What is Bank of Nova Scotia's earnings per share (EPS)?

Bank of Nova Scotia (BNS) reported diluted earnings per share of $4.05 for fiscal year 2025. This represents a -3.9% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Bank of Nova Scotia (BNS) Financials

BNS

Trailing 12 months to January 31, 2026

Revenue $27.5B +11.4% YoY

Net Income $6.5B +33.9% YoY

EPS (Diluted) $4.85 +38.9% YoY

Operating Cash Flow $10.0B -22.1% YoY

Market Cap $114.4B as of Oct 21, 2026

Price / Sales 4.2x on $27.5B revenue, trailing 12 months to January 31, 2026

Price / Earnings 17.7x on $6.5B net income, trailing 12 months to January 31, 2026

Price / Book 1.8x on $64.6B equity, Q1 FY2026

A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 21, 2026; every other figure is from the SEC filings on this page. Not financial advice.

Source SEC Filings (40-F/6-K) Latest period Q1 FY2026, ended Jan 31, 2026 Reported Feb 24, 2026 Currency USD FYE October

Newest figures come from the 6-K for Q1 FY2026, filed Feb 24, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the BNS SEC filings page.

Bank of Nova Scotia (BNS) reported $27.5B in revenue over the twelve months to Jan 31, 2026, up 11.4% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 10 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Financial Health Signals

Financial Health Score (4 of 6 dimensions) 38/100

Scored as: Banks peer group

Scored against banks for FY2025. Each of the six dimensions is a percentile rank within that peer group, and the overall is the average of the dimensions that can be computed: here 4 of 6, with the others left out rather than counted as zero. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of Bank of Nova Scotia's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Earnings

Bank of Nova Scotia earned a return on assets of 0.5% in fiscal year 2025, which is the profit it made on every dollar of assets on its books. This is unchanged from the prior year. Earnings ranks banks on that return over three years, and Bank of Nova Scotia scores 27/100 among other banks.

Growth

Bank of Nova Scotia reported revenue of $26.9B in fiscal year 2025, against $24.2B in fiscal year 2024. Growth ranks banks on the three-year path of their net revenue, which is interest income and fee income less the interest they pay out, and Bank of Nova Scotia scores 49/100 among other banks.

Capital

Bank of Nova Scotia funded 5.9% of its assets with shareholders' equity at the end of fiscal year 2025, holding $62.0B of equity against $1.0T of assets. Capital ranks banks on that cushion, and Bank of Nova Scotia scores 5/100 among other banks.

Efficiency

n/a

Not available for Bank of Nova Scotia, so it is left out of the overall score, which averages the 4 of 6 dimensions that can be computed.

Credit Quality

n/a

Not available for Bank of Nova Scotia, so it is left out of the overall score, which averages the 4 of 6 dimensions that can be computed.

Stability

Bank of Nova Scotia reported net income of $5.6B in fiscal year 2025, against $5.6B in fiscal year 2024. Stability ranks banks on how steady net income has been across five years, and Bank of Nova Scotia scores 70/100 among other banks.

Piotroski F-Score Partial

4/6

Bank of Nova Scotia passes 4 of 6 computable financial strength tests (3 of the nine could not be computed from available data). 2 of 4 profitability signals pass, all 1 leverage/liquidity signals pass, the one computable operating efficiency signal (asset turnover improving) passes.

Key Financial Metrics

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Earnings & Revenue

Revenue

$7.1B

YoY+9.8%

QoQ+1.7%

5Y CAGR+2.4%

Bank of Nova Scotia generated $7.1B in revenue in Q1 2026. This represents an increase of 9.8% from the same quarter a year earlier. Against the prior quarter it is up 1.7%.

Net Income

$1.7B

YoY+112.7%

QoQ+6.5%

5Y CAGR-1.4%

Bank of Nova Scotia reported $1.7B in net income in Q1 2026. This represents an increase of 112.7% from the same quarter a year earlier. Against the prior quarter it is up 6.5%.

EPS (Diluted)

$1.28

YoY+179.5%

QoQ+8.4%

5Y CAGR-2.6%

Bank of Nova Scotia earned $1.28 per diluted share (EPS) in Q1 2026. This represents an increase of 179.5% from the same quarter a year earlier. Against the prior quarter it is up 8.4%.

