Welcome to our dedicated page for Bank Of Montreal SEC filings (Ticker: BMO), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Bank of Montreal (BMO) SEC filings page brings together the U.S. regulatory disclosures of BMO Financial Group, a foreign issuer that files under the multi-jurisdictional disclosure system. As a Canadian bank with shares listed on the NYSE under the symbol BMO, the company provides U.S. investors with access to its financial and regulatory information through the SEC’s EDGAR system.
BMO files an annual report on Form 40-F, which incorporates its audited annual consolidated financial statements and Management’s Discussion and Analysis. In addition, it submits Form 6-K current reports that can include the annual report to shareholders, earnings coverage ratios, consolidated capitalization information, and press releases such as quarterly earnings announcements and dividend declarations.
The bank maintains Form F-3 shelf registration statements for securities offerings and Form S-8 registration statements for employee share plans, as referenced in its Form 6-K incorporation-by-reference sections. These filings outline the terms under which BMO may issue various securities and provide details on compensation and incentive arrangements for employees.
For investors analyzing BMO’s capital strength and funding, the filings present capital and liquidity measures, including the Common Equity Tier 1 (CET1) ratio, Tier 1 and total capital ratios, leverage ratio, and liquidity metrics, as disclosed in accordance with OSFI guidelines. Earnings releases furnished on Form 6-K summarize reported and adjusted net income, earnings per share, segment results for Canadian Personal and Commercial Banking, U.S. Banking, Wealth Management, and Capital Markets, as well as provisions for credit losses and other key performance indicators.
On Stock Titan, these SEC filings are complemented by AI-powered summaries that highlight the main points of lengthy documents such as annual reports and earnings releases. Users can quickly see what has changed in BMO’s financial position, capital structure, and segment performance without reading every page. Real-time updates from EDGAR help ensure that new 6-K submissions, registration statement references, and other regulatory documents are surfaced promptly, while AI-generated overviews make complex disclosures more accessible to a broad range of investors.
Bank of Montreal priced US$1,243,000 Senior Medium-Term Notes, Series K — Autocallable Barrier Notes linked to Meta Platforms, Inc. Class A common stock. The notes pay a 4.50% contingent coupon per quarter (approximately 18.00% per annum) if the Reference Asset closes at or above a Coupon Barrier of $507.65 (75.00% of the Initial Level). The Initial Level is $676.87, the Pricing Date was April 16, 2026, settlement is April 21, 2026, the Valuation Date is March 29, 2029, and maturity is April 04, 2029.
If, on any Observation Date beginning June 30, 2026, the Reference Asset closes at or above the Call Level (100% of the Initial Level), the notes will be automatically redeemed and investors will receive principal plus the contingent coupon otherwise due. If not auto-redeemed, a Trigger Event occurs if the Final Level is below the Trigger Level ($507.65) and maturity payment will equal $1,000 plus $1,000 times the Percentage Change, which can result in losses of principal (examples shown).
The estimated initial value on the Pricing Date was $984.28 per $1,000 principal amount; public offering price was 100% and proceeds to issuer $1,218,140 after a 2.00% agent commission. The notes pay cash only at maturity (no physical delivery) and involve issuer and model, liquidity, and tax risks described herein.
Bank of Montreal priced US$861,000 Senior Medium-Term Notes, Series K — Autocallable Barrier Notes linked to Bank of America Corporation common stock. The notes pay contingent quarterly coupons of 3.25% per quarter (approximately 13.00% per annum) if the Reference Asset closes at or above the Coupon Barrier on each Observation Date. The Initial Level of the Reference Asset is $53.51 with a Coupon Barrier and Trigger Level of $42.81 (80.00% of Initial Level). The notes mature on April 04, 2029, with a Valuation Date of March 29, 2029. If not autocalled, principal at maturity depends on the Final Level and may be less than principal; physical delivery of shares is not permitted.
Bank of Montreal priced US$1,016,000 Senior Medium-Term Notes, Series K: autocallable barrier notes linked to the common stock of Uber Technologies, Inc. The notes settle on April 21, 2026, mature on April 04, 2029, and use a valuation date of March 29, 2029. The Initial Level is $76.48 per share and the Contingent Interest Rate is 4.6875% per quarter (approximately 18.75% per annum), paying about $46.875 per $1,000 when payable. The Coupon Barrier Level and Trigger Level are both $57.36 (75.00% of Initial Level). Beginning June 30, 2026, the notes are subject to automatic redemption if the Reference Asset closes at or above the Call Level on an Observation Date. If not redeemed, payment at maturity depends on the Final Level relative to the Trigger Level; a Trigger Event results in a reduced cash payment equal to $1,000 plus $1,000 times the Percentage Change, which can be less than principal. The estimated initial value on the Pricing Date was $979.61 per $1,000 principal. Investors receive cash only at maturity; physical delivery of Uber shares is not available.
Bank of Montreal (BMO) priced US$4,285,000 of Senior Medium-Term Notes, Series K: Autocallable Barrier Notes linked to the common stock of Microsoft Corporation (MSFT). The notes priced on April 16, 2026 with settlement on April 21, 2026 and mature on April 04, 2029.
