Bank of Marin Bancorp 8-K Filings

Bank of Marin Bancorp reported second quarter 2026 net income of $9.246 million, up from $8.510 million in the first quarter and compared with a net loss a year earlier. Diluted EPS was $0.58, and tax‑equivalent net interest margin expanded to 3.38% from 3.24%, supported by higher average loan yields and lower deposit costs.

Return on average assets was 0.96% and return on average equity 9.38%. Loans ended the quarter at $2.101 billion, slightly below March 31, while funded loan originations reached $62.8 million. Credit quality metrics were solid, with non‑accrual loans at $8.5 million, or 0.40% of total loans, a $320 thousand reversal of credit loss provision, and an allowance equal to 1.07% of total loans.

Total deposits decreased 1.7% sequentially to $3.370 billion, with non‑interest‑bearing balances comprising 36.7% of deposits and an average deposit cost of 1.28%. Capital remained strong, including a total risk‑based capital ratio of 15.58% and a tangible common equity to tangible assets ratio of 8.52%. The board approved a quarterly cash dividend of $0.25 per share, payable August 13, 2026.

Bank of Marin Bancorp filed an update announcing it will host a webcasted earnings call on Monday, July 27, 2026, at 8:30 a.m. PT / 11:30 a.m. ET to discuss financial results for the fiscal second quarter ended June 30, 2026. Results will be released earlier that day, and investors can access the live webcast and replay through the company’s website under Investor Relations, with closed captioning available. The filing also notes that Bank of Marin is a business and community bank with assets of $3.9 billion, operating 27 branches and eight commercial banking offices across Northern California.

Bank of Marin Bancorp reported the results of its Annual Meeting of Shareholders held on May 27, 2026, including director elections and key governance votes. Shareholders elected ten directors, with individual support levels ranging from 7,509,925 to 10,985,406 votes in favor and significant broker non-votes recorded.

On an advisory basis, shareholders approved executive compensation for Named Executive Officers with 10,370,963 votes for, 339,574 against and 479,866 abstentions, alongside 1,932,287 broker non-votes. They also strongly ratified Baker Tilly US as independent auditor for 2026, with 12,980,394 votes for, 80,959 against and 61,336 abstentions.

Effective the same date, the board confirmed committee memberships. Joel Sklar chairs the Compensation Committee, Nicolas C. Anderson chairs the Audit Committee, and Secil T. Watson chairs the Nominating and Governance Committee, reflecting the board’s updated leadership structure across these key oversight bodies.

Bank of Marin Bancorp reported a solid rebound in profitability for the first quarter of 2026. Net income was $8.5 million, compared to a net loss of $39.5 million in the prior quarter that was driven by a securities repositioning, and up 75% from $4.9 million a year earlier. Diluted earnings per share were $0.53, versus a diluted loss per share of $(2.49) in the prior quarter and $0.30 in the prior-year quarter.

The tax-equivalent net interest margin improved to 3.24% from 3.18% in the prior quarter and 2.70% a year ago, helped by higher-yielding securities and stable deposit costs at 1.35%. Total deposits edged up to $3.43 billion, with non-interest-bearing balances representing a strong 35.9% of total deposits.

Asset quality strengthened meaningfully. Non-accrual loans fell to 0.41% of total loans from 1.27%, and classified loans declined to 0.85% of loans from 1.51%, largely due to the sale of two long-tenured non-performing commercial real estate loans. The allowance for credit losses stood at 1.08% of total loans, and there was no provision for credit losses in the quarter.

Capital remained strong, with Bancorp’s total risk-based capital ratio at 15.26% and tangible common equity to tangible assets at 8.33% as of March 31, 2026. The Board approved a quarterly cash dividend of $0.25 per share, marking the 84th consecutive quarterly dividend, payable May 14, 2026 to shareholders of record on May 7, 2026.

