Welcome to our dedicated page for Bank Nova Scotia SEC filings (Ticker: BNS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Bank of Nova Scotia files regulatory documents with the U.S. Securities and Exchange Commission as a foreign private issuer, providing investors and stakeholders with essential information about the bank's financial condition, operations, and governance. These SEC filings offer detailed disclosures that complement the bank's Canadian regulatory reporting obligations and provide transparency for U.S. investors holding Scotiabank securities traded on the New York Stock Exchange.
The primary SEC filings for Scotiabank include Form 40-F, which serves as the annual report for foreign private issuers and contains comprehensive financial statements, management discussion and analysis, and corporate governance information. The bank also files Form 6-K to report material information and interim financial results that the company makes public in Canada or files with Canadian securities regulators. These reports provide U.S. investors with timely access to the same information available to Canadian shareholders, ensuring consistent disclosure across both markets where the bank's shares trade.
Scotiabank's SEC filings contain detailed financial statements prepared in accordance with International Financial Reporting Standards, along with extensive notes that explain accounting policies, risk management practices, and segment performance across Canadian Banking, International Banking, Global Wealth Management, and Global Banking and Markets divisions. The filings include quantitative disclosures about credit risk, market risk, liquidity risk, and operational risk, providing investors with insight into the bank's risk management framework and exposure across different geographies and business lines.
Management's discussion and analysis sections within the filings examine financial performance trends, business segment results, capital adequacy, and strategic priorities. These narrative discussions help investors understand the factors driving the bank's results, management's perspective on operating conditions, and forward-looking information about business plans and anticipated developments. Corporate governance disclosures detail board composition, committee structures, executive compensation, and compliance with applicable governance standards.
For investors analyzing Scotiabank, SEC filings represent essential resources for conducting due diligence, evaluating financial performance, assessing risk exposures, and understanding the bank's business model across its domestic Canadian operations and international banking activities in Latin America, the Caribbean, and other markets.
The Bank of Nova Scotia is offering unsubordinated, unsecured Autocallable Digital Buffer Notes linked to the common stock of Capital One Financial Corporation, maturing on January 21, 2028. Each Note has a $1,000 principal amount and a minimum investment of $10,000. The Notes do not pay interest and all payments depend on the Bank’s credit.
The Notes are automatically called on January 29, 2027 if the stock is at or above its Initial Value, paying back principal plus a Call Premium of at least $177.30 per Note (17.73%). If not called and the Final Value on January 18, 2028 is at or above the Initial Value, holders receive principal plus at least a 35.46% Digital Return or the positive stock performance, whichever is greater.
If the Final Value is below the Initial Value but at or above 85% of it, investors receive only the $1,000 principal. Below that 85% Buffer Value, principal is reduced by about 1.1765% for each 1% decline beyond the 15% buffer, leading to a possible total loss of principal. The initial estimated value is between $948.80 and $978.80 per $1,000, less than the issue price, and the Notes will not be listed on any exchange.
The Bank of Nova Scotia is offering autocallable contingent coupon buffer notes linked to the common stock of Vertiv Holdings Co. Each Note has a $1,000 principal amount and a term to February 3, 2027, unless called earlier.
On quarterly Observation Dates, if Vertiv’s closing value is at least the Initial Value, the Notes are automatically called and pay back principal plus a contingent coupon of at least $51.125 per Note and any unpaid coupons. If not called, a contingent coupon (with “memory”) is paid when Vertiv is at or above 65% of the Initial Value.
At maturity, if the Notes are not called and Vertiv is at or above 65% of the Initial Value, investors receive principal plus any due coupons. If Vertiv is below that level, repayment of principal is reduced, with losses of about 1.5385% for each 1% decline beyond the 35% buffer, up to a total loss. The initial estimated value is $950.52–$980.52 per $1,000, and underwriting commissions are 1.00%.
The Bank of Nova Scotia is offering unsecured, unsubordinated structured notes linked to the shares of SPDR® Gold Shares (GLD), maturing on February 3, 2027. Each note has a $1,000 principal amount and a minimum initial investment of $10,000, with no interest or coupon payments before maturity.
At maturity, if GLD’s final value is above its initial value, investors receive the principal plus the positive return of GLD, capped at a Maximum Return of at least 12.27% (exact level set on the trade date. If GLD is flat, investors receive $1,000 per note. If GLD is below its initial value, investors lose 1% of principal for each 1% decline, but the payment will not be less than $950 per note, limiting loss to 5%.
The initial estimated value is expected to be between $955.79 and $985.79 per $1,000 note, below the original issue price, reflecting internal funding and structuring costs. The notes will not be listed, may have limited or no secondary market, and all payments are subject to the credit risk of The Bank of Nova Scotia.
The Bank of Nova Scotia is offering principal-at-risk Trigger Jump Securities linked to the common stock of Oracle Corporation, maturing on or about January 21, 2028. Each security has a stated principal amount and issue price of $1,000 and pays no coupons or dividends.
At maturity, if the final Oracle share price is greater than or equal to the initial share price, investors receive $1,000 plus a fixed upside payment of $713.20 per security (a 71.32% return). If the final share price is below the initial but at or above the trigger level of 90.00% of the initial share price, investors receive only the $1,000 principal. If the final share price is below the trigger level, the payoff is $1,000 plus $1,000 times the underlying return, so losses match Oracle’s decline below the initial price and may reach 100% of principal.
The securities are senior unsecured debt of BNS, not insured or bail-inable, and all payments depend on BNS’s credit. They will not be listed on any exchange, and liquidity is expected to be limited. The estimated value on the pricing date is expected to be between $932.68 and $962.68 per $1,000, reflecting selling, structuring and hedging costs, including a $25.00 per security underwriting discount.
