BANK OF MONTREAL /CAN/ (BMO) SEC Filings, Jul 6-7, 2026

Bank of Montreal (BMO) priced US$3,345,000 of Senior Medium‑Term Notes, Series K — Autocallable Barrier Notes with Memory Coupons due July 09, 2029 — linked to the least performing of the common stocks of Apple Inc. (AAPL), Micron Technology, Inc. (MU) and Advanced Micro Devices, Inc. (AMD). The notes pay a contingent quarterly coupon of 9.58% (approximately 38.32% per annum) when each reference asset closes at or above its 50% coupon barrier on an Observation Date and feature an automatic redemption if all reference assets close at or above their call levels on an Observation Date. At maturity, if not automatically redeemed and if a Trigger Event occurs for the least performing asset (final level below its 50% trigger level), investors may receive a reduced Physical Delivery Amount in shares of the least performing asset or the Cash Delivery Amount. The Pricing Date was July 02, 2026, Settlement Date July 08, 2026, Valuation Date July 03, 2029.

Bank of Montreal priced US$1,000,000 Senior Medium-Term Notes, Series K — Autocallable Barrier Notes with Memory Coupons due July 09, 2029, linked to the least performing of the S&P 500, NASDAQ-100 and Russell 2000. The notes pay contingent monthly coupons of 0.9333% per month (approximately 11.20% per annum) when each reference index on a coupon observation date is >= its coupon barrier (80% of initial levels). The notes are automatically redeemed if, on a call observation date, each reference asset is >= its initial level. At maturity, if a trigger event occurs (any final level < 60% of its initial level), the cash payment equals $1,000 x (1 + Percentage Change of the Least Performing Reference Asset), which can be less than principal or zero. The estimated initial value at pricing was $989.55 per $1,000. Purchases reflect selling concessions and a 0.60% agent commission; proceeds to issuer shown as $994,000 on the cover. Terms are subject to calculation agent determinations, market disruption adjustments and the documents referenced herein.

Bank of Montreal (BMO) priced Senior Medium-Term Notes, Series K: equity-linked, auto-callable securities linked to the lowest performing share of Advanced Micro Devices, Inc. (AMD) and Alphabet Inc. (GOOGL). Pricing date: July 2, 2026; issue date: July 8, 2026. The original offering price is $1,000 per security and the initial estimated value was $951.40 per security. The securities pay a contingent monthly coupon at a 25.50% per annum rate if the lowest performing underlier on each calculation day is at or above its coupon threshold (60% of starting value). The securities are automatically called if the lowest performing underlier on any monthly calculation day from January 2027 through June 2029 is at or above its starting value, in which case holders receive the face amount plus accrued contingent coupons. At maturity (stated maturity July 6, 2029), if not called, repayment equals the face amount unless the lowest performing underlier’s ending value is below its downside threshold (60% of starting value), in which case payment equals $1,000 × performance factor of that underlier, exposing holders to more than a 40% loss of principal. The offering totals $3,908,000 at issuance. These securities are unsecured obligations of Bank of Montreal and involve credit, market, liquidity and tax uncertainties; they are not FDIC‑insured.

Bank of Montreal is offering Senior Medium-Term Notes, Series K, redeemable fixed rate notes due July 7, 2033. Each Note has a principal amount of $1,000, an issue date of July 20, 2026 and pays interest at 5.00% per annum semi‑annually on January 20 and July 20, with principal payable at maturity unless redeemed earlier.

The Notes are redeemable in whole at 100% of principal on semi‑annual Optional Redemption Dates beginning January 20, 2028. The Notes are unsecured, will not be listed on an exchange, and are bail‑inable under the Canada Deposit Insurance Corporation Act, permitting conversion into common shares under specified Canadian resolution powers.