Bank of Marin Bancorp appointed First Vice President and Controller Susan Ramirez as its Principal Accounting Officer, effective April 2. Ramirez, a licensed CPA with prior senior finance roles at Summit Funding, Rabobank N.A. and Mechanics Bank, will keep her existing compensation and has no related-party relationships disclosed.

The company also scheduled a webcast earnings call on Monday, April 27, 2026, at 8:30 a.m. PT to discuss results for the quarter ended March 31, 2026. Bank of Marin is described as a business and community bank with $3.9 billion in assets, operating 27 branches and eight commercial banking offices in Northern California.

Bank of Marin Bancorp is sharing an investor presentation at the Raymond James Northern California Bank Investor Symposium, highlighting balance sheet repositioning and fourth-quarter 2025 performance. The bank sold $593.2 million of held-to-maturity securities at a pre-tax loss of $69.5 million and issued $45 million of subordinated debt at 6.75% to replenish capital. Tax-equivalent net interest margin improved to 3.18% in Q4, with December at 3.27%. Newly funded loans reached $106.5 million in the quarter, and deposits grew with a 1.35% tax-equivalent cost and 36.7% non-interest-bearing mix. Despite a GAAP net loss driven by securities losses, comparable non-GAAP pre-tax, pre-provision income and returns were positive, supported by solid credit quality, strong liquidity of about $2.1 billion, and robust capital ratios including total risk-based capital around 16% and tangible common equity above 8%.

Bank of Marin Bancorp furnished an investor presentation in connection with management’s participation in the Stephens Virtual West Coast Bank Trip, outlining a major fourth-quarter 2025 balance sheet repositioning and updated metrics. The bank sold $593.2 million of held-to-maturity securities, recognizing a $69.5 million pre-tax loss, and issued $45 million of subordinated debt at 6.75% to rebuild capital. As adjusted, tax-equivalent net interest margin improved to 3.18% in Q4 2025, with December at 3.27%, while newly funded loans reached $106.5 million and deposits grew at a 3.90% annualized rate. Non-interest-bearing deposits were 36.7% of total deposits and total liquidity was $2.148 billion, supporting a loan-to-deposit ratio of 62% and total assets of $3.9 billion as of December 31, 2025. Despite a GAAP net loss of $39.5 million for Q4 2025, non-GAAP comparable net income was $9.4 million, with strong capital ratios including 16.13% total risk-based capital and tangible common equity to tangible assets of 8.35% at year-end.

Bank of Marin Bancorp furnished an investor presentation tied to its participation in the Piper Sandler Western Bank Forum, outlining fourth-quarter and full-year 2025 performance and balance sheet actions. The company has $3.9 billion in total assets and a $418.8 million market cap as of December 31, 2025.

In Q4 2025, newly funded loans reached $106.5 million, driving loans up 5.84% annualized, while tax-equivalent net interest margin improved to 3.18% from 2.97%. The bank sold $593.2 million of legacy held-to-maturity securities, recognizing a $69.5 million pre-tax loss, and issued $45 million of subordinated debt at 6.75% to replenish capital.

Non-interest-bearing deposits were 36.7% of total deposits, with a 1.35% cost of deposits and $2.148 billion in available liquidity. Despite a Q4 2025 GAAP net loss of $39.5 million and a full-year GAAP net loss of $35.7 million, non-GAAP comparable net income was $9.4 million for Q4 and $26.5 million for 2025, supported by strong capital ratios including 16.13% total risk-based capital.

Bank of Marin Bancorp announced that past financial statements for 2023, 2024 and multiple 2024–2025 quarters should no longer be relied upon because of material classification errors in deposits and related interest expense.

Certain reciprocal network deposits were incorrectly reported as non-interest bearing instead of interest-bearing, and related costs were recorded as non-interest expense rather than interest expense. The company states these errors did not change net income or earnings per share, nor total deposits or stockholders’ equity, but they did materially affect key metrics such as non-interest bearing deposit levels, interest expense, net interest income, net interest margin, cost of deposits and efficiency ratios.