Each $1,000 note has an Initial Level of $420.26, a quarterly Contingent Interest Rate of 3.175% (approximately 12.70% per annum) if observation-date conditions are met, a Coupon and Trigger Level of $315.20 (75% of Initial Level), and automatic redemption if the Reference Asset closes at or above the Call Level on an Observation Date. The estimated initial value was $974.64 per $1,000.
Bank of Montreal (BMO) priced US$1,122,000 of Senior Medium-Term Notes, Series K — Autocallable Barrier Notes linked to the common stock of Apollo Global Management, Inc. (APO). The Pricing Date is April 16, 2026, Settlement Date April 21, 2026, and Maturity Date April 04, 2029.
The notes pay a Contingent Coupon of 6.50% per quarter (approximately 26.00% per annum) when an Observation Date closing is at or above the Coupon Barrier of $96.65 (80.00% of the Initial Level). The Initial Level is $120.81. Automatic redemption can occur beginning on June 30, 2026 if the Reference Asset closes at or above the Call Level (100% of Initial Level). At maturity, if the Final Level is below the Trigger Level ($96.65), investors receive $1,000 x (1 + Percentage Change), which may be less than principal.
The public offering price is 100% ($1,000 per $1,000); estimated initial value on the Pricing Date was $988.71 per $1,000. Payment is cash-only; holders will not receive underlying shares.
Bank of Montreal is offering non‑interest bearing, S&P 500®‑linked buffered upside notes with a $1,000 principal per note and a stated maturity of April 19, 2028 (subject to postponement). The notes pay a leveraged upside of 150% of the index return up to a capped cash payment of $1,226.95 per note and provide a 10.00% downside buffer: if the final index level is at or above 90.00% of the initial level you receive principal at maturity; if below that buffer you lose approximately 1.1111% of principal for each 1% the index declines below the buffer.
The trade date was April 16, 2026, initial underlier level is 7,041.28, and the issuer estimates an initial value of $977.41 per note versus an original issue price of $1,000.00. The notes are unsecured obligations of Bank of Montreal, are not listed, are designed to be held to maturity, and are subject to the issuer’s credit risk and various tax and market‑disruption provisions described herein.
Bank of Montreal is offering Accelerated Return Notes linked to Microsoft common stock, due June 25, 2027. Each unit has a $10.00 principal, a public offering price of $10.00 and an initial estimated value of $9.72 per unit. The notes provide a 300% participation rate in upside, capped at a $13.139 redemption per unit, and expose investors to downside loss of principal if Microsoft’s Ending Value is below the Starting Value ($420.26). Payments are unsecured obligations of BMO and subject to its credit risk. The scheduled Calculation Day is June 17, 2027; fees include an underwriting discount of $0.175 and a hedging charge of $0.05 per unit.
Bank of Montreal priced a structured, principal‑at‑risk note linked to the S&P 500® Index. The notes (principal $1,000 each) trade date April 16, 2026, original issue date April 21, 2026, and stated maturity May 17, 2028. Payment depends on the S&P 500 closing level on the determination date; upside participation is 140% capped at a $1,275.80 maximum settlement per note, with an 85.00% buffer level that protects principal for declines up to 15.00%. The initial estimated value was $998.19 per $1,000 principal and total original issuance shown is $4,744,000.00. The notes are unsecured obligations of Bank of Montreal and do not pay interest; holders are exposed to issuer credit risk and may lose some or all principal.
Bank of Montreal reported the results of its April 15, 2026 annual shareholder meeting. All 14 director nominees were elected with strong support, with individual "for" votes ranging from 95.98% to 99.78%. Shareholders also approved appointing KPMG LLP as auditors for the 2026 fiscal year, with 91.63% of votes cast in favour.
Shareholders backed an advisory resolution on the bank’s approach to executive compensation, with 96.34% of votes for and 3.66% against. Eight shareholder proposals on topics including meeting participation, youth inclusion in governance, compensation policy, board skills, systemic role, AI oversight, enhanced disclosure, and environmental policies were all rejected, with support ranging from 0.83% to 22.17% of votes cast.
Bank of Montreal priced a US$4,100,000 offering of Senior Medium-Term Notes (Series K) — Autocallable Barrier Notes with Contingent Coupons linked to the least performing of the S&P 500®, NASDAQ-100® and Russell 2000®. The Pricing Date was April 02, 2026, Settlement on April 07, 2026 and Maturity on April 09, 2029.
The notes pay a Contingent Coupon of 1.00% per month (approximately 12.00% per annum) when each Reference Asset closes at or above its 70.00% Coupon Barrier on an Observation Date. The notes are autocallable beginning on April 06, 2027 if each Reference Asset is at or above its Call Level (100% of Initial Level). At maturity, if a Trigger Event occurs (any Reference Asset below its 70.00% Trigger Level), holders receive $1,000 adjusted by the Percentage Change of the Least Performing Reference Asset.
The Pricing Supplement states an estimated initial value of $991.16 per $1,000 principal on the Pricing Date and discloses customary distribution conflicts, tax characterization uncertainty, and material risk factors in the referenced product supplement and prospectus.