Welcome to our dedicated page for Bank Of Montreal SEC filings (Ticker: BMO), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Bank of Montreal (BMO) SEC filings page brings together the U.S. regulatory disclosures of BMO Financial Group, a foreign issuer that files under the multi-jurisdictional disclosure system. As a Canadian bank with shares listed on the NYSE under the symbol BMO, the company provides U.S. investors with access to its financial and regulatory information through the SEC’s EDGAR system.
BMO files an annual report on Form 40-F, which incorporates its audited annual consolidated financial statements and Management’s Discussion and Analysis. In addition, it submits Form 6-K current reports that can include the annual report to shareholders, earnings coverage ratios, consolidated capitalization information, and press releases such as quarterly earnings announcements and dividend declarations.
The bank maintains Form F-3 shelf registration statements for securities offerings and Form S-8 registration statements for employee share plans, as referenced in its Form 6-K incorporation-by-reference sections. These filings outline the terms under which BMO may issue various securities and provide details on compensation and incentive arrangements for employees.
For investors analyzing BMO’s capital strength and funding, the filings present capital and liquidity measures, including the Common Equity Tier 1 (CET1) ratio, Tier 1 and total capital ratios, leverage ratio, and liquidity metrics, as disclosed in accordance with OSFI guidelines. Earnings releases furnished on Form 6-K summarize reported and adjusted net income, earnings per share, segment results for Canadian Personal and Commercial Banking, U.S. Banking, Wealth Management, and Capital Markets, as well as provisions for credit losses and other key performance indicators.
On Stock Titan, these SEC filings are complemented by AI-powered summaries that highlight the main points of lengthy documents such as annual reports and earnings releases. Users can quickly see what has changed in BMO’s financial position, capital structure, and segment performance without reading every page. Real-time updates from EDGAR help ensure that new 6-K submissions, registration statement references, and other regulatory documents are surfaced promptly, while AI-generated overviews make complex disclosures more accessible to a broad range of investors.
Bank of Montreal (BMO) is offering US$1,547,000 of Senior Medium-Term Notes, Series K — Buffer Enhanced Return Notes due April 24, 2031, linked to the S&P 500® Futures Excess Return Index. The notes provide 178.50% upside leverage if the Reference Asset rises, a 30.00% buffer on losses, and permit up to a 70.00% principal loss if the Reference Asset falls more than 30.00% by the Valuation Date. The notes pay no interest, are unsecured obligations of BMO, will not be listed, and are subject to BMO credit risk. The estimated initial value was $981.82 per $1,000 principal; public price is $1,000 per $1,000 (99.375% proceeds after a 0.625% agent commission).
Bank of Montreal priced US$677,000 Senior Medium-Term Notes, Series K — Autocallable Barrier Notes due April 24, 2031. The notes pay a contingent coupon of 0.5833% per month (approximately 7.00% per annum) if each Reference Asset meets its monthly coupon barrier on Observation Dates. The notes are linked to the NASDAQ-100 (NDX), Russell 2000 (RTY) and the Dow Jones Industrial Average (INDU), settle April 24, 2026, and mature April 24, 2031. If not called, principal repayment at maturity depends on the least performing Reference Asset and a 70.00% trigger barrier; a Trigger Event reduces the final payment by the Percentage Change of the least performing index. The estimated initial value was $935.18 per $1,000 on the Pricing Date.
Bank of Montreal (BMO) is offering Trigger Autocallable Contingent Yield Notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 with a term of approximately three years and an Original Issue Price of $10 per Note. The Notes pay a quarterly Contingent Coupon (set at least 12.00% per annum on the Trade Date) only when each Underlier is at or above its Coupon Barrier (75% of Initial Underlier Value). The Notes are callable on quarterly Call Observation Dates if each Underlier is at or above its Initial Underlier Value; failure to be called and a Final Underlier Value below the Downside Threshold (60% of Initial Underlier Value) for any Underlier exposes investors to full downside equal to the negative return of the Least Performing Underlier. Estimated initial value at pricing is $9.97 per Note (not less than $9.67), and all payments remain subject to BMO credit risk.
Bank of Montreal priced US$2,048,000 in Senior Medium-Term Notes, Series K: autocallable barrier notes with memory coupons linked to the least performing of AMZN, GOOG (Class C) and NVDA. The notes pay a contingent monthly coupon of 1.0417% per month (≈12.50% per annum) if observation conditions are met and may autocalL beginning October 21, 2026.
At maturity on April 24, 2029, if not autocalled, repayment is based on the least performing reference asset; a Trigger Event (Final Level below the 50% Trigger Level) can reduce principal pro rata. The estimated initial value on the pricing date was $978.97 per $1,000.
