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Bank of Marin Bancorp (BMRC) EVP details ESOP moves and option holdings

(Neutral)
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Bank of Marin Bancorp Executive Vice President Misako Stewart reported several ESOP-related changes in common stock and updated option holdings. ESOP allocations and dividend reinvestments added 770.54 shares for 2024, 838.32 allocation shares plus 218.96 dividend reinvestment shares for 2025, and 109.17 dividend reinvestment shares for 2026, partly offset by a 258-share ESOP diversification disposition. Direct common stock holdings were 27,785 shares as of December 31, 2024, and several stock option grants remain outstanding with stated exercise prices and expirations.

Positive

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Insider Stewart Misako
Role EXECUTIVE VICE PRESIDENT
Type Security Shares Price Value
Other Common Stock F4 109.17 $0.00 $0.00
Other Common Stock F2 838.32 $0.00 $0.00
Other Common Stock F3 218.96 $0.00 $0.00
Other Common Stock F5 258 $0.00 $0.00
Other Common Stock F1 770.54 $0.00 $0.00
holding Stock Options (Right to Buy) F6 -- -- --
holding Stock Options (Right to Buy) F6 -- -- --
holding Stock Options (Right to Buy) F6 -- -- --
holding Stock Options (Right to Buy) F6 -- -- --
holding Stock Options (Right to Buy) F6 -- -- --
holding Stock Options (Right to Buy) -- -- --
holding Stock Options (Right to Buy) F6 -- -- --
holding Common Stock -- -- --
Holdings After Transaction: Common Stock — 6,560.5266 shares (Indirect, BY ESOP); Stock Options (Right to Buy) — 5,878 shares (Direct); Common Stock — 27,785 shares (Direct)
Footnotes (6)
  1. F1. Represents 2024 ESOP allocation posted to reporting owner's account on December 31, 2024
  2. F2. Represents 2025 ESOP allocation posted to reporting owner's account on December 31, 2025
  3. F3. Represents additional ESOP shares resulting from dividend reinvestment in 2025
  4. F4. Represents additional ESOP shares resulting from dividend reinvestment in 2026
  5. F5. Disposition of shares held in the ESOP pursuant to diversification election made under the Internal Revenue Code
  6. F6. Exercisable 33% per year beginning on the first anniversary date of grant.
2024 ESOP allocation 770.5400 shares ESOP allocation posted to reporting owner's account on December 31, 2024
2025 ESOP allocation 838.3200 shares ESOP allocation posted to reporting owner's account on December 31, 2025
2025 ESOP dividend reinvestment 218.9600 shares Additional ESOP shares from dividend reinvestment in 2025
2026 ESOP dividend reinvestment 109.1700 shares Additional ESOP shares from dividend reinvestment in 2026
ESOP diversification disposition 258.0000 shares Disposition of ESOP shares pursuant to diversification election
Direct common stock holdings 27785.0000 shares Directly owned BMRC common shares as of December 31, 2024
Largest option grant underlying shares 1676.0000 shares at $38.1100 Stock Options (Right to Buy) expiring October 29, 2031
Option grant at $34.0300 1194.0000 shares Stock Options (Right to Buy) expiring March 1, 2032
ESOP financial
"Represents 2024 ESOP allocation posted to reporting owner's account"
An Employee Stock Ownership Plan (ESOP) is a program that gives employees ownership shares in their company, often as part of their benefits package. It acts like a company-sponsored savings plan, allowing workers to have a stake in the company's success, which can boost motivation and loyalty. For investors, ESOPs can influence company decisions and stock value, making them an important aspect of corporate ownership and governance.
dividend reinvestment financial
"Represents additional ESOP shares resulting from dividend reinvestment in 2025"
Dividend reinvestment is when the money earned from a company's profit sharing, called dividends, is automatically used to buy more shares of that company instead of being received as cash. This process helps investors grow their holdings over time without extra effort, much like using earned interest to buy more of a savings account. It encourages long-term investment growth by continuously increasing the amount of shares owned.
diversification election financial
"Disposition of shares held in the ESOP pursuant to diversification election"
Internal Revenue Code financial
"pursuant to diversification election made under the Internal Revenue Code"
The Internal Revenue Code is the U.S. federal law that sets the rules for calculating, collecting, and enforcing taxes — essentially the country's tax rulebook. It matters to investors because those rules determine how much companies and individuals actually keep after taxes, affecting profits, cash flow, dividend payouts, deal structures and the after-tax return on investments; changes in the Code can change financial outcomes and investment strategy much like a rule change in a game.
Stock Options (Right to Buy) financial
"security_title": "Stock Options (Right to Buy)""

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FAQ

What insider transactions did BMRC executive Misako Stewart report in this Form 4?