Management plans to restate the affected periods and is evaluating internal control over financial reporting as of December 31, 2025, with any material weaknesses and remediation steps to be disclosed in the upcoming Form 10‑K.

Bank of Marin Bancorp filed a current report describing its participation in an upcoming investor conference. President and CEO Tim Myers and Executive Vice President and CFO David Bonaccorso will represent the company at the 2026 CEO Forum hosted by Janney Montgomery Scott on February 4-5, 2026.

A related investor presentation will be made available on the company’s website under the Investor Relations section on February 3, 2026 and is furnished as Exhibit 99.1 to this report.

Bank of Marin Bancorp reported that it has released its financial results for the fourth quarter and full year ended December 31, 2025 through a press release and an earnings presentation. These materials provide details on the company’s recent performance.

In the same communication, the Board of Directors approved a quarterly cash dividend of $0.25 per share. The dividend will be paid on February 12, 2026 to shareholders who are on record at the close of business on February 5, 2026.

Bank of Marin Bancorp reported that Nasdaq has approved the transfer of its common stock listing from the Nasdaq Capital Market to the Nasdaq Global Select Market. This move is scheduled to become effective on January 13, 2026.

The Nasdaq Global Select Market has higher requirements for companies than the Capital Market. The company states that this change demonstrates its adherence to the highest Nasdaq listing standards for governance, financial strength, and liquidity, signaling that it meets more demanding criteria for operating and financial quality.

Bank of Marin Bancorp, parent of Bank of Marin, announced that its President and CEO Tim Myers and Executive Vice President and CFO Dave Bonaccorso will host an earnings call via webcast to discuss financial results for the quarter ended December 31, 2025. The call is scheduled for Monday, January 26, 2026, at 8:30 a.m. Pacific Time / 11:30 a.m. Eastern Time, with results to be released earlier that same day.

Investors can access the live webcast through the Investor Relations section of the Bank of Marin website. A replay of the call will also be made available online shortly after the live event. The company also issued a related press release, which is referenced as an exhibit to this report.

Bank of Marin Bancorp entered into subordinated note purchase agreements and completed a private placement of $45 million aggregate principal amount of its 6.750% fixed-to-floating rate subordinated notes due 2035. The notes were rated BBB- by Kroll Bond Rating Agency and are being issued as unsecured, subordinated obligations that rank junior to senior indebtedness.

The company plans to use the net proceeds for general corporate purposes, including repositioning its held-to-maturity securities portfolio and providing capital to support organic growth at Bank of Marin. The notes pay a fixed 6.750% interest rate until December 1, 2030, then reset quarterly at Three-Month Term SOFR plus 335 basis points until maturity, with interest paid more frequently in the floating period.

The notes are callable at the company’s option starting December 1, 2030 on interest payment dates, or earlier upon specified regulatory, tax, or investment company events, at 100% of principal plus accrued interest. Acceleration rights are limited mainly to bankruptcy or similar proceedings.

Bank of Marin Bancorp reported that its President and CEO Tim Myers and its Executive Vice President and CFO David Bonaccorso will participate in the Keefe Bruyette & Woods Virtual West Coast Bank Field Trip on November 20, 2025. This is a virtual investor-focused event where management can discuss the bank’s strategy and performance with the investment community.

A presentation tied to this event is being made available to the public for transparency. It will be posted on the company’s website under the investor relations presentations section on November 18, 2025 and is also furnished as Exhibit 99.1 to this report. The filing is primarily informational and does not announce any transaction or new financial results.

Bank of Marin Bancorp (BMRC) reported that it released financial results for the quarter ended September 30, 2025, and furnished the materials as exhibits to this report. The company also announced a quarterly cash dividend of $0.25 per share, approved by its Board on October 23, 2025.

The dividend is payable on November 13, 2025 to shareholders of record as of the close of business on November 6, 2025. The press release (Exhibit 99.1) and Third Quarter 2025 earnings presentation (Exhibit 99.2) are available via the company’s Investor Relations site.

