Bank of Nova Scotia filings document the regulatory disclosures of a Canadian bank and foreign private issuer whose securities trade on the TSX and NYSE under BNS. Its Form 6-K reports include earnings-related releases, capitalization and earnings-ratio exhibits, Canadian certification materials, and updates incorporated by reference into Form F-3 and Form S-8 registration statements.
The bank’s filings also record governance and shareholder matters, including proxy circular materials, board mandates, by-law amendments, annual and special meeting voting results, and director-election outcomes. Capital-structure disclosures cover common shares, preferred shares and other equity instruments, subordinated indebtedness, normal course issuer bids, and other regulatory capital matters.
The Bank of Nova Scotia (BNS) filed a Form 6-K furnishing Canadian officer certifications for its interim filings for the period ended July 31, 2026. The report is incorporated by reference into the bank’s existing Form S-8 and Form F-3 registration statements.
President and CEO L. Scott Thomson and Group Head and CFO Rajagopal Viswanathan each certify that, based on their knowledge and having exercised reasonable diligence, the interim financial report and MD&A contain no untrue material statements or omissions and fairly present the bank’s financial condition, performance and cash flows. They also confirm responsibility for disclosure controls and procedures (DC&P) and internal control over financial reporting (ICFR), stating that ICFR is designed using the COSO 2013 Internal Control – Integrated Framework, and that any material changes in ICFR during the quarter have been disclosed in the interim MD&A.
BANK OF NOVA SCOTIA (BNS) reported stronger results for the quarter ended July 31, 2026. Total revenue was $10,535 million, up from $9,486 million a year earlier, with net interest income of $5,866 million and non-interest income of $4,669 million. Net income rose to $2,953 million from $2,527 million, and diluted EPS increased to $2.27 from $1.84. Return on equity improved to 14.1%, while the productivity ratio edged down to 52.7%.
For the first nine months of 2026, net income was $7,884 million versus $5,552 million in 2025, and adjusted net income was $8,320 million versus $6,952 million, with adjusted diluted EPS of $6.35. Loans were $770,555 million, deposits $1,006,015 million, and total assets $1,548,267 million. Capital and liquidity remained solid, with a CET1 ratio of 13.1%, total capital ratio of 16.9%, TLAC ratio of 28.6%, LCR of 126%, and NSFR of 116%.
BANK OF NOVA SCOTIA (BNS) reports that Scotiabank has declared a dividend on its outstanding common shares, payable on October 28, 2026 to shareholders of record at the close of business on October 6, 2026.
Holders may elect to receive this dividend in common shares instead of cash through the bank’s Shareholder Dividend and Share Purchase Plan. Under the Plan, additional common shares will currently be acquired in the secondary market rather than issued from treasury, as Scotiabank has discontinued treasury issuances under the Plan until it elects otherwise. Purchases will be executed by Computershare Trust Company of Canada as plan agent, with all related brokerage commissions or service charges paid by Scotiabank. The bank reports assets of approximately $1.5 trillion as of July 31, 2026.
The Bank of Nova Scotia (BNS) reported strong third quarter 2026 results with reported net income of $2,953 million, up from $2,527 million a year earlier, and diluted EPS of $2.27 versus $1.84. Adjusted net income was $2,973 million and adjusted diluted EPS $2.28, compared with $2.518 billion and $1.88 respectively, as adjusted ROE rose to 14.2% from 12.4%.
Total revenue grew to $10,535 million from $9,486 million, with all business lines profitable: Canadian Banking earnings rose 12% to $1,071 million, International Banking to $766 million, Global Wealth Management to $518 million, and Global Banking and Markets to $647 million, a 37% increase.
Credit costs remained elevated: provision for credit losses was $1,079 million, slightly above last year, and total allowance for credit losses increased to $7,551 million. The CET1 capital ratio was a solid 13.1%, modestly lower than the prior quarter, while BNS repurchased 8.6 million shares in the quarter and has returned $6.3 billion year-to-date through buybacks and dividends.
Bank of Nova Scotia, as an institutional investment manager, filed a Form 13F combination report detailing a portion of its reportable equity holdings, with the remainder reported by other managers. The report covers 1,412 information table entries with an aggregate reported value of $66,183,600,527, rounded to the nearest dollar.