Misako Stewart reported ESOP-related changes in Bank of Marin Bancorp (BMRC) common stock: ESOP allocations of 770.54 shares for 2024 and 838.32 shares for 2025, dividend reinvestments of 218.96 shares in 2025 and 109.17 shares in 2026, and a 258-share ESOP diversification disposition.

How many BMRC shares does Misako Stewart hold directly after the reported transactions?

The Form 4 shows Misako Stewart directly holding 27,785 shares of Bank of Marin Bancorp (BMRC) common stock as of December 31, 2024. ESOP-related shares are reported as indirect ownership "BY ESOP" and are separate from these directly held shares.

What BMRC ESOP activity was recorded for 2024, 2025, and 2026 for Misako Stewart?

For Bank of Marin Bancorp (BMRC), Stewart’s ESOP account received a 770.54-share 2024 allocation, a 838.32-share 2025 allocation, and additional ESOP shares from dividend reinvestment of 218.96 shares in 2025 and 109.17 shares in 2026, plus one 258-share diversification-related disposition.

What does the 258-share ESOP disposition mean for BMRC insider Misako Stewart?

The Form 4 states that 258 BMRC shares were disposed from the ESOP due to a diversification election made under the Internal Revenue Code. This reflects a reallocation of ESOP-held shares rather than an open-market sale by Misako Stewart.

What stock option positions in BMRC does Misako Stewart report as of December 31, 2024?

Stewart reports several outstanding Stock Options (Right to Buy) on Bank of Marin Bancorp (BMRC) common stock, including grants over 640, 740, 620, 610, 398, 1,676, and 1,194 underlying shares, with exercise prices such as $34.80, $33.58, $44.45, and $38.11 per share.

Were Misako Stewart’s BMRC transactions made under a Rule 10b5-1 trading plan?

The filing’s Rule 10b5-1 checkbox is marked as false, indicating the reported Bank of Marin Bancorp (BMRC) transactions were not reported as being made under a Rule 10b5-1 trading plan or similar pre-arranged trading arrangement.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Stewart Misako

(Last)(First)(Middle)
504 REDWOOD BLVD., SUITE 100

(Street)
NOVATO CALIFORNIA 94947

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
Bank of Marin Bancorp [ BMRC ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
EXECUTIVE VICE PRESIDENT
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
12/31/2024
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock12/31/2024J(1)770.54A$05,394.0766IBY ESOP
Common Stock12/31/2025J(2)838.32A$06,232.3966IBY ESOP
Common Stock12/31/2025J(3)218.96A$06,451.3566IBY ESOP
Common Stock05/14/2026J(4)109.17A$06,560.5266IBY ESOP
Common Stock08/07/2025J(5)258D$06,302.5266IBY ESOP
Common Stock27,785D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Stock Options (Right to Buy)$34.8 (6)03/01/2027Common Stock640640D
Stock Options (Right to Buy)$33.58 (6)03/01/2028Common Stock740740D
Stock Options (Right to Buy)$44.45 (6)03/01/2029Common Stock620620D
Stock Options (Right to Buy)$40.1 (6)03/02/2030Common Stock610610D
Stock Options (Right to Buy)$38.25 (6)03/01/2031Common Stock398398D
Stock Options (Right to Buy)$38.1110/29/202110/29/2031Common Stock1,6761,676D
Stock Options (Right to Buy)$34.03 (6)03/01/2032Common Stock1,1941,194D
Explanation of Responses:
1. Represents 2024 ESOP allocation posted to reporting owner's account on December 31, 2024
2. Represents 2025 ESOP allocation posted to reporting owner's account on December 31, 2025
3. Represents additional ESOP shares resulting from dividend reinvestment in 2025
4. Represents additional ESOP shares resulting from dividend reinvestment in 2026
5. Disposition of shares held in the ESOP pursuant to diversification election made under the Internal Revenue Code
6. Exercisable 33% per year beginning on the first anniversary date of grant.
/s/ Krissy Meyer, Attorney-in-Fact07/28/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)