Bank of Montreal priced US$1,910,000 Senior Medium-Term Notes, Series K — Autocallable Barrier Notes with Memory Coupons due April 24, 2029, linked to the least performing of the NASDAQ-100, Russell 2000 and the Dow Jones Industrial Average. The notes pay a contingent coupon of 2.025% per quarter (approximately 8.10% per annum) when each reference asset is at or above its coupon barrier on an Observation Date and include a Memory Coupon feature. The notes may be automatically redeemed beginning on October 21, 2026 if each reference asset is at or above its Call Level (100% of initial levels). At maturity, if a Trigger Event has occurred (any final level below its Trigger Level of 65.00% of initial level), payment equals $1,000 plus the percentage change of the least performing reference asset, which could be less than principal and may be zero. Pricing Date was April 21, 2026; estimated initial value on that date was $967.60 per $1,000. Price to public was 100% and Agent's commission was 2.35%.
Bank of Montreal (BMO) priced US$670,000 of Senior Medium-Term Notes, Series K — Autocallable Barrier Notes with Contingent Coupons due April 24, 2031, linked to the least performing of the Russell 2000® Index (RTY) and the Nasdaq-100 Technology Sector Index (NDXT). The notes pay a contingent quarterly coupon of 2.6925% (≈10.77% per annum) when both reference assets are at or above 80% coupon barriers on observation dates and are subject to automatic redemption beginning April 21, 2027 if both references are at or above their call levels. At maturity, if not auto‑redeemed and if a Trigger Event occurs (least performing reference below 80% of initial level), principal is reduced proportionally to the least performing reference. The estimated initial value was $948.42 per $1,000 on the pricing date.
Bank of Montreal priced an offering of Equity Linked Senior Medium-Term Notes (Series K) linked to the lowest performing of LMT, PKG and QCOM. The securities have an Original Offering Price of $1,000 per security, an estimated initial value of $978.10 (not less than $928.00 at pricing), an issue date of May 5, 2026 and a stated maturity of May 3, 2027. The securities pay monthly contingent coupons (contingent coupon rate determined at pricing, at least 6.21%) with a memory feature and are auto-callable if the lowest performing Underlier closes at or above its starting value on certain monthly calculation days. If not called, principal at maturity depends on the lowest performing Underlier’s ending value relative to a downside threshold equal to 50% of its starting value; a final maturity payment can be reduced to as low as zero. The agent discount is $15.75 with proceeds to the issuer of $984.25 per security.
Bank of Montreal priced a $1,000 face amount market-linked, auto-callable senior note (Series K) linked to the lowest performing common stock of Lockheed Martin, Packaging Corporation of America and Qualcomm. Pricing date was April 30, 2026 and issue date May 5, 2026. The estimated initial value was $972.30 (not less than $922.00), and proceeds to Bank of Montreal were $979.25 per security after an agent discount of $20.75. The notes pay monthly contingent coupons (with a memory feature) at a contingent coupon rate of at least 9.35% per annum, are auto-callable if the lowest performing Underlier closes at or above its starting value on certain monthly observation dates, and mature on May 3, 2028 if not called. At maturity, holders receive full face amount only if the lowest performing Underlier’s ending value is at or above its downside threshold (50% of starting value); otherwise the maturity payment equals $1,000 × performance factor of that Underlier, exposing holders to more than a 50% loss in certain scenarios.
Bank of Montreal priced $2,196,000 of Senior Medium-Term Notes, Series K — redeemable fixed-rate notes with a 4.35% per annum stated interest rate and a stated maturity date of April 24, 2029. The notes were issued at $1,000 per note on an issue date of April 24, 2026 and pay semi-annual interest each April 24 and October 24 beginning October 24, 2026.
The notes are redeemable by Bank of Montreal in whole (but not in part) on semi-annual optional redemption dates commencing April 24, 2027, at 100% of principal plus accrued interest. These notes are bail-inable under subsection 39.2(2.3) of the Canada Deposit Insurance Corporation Act and may be converted into common shares of the Bank or an affiliate under that regime.
Bank of Montreal priced $1,500,000 aggregate principal of Senior Medium-Term Notes, Series K, fixed-rate notes due April 24, 2031 at an interest rate of 4.75% per annum. The Notes were issued at $1,000.00 per Note on April 24, 2026.
The Notes pay semi-annual interest each April 24 and October 24, are redeemable in whole by the Bank on semi-annual optional redemption dates at 100% of principal plus accrued interest, and are bail-inable under the Canada Deposit Insurance Corporation Act.