Welcome to our dedicated page for BANK OF NOVA SCOTIA SEC filings (Ticker: BNS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Bank of Nova Scotia filings document the regulatory disclosures of a Canadian bank and foreign private issuer whose securities trade on the TSX and NYSE under BNS. Its Form 6-K reports include earnings-related releases, capitalization and earnings-ratio exhibits, Canadian certification materials, and updates incorporated by reference into Form F-3 and Form S-8 registration statements.
The bank’s filings also record governance and shareholder matters, including proxy circular materials, board mandates, by-law amendments, annual and special meeting voting results, and director-election outcomes. Capital-structure disclosures cover common shares, preferred shares and other equity instruments, subordinated indebtedness, normal course issuer bids, and other regulatory capital matters.
The Bank of Nova Scotia (BNS) has filed a Form F-3 shelf registration that allows it to offer, from time to time, common shares, preferred shares, senior debt securities and subordinated debt securities up to an aggregate initial offering price of US$75,000,000,000 (or the equivalent in other currencies).
Securities may be issued on a continuous or delayed basis and sold directly, or through underwriters, dealers or agents, with specific terms detailed in future prospectus supplements. The securities are not insured by the Canada Deposit Insurance Corporation or the FDIC, and certain senior debt issued after September 23, 2018 may be bail-inable, meaning they can be converted into common shares or written down under Canadian bank resolution powers.
The bank prepares financial statements under IFRS in Canadian dollars, and its common shares trade on the NYSE and TSX under the symbol BNS. Net proceeds from offerings will generally be added to the bank’s funds and used for general banking purposes.
BANK OF NOVA SCOTIA (BNS) provides an update on its consolidated capitalization and earnings coverage. As of July 31, 2026, subordinated debentures were CA$6,919 million. Total equity attributable to equity holders was CA$89,151 million, including total common equity of CA$79,212 million and preferred shares and other equity instruments of CA$9,939 million. Total equity, including non-controlling interests, was CA$90,622 million, giving total capitalization of CA$97,541 million.
For the nine months ended July 31, 2026, the consolidated ratio of earnings to fixed charges was 6.46 excluding interest on deposits and 1.42 including interest on deposits. The ratio of earnings to combined fixed charges and preferred dividends was 5.02 excluding interest on deposits and 1.39 including interest on deposits. The filing also presents comparable ratios and underlying earnings and fixed charge figures for each year in the five-year period ended October 31, 2025.
Bank of Nova Scotia (BNS) reports strong earnings coverage metrics for the twelve months ended July 31, 2026. Grossed up dividend coverage on outstanding preferred shares and other equity instruments was 19.88x, and interest coverage on subordinated indebtedness was 45.13x. Combined grossed up dividend and interest coverage on preferred shares, other equity instruments and subordinated indebtedness was 14.02x.
Dividend requirements on preferred shares and other equity instruments were $668 million (grossed up using a 24.50% effective income tax rate). Interest requirements on subordinated indebtedness were $301 million, supported by earnings before interest on subordinated indebtedness and income tax of $13,584 million. Consolidated ratios of earnings to fixed charges were 6.14x excluding interest on deposits and 1.39x including interest on deposits.
The Bank of Nova Scotia (BNS) filed a Form 6-K furnishing Canadian officer certifications for its interim filings for the period ended July 31, 2026. The report is incorporated by reference into the bank’s existing Form S-8 and Form F-3 registration statements.
President and CEO L. Scott Thomson and Group Head and CFO Rajagopal Viswanathan each certify that, based on their knowledge and having exercised reasonable diligence, the interim financial report and MD&A contain no untrue material statements or omissions and fairly present the bank’s financial condition, performance and cash flows. They also confirm responsibility for disclosure controls and procedures (DC&P) and internal control over financial reporting (ICFR), stating that ICFR is designed using the COSO 2013 Internal Control – Integrated Framework, and that any material changes in ICFR during the quarter have been disclosed in the interim MD&A.
