Bank of Nova Scotia filings document the regulatory disclosures of a Canadian bank and foreign private issuer whose securities trade on the TSX and NYSE under BNS. Its Form 6-K reports include earnings-related releases, capitalization and earnings-ratio exhibits, Canadian certification materials, and updates incorporated by reference into Form F-3 and Form S-8 registration statements.
The bank’s filings also record governance and shareholder matters, including proxy circular materials, board mandates, by-law amendments, annual and special meeting voting results, and director-election outcomes. Capital-structure disclosures cover common shares, preferred shares and other equity instruments, subordinated indebtedness, normal course issuer bids, and other regulatory capital matters.
The Bank of Nova Scotia is issuing $23,232,000 in Autocallable Contingent Coupon Notes with Memory Coupon, linked to NVIDIA Corporation common stock, under its Senior Note Program, Series A. Each Note has a $1,000 principal amount, priced at 100% of principal.
The Notes run from the July 16, 2026 trade date to a January 21, 2028 maturity, unless automatically called. Investors may receive a $39.20 contingent coupon per Note (15.68% per annum) on scheduled observation dates if NVIDIA’s closing value is at or above the $134.81 Contingent Coupon Barrier.
The Notes autocall if NVIDIA’s closing value on a Call Observation Date is at or above the $207.40 Initial Value, paying principal plus due and unpaid coupons. If not called and the Final Value is below the $134.81 Barrier, investors receive the Physical Delivery Amount of 4.8216 NVDA shares per Note (subject to rounding) and can lose up to 100% of principal. The Notes are unsecured, unsubordinated obligations of the Bank, not insured by CDIC or FDIC, not exchange‑listed, and their initial estimated value is $976.84 per $1,000. Underwriting commissions are 1.50%, with proceeds to the Bank of 98.50% of principal.
The Bank of Nova Scotia is issuing senior unsecured Market Linked Securities—Auto-Callable with Contingent Coupon under its Series A Senior Note Program, linked to the lowest performing of the iShares Expanded Tech-Software Sector ETF, the Russell 2000 Index and the S&P 500 Index, maturing on July 19, 2029.
Each security has a $1,000 face amount and pays a 10.00% per annum contingent coupon monthly only if the lowest performing underlying on the relevant calculation day is at or above its coupon threshold, set at 60% of its starting value. If on any monthly calculation day from January 2027 through June 2029 the lowest performing underlying is at or above its starting value, the notes are automatically called at par plus the final coupon.
If not called, at maturity investors receive $1,000 per security only if the lowest performing underlying’s final value is at or above its downside threshold (also 60% of starting value). Otherwise, repayment equals $1,000 multiplied by that underlying’s performance factor, exposing investors to losses of more than 40% and potentially all principal. Investors do not participate in any upside of the underlyings and forgo dividends. The notes are not listed, may have limited or no secondary market, and all payments are subject to the credit risk of The Bank of Nova Scotia. The Bank’s estimated value on the pricing date is $953.38 per $1,000 security, below the original offering price.
The Bank of Nova Scotia is offering $5,097,000 of unsecured Autocallable Contingent Coupon Notes with Memory Coupon due January 21, 2028, linked to the worst performer of Invesco QQQ Trust, Series 1 and SPDR S&P 500 ETF Trust. Each Note has a $1,000 principal amount and pays a contingent coupon of $25.625 per quarter (10.25% per annum) only if on an observation date both ETFs are at or above their respective Contingent Coupon Barrier Values, set at 75% of initial levels ($529.46 for QQQ, $563.04 for SPY). The notes auto-call if both ETFs are at or above their Initial Values on a Call Observation Date, returning principal plus due and unpaid coupons.
If not called and the Final Value of the worst ETF is at or above its Barrier Value, investors receive principal back plus any due coupons; otherwise they receive the Physical Delivery Amount of the least performing ETF (1.4166 QQQ shares or 1.3321 SPY shares per Note), exposing them to up to 100% loss of principal. The initial estimated value is $977.21 per $1,000, below issue price, and the notes are not insured, not bail-inable, and will not be listed on any exchange.
The Bank of Nova Scotia is offering Trigger Autocallable GEARS, senior unsecured notes linked to the EURO STOXX 50® Index, under its Senior Note Program. Each Security has a $10 principal amount, with a minimum investment of 100 Securities ($1,000), and a term to about July 31, 2031, unless called earlier.
The notes pay no interest. They are automatically called on August 5, 2027 if the index is at or above the autocall barrier, set at 100% of the initial level, returning principal plus an 18.00% call return (call price $11.80 per Security). If not called, at maturity investors receive principal plus any positive index return multiplied by upside gearing of 1.35–1.5545, full principal back if the index finishes at or above a downside threshold of 75% of the initial level, or a one-for-one loss with the index if it finishes below that threshold, up to total loss of principal.
The Securities are not listed, have limited liquidity, and their initial estimated value is expected between $9.26 and $9.56 per $10, below the public issue price. All payments depend on the creditworthiness of BNS; the notes are not FDIC or CDIC insured and are not bail-inable under the CDIC Act.
The Bank of Nova Scotia is offering $2,693,000 of senior unsecured Autocallable Barrier Review Notes linked to the least performing of the S&P 500 Index and EURO STOXX 50 Index. Each Note has a $1,000 principal amount and an Original Issue Price of 100%.
The Notes may auto-call on quarterly Observation Dates through July 16, 2031 if both indices are at or above 100% of their Initial Values, paying $1,115.20–$1,576.00 per Note, reflecting an 11.52% call return rate per term. If not called and each index ends at or above its 70% Barrier Value, holders receive principal back at maturity on July 21, 2031.
