BANK OF MONTREAL /CAN/ (BMO) SEC Filings, May 4, 2026

Bank of Montreal is offering Senior Medium-Term Notes, Series K: equity-linked, auto-callable securities due May 3, 2029 that link payments to the lowest performing of Broadcom (AVGO), NVIDIA (NVDA) and TSM. The original offering price is $1,000 per security and the initial estimated value at pricing was $954.26 per security. The securities pay monthly contingent coupons at an annual rate of 17.85% if the lowest performing underlier meets its coupon threshold (60% of its starting value), are auto-callable if the lowest performing underlier closes at or above its starting value on certain calculation days, and expose holders to full downside on the lowest performing underlier at maturity (50% downside threshold). Total offering size shown is $10,328,000. These are unsecured obligations of Bank of Montreal and carry issuer credit risk; they are complex and not appropriate for all investors.

Bank of Montreal priced Senior Medium-Term Notes, Series K: equity-linked, auto-callable securities linked to the lowest performing of AMD, META and ORCL. The securities were priced on April 30, 2026 with an estimated initial value of $942.88 per security and an original offering price and face amount of $1,000 per security. They were issued on May 5, 2026 with a stated maturity date of May 3, 2029.

Holders may receive monthly contingent coupon payments at a 21.80% per annum contingent coupon rate (with a memory feature) only if the lowest performing Underlier on the relevant calculation day is at or above its coupon threshold (50% of its starting value). If not auto-called, the maturity payment equals the face amount unless the lowest performing Underlier’s ending value is below its downside threshold (50% of starting value), in which case maturity is $1,000 × performance factor and investors can lose more than 50% of principal. Agent discount was $23.25 per security; proceeds to Bank of Montreal were $976.75 per security.

Bank of Montreal (BMO) is offering Capped Leveraged Index Return Notes® linked to a basket of fifteen financial-sector equities, due April 28, 2028. The public offering price is $10.00 per unit (total public offering price shown: $17,041,440), with proceeds to BMO of $16,700,611.20. The notes provide a 150% Participation Rate in positive Basket performance up to a Capped Value of $15.46 per unit (maximum return 54.60%). The initial estimated value on the pricing date was $9.06 per unit, below the public offering price, reflecting underwriting and hedging charges and BMO’s internal funding rate. Payments at maturity depend on the Basket’s Ending Value on the Calculation Day of April 21, 2028 and are subject to BMO credit risk and tax uncertainties described under U.S. federal rules, including potential Section 1260 and Section 871(m) implications.

Bank of Montreal priced auto-callable, ETF‑linked notes tied to the ARK Innovation ETF (ARKK). The securities have a $1,000 face amount, an estimated initial value of $954.05 per security and mature on May 3, 2029. They pay no interest and are automatically called if the Underlier meets call thresholds on scheduled call dates, producing fixed call premiums (10.70% up to 32.10%). If not called, the maturity payment equals $1,000 × (ending value/starting value + 20% buffer), exposing holders 1:1 to declines beyond the 20% buffer (losses up to 80% of face). Payments are unsecured obligations of Bank of Montreal and subject to its credit risk. The starting value of the Underlier was $75.84 and the threshold is $60.672 (80% of starting value).

Bank of Montreal priced a series of Senior Medium-Term Market Linked Notes—Upside Participation with Averaging and Principal Return at Maturity linked to an equally weighted basket of the EURO STOXX 50®, Russell 2000® and S&P 500® indices. The notes price at $1,000 per note with an estimated initial value of $955 per note (not less than $905 per note at pricing) and an upside participation rate to be set on the pricing date at at least 100%. The notes pay no interest, return principal at maturity if the average basket return is zero or negative, and pay a positive amount only if the average ending value exceeds the 100.00 starting value; maturity is October 18, 2029 and issue date is May 20, 2026. The notes are unsecured obligations of Bank of Montreal and are subject to its credit risk, market-disruption postponement provisions, complex tax treatment for U.S. holders, limited or no secondary market, and distribution fees including an agent discount up to $33.25 per note.

Bank of Montreal priced Market Linked Securities—auto-callable, buffered downside notes linked to the iShares MSCI Brazil ETF (EWZ). The securities have a face amount of $1,000, an estimated initial value of $963.02 and offer scheduled call premiums from 8.90% up to 26.70%. If not called, the maturity payment on May 3, 2029 equals $1,000 × (performance factor + 15% buffer); investors bear 1:1 downside beyond the 15% buffer (up to an 85% loss of principal). Payments are unsecured obligations of Bank of Montreal and subject to its credit risk. Tax treatment for U.S. holders is uncertain.

Bank of Montreal priced an offering of auto-callable, ETF-linked senior medium-term notes due May 3, 2029. The securities are linked to the U.S. Global Jets ETF (JETS), have a face amount of $1,000 per security and total offering proceeds shown of $668,000.00.

The pricing date is April 30, 2026 with an estimated initial value of $949.69 per security and a starting value for the Underlier of $25.42. The notes feature multiple automatic call dates with call premiums ranging from 9.50% to 28.50%, a 15% downside buffer (threshold = $21.607), and 1-to-1 downside exposure beyond the buffer if not called.

Bank of Montreal priced leveraged, index‑linked notes tied to the EURO STOXX 50® with a stated maturity of November 2, 2029. The securities carry no periodic interest, provide an upside participation rate of 155.60% if the ending value exceeds the starting value, and offer a contingent principal protection feature only above a threshold value equal to 75% of the starting value. The pricing date was April 30, 2026 and the issue date is May 5, 2026. The securities are unsecured obligations of Bank of Montreal and are subject to the bank's credit risk; they are not FDIC‑insured and may lose more than 25% (and possibly all) of principal if the ending value falls below the threshold.

Bank of Montreal offers non‑interest bearing, principal‑at‑risk notes linked to the TOPIX® Index with a principal amount of $1,000 per note. The cash payment at maturity depends on the underlier return between the trade date and a determination date expected 16–19 months later. If the final underlier level is >= the initial level, holders receive the greater of (i) a threshold settlement amount (expected between $1,180.20 and $1,212.00) or (ii) principal plus the underlier return; if lower, holders lose 1% of principal for each 1% decline. The issuer is Bank of Montreal; payments are subject to its credit risk. The notes are not listed and are designed to be held to maturity.