Welcome to our dedicated page for BANK OF NOVA SCOTIA SEC filings (Ticker: BNS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Bank of Nova Scotia filings document the regulatory disclosures of a Canadian bank and foreign private issuer whose securities trade on the TSX and NYSE under BNS. Its Form 6-K reports include earnings-related releases, capitalization and earnings-ratio exhibits, Canadian certification materials, and updates incorporated by reference into Form F-3 and Form S-8 registration statements.
The bank’s filings also record governance and shareholder matters, including proxy circular materials, board mandates, by-law amendments, annual and special meeting voting results, and director-election outcomes. Capital-structure disclosures cover common shares, preferred shares and other equity instruments, subordinated indebtedness, normal course issuer bids, and other regulatory capital matters.
The Bank of Nova Scotia is offering three-year Contingent Income Auto-Callable Securities, senior unsecured notes linked to the iShares MSCI South Korea ETF. Each security has a $1,000 stated principal amount and matures on or about July 25, 2029, subject to possible early redemption.
Investors may receive a contingent semi-annual coupon of $116.75 per security (equivalent to 23.35% per annum) on each determination date when the ETF’s closing price is at least 60% of the initial share price, with a memory coupon feature that can pay previously missed coupons when the test is later met. If on any non-final determination date the ETF is at or above 100% of the initial price, the notes are automatically redeemed for principal plus the applicable coupon and any unpaid coupons.
Principal is at risk. If held to maturity and the final share price is at least 50% of the initial price, investors receive principal plus any due coupons. If the final share price is below 50%, repayment equals principal multiplied by the share performance factor, resulting in less than 50% of principal and potentially zero. The notes are not listed, have limited liquidity, and all payments are subject to BNS credit risk. The estimated value on the pricing date is expected between $914.36 and $944.36 per $1,000, below the issue price.
The Bank of Nova Scotia is issuing $8,052,000 of unsubordinated, unsecured Autocallable Contingent Coupon Notes with Memory Coupon, linked to Alphabet Inc. Class A common stock, under its Senior Note Program, Series A. Each Note has a $1,000 principal amount, an Original Issue Price of 100% and an initial estimated value of $978.27 per $1,000. The Notes trade date is July 16, 2026, settle on July 21, 2026 and mature on January 21, 2028, unless automatically called earlier.
Holders may receive a contingent coupon of $28.775 per Note (11.51% per annum) on scheduled observation dates if Alphabet’s closing value is at or above the Contingent Coupon Barrier Value of $230.40 (65% of the Initial Value of $354.46), with unpaid coupons carried forward (“memory”) if a later coupon becomes payable. The Notes are automatically called if on any Call Observation Date the closing value is at or above the Initial Value, paying principal plus the due and unpaid coupons, after which no further payments are made.
If the Notes are not called and Alphabet’s final value on January 18, 2028 is at or above the Barrier Value of $230.40, investors receive their $1,000 principal plus any due coupons. If the final value is below the Barrier Value, investors receive the Physical Delivery Amount of 2.8212 GOOGL shares (plus cash for any fractional share), exposing them 1:1 to further downside and potentially losing up to 100% of principal. The Notes are not listed, do not provide dividends or guaranteed interest, and all payments are subject to the Bank’s credit risk.
The Bank of Nova Scotia is offering Trigger Jump Securities, senior unsecured structured notes linked to the common stock of Microsoft Corporation, maturing on or about July 27, 2028 under its Senior Note Program, Series A.
Each security has a $1,000 stated principal amount, no coupon, and a fixed upside payment of $457.30 per security (45.73% of principal). At maturity, if Microsoft’s final share price is greater than or equal to the initial share price, investors receive $1,000 plus the fixed upside payment. If the final share price is below the initial share price but at or above the trigger level of 80.00% of the initial share price, investors receive $1,000. If the final share price is below the trigger level, the payoff is $1,000 plus $1,000 times the underlying return, leading to a 1-for-1 loss with the stock and a possible total loss of principal.