If the Notes are not called and any index finishes below its Barrier Value, repayment is reduced 1% for each 1% decline of the least performing index from its Initial Value, up to a 100% loss of principal. The Notes pay no coupons, are subject to the Bank’s credit risk, are not CDIC or FDIC insured, and will not be listed. The initial estimated value is $959.24 per $1,000, reflecting structuring, hedging costs and the Bank’s internal funding rate.
The Bank of Nova Scotia is offering Autocallable Contingent Buffered Return Enhanced Notes under its Senior Note Program, Series A. Each Note has a $1,000 principal amount, an Original Issue Price of 100% of principal, and a minimum investment of $1,000 in $1,000 increments.
The Notes are unsecured, unsubordinated debt of the Bank, bear no interest, are not bail-inable, and will not be listed on any exchange. Returns are linked to the least performing of Autodesk, Air Products and Chemicals, and Uber common stock. A single Review Date on October 26, 2026 triggers an automatic call, paying $1,124.50 per Note (12.45% Call Premium) if each stock is at least 80% of its Initial Value.
If not called, at maturity on July 29, 2031: if the least-performing stock ends above 80% of its Initial Value, payment equals principal plus 125.00% of gains above that level; if it finishes between 60% and 80%, only principal is repaid. Below 60%, losses are leveraged by a factor of about 1.6667, up to a 100% loss of principal. The Bank’s initial estimated value is $926.61–$956.61 per $1,000, below the issue price, and liquidity, valuation and tax risks are highlighted.
The Bank of Nova Scotia is offering senior unsecured Autocallable Contingent Buffered Return Enhanced Notes linked to the least performing of Edison International, United Parcel Service and Valero Energy common stock. Each Note has a $1,000 Principal Amount, is cash-settled, bears no interest and is subject to the Bank’s credit risk.
The Notes are expected to price on July 24, 2026, settle on July 29, 2026 and mature on July 29, 2031, unless automatically called. If on the October 26, 2026 Review Date each stock is at least 80.00% of its Initial Value, the Notes are called and pay $1,118.00 per Note (Principal plus an $118.00, 11.80% Call Premium). If not called and the worst stock finishes above 80.00% of its Initial Value, investors receive enhanced upside with a 125.00% Participation Rate above that threshold; if it finishes between 70.00% and 80.00%, only principal is repaid.
If the Final Value of the least performing stock is below its 70.00% Buffer Value, principal loss is leveraged: investors lose about 1.4286% of principal for each additional 1% decline beyond the 30.00% buffer, up to a total loss. The initial estimated value is expected between $926.90 and $956.90 per $1,000, reflecting funding, structuring and hedging costs. The Notes will not be listed, may have limited liquidity, provide no dividends or voting rights in the stocks, and involve complex Canadian and U.S. tax considerations.
The Bank of Nova Scotia is offering senior unsecured Market Linked Securities with an original offering price of $1,000 per security, linked to the lowest performing of the Russell 2000, S&P 500 and EURO STOXX 50 indices and scheduled to mature on August 1, 2030.
The notes pay a quarterly contingent coupon at a rate of at least 10.55% per annum only when the lowest index on each observation date is at or above 75% of its starting level; otherwise no coupon is paid. From January 2027 through April 2030, if on any quarterly calculation day the lowest index is at or above its starting level, the notes are automatically called for $1,000 plus the coupon.
If the notes are not called, investors receive $1,000 at maturity only if the lowest index on the final observation date is at or above 75% of its starting level; below that level, repayment falls in proportion to the decline, with losses greater than 25% and up to the full principal possible. The securities offer no upside participation, are not insured, depend on the Bank’s credit, may be illiquid, and have an estimated initial value of $925.79–$955.79 per $1,000, below the offering price due to selling costs and hedging profits.
The Bank of Nova Scotia is offering $32,625,000 of Autocallable Buffered Notes linked to the iShares® Expanded Tech-Software Sector ETF (IGV), maturing December 18, 2028. The notes pay no interest and are senior unsecured obligations of the Bank, not insured by CDIC or FDIC and not listed on any exchange.
The notes are automatically called if IGV’s closing price on December 14, 2027 is at least 85% of the $93.63 initial price, in which case investors receive $1,175.50 per $1,000 note (principal plus a 17.55% call premium. If not called, and the final price on December 14, 2028 is at least 85% of the initial price, the payoff is capped at the maximum payment amount of $1,351.00 per $1,000 note. If IGV falls more than 15%, principal loss is accelerated at about 1.1765% for each additional 1% decline, up to a total loss. The initial estimated value is $953.25 per $1,000, below the issue price, reflecting selling commissions, hedging costs and the Bank’s internal funding rate, and secondary-market liquidity may be limited.
The Bank of Nova Scotia is offering senior unsecured Autocallable Contingent Coupon Notes with Memory Coupon linked to the least-performing of Invesco QQQ Trust, Series 1 and SPDR S&P 500 ETF Trust. The notes run from a July 23, 2026 trade date to a January 27, 2028 maturity, unless called earlier.
Investors receive a contingent coupon of $25.025 per $1,000 note (10.01% per annum) on specified observation dates only if each ETF is at or above its contingent coupon barrier, set at 75% of its initial value. Missed coupons can be paid later if conditions are met, but no interest is guaranteed. At maturity, if not called and the least-performing ETF is below its 75% barrier, principal is reduced one-for-one with that decline, up to a 100% loss.
The notes are not CDIC or FDIC insured, will not be listed on an exchange, and all payments depend on the credit of The Bank of Nova Scotia. The initial estimated value is $946.80–$976.80 per $1,000 due to internal funding, structuring and hedging costs, versus a 100% original issue price.