BANK OF NOVA SCOTIA (BNS) reported stronger results for the quarter ended July 31, 2026. Total revenue was $10,535 million, up from $9,486 million a year earlier, with net interest income of $5,866 million and non-interest income of $4,669 million. Net income rose to $2,953 million from $2,527 million, and diluted EPS increased to $2.27 from $1.84. Return on equity improved to 14.1%, while the productivity ratio edged down to 52.7%.
For the first nine months of 2026, net income was $7,884 million versus $5,552 million in 2025, and adjusted net income was $8,320 million versus $6,952 million, with adjusted diluted EPS of $6.35. Loans were $770,555 million, deposits $1,006,015 million, and total assets $1,548,267 million. Capital and liquidity remained solid, with a CET1 ratio of 13.1%, total capital ratio of 16.9%, TLAC ratio of 28.6%, LCR of 126%, and NSFR of 116%.
BANK OF NOVA SCOTIA (BNS) reports that Scotiabank has declared a dividend on its outstanding common shares, payable on October 28, 2026 to shareholders of record at the close of business on October 6, 2026.
Holders may elect to receive this dividend in common shares instead of cash through the bank’s Shareholder Dividend and Share Purchase Plan. Under the Plan, additional common shares will currently be acquired in the secondary market rather than issued from treasury, as Scotiabank has discontinued treasury issuances under the Plan until it elects otherwise. Purchases will be executed by Computershare Trust Company of Canada as plan agent, with all related brokerage commissions or service charges paid by Scotiabank. The bank reports assets of approximately $1.5 trillion as of July 31, 2026.
The Bank of Nova Scotia (BNS) reported strong third quarter 2026 results with reported net income of $2,953 million, up from $2,527 million a year earlier, and diluted EPS of $2.27 versus $1.84. Adjusted net income was $2,973 million and adjusted diluted EPS $2.28, compared with $2.518 billion and $1.88 respectively, as adjusted ROE rose to 14.2% from 12.4%.
Total revenue grew to $10,535 million from $9,486 million, with all business lines profitable: Canadian Banking earnings rose 12% to $1,071 million, International Banking to $766 million, Global Wealth Management to $518 million, and Global Banking and Markets to $647 million, a 37% increase.
Credit costs remained elevated: provision for credit losses was $1,079 million, slightly above last year, and total allowance for credit losses increased to $7,551 million. The CET1 capital ratio was a solid 13.1%, modestly lower than the prior quarter, while BNS repurchased 8.6 million shares in the quarter and has returned $6.3 billion year-to-date through buybacks and dividends.
Bank of Nova Scotia, as an institutional investment manager, filed a Form 13F combination report detailing a portion of its reportable equity holdings, with the remainder reported by other managers. The report covers 1,412 information table entries with an aggregate reported value of $66,183,600,527, rounded to the nearest dollar.
The filing lists 5 other included managers and additional other managers reporting for Bank of Nova Scotia, indicating a broad, multi-entity asset management structure. The report is signed by Vice President, Financial Accounting & Reporting, Nanci MacKenzie, on behalf of the manager.
The Bank of Nova Scotia is registering common shares on Form F-4 to issue as stock consideration in its acquisition of Maple Financial Holdings, Inc.. A Maple share will convert at closing into BNS common shares equal to the Per Share Consideration Amount (US$25 million plus Maple’s Closing Equity Capital, divided by fully diluted Maple shares, options and warrants) divided by the 10‑day volume‑weighted average BNS share price.
BNS expects to issue up to 1,474,030 BNS shares, implying US$11.37 per Maple share at recent prices. The merger requires two‑thirds approval of Maple voting common and preferred shares (by written consent), multiple regulatory approvals (OSFI, Federal Reserve, TDOB), Maple tangible equity of at least US$70 million, and no burdensome regulatory conditions. Maple holders have Texas dissenters’ rights. A US$6.5 million liquidated‑damages fee may be payable by Maple to BNS if certain deal‑failure scenarios occur. The parties intend the transaction to qualify as a U.S. tax‑deferred reorganization.