The securities will not be listed, provide no dividends or interest, and all payments are subject to the credit risk of BNS. The estimated value on the pricing date is expected to be between $938.66 and $968.86 per $1,000, below the issue price, reflecting selling, structuring and hedging costs and BNS’ internal funding rate.
The Bank of Nova Scotia is issuing $23,232,000 in Autocallable Contingent Coupon Notes with Memory Coupon, linked to NVIDIA Corporation common stock, under its Senior Note Program, Series A. Each Note has a $1,000 principal amount, priced at 100% of principal.
The Notes run from the July 16, 2026 trade date to a January 21, 2028 maturity, unless automatically called. Investors may receive a $39.20 contingent coupon per Note (15.68% per annum) on scheduled observation dates if NVIDIA’s closing value is at or above the $134.81 Contingent Coupon Barrier.
The Notes autocall if NVIDIA’s closing value on a Call Observation Date is at or above the $207.40 Initial Value, paying principal plus due and unpaid coupons. If not called and the Final Value is below the $134.81 Barrier, investors receive the Physical Delivery Amount of 4.8216 NVDA shares per Note (subject to rounding) and can lose up to 100% of principal. The Notes are unsecured, unsubordinated obligations of the Bank, not insured by CDIC or FDIC, not exchange‑listed, and their initial estimated value is $976.84 per $1,000. Underwriting commissions are 1.50%, with proceeds to the Bank of 98.50% of principal.
The Bank of Nova Scotia is issuing senior unsecured Market Linked Securities—Auto-Callable with Contingent Coupon under its Series A Senior Note Program, linked to the lowest performing of the iShares Expanded Tech-Software Sector ETF, the Russell 2000 Index and the S&P 500 Index, maturing on July 19, 2029.
Each security has a $1,000 face amount and pays a 10.00% per annum contingent coupon monthly only if the lowest performing underlying on the relevant calculation day is at or above its coupon threshold, set at 60% of its starting value. If on any monthly calculation day from January 2027 through June 2029 the lowest performing underlying is at or above its starting value, the notes are automatically called at par plus the final coupon.
If not called, at maturity investors receive $1,000 per security only if the lowest performing underlying’s final value is at or above its downside threshold (also 60% of starting value). Otherwise, repayment equals $1,000 multiplied by that underlying’s performance factor, exposing investors to losses of more than 40% and potentially all principal. Investors do not participate in any upside of the underlyings and forgo dividends. The notes are not listed, may have limited or no secondary market, and all payments are subject to the credit risk of The Bank of Nova Scotia. The Bank’s estimated value on the pricing date is $953.38 per $1,000 security, below the original offering price.
The Bank of Nova Scotia is offering $5,097,000 of unsecured Autocallable Contingent Coupon Notes with Memory Coupon due January 21, 2028, linked to the worst performer of Invesco QQQ Trust, Series 1 and SPDR S&P 500 ETF Trust. Each Note has a $1,000 principal amount and pays a contingent coupon of $25.625 per quarter (10.25% per annum) only if on an observation date both ETFs are at or above their respective Contingent Coupon Barrier Values, set at 75% of initial levels ($529.46 for QQQ, $563.04 for SPY). The notes auto-call if both ETFs are at or above their Initial Values on a Call Observation Date, returning principal plus due and unpaid coupons.
If not called and the Final Value of the worst ETF is at or above its Barrier Value, investors receive principal back plus any due coupons; otherwise they receive the Physical Delivery Amount of the least performing ETF (1.4166 QQQ shares or 1.3321 SPY shares per Note), exposing them to up to 100% loss of principal. The initial estimated value is $977.21 per $1,000, below issue price, and the notes are not insured, not bail-inable, and will not be listed on any exchange.
The Bank of Nova Scotia is offering Trigger Autocallable GEARS, senior unsecured notes linked to the EURO STOXX 50® Index, under its Senior Note Program. Each Security has a $10 principal amount, with a minimum investment of 100 Securities ($1,000), and a term to about July 31, 2031, unless called earlier.