Bank of Montreal is offering equity-linked, auto-callable senior medium-term notes (Series K) linked to the American Depositary Shares of Novo Nordisk A/S with an original offering price of $1,000 per security. The securities pay quarterly contingent coupons (with a memory feature) at a contingent coupon rate determined on pricing and at least 12.10% per annum. They may be automatically called on quarterly calculation days if the Underlier closes at or above the starting value; otherwise, at maturity on July 12, 2029 holders receive a payment that can be the face amount or can be reduced in proportion to the Underlier’s decline below the 60% downside threshold. The issuer’s estimated initial value on the pricing date was $965.20 per security (not less than $910.00), and purchasers pay an agent discount of $23.25 per security. These are unsecured obligations of Bank of Montreal and carry issuer credit risk and complex tax and market risks.

Bank of Montreal (BMO) priced US$1,087,000 of Senior Medium-Term Notes, Series K — Autocallable Barrier Notes with Contingent Coupons due January 07, 2028 — linked to an equally weighted basket of six asset‑management-related equities. The notes pay a contingent monthly coupon of 0.9583% (approx. 11.50% per annum) when the Basket Closing Level on an Observation Date is at or above the Coupon Barrier Level (60.00). Beginning January 04, 2027, the notes are callable if the Basket Closing Level is at or above the Call Level (100.00) on an Observation Date; automatic redemption returns principal plus the contingent coupon then due. At maturity, if not called, investors receive cash tied to the Basket’s performance: $1,000 plus $1,000 times the Percentage Change, unless a Trigger Event (Basket Final Level below the Trigger Level of 60.00) causes a reduced payment. The public offering price was 100% with proceeds to BMO of 97.60% (agent commission 2.40%); the estimated initial value on pricing was $948.50 per $1,000 principal.

Bank of Montreal priced US$5,727,000 Senior Medium-Term Notes, Series K: Autocallable Barrier Notes with Memory Coupons due July 09, 2029, linked to the least performing common stock of Broadcom Inc. (AVGO) and NVIDIA Corporation (NVDA). The notes pay contingent quarterly coupons of 3.8125% per quarter (approximately 15.25% per annum) when each reference asset meets its coupon barrier on observation dates and include a Memory Coupon Feature and an automatic redemption (autocall) if both reference assets are at or above their Call Level on an Observation Date. Principal at maturity is protected only if neither reference asset falls below its Trigger Level (50.00% of initial levels); if a Trigger Event occurs, repayment is reduced pro rata to the percentage change of the least performing reference asset. The estimated initial value was $956.68 per $1,000 on the Pricing Date.

Bank of Montreal is offering US$1,164,000 of Senior Medium-Term Notes, Series K — Callable Buffer Notes with Contingent Coupons linked to the least performing of the S&P 500, NASDAQ-100 and Russell 2000. The notes priced on July 01, 2026, settle on July 07, 2026 and mature on July 07, 2028.

Each contingent coupon, if payable, equals 0.7542% per month (approximately 9.05% per annum, subject to monthly observation of each reference asset against its coupon barrier (70% of initial level). At maturity, if a reference asset’s Final Level is below its Buffer Level (80% of initial), a Trigger Event causes the principal repayment to be reduced based on the percentage decline of the least performing reference asset; the payment formula and hypothetical outcomes are provided in the supplement. The estimated initial value on the pricing date was $990.55 per $1,000 in principal.

Bank of Montreal offers US$483,000 in Senior Medium-Term Notes, Series K — Callable Barrier Notes with Contingent Coupons due July 09, 2029, linked to the least performing of TLT, NDX and RTY. The pricing date was July 01, 2026, settlement July 07, 2026, and the valuation date is July 03, 2029.

The notes pay a contingent coupon of 1.05% per month (approximately 12.60% per annum) when each Reference Asset on an Observation Date is at or above its Coupon Barrier Level (70% of Initial Level). The notes are callable by the issuer beginning January 06, 2027 on any Observation Date; if called, investors receive principal plus any contingent coupon due on the Call Settlement Date. At maturity, if no Trigger Event occurs, investors receive $1,000 per $1,000 principal. If a Trigger Event occurs (Final Level of any Reference Asset < Trigger Level), the maturity payment equals $1,000 + $1,000 × Percentage Change of the Least Performing Reference Asset, which can be less than principal and may be zero. The public offering price is 100% of principal (public offering range for certain advisory accounts was $994 to $1,000 per $1,000). The estimated initial value on the Pricing Date was $982.56 per $1,000.