Bank of Nova Scotia filings document the regulatory disclosures of a Canadian bank and foreign private issuer whose securities trade on the TSX and NYSE under BNS. Its Form 6-K reports include earnings-related releases, capitalization and earnings-ratio exhibits, Canadian certification materials, and updates incorporated by reference into Form F-3 and Form S-8 registration statements.
The bank’s filings also record governance and shareholder matters, including proxy circular materials, board mandates, by-law amendments, annual and special meeting voting results, and director-election outcomes. Capital-structure disclosures cover common shares, preferred shares and other equity instruments, subordinated indebtedness, normal course issuer bids, and other regulatory capital matters.
The Bank of Nova Scotia is offering senior unsecured Market Linked Securities, Series A, linked to the lowest performing of the Russell 2000, S&P 500 and EURO STOXX 50, maturing on August 1, 2030. Each $1,000 note pays a contingent coupon only when the worst-performing index on a quarterly calculation day is at or above 75.00% of its starting level. The contingent coupon rate will be at least 10.55% per annum, paid quarterly if this condition is met.
From January 2027 through April 2030, the notes may be automatically called on quarterly dates if the lowest performing index is at or above its starting level, returning the $1,000 face amount plus that quarter’s coupon. If not called and, on the final calculation day, the lowest index closes below 75.00% of its starting level, the maturity payment equals $1,000 times its performance factor, so investors can lose more than 25% and up to all principal. Any index upside is retained by the issuer; investors do not participate in index gains or dividends.
The original offering price is $1,000 per note, with dealer discounts of up to $23.25 (2.325%) and issuer proceeds of $976.75 per note. If priced on July 16, 2026, the Bank’s estimated value would be $925.79–$955.79 per note. All payments are subject to Bank of Nova Scotia’s credit; the notes are not insured, are expected to have limited liquidity, and are designed to be held to maturity.
The Bank of Nova Scotia is offering market-linked, auto-callable senior notes linked to the S&P 500 Index, maturing on July 19, 2028. Each note has a $1,000 face amount and pays no interest or dividends.
The notes are automatically called if the Index closing level on any call date is at or above the starting level of 7,572.40, paying $1,000 plus a fixed call premium from 4.25% on January 19, 2027 up to 17.00% on July 17, 2028. If not called and the Index on the final calculation day is below the starting level but at or above the threshold level of 6,057.92 (80% of the starting level), investors receive only the $1,000 face amount.
If the ending level is below the threshold, repayment is reduced 1-for-1 with the Index decline, so investors lose more than 20% and potentially all principal. The total offering is $5,519,000, with issuer proceeds of $5,421,037.75. The Bank’s estimated value is $975.74 (97.574%) per note, reflecting selling costs and hedging. The notes are unsecured obligations of the Bank, not insured or bail-inable, and may have limited secondary liquidity.
The Bank of Nova Scotia is offering Autocallable Contingent Buffered Return Enhanced Notes, unsubordinated and unsecured debt linked to the least performing of the common stock of The Cigna Group, Howmet Aerospace and Valero Energy. Each Note has a $1,000 principal amount and is scheduled to mature on July 29, 2031.
If, on the October 26, 2026 review date, each stock’s closing value is at least 80% of its initial value, the Notes are automatically called and, on October 29, 2026, holders receive principal plus a $130 (13%) call premium. If not called and the worst-performing stock finishes above 80% of its initial value, holders receive enhanced upside with a 125.00% participation rate above that level; between 70% and 80%, only principal is repaid.
Below 70% of its initial value, losses are amplified by a downside leverage factor of about 1.4286, with up to 100% principal loss possible. The initial estimated value is $925.97–$955.97 per $1,000, below issue price. The Notes pay no interest, are not insured or listed, and all payments depend on the creditworthiness of the Bank.
The Bank of Nova Scotia is offering senior unsecured Capped Buffered Return Enhanced Notes linked to an equally weighted basket of nine publicly traded equities. Each note has a $1,000 Principal Amount, is issued at 100% of principal, pays no interest and makes a single cash payment at maturity on July 27, 2028, subject to the Bank’s credit. The trade date is July 23, 2026 and settlement is July 28, 2026, with a minimum investment of $1,000 in $1,000 increments.
At maturity, if the Basket has risen, investors receive $1,000 plus 125.00% of the Basket Return, capped by a Maximum Return of 46.25%, for a maximum payment of $1,462.50 per note. If the Final Basket Value is between 90.00% and 100.00% of the Initial Basket Value, principal is returned. Below the 90.00% Buffer Value, principal is reduced 1% for each 1% additional decline, up to a 90.00% loss.
The initial estimated value is $926.42–$956.42 per $1,000, below the issue price, reflecting the Bank’s internal funding rate, hedging costs and a 1.75% underwriting discount, leaving 98.25% of principal as proceeds to the Bank. The notes will not be listed, may have limited or no secondary market, are not insured or bail-inable, and expose investors to equity market volatility, basket correlation, tax uncertainty and conflicts of interest with the Bank and its affiliates.
The Bank of Nova Scotia is offering Autocallable Contingent Barrier Return Enhanced Notes due July 26, 2029, linked to the least performing of Amazon.com, Broadcom and Lockheed Martin common shares. Each Note has $1,000 principal, bears no interest, and is an unsubordinated, unsecured obligation of the bank.
