Welcome to our dedicated page for Bank of Nova Scotia SEC filings (Ticker: BNS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Bank of Nova Scotia filings document the regulatory disclosures of a Canadian bank and foreign private issuer whose securities trade on the TSX and NYSE under BNS. Its Form 6-K reports include earnings-related releases, capitalization and earnings-ratio exhibits, Canadian certification materials, and updates incorporated by reference into Form F-3 and Form S-8 registration statements.
The bank’s filings also record governance and shareholder matters, including proxy circular materials, board mandates, by-law amendments, annual and special meeting voting results, and director-election outcomes. Capital-structure disclosures cover common shares, preferred shares and other equity instruments, subordinated indebtedness, normal course issuer bids, and other regulatory capital matters.
The Bank of Nova Scotia is offering senior unsecured Autocallable Contingent Buffered Return Enhanced Notes linked to the least performing of Edison International, United Parcel Service and Valero Energy common stock. Each Note has a $1,000 Principal Amount, is cash-settled, bears no interest and is subject to the Bank’s credit risk.
The Notes are expected to price on July 24, 2026, settle on July 29, 2026 and mature on July 29, 2031, unless automatically called. If on the October 26, 2026 Review Date each stock is at least 80.00% of its Initial Value, the Notes are called and pay $1,118.00 per Note (Principal plus an $118.00, 11.80% Call Premium). If not called and the worst stock finishes above 80.00% of its Initial Value, investors receive enhanced upside with a 125.00% Participation Rate above that threshold; if it finishes between 70.00% and 80.00%, only principal is repaid.
If the Final Value of the least performing stock is below its 70.00% Buffer Value, principal loss is leveraged: investors lose about 1.4286% of principal for each additional 1% decline beyond the 30.00% buffer, up to a total loss. The initial estimated value is expected between $926.90 and $956.90 per $1,000, reflecting funding, structuring and hedging costs. The Notes will not be listed, may have limited liquidity, provide no dividends or voting rights in the stocks, and involve complex Canadian and U.S. tax considerations.
The Bank of Nova Scotia is offering senior unsecured Market Linked Securities with an original offering price of $1,000 per security, linked to the lowest performing of the Russell 2000, S&P 500 and EURO STOXX 50 indices and scheduled to mature on August 1, 2030.
The notes pay a quarterly contingent coupon at a rate of at least 10.55% per annum only when the lowest index on each observation date is at or above 75% of its starting level; otherwise no coupon is paid. From January 2027 through April 2030, if on any quarterly calculation day the lowest index is at or above its starting level, the notes are automatically called for $1,000 plus the coupon.
If the notes are not called, investors receive $1,000 at maturity only if the lowest index on the final observation date is at or above 75% of its starting level; below that level, repayment falls in proportion to the decline, with losses greater than 25% and up to the full principal possible. The securities offer no upside participation, are not insured, depend on the Bank’s credit, may be illiquid, and have an estimated initial value of $925.79–$955.79 per $1,000, below the offering price due to selling costs and hedging profits.
The Bank of Nova Scotia is offering $32,625,000 of Autocallable Buffered Notes linked to the iShares® Expanded Tech-Software Sector ETF (IGV), maturing December 18, 2028. The notes pay no interest and are senior unsecured obligations of the Bank, not insured by CDIC or FDIC and not listed on any exchange.
The notes are automatically called if IGV’s closing price on December 14, 2027 is at least 85% of the $93.63 initial price, in which case investors receive $1,175.50 per $1,000 note (principal plus a 17.55% call premium. If not called, and the final price on December 14, 2028 is at least 85% of the initial price, the payoff is capped at the maximum payment amount of $1,351.00 per $1,000 note. If IGV falls more than 15%, principal loss is accelerated at about 1.1765% for each additional 1% decline, up to a total loss. The initial estimated value is $953.25 per $1,000, below the issue price, reflecting selling commissions, hedging costs and the Bank’s internal funding rate, and secondary-market liquidity may be limited.
The Bank of Nova Scotia is offering senior unsecured Autocallable Contingent Coupon Notes with Memory Coupon linked to the least-performing of Invesco QQQ Trust, Series 1 and SPDR S&P 500 ETF Trust. The notes run from a July 23, 2026 trade date to a January 27, 2028 maturity, unless called earlier.
Investors receive a contingent coupon of $25.025 per $1,000 note (10.01% per annum) on specified observation dates only if each ETF is at or above its contingent coupon barrier, set at 75% of its initial value. Missed coupons can be paid later if conditions are met, but no interest is guaranteed. At maturity, if not called and the least-performing ETF is below its 75% barrier, principal is reduced one-for-one with that decline, up to a 100% loss.
The notes are not CDIC or FDIC insured, will not be listed on an exchange, and all payments depend on the credit of The Bank of Nova Scotia. The initial estimated value is $946.80–$976.80 per $1,000 due to internal funding, structuring and hedging costs, versus a 100% original issue price.
The Bank of Nova Scotia is offering senior unsecured Market Linked Securities, Series A, linked to the lowest performing of the Russell 2000, S&P 500 and EURO STOXX 50, maturing on August 1, 2030. Each $1,000 note pays a contingent coupon only when the worst-performing index on a quarterly calculation day is at or above 75.00% of its starting level. The contingent coupon rate will be at least 10.55% per annum, paid quarterly if this condition is met.
From January 2027 through April 2030, the notes may be automatically called on quarterly dates if the lowest performing index is at or above its starting level, returning the $1,000 face amount plus that quarter’s coupon. If not called and, on the final calculation day, the lowest index closes below 75.00% of its starting level, the maturity payment equals $1,000 times its performance factor, so investors can lose more than 25% and up to all principal. Any index upside is retained by the issuer; investors do not participate in index gains or dividends.