The Bank of Nova Scotia is offering $16,025,300 of Trigger Autocallable Contingent Yield Notes linked to the worst of the Nasdaq-100 and Russell 2000 indices. The notes are $10 each, run for about five years, and pay a 7.85% per annum contingent coupon only if both indices are at or above 70% of their initial levels on quarterly observation dates.
The notes can be automatically called as early as six months after issuance if both indices are at or above their initial levels on an observation date, in which case investors receive principal plus the coupon and the product terminates. If the notes are not called and, at maturity, either index is below 70% of its initial level, repayment of principal is reduced 1-for-1 with the decline of the worst-performing index, up to a total loss of the investment.
The notes are senior unsecured obligations of BNS, are not insured by CDIC or FDIC, and will not be listed on an exchange, so liquidity may be limited. The initial estimated value is $9.45 per $10 note, below the public issue price, reflecting selling, structuring and hedging costs; BNS receives $9.775 per note after a $0.225 underwriting discount.
The Bank of Nova Scotia is offering unsecured Autocallable Contingent Coupon Notes due January 19, 2029, linked to the common stock of Uber Technologies, Inc. These notes can be automatically called on scheduled observation dates if Uber’s closing price is at or above the initial value, returning the $1,000 principal per note plus any due contingent coupon.
If the notes are not called, investors receive a contingent coupon of at least $25.00 per note (at least 10.00% per annum) on each observation date only when Uber’s stock is at or above 60.00% of the initial value. At maturity, if the notes have not been called and Uber’s final value is at or above this 60.00% barrier, principal is repaid; if it is below, repayment is reduced one‑for‑one with Uber’s decline, with up to a 100% loss of principal.
The original issue price is 100% of principal, while the initial estimated value is expected to range from $932.04 to $962.04 per $1,000, reflecting structuring, distribution and hedging costs. The notes are not listed, may have limited or no liquidity, pay no guaranteed interest, and all payments depend on the creditworthiness of The Bank of Nova Scotia.
The Bank of Nova Scotia is issuing $8,098,000 of autocallable contingent coupon buffer notes linked to Alphabet Inc. Class A shares. Each Note has a $1,000 principal amount and matures on January 27, 2027, unless called earlier.
Investors can receive contingent coupons of $39.20 per Note on scheduled dates if Alphabet’s share price on the relevant observation date is at least 85% of the initial value of $328.57, with unpaid coupons potentially paid later under a “memory” feature. The Notes are automatically called if the stock is at or above the initial value on any observation date, returning principal plus due coupons.
If not called and the final stock value is at least 85% of the initial value, investors receive full principal plus any due coupons; if it is lower, principal is reduced by about 1.1765% for each 1% decline beyond the 15% buffer, up to a total loss. The Notes are unsecured, unsubordinated obligations of The Bank of Nova Scotia, are not CDIC or FDIC insured, are not listed on any exchange, and have an initial estimated value of $983.66 per $1,000, below the issue price.
The Bank of Nova Scotia is offering $27,329,000 of autocallable contingent coupon buffer notes linked to the common stock of NVIDIA Corporation, maturing January 27, 2027. The notes are unsubordinated, unsecured debt of the Bank and all payments depend on its creditworthiness.
Investors may receive contingent coupons of $43.00 per $1,000 note on specified dates if NVIDIA’s share price is at or above 75.00% of the $184.86 initial value, with a memory feature for unpaid coupons. The notes are automatically called if NVIDIA’s price on an observation date is at or above the initial value, returning principal plus due coupons, and then terminate.
If not called and NVIDIA’s final value is at least 75.00% of the initial value, investors receive full principal plus any due coupons; below that level, repayment is reduced with a downside leverage factor of about 1.3333, and up to 100% of principal can be lost. The original issue price is 100% of principal, while the initial estimated value is $988.52 per $1,000 note, reflecting selling, structuring and hedging costs, and the notes will not be listed on an exchange.
The Bank of Nova Scotia is offering unsecured autocallable contingent coupon notes linked to Uber Technologies, Inc. common stock. The notes have a minimum denomination of $1,000, a term of about three years, and may be automatically called if Uber’s closing price on any call observation date is at or above its initial value.
If the notes are outstanding and Uber’s closing value on a contingent coupon observation date is at or above 60% of the initial value, investors receive a contingent coupon of at least $25 per $1,000 note (at least 10.00% per year, set on the trade date). If the notes are not called and Uber’s final value is at or above 60% of the initial value, investors receive full principal back, plus any final coupon.
If the notes are not called and Uber’s final value is below the 60% barrier, repayment is reduced one-for-one with Uber’s decline from the initial value and investors can lose up to 100% of principal. The initial estimated value is expected to be between $932.04 and $962.04 per $1,000, below the 100% issue price, reflecting internal funding and hedging costs. The notes are unsecured obligations of The Bank of Nova Scotia, will not be listed, and all payments depend on the bank’s creditworthiness.
The Bank of Nova Scotia is offering $2,982,000 of unsecured Autocallable Contingent Coupon Buffer Notes linked to the common stock of Meta Platforms, Inc., maturing January 27, 2027. Investors receive a contingent coupon of $39.80 per $1,000 note on scheduled dates only if Meta’s closing price is at or above 85% of the initial level of $653.06, with missed coupons potentially paid later under the “memory” feature.
The notes are automatically called if Meta’s price on an observation date is at or above the initial level, returning principal plus due coupons. If the notes are not called and Meta’s final value is at least 85% of the initial value, investors receive full principal back. If the final value falls more than 15% below the initial level, repayment is reduced on a leveraged basis (about 1.1765% loss of principal for each 1% drop beyond the 15% buffer), up to a total loss. The notes are subject to the credit risk of the Bank, are not insured, will not be listed, and have an initial estimated value of $984.68 per $1,000, below the issue price.
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