consent to the application of that regime. The Notes are unsecured obligations of BMO and are not listed on any exchange.
Bank of Montreal offers US$760,000 Senior Medium-Term Notes, Series K — Autocallable Barrier Notes linked to the least performing of the S&P 500®, Russell 2000® and Nasdaq-100 Technology Sector Index. The notes price at 100% of principal with a Contingent Interest Rate of 0.7833% per month (about 9.40% per annum) if coupon conditions are met. Observation Dates occur three trading days before each monthly Contingent Coupon Payment Date beginning May 29, 2026. Automatic redemption can occur beginning April 27, 2027 if all three reference assets are at or above their Call Levels (100% of initial levels) on an Observation Date. At maturity on April 30, 2029, if the notes are not called and the Final Level of any Reference Asset is below its Trigger Level (60% of Initial Level), investors receive: $1,000 + ($1,000 x Percentage Change of the Least Performing Reference Asset), which may be less than principal and could be zero. The estimated initial value at pricing was $980.61 per $1,000.
Bank of Montreal priced US$1,802,000 Senior Medium-Term Notes, Series K — Autocallable Buffer Notes linked to the least performing of the S&P 500® and Russell 2000®. The notes pay a contingent coupon of 0.6333% per month (~7.60% per annum) when both reference assets close on an Observation Date at or above their 85.00% Coupon Barrier/Buffer Levels. The notes may be automatically redeemed beginning April 27, 2027 if both reference assets meet the Call Level (100% of initial). At maturity (April 30, 2031), if the Least Performing Reference Asset is below its Buffer Level (85.00% of initial), principal is reduced according to the asset's percentage decline beyond the 15.00% buffer. The estimated initial value was $953.14 per $1,000 on the Pricing Date.