The original offering price is $1,000 per note, with dealer discounts of up to $23.25 (2.325%) and issuer proceeds of $976.75 per note. If priced on July 16, 2026, the Bank’s estimated value would be $925.79–$955.79 per note. All payments are subject to Bank of Nova Scotia’s credit; the notes are not insured, are expected to have limited liquidity, and are designed to be held to maturity.
The Bank of Nova Scotia is offering market-linked, auto-callable senior notes linked to the S&P 500 Index, maturing on July 19, 2028. Each note has a $1,000 face amount and pays no interest or dividends.
The notes are automatically called if the Index closing level on any call date is at or above the starting level of 7,572.40, paying $1,000 plus a fixed call premium from 4.25% on January 19, 2027 up to 17.00% on July 17, 2028. If not called and the Index on the final calculation day is below the starting level but at or above the threshold level of 6,057.92 (80% of the starting level), investors receive only the $1,000 face amount.
If the ending level is below the threshold, repayment is reduced 1-for-1 with the Index decline, so investors lose more than 20% and potentially all principal. The total offering is $5,519,000, with issuer proceeds of $5,421,037.75. The Bank’s estimated value is $975.74 (97.574%) per note, reflecting selling costs and hedging. The notes are unsecured obligations of the Bank, not insured or bail-inable, and may have limited secondary liquidity.
The Bank of Nova Scotia is offering Autocallable Contingent Buffered Return Enhanced Notes, unsubordinated and unsecured debt linked to the least performing of the common stock of The Cigna Group, Howmet Aerospace and Valero Energy. Each Note has a $1,000 principal amount and is scheduled to mature on July 29, 2031.
If, on the October 26, 2026 review date, each stock’s closing value is at least 80% of its initial value, the Notes are automatically called and, on October 29, 2026, holders receive principal plus a $130 (13%) call premium. If not called and the worst-performing stock finishes above 80% of its initial value, holders receive enhanced upside with a 125.00% participation rate above that level; between 70% and 80%, only principal is repaid.
Below 70% of its initial value, losses are amplified by a downside leverage factor of about 1.4286, with up to 100% principal loss possible. The initial estimated value is $925.97–$955.97 per $1,000, below issue price. The Notes pay no interest, are not insured or listed, and all payments depend on the creditworthiness of the Bank.
The Bank of Nova Scotia is offering senior unsecured Capped Buffered Return Enhanced Notes linked to an equally weighted basket of nine publicly traded equities. Each note has a $1,000 Principal Amount, is issued at 100% of principal, pays no interest and makes a single cash payment at maturity on July 27, 2028, subject to the Bank’s credit. The trade date is July 23, 2026 and settlement is July 28, 2026, with a minimum investment of $1,000 in $1,000 increments.
At maturity, if the Basket has risen, investors receive $1,000 plus 125.00% of the Basket Return, capped by a Maximum Return of 46.25%, for a maximum payment of $1,462.50 per note. If the Final Basket Value is between 90.00% and 100.00% of the Initial Basket Value, principal is returned. Below the 90.00% Buffer Value, principal is reduced 1% for each 1% additional decline, up to a 90.00% loss.
The initial estimated value is $926.42–$956.42 per $1,000, below the issue price, reflecting the Bank’s internal funding rate, hedging costs and a 1.75% underwriting discount, leaving 98.25% of principal as proceeds to the Bank. The notes will not be listed, may have limited or no secondary market, are not insured or bail-inable, and expose investors to equity market volatility, basket correlation, tax uncertainty and conflicts of interest with the Bank and its affiliates.
The Bank of Nova Scotia is offering Autocallable Contingent Barrier Return Enhanced Notes due July 26, 2029, linked to the least performing of Amazon.com, Broadcom and Lockheed Martin common shares. Each Note has $1,000 principal, bears no interest, and is an unsubordinated, unsecured obligation of the bank.
On July 27, 2027 the Notes are automatically called if each stock is at least 90.00% of its initial level, paying principal plus a call premium of at least $750.00 (75.00%). If not called, maturity payoffs range from 300.00% upside participation on the worst stock when above its initial level, to full principal return when the worst stock stays at or above 60.00% of its initial level, and one-for-one downside below that, with losses up to 100.00%.
The initial estimated value is $879.70–$909.70 per $1,000 Note, below the 100.00% issue price, reflecting underwriting discounts of up to 2.25%, hedging costs and the bank’s internal funding rate. The Notes will not be listed, may have limited or no secondary market, and all payments depend on the issuer’s creditworthiness.
The Bank of Nova Scotia is offering $1,140,000 of Autocallable Contingent Barrier Return Enhanced Notes linked to the Russell 2000 Index under its Senior Note Program, Series A. Each Note has a $1,000 principal amount and is unsecured, unsubordinated debt of the bank.
If on the July 21, 2027 Review Date the index closing value is at least its Initial Value of 2,976.259, the Notes are automatically called and pay $1,138.50 per Note (a 13.85% call premium), with no further payments. If not called, at maturity on July 18, 2031 holders receive: enhanced upside of 125.00% of any positive index return; return of principal if the index is between 75% and 100% of the Initial Value; or a 1-for-1 loss with the index below the 2,232.194 barrier, up to total loss of principal.
The Notes pay no interest or dividends, are not insured by CDIC or FDIC, and will not be listed on an exchange. The initial estimated value is $966.62 per $1,000, below the issue price, reflecting internal funding and hedging costs. Liquidity depends on Scotia Capital (USA) Inc. making a market, which it is not obligated to do, and all payments depend on Bank of Nova Scotia’s credit.