Bank of Marin Bancorp (Nasdaq: BMRC) announced it will release results for the quarter ended September 30, 2025 and hold a live webcast earnings call on Monday, October 27, 2025 at 8:30 a.m. PT / 11:30 a.m. ET. CEO Tim Myers and CFO Dave Bonaccorso will discuss the quarterly results; the company says the results will be released before the call. Investors can register to listen through the company’s Investor Relations website, and a replay will be posted shortly after the live broadcast.

This disclosure is a Regulation FD filing announcing the logistics for the upcoming quarterly results and webcast; it does not include financial figures, guidance, or accompanying earnings metrics in the filing itself. The press release has been attached as an exhibit and incorporated by reference.

Bank of Marin Bancorp, the parent of Bank of Marin, filed a current report to share that President and CEO Tim Myers and Executive Vice President and CFO David Bonaccorso will participate in the Stephens Bank Forum on September 16–17, 2025. This type of event lets company leadership speak directly with investors and analysts about the business and its strategy.

The company states that a copy of the Stephens Bank Forum presentation will be available on its website under the investor relations presentations section on September 16, 2025, and that this presentation is furnished as Exhibit 99.1 to the report.

Bank of Marin Bancorp (Nasdaq: BMRC) announced that its President & CEO Tim Myers and EVP & CFO David Bonaccorso will participate in the Raymond James U.S. Bank & Banking on Tech Conference on September 3-4, 2025. The filing states a copy of the presentation will be posted to the company’s Investor Relations site on September 3, 2025.

The disclosure is furnished under Regulation FD and the presentation is included as Exhibit 99.1. No financial results, guidance, material transactions, or executive departures are disclosed in this report; it serves to inform investors of management’s public appearance and to provide access to the presentation materials.

Bank of Marin Bancorp (BMRC) announced that its President and Chief Executive Officer Tim Myers and Executive Vice President and Chief Financial Officer David Bonaccorso will participate in the 15th Annual D.A. Davidson Western Bank Summit on August 26-27, 2025. The company said a copy of the presentation will be posted on its website under "Investor Relations/News & Market Data/Presentations" on August 25, 2025.

The filing indicates the presentation is furnished as Exhibit 99.1 and incorporated by reference into the report. No financial results, guidance, transactions, or material agreements are disclosed in this notice; the item is a Regulation FD disclosure to make executive presentations publicly available.

Bank of Marin Bancorp (Nasdaq: BMRC) filed an 8-K covering several board actions dated 24 July 2025.

• Q2-25 results release: Full earnings press release and slide deck will be issued 28 July 2025 and are attached as Exhibits 99.1 and 99.2.
• Dividend declared: A quarterly cash dividend of $0.25 per share is payable 14 Aug 2025 to shareholders of record 7 Aug 2025.
• Insider-trading policy revised: Regular blackout period shortened to two weeks before quarter-end (was three). New provisions mandate pre-approval of all 10b5-1 trading plans and alignment with current SEC rules.

No other material transactions or financial metrics were disclosed in the filing; detailed numbers will be available once the referenced exhibits are released.

Bank of Marin Bancorp (Nasdaq: BMRC) filed an 8-K under Item 7.01 Regulation FD to announce logistics for its upcoming earnings release and conference call.

The Company will publish financial results for the quarter ended June 30 2025 before market open on Monday, July 28 2025. Management—President & CEO Tim Myers and EVP & CFO Dave Bonaccorso—will host a webcast that same day at 8:30 a.m. PT / 11:30 a.m. ET. Investors can access the live stream and an archived replay through the Investor Relations section of www.bankofmarin.com; the company advises logging in 15 minutes early to install any required software.

The filing attaches the related press release as Exhibit 99.1 and supplies the cover-page Inline XBRL file as Exhibit 104. No financial results, guidance, or strategic transactions are disclosed within this report.