BANK OF MONTREAL /CAN/ (BMO) SEC Filings, May 8-11, 2026

Bank of Montreal priced US$2,150,000 in Senior Medium-Term Notes, Series K: Autocallable Barrier Notes with Memory Coupons due May 14, 2029, linked to the least performing of Apple (AAPL), Amazon (AMZN) and Micron (MU). The notes pay a contingent quarterly coupon of 7.145% (approximately 28.58% per year) if each reference asset meets its coupon barrier on observation dates, include an automatic redemption if all reference assets close at or above their initial levels on an observation date, and deliver cash or shares at maturity if the least performing reference asset is below its trigger level. The pricing date was May 07, 2026, settlement on May 12, 2026, and valuation date on May 09, 2029. The estimated initial value on pricing was $4,646.55 per $5,000 principal amount.

Bank of Montreal (BMO) priced US$10,000,000 of Senior Medium-Term Notes, Series K — Callable Barrier Notes with Memory Coupons due November 12, 2027. The notes pay a contingent monthly coupon of 1.2083% (≈14.50% annually) when each reference index closes at or above its coupon barrier. The estimated initial value on the Pricing Date was $990.48 per $1,000 principal. The notes are linked to the least performing of the EURO STOXX 50®, NASDAQ-100® and Russell 2000®. A Trigger Event (an index closing below its 70% Trigger Level during the Monitoring Period) can produce a principal loss at maturity tied to the percentage change of the least performing reference asset. The notes are callable by BMO beginning October 08, 2026. Payment at maturity depends on index performance; contingent coupons (including any unpaid amounts under the Memory Coupon Feature) are payable if conditions are met.

Bank of Montreal priced US$750,000 Senior Medium‑Term Notes, Series K — "Bearish Notes" — linked to the State Street SPDR S&P Oil & Gas Exploration & Production ETF (XOP). The notes provide 200.00% downside leverage to any depreciation in the Reference Asset up to a Maximum Redemption Amount of $1,390.00 per $1,000. The Initial Level was $169.33 (Strike Date May 06, 2026), the Valuation Date is May 10, 2027, and the Maturity Date is May 13, 2027. The notes pay no interest, are unsecured obligations of the Bank, and are payable only in cash. The public offering aggregated US$750,000; the issuer's estimated initial value was $968.12 per $1,000. All payments are subject to the Bank of Montreal's credit risk.

Bank of Montreal priced a preliminary offering of non‑interest bearing, S&P 500®‑linked principal‑protected notes. Each note has a $1,000 principal amount and a term with a determination date expected within the range of 23 and 26 months after the trade date and a stated maturity date shortly thereafter. The notes pay a cash settlement based on the S&P 500® Index performance: 150% upside participation subject to a maximum settlement amount (expected between $1,200.25 and $1,234.90 per $1,000). A buffer protects against declines up to 15.00%; declines beyond that expose holders to proportional principal losses (approximately 1.1765% loss per 1% decline below the buffer). The notes are unsecured obligations of Bank of Montreal, not FDIC‑insured, not listed, and intended to be held to maturity.

Bank of Montreal priced a preliminary offering of senior medium-term, equity-linked, auto-callable notes due May 23, 2029 linked to the lowest performing of META, NVDA and UNH. The original offering price is $1,000 per security; the estimated initial value is $966.80 (not less than $917.00 at pricing). The securities pay monthly contingent coupon payments (the contingent coupon rate will be at least 19.40% per annum) only if the lowest performing underlier meets its coupon threshold. The notes are subject to automatic call if the lowest performing underlier meets its call threshold on a calculation day. At maturity, if not called, payment depends on the lowest performing underlier’s ending value relative to its downside threshold (60% of starting value), exposing holders to possible loss of more than 40% of principal. Payments are unsecured obligations of Bank of Montreal and subject to issuer credit risk.

Bank of Montreal priced a preliminary offering of Senior Medium-Term Notes, Series K: equity-linked, market‑linked securities due May 23, 2029 tied to the lowest performing shares of Intel (INTC), Meta (META) and NVIDIA (NVDA). The offering price is $1,000 per security with an estimated initial value of $966.70 (not less than $917.00 at pricing). Pricing date is May 18, 2026 and issue date is May 21, 2026.

The notes pay monthly contingent coupons (contingent coupon rate at least 23.16% per annum) subject to the lowest performing Underlier meeting coupon thresholds; an automatic call can occur if the lowest performing Underlier meets its call threshold on certain monthly calculation days. At maturity investors receive the face amount unless the lowest performing Underlier’s ending value is below its downside threshold (50% of starting value), in which case principal is reduced proportionally. Payments are unsecured obligations of Bank of Montreal and subject to its credit risk; tax treatment is uncertain.

Bank of Montreal priced a preliminary offering of Senior Medium-Term Notes, Series K: market-linked, auto-callable securities linked to the lowest performing of AMD, CrowdStrike (CRWD) and Oracle (ORCL). Pricing date is May 14, 2026, issue date May 19, 2026, stated maturity May 17, 2029. The original offering price and face amount are $1,000 per security; the issuer’s estimated initial value is $963.90 and will not be less than $915.00 at pricing. The securities pay monthly contingent coupons (contingent coupon rate at least 24.10% per annum) subject to a memory feature and are automatically called if the lowest performing underlier meets or exceeds its starting value on certain calculation days. If not called, principal at maturity depends solely on the lowest performing underlier: a downside threshold equals 50% of starting value, exposing holders to loss of principal if that underlier falls below the threshold. The notes are unsecured obligations of Bank of Montreal and carry issuer credit risk.

Bank of Montreal (BMO) is offering senior medium-term, equity-linked, auto-callable notes due May 25, 2029 that reference the lowest performing of Alphabet (GOOGL), Micron (MU) and NVIDIA (NVDA). The original offering price is $1,000 per security; the estimated initial value at the preliminary pricing date was $965.10 (not less than $915.00). These securities pay monthly contingent coupons (contingent coupon rate at least 25.10% per annum) only if the lowest performing Underlier meets its coupon threshold on a calculation day. If a calculation day shows the lowest performing Underlier at or above its starting value, the securities will be automatically called and redeemed at face amount plus accrued contingent coupons. At maturity, if not called, the investor receives $1,000 if the lowest performing Underlier is at or above its downside threshold (50% of starting value); otherwise the maturity payment equals $1,000 multiplied by that Underlier’s performance factor, exposing holders to >50% principal loss. Payments are unsecured obligations of BMO and subject to BMO credit risk.

Bank of Montreal priced a primary offering of structured senior medium-term notes: Market Linked Securities—Auto-Callable with Contingent Coupon (with memory) and Contingent Downside Principal at Risk linked to the lowest performing common stock of Intel, Palantir and UnitedHealth.

The securities have an original offering price of $1,000 per security, an estimated initial value of $957.80 (not less than $915.00 at pricing), a contingent coupon rate of at least 26.00% per annum, monthly observation dates starting June 2026, and a stated maturity date of May 17, 2029. Payments and any call feature depend on the performance of the lowest performing Underlier; if not called, principal at maturity can be less than face amount and may be reduced to $0 if the lowest performing Underlier falls to 0% of its starting value. Pricing date is May 14, 2026 and issue date is May 19, 2026. The securities are unsecured obligations of Bank of Montreal and subject to issuer credit risk.