Welcome to our dedicated page for Bank Of Montreal SEC filings (Ticker: BMO), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Bank of Montreal filings document its U.S. reporting as a Canadian financial institution that files Form 6-K reports and identifies as a Form 40-F filer. Recent disclosures include quarterly earnings releases, interim consolidated financial statements, dividend declarations, officer certifications, annual meeting voting results and the bank's Code of Conduct.
The filings also cover registration-statement matters on Form F-3 and Form S-8, including incorporation by reference and legal opinions. Capital and funding disclosures include earnings coverage ratios for subordinated indebtedness, Class B preferred shares and other equity instruments, providing formal records of governance, capital structure and recurring bank reporting obligations.
Bank of Montreal issues a preliminary term sheet for Accelerated Return Notes® linked to the iShares® U.S. Aerospace & Defense ETF due June, 2027. The notes are senior unsecured debt, $10 principal per unit, provide a 300% participation rate up to a Capped Value (estimated between $11.35 and $11.75 per unit), and expose holders to issuer credit risk. The public offering price exceeds the notes' initial estimated value due to underwriting and hedging charges; final terms will be set on the pricing date.
Bank of Montreal priced auto-callable, equity-linked notes tied to GE Vernova Inc. (GEV) with a $1,000 face amount and a stated maturity of March 29, 2029. The securities pay a 21.60% per annum contingent coupon quarterly only if the Underlier meets a coupon threshold of $636.587 (70% of the starting value). If a calculation day on or before December 2028 has a closing value at or above the starting value, the notes will be automatically called and repay principal plus a final contingent coupon. If not called, maturity pays $1,000 unless the ending value is below the downside threshold ($636.587), in which case the maturity payment equals $1,000 times the performance factor (ending/starting value) and could be less than the face amount, including potentially $0. The notes are unsecured obligations of Bank of Montreal and subject to its credit risk.
Bank of Montreal offers $2,000,000 Senior Medium-Term Notes, Series K (Redeemable Fixed Rate Notes) due March 25, 2031. The Notes pay 4.40% per annum interest semi‑annually, have a $1,000 denomination, and are redeemable in whole by the Bank on scheduled semi‑annual Optional Redemption Dates starting March 25, 2028.
The Notes are unsecured, bail-inable under the CDIC Act (convertible into common shares under specified Canadian resolution powers), will not be listed, and were issued at $1,000.00 per note with an underwriting discount of $7.50 per note.
Bank of Montreal filed a Form 6-K as a foreign private issuer for March 2026. The report mainly serves to incorporate its contents and attached exhibits by reference into existing SEC registration statements.
The filing includes legal opinions from Sullivan & Cromwell LLP as U.S. counsel and Osler, Hoskin & Harcourt LLP as Canadian counsel, along with their related consents. It is signed on behalf of the bank by Paras Jhaveri, Global Head, Capital and Funding.
Bank of Montreal priced US$510,000 Senior Medium‑Term Notes, Series K Autocallable Buffer Enhanced Return Notes due March 20, 2031, linked to the S&P 500® Futures Excess Return Index. If the Reference Asset exceeds its Call Level on March 23, 2027, the notes will auto‑redeem and pay principal plus a approx.15.00% annual Call Amount.
The notes provide 175.00% upside leverage if not called, a 15.00% downside buffer (losses begin beyond a 15.00% decline), do not pay interest, are unsecured obligations of Bank of Montreal, carry the issuer's credit risk, and were issued in $1,000 denominations with an estimated initial value of $976.58 per $1,000.
Bank of Montreal filed a Form 6-K highlighting its updated Code of Conduct, which sets ethical standards for all employees, officers, contractors and directors globally. The Code is built around core values of Integrity, Inclusion, Responsibility and Empathy and five main commitments: making a positive impact, doing what is right, protecting the brand, avoiding conflicts of interest, and speaking up about concerns.
The document emphasizes mandatory annual ethics and compliance training, zero waivers to the Code, and potential consequences up to termination for violations. It provides detailed expectations on anti-bribery and anti-corruption, anti-money laundering, fair competition, securities trading, privacy, use of AI, social media, handling of client and employee information, outside activities, gifts and entertainment, political activities and personal relationships. A prominent “Speak Up!” framework and whistleblower service support confidential and anonymous reporting and protection from retaliation.
Bank of Montreal filed a report providing updated earnings coverage ratios for the 12 months ended January 31, 2026 and October 31, 2025. These ratios show how many times the bank’s earnings can cover its interest and preferred share obligations.