The notes pay no interest. They are automatically called on August 5, 2027 if the index is at or above the autocall barrier, set at 100% of the initial level, returning principal plus an 18.00% call return (call price $11.80 per Security). If not called, at maturity investors receive principal plus any positive index return multiplied by upside gearing of 1.35–1.5545, full principal back if the index finishes at or above a downside threshold of 75% of the initial level, or a one-for-one loss with the index if it finishes below that threshold, up to total loss of principal.
The Securities are not listed, have limited liquidity, and their initial estimated value is expected between $9.26 and $9.56 per $10, below the public issue price. All payments depend on the creditworthiness of BNS; the notes are not FDIC or CDIC insured and are not bail-inable under the CDIC Act.
The Bank of Nova Scotia is offering $2,693,000 of senior unsecured Autocallable Barrier Review Notes linked to the least performing of the S&P 500 Index and EURO STOXX 50 Index. Each Note has a $1,000 principal amount and an Original Issue Price of 100%.
The Notes may auto-call on quarterly Observation Dates through July 16, 2031 if both indices are at or above 100% of their Initial Values, paying $1,115.20–$1,576.00 per Note, reflecting an 11.52% call return rate per term. If not called and each index ends at or above its 70% Barrier Value, holders receive principal back at maturity on July 21, 2031.
If the Notes are not called and any index finishes below its Barrier Value, repayment is reduced 1% for each 1% decline of the least performing index from its Initial Value, up to a 100% loss of principal. The Notes pay no coupons, are subject to the Bank’s credit risk, are not CDIC or FDIC insured, and will not be listed. The initial estimated value is $959.24 per $1,000, reflecting structuring, hedging costs and the Bank’s internal funding rate.
The Bank of Nova Scotia is offering Autocallable Contingent Buffered Return Enhanced Notes under its Senior Note Program, Series A. Each Note has a $1,000 principal amount, an Original Issue Price of 100% of principal, and a minimum investment of $1,000 in $1,000 increments.
The Notes are unsecured, unsubordinated debt of the Bank, bear no interest, are not bail-inable, and will not be listed on any exchange. Returns are linked to the least performing of Autodesk, Air Products and Chemicals, and Uber common stock. A single Review Date on October 26, 2026 triggers an automatic call, paying $1,124.50 per Note (12.45% Call Premium) if each stock is at least 80% of its Initial Value.
If not called, at maturity on July 29, 2031: if the least-performing stock ends above 80% of its Initial Value, payment equals principal plus 125.00% of gains above that level; if it finishes between 60% and 80%, only principal is repaid. Below 60%, losses are leveraged by a factor of about 1.6667, up to a 100% loss of principal. The Bank’s initial estimated value is $926.61–$956.61 per $1,000, below the issue price, and liquidity, valuation and tax risks are highlighted.
The Bank of Nova Scotia is offering senior unsecured Autocallable Contingent Buffered Return Enhanced Notes linked to the least performing of Edison International, United Parcel Service and Valero Energy common stock. Each Note has a $1,000 Principal Amount, is cash-settled, bears no interest and is subject to the Bank’s credit risk.
The Notes are expected to price on July 24, 2026, settle on July 29, 2026 and mature on July 29, 2031, unless automatically called. If on the October 26, 2026 Review Date each stock is at least 80.00% of its Initial Value, the Notes are called and pay $1,118.00 per Note (Principal plus an $118.00, 11.80% Call Premium). If not called and the worst stock finishes above 80.00% of its Initial Value, investors receive enhanced upside with a 125.00% Participation Rate above that threshold; if it finishes between 70.00% and 80.00%, only principal is repaid.
If the Final Value of the least performing stock is below its 70.00% Buffer Value, principal loss is leveraged: investors lose about 1.4286% of principal for each additional 1% decline beyond the 30.00% buffer, up to a total loss. The initial estimated value is expected between $926.90 and $956.90 per $1,000, reflecting funding, structuring and hedging costs. The Notes will not be listed, may have limited liquidity, provide no dividends or voting rights in the stocks, and involve complex Canadian and U.S. tax considerations.