The filing lists 5 other included managers and additional other managers reporting for Bank of Nova Scotia, indicating a broad, multi-entity asset management structure. The report is signed by Vice President, Financial Accounting & Reporting, Nanci MacKenzie, on behalf of the manager.
The Bank of Nova Scotia is registering common shares on Form F-4 to issue as stock consideration in its acquisition of Maple Financial Holdings, Inc.. A Maple share will convert at closing into BNS common shares equal to the Per Share Consideration Amount (US$25 million plus Maple’s Closing Equity Capital, divided by fully diluted Maple shares, options and warrants) divided by the 10‑day volume‑weighted average BNS share price.
BNS expects to issue up to 1,474,030 BNS shares, implying US$11.37 per Maple share at recent prices. The merger requires two‑thirds approval of Maple voting common and preferred shares (by written consent), multiple regulatory approvals (OSFI, Federal Reserve, TDOB), Maple tangible equity of at least US$70 million, and no burdensome regulatory conditions. Maple holders have Texas dissenters’ rights. A US$6.5 million liquidated‑damages fee may be payable by Maple to BNS if certain deal‑failure scenarios occur. The parties intend the transaction to qualify as a U.S. tax‑deferred reorganization.
Scotiabank, through The Bank of Nova Scotia, reset the interest rate on its $1.25 billion principal amount of 3.70% Fixed Rate Resetting Limited Recourse Capital Notes, Series 1 (NVCC) for the five-year period from July 27, 2026 to July 27, 2031. The new interest rate on these subordinated Notes will be 5.987% per annum, calculated as the Government of Canada Yield on the business day before the reset date plus 2.761%, with interest payable quarterly in arrears on January 27, April 27, July 27 and October 27, starting October 27, 2026. The Notes are scheduled to mature on July 27, 2081.
In connection with these Notes, the bank also has $1.25 billion principal amount of Fixed Rate Resetting Perpetual Subordinated Additional Tier 1 Capital Notes (NVCC) held in a Limited Recourse Trust, and these AT1 Notes will also bear interest at 5.987% per annum for the same five-year period on the same calculation basis. If interest or principal on the Notes is not paid when due, holders’ sole recourse is to their proportionate share of the Limited Recourse Trust assets, consisting of the AT1 Notes except in limited circumstances. The Notes may be redeemed in whole or in part from June 27 to July 27, 2031, and every five years thereafter, subject to approval from the Superintendent of Financial Institutions (Canada) and required notice, with a corresponding redemption of an equal principal amount of AT1 Notes. Scotiabank reports assets of approximately $1.5 trillion as of April 30, 2026.
The Bank of Nova Scotia (Scotiabank) expects its ownership interest in KeyCorp to contribute approximately CAD $82 million of net income in Q3 2026. This reflects Scotiabank’s share of KeyCorp’s Q2 2026 net income, incorporates acquisition-related and other accounting impacts, is net of associated funding costs, and is recognized on a one-month lag.
After adjusting for the amortization of acquired intangible assets of approximately CAD $8 million, Scotiabank estimates an adjusted net income contribution from KeyCorp of approximately CAD $90 million, presented as a non-GAAP measure. Scotiabank plans to release its third quarter financial results and host an earnings conference call on August 25, 2026. The bank reports total assets of approximately $1.5 trillion as at April 30, 2026.
The Bank of Nova Scotia is registering common shares on Form F-4 to use as stock consideration in its acquisition of Maple Financial Holdings, Inc.. Maple will be merged with a BNS merger subsidiary and survive as a wholly owned BNS subsidiary.
Each outstanding share of Maple voting and non‑voting common stock and preferred stock (other than excluded and perfected-dissenting shares) will convert at closing into BNS common shares based on a formula: the Per Share Consideration Amount (US$25 million plus Maple’s Closing Equity Capital, divided by fully diluted Maple shares) divided by the 10‑day volume‑weighted average BNS share price. Cash will be paid in lieu of fractional shares.
The merger requires regulatory approvals from OSFI, the Federal Reserve and the Texas Department of Banking, NYSE and TSX listing of the new BNS shares, an effective SEC registration statement, Maple tangible equity capital of at least US$70 million, and two‑thirds approval by each class of Maple voting common and preferred stock. Maple may owe BNS US$6.5 million in liquidated damages if the agreement is terminated in certain acquisition‑proposal scenarios. BNS expects to close in the fourth quarter of 2026 and will account for the deal as an IFRS business combination.