For the period ended January 31, 2026, interest coverage on subordinated indebtedness was 27.56 times and grossed up dividend coverage on Class B preferred shares and other equity instruments was 23.90 times. Combined interest and grossed up dividend coverage on subordinated debt, preferred shares and other equity instruments was 13.05 times, slightly higher than 12.70 times for the period ended October 31, 2025.
Bank of Montreal filed a report providing updated earnings coverage ratios for the 12 months ended January 31, 2026 and October 31, 2025. These ratios show how many times the bank’s earnings can cover its interest and preferred share obligations.
For the period ended January 31, 2026, interest coverage on subordinated indebtedness was 27.56 times and grossed up dividend coverage on Class B preferred shares and other equity instruments was 23.90 times. Combined interest and grossed up dividend coverage on subordinated debt, preferred shares and other equity instruments was 13.05 times, slightly higher than 12.70 times for the period ended October 31, 2025.
Bank of Montreal filed a Form 6-K to furnish officer certifications related to its quarterly report for the period ended January 31, 2026. The Chief Executive Officer and Chief Financial Officer each certify that the report is accurate, fairly presents the bank’s financial condition and results, and that disclosure controls and internal control over financial reporting have been designed, evaluated, and updated as needed.
Bank of Montreal filed a Form 6-K to furnish officer certifications related to its quarterly report for the period ended January 31, 2026. The Chief Executive Officer and Chief Financial Officer each certify that the report is accurate, fairly presents the bank’s financial condition and results, and that disclosure controls and internal control over financial reporting have been designed, evaluated, and updated as needed.
Bank of Montreal announced that its Board of Directors declared a quarterly dividend of $1.67 per common share for the second quarter of fiscal 2026, unchanged from the prior quarter. The common share dividend is payable on May 26, 2026 to shareholders of record on April 29, 2026.
The Board also declared dividends on its Class B Preferred Shares Series 44, 50 and 52, with payments on May 25 or May 26, 2026, to shareholders of record on April 29, 2026. All declared common and preferred dividends are designated as “eligible” dividends for Canadian tax purposes.
Common shareholders may reinvest cash dividends in additional Bank of Montreal common shares through the Shareholder Dividend Reinvestment and Share Purchase Plan. Shares under the plan will be purchased on the open market without a discount, and registered shareholders must enroll with the transfer agent by May 1, 2026 to participate for this dividend.
Bank of Montreal announced that its Board of Directors declared a quarterly dividend of $1.67 per common share for the second quarter of fiscal 2026, unchanged from the prior quarter. The common share dividend is payable on May 26, 2026 to shareholders of record on April 29, 2026.
The Board also declared dividends on its Class B Preferred Shares Series 44, 50 and 52, with payments on May 25 or May 26, 2026, to shareholders of record on April 29, 2026. All declared common and preferred dividends are designated as “eligible” dividends for Canadian tax purposes.
Common shareholders may reinvest cash dividends in additional Bank of Montreal common shares through the Shareholder Dividend Reinvestment and Share Purchase Plan. Shares under the plan will be purchased on the open market without a discount, and registered shareholders must enroll with the transfer agent by May 1, 2026 to participate for this dividend.
BMO Financial Group reported strong first-quarter 2026 results, with net income of $2,489 million, up 16% from a year earlier, and diluted EPS rising to $3.39 from $2.83. Adjusted net income was $2,551 million and adjusted EPS reached $3.48, both showing double-digit growth.
Revenue grew to $9,824 million, driven by higher net interest income and non-interest revenue, including record revenue in each operating segment. Provision for credit losses fell to $746 million from $1,011 million, while the total PCL ratio improved to 0.44%.
Return on equity strengthened to 12.1% on a reported basis and 12.4% on an adjusted basis. BMO maintained a solid Common Equity Tier 1 capital ratio of 13.1%, continued normal course share repurchases, and declared a quarterly common dividend of $1.67 per share, up $0.08 from the prior year.
BMO Financial Group reported strong first-quarter 2026 results, with net income of $2,489 million, up 16% from a year earlier, and diluted EPS rising to $3.39 from $2.83. Adjusted net income was $2,551 million and adjusted EPS reached $3.48, both showing double-digit growth.
Revenue grew to $9,824 million, driven by higher net interest income and non-interest revenue, including record revenue in each operating segment. Provision for credit losses fell to $746 million from $1,011 million, while the total PCL ratio improved to 0.44%.
Return on equity strengthened to 12.1% on a reported basis and 12.4% on an adjusted basis. BMO maintained a solid Common Equity Tier 1 capital ratio of 13.1%, continued normal course share repurchases, and declared a quarterly common dividend of $1.67 per share, up $0.08 from the prior year.