On July 27, 2027 the Notes are automatically called if each stock is at least 90.00% of its initial level, paying principal plus a call premium of at least $750.00 (75.00%). If not called, maturity payoffs range from 300.00% upside participation on the worst stock when above its initial level, to full principal return when the worst stock stays at or above 60.00% of its initial level, and one-for-one downside below that, with losses up to 100.00%.
The initial estimated value is $879.70–$909.70 per $1,000 Note, below the 100.00% issue price, reflecting underwriting discounts of up to 2.25%, hedging costs and the bank’s internal funding rate. The Notes will not be listed, may have limited or no secondary market, and all payments depend on the issuer’s creditworthiness.
The Bank of Nova Scotia is offering $1,140,000 of Autocallable Contingent Barrier Return Enhanced Notes linked to the Russell 2000 Index under its Senior Note Program, Series A. Each Note has a $1,000 principal amount and is unsecured, unsubordinated debt of the bank.
If on the July 21, 2027 Review Date the index closing value is at least its Initial Value of 2,976.259, the Notes are automatically called and pay $1,138.50 per Note (a 13.85% call premium), with no further payments. If not called, at maturity on July 18, 2031 holders receive: enhanced upside of 125.00% of any positive index return; return of principal if the index is between 75% and 100% of the Initial Value; or a 1-for-1 loss with the index below the 2,232.194 barrier, up to total loss of principal.
The Notes pay no interest or dividends, are not insured by CDIC or FDIC, and will not be listed on an exchange. The initial estimated value is $966.62 per $1,000, below the issue price, reflecting internal funding and hedging costs. Liquidity depends on Scotia Capital (USA) Inc. making a market, which it is not obligated to do, and all payments depend on Bank of Nova Scotia’s credit.
The Bank of Nova Scotia is offering Autocallable Contingent Buffered Return Enhanced Notes with a principal amount of $1,000 per note, linked to the least-performing of Autodesk, Air Products and Uber common stocks. The notes may be automatically called, with payment on October 29, 2026, for $1,124.50 per note if, on the October 26, 2026 review date, each stock is at least 80% of its initial level.
If not called, at July 29, 2031 maturity investors earn 200% of any gain in the weakest stock; between 60–100% of its initial level they receive only principal; below 60% they lose about 1.6667% of principal per 1% drop beyond the 40% buffer, up to total loss. The notes pay no interest, are unsecured and uninsured, are not listed, and have an initial estimated value of $926.19–$956.19 per $1,000, below the issue price.
The Bank of Nova Scotia is offering Dual Directional Buffered PLUS, senior unsecured notes linked to the S&P 500® Index, with a stated principal amount of $1,000 per security and no coupons. The notes are scheduled to price on July 31, 2026 and mature on August 3, 2028.
At maturity, holders receive leveraged upside of 150.00% of index gains, capped at a maximum upside gain of 19.41%, for a maximum payment of $1,194.10 per note. If the index falls by up to the 10.00% buffer, investors earn an unleveraged positive return equal to the absolute decline. Losses beyond the buffer lead to 1:1 downside exposure, with a minimum payment of $100.00, so up to 90.00% of principal is at risk.
The notes will not be listed, pay no dividends or interest, and all payments depend on BNS’s credit. The estimated value on the pricing date is expected between $932.35 and $962.35 per $1,000 issue price, reflecting structuring and distribution costs and the use of BNS’s internal funding rate.
The Bank of Nova Scotia is offering $12,495,650 of Trigger Autocallable GEARS, senior unsecured notes linked to the Nikkei 225 Index, due July 17, 2031. Each Security costs $10 and pays no interest, with a minimum investment of $1,000.
The notes may be automatically called on July 22, 2027 if the index closes at or above the initial level of 68,751.51, paying a call price of $12 per Security (20% return). If not called, maturity payoff depends on index performance: gains are multiplied by an upside gearing of 1.85, principal is repaid if the final level is at least the downside threshold of 51,563.63 (75% of initial), and losses below that level reduce principal 1:1, potentially to zero. All payments depend on BNS’s credit; the notes are not insured or bail-inable, have limited liquidity, and their initial estimated value is $9.607 per $10, below the issue price.
The Bank of Nova Scotia is offering unsubordinated, unsecured Autocallable Barrier Review Notes linked to the least performing of the Dow Jones Industrial Average®, the Russell 2000® Index and the S&P 500® Equal Weight Index, maturing on August 4, 2031. Each Note has a $1,000 Principal Amount and an Original Issue Price of 100% of principal, with underwriting commissions of 2.00% and issuer proceeds of 98.00%.
The Notes automatically call if on any Observation Date each index is at least 95% of its Initial Value, paying a fixed Call Payment Amount based on a 9.50% per term Call Return Rate, increasing from $1,095.00 to $1,475.00 per $1,000. If not called, and each Final Value is at or above 75% of its Initial Value, investors receive principal back; if any index finishes below its 75% Barrier Value, repayment is reduced one-for-one with the negative return of the Least Performing Reference Asset, up to a 100% loss of principal. The Notes pay no coupons, are not CDIC or FDIC insured, are not bail-inable, will not be listed, and all payments depend on the creditworthiness of the Bank. The initial estimated value is expected between $934.71 and $964.71 per $1,000.