Bank of Nova Scotia SEC Filings

The Bank of Nova Scotia is offering Market Linked Securities—auto-callable senior notes linked to the lowest performing of the S&P 500, Russell 2000 and Dow Jones Industrial Average. The securities priced on February 27, 2026 with an original offering price of $1,000 per security and an estimated value of $938.15 per security. They pay a contingent quarterly coupon at an 8.00% per annum rate only if the lowest performing Index closes at or above 75% of its starting level on each calculation day. The notes mature on February 28, 2030, are senior unsecured obligations of the Bank and carry full downside principal risk if the lowest performing Index ends below 75% of its starting level on the final calculation day.

The Bank of Nova Scotia is offering $3,136,000 of Buffered Enhanced Participation Basket‑Linked Notes due March 14, 2028 (trade date February 26, 2026; original issue date March 3, 2026). Each note has a $1,000 principal amount, does not pay interest, and bases maturity payment on a weighted basket of five indices with a 121.70% participation rate and a 10.00% buffer (buffer level 90.00%). If the final basket level is above the initial level, holders receive principal plus participation times the basket return; if the final basket level declines by up to 10.00%, principal is returned; declines greater than 10.00% produce downside exposure and can result in loss of principal. Estimated initial value at pricing was $971.72 per $1,000 principal amount; original issue price was 100%.

The Bank of Nova Scotia priced senior, ETF-linked, auto-callable notes (Series A) that pay a contingent quarterly coupon of $1,000 face amount per security and mature on March 1, 2029. The securities are linked to the lowest performing of the VanEck® Gold Miners ETF (GDX) and the iShares® Silver Trust (SLV). The contingent coupon rate is 27.00% per annum, payable quarterly only if the lowest performing Fund's closing price on a calculation day is at least 70% of its starting price. The securities may be automatically called on certain quarterly calculation days between August 2026 and November 2028 if the lowest performing Fund closes at or above its starting price; on an automatic call holders receive face amount plus a final contingent coupon. If not called, maturity payment depends on the ending price of the lowest performing Fund on the final calculation day (February 26, 2029) and could result in a loss exceeding 30% of principal. The Bank's estimated value on the pricing date was $914.70 per security; all payments are subject to the Bank's credit risk.

The Bank of Nova Scotia is offering Autocallable Digital Trigger Notes linked to the least performing of the Russell 2000® and the S&P 500®, with $135,000 aggregate initial principal and a principal amount of $1,000 per note. The notes mature on March 1, 2029 but will be automatically called on February 26, 2027 if both indices close at or above their initial levels.

If automatically called, holders receive $1,000 plus an 8.50% call premium. If not called, maturity payments depend on the least performing index versus its initial level (initial levels: RTY 2,677.289; SPX 6,908.86), with a 85.00% trigger level and a $1,400.00 threshold settlement amount. Payments are unsecured and subject to the Bank's credit risk. The Bank's initial estimated value was $935.60 per $1,000 principal.

The Bank of Nova Scotia is offering Capped Notes linked to the S&P 500® Index with a term expected to be approximately 23 to 26 months. The notes pay no interest and at maturity will return either the principal or principal plus the index return subject to a capped maximum payment amount (expected between $1,092.10 and $1,108.10 per $1,000 principal). Payments depend solely on the final level on the valuation date, are unsecured obligations of the Bank and are subject to the Bank’s credit risk. The initial estimated value is below the original issue price, and distribution involves dealer commissions and hedging-related costs that may reduce secondary-market values.

The Bank of Nova Scotia priced $877,000 of Buffered Index‑Linked Notes linked to the S&P 500® Index due June 1, 2027. The notes trade date was February 26, 2026 with an initial level of 6,908.86 and a valuation date of May 26, 2027. Each note has $1,000 principal, an original issue price of 100.00%, an initial estimated value of $967.61 and proceeds to the Bank of $859,460.00.

Key economic terms: a 10.00% buffer (you absorb losses only if the final level falls more than 10.00% from the initial level), a maximum upside payment of $1,087.50 per $1,000 principal (cap at 108.75%), and potential loss up to 90.00% of principal. Payments are based on the closing level only on the valuation date and are unsecured obligations of the Bank, so repayments depend on the Bank’s creditworthiness.

The Bank of Nova Scotia is offering capped buffered enhanced participation notes linked to the Russell 2000® Index totaling $445,000. The notes trade date is February 26, 2026 with maturity December 1, 2027. For each $1,000 principal, the participation rate is 150.00% of positive index performance subject to a $1,200 maximum payment (120.00%). A buffer of 10.00% protects against declines up to that amount; losses beyond the buffer reduce principal dollar-for-dollar such that holders could lose up to 90.00% of principal. The notes are unsecured senior obligations of the Bank, do not pay interest, are not listed, and any payment depends on the Bank’s creditworthiness. The Bank’s initial estimated value was $960.79 per $1,000 versus an original issue price of 100.00%.

The Bank of Nova Scotia is issuing Accelerated Return Notes linked to an international equity index basket totaling 6,161,359 units with a $10 principal amount per unit. The notes mature on April 30, 2027, offer a 300.00% participation rate with a capped Redemption Amount of $11.72 per unit (17.20% return) and expose holders to up to 100.00% principal loss. The initial estimated value on the pricing date was $9.67 per unit, below the public offering price of $10.00, reflecting an underwriting discount of $0.175 and a hedging-related charge of $0.05 per unit. All payments are subject to the credit risk of BNS and there is limited secondary market liquidity.

The Bank of Nova Scotia is offering $637,000 of Autocallable Trigger Notes linked to the least performing of the Nasdaq-100 and Russell 2000, maturing March 2, 2028 and callable on the call observation date February 26, 2027. If called, holders receive $1,000 plus a 10.75% call premium per $1,000. If not called, maturity payoffs depend on the least performing reference asset: positive payoff uses a 250.00% participation rate on gains; full principal is returned if the final level of each reference asset is >= 75.00% of its initial level; below that the investor bears the full downside, potentially losing up to the entire principal. Initial estimated value was $938.93 per $1,000, below the original issue price. Payments are obligations of the Bank and subject to its credit risk.