EBITDA

Not reported for Q1 2026.

Cash & Balance Sheet

Cash & Debt

$6.4B

YoY-5.9%

QoQ-12.0%

5Y CAGR-2.7%

Bank of Nova Scotia held $6.4B in cash as of Q1 2026; no long-term debt figure is on record for that period.

Shares Outstanding

Diluted avg 1.24B

Bank of Nova Scotia had a weighted average of 1.24B diluted shares in Q1 2026; the shares outstanding count is not reported for that period.

Free Cash Flow

Not reported for Q1 2026.

Dividends Per Share

Not reported for Q1 2026.

Margins & Returns

Net Margin

23.7%

YoY+11.5pp

QoQ+1.1pp

5Y change-4.9pp

Bank of Nova Scotia's net profit margin was 23.7% in Q1 2026, showing the share of revenue converted to profit. This is up 11.5 percentage points from the same quarter a year earlier. Against the prior quarter it is up 1.1 percentage points.

Return on Equity

2.6%

YoY+1.3pp

QoQ+0.1pp

5Y change-0.7pp

Bank of Nova Scotia's quarterly ROE was 2.6% in Q1 2026: one quarter's net income over shareholder equity, not annualized. This is up 1.3 percentage points from the same quarter a year earlier. Against the prior quarter it is up 0.1 percentage points.

Gross Margin

Not reported for Q1 2026.

Operating Margin

Not reported for Q1 2026.

Capital Allocation

None of these metrics is reported for Q1 2026.

BNS Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

BNS quarterly income statement

Metric	TTM	FY2540-F	FY2440-F	FY2340-F	FY2240-F	FY2140-F	FY2040-F	FY1940-F	FY1840-F	FY1740-F	FY1640-F
Revenue	$27.5B	$26.9B+11.5%	$24.2B+4.1%	$23.2B+0.8%	$23.0B-8.6%	$25.2B+7.3%	$23.5B-0.5%	$23.6B+7.7%	$21.9B+4.1%	$21.1B+7.1%	$19.7B
Interest Expense	$24.6B	$25.8B-15.4%	$30.4B+9.5%	$27.8B+145.4%	$11.3B+74.9%	$6.5B-30.4%	$9.3B-21.7%	$11.9B+31.3%	$9.0B+31.2%	$6.9B+16.8%	$5.9B
Income Tax	$2.1B	$2.0B+34.7%	$1.5B-8.9%	$1.6B-20.9%	$2.0B-12.7%	$2.3B+100.1%	$1.2B-38.5%	$1.9B+3.7%	$1.8B+15.1%	$1.6B+4.1%	$1.5B
Net Income	$6.5B	$5.6B-0.1%	$5.6B+5.3%	$5.3B-27.3%	$7.3B-6.3%	$7.8B+52.7%	$5.1B-20.4%	$6.4B-2.0%	$6.5B+4.9%	$6.2B+16.9%	$5.3B
EPS (Basic)	N/A	$4.17-2.2%	$4.26+2.3%	$4.16-29.4%	$5.90-5.5%	$6.24+53.3%	$4.07-20.3%	$5.11-2.7%	$5.26+3.5%	$5.08+17.4%	$4.33
EPS (Diluted)	$4.85	$4.05-3.9%	$4.21+2.2%	$4.12-29.9%	$5.88-5.3%	$6.21+56.2%	$3.98-21.8%	$5.08-2.2%	$5.19+3.2%	$5.03+16.9%	$4.30
Diluted Shares (Avg)	N/A	1.25B+1.3%	1.23B+2.3%	1.20B-0.3%	1.21B-1.4%	1.23B-1.4%	1.24B-0.6%	1.25B+1.8%	1.23B+0.5%	1.22B-0.2%	1.23B

Metric	Q1'266-K	Q4'256-K	Q3'256-K	Q2'256-K	Q1'256-K	Q4'246-K	Q3'246-K	Q2'246-K
Revenue	$7.1B+9.8%	$7.0B+14.4%	$6.9B+13.1%	$6.6B+8.3%	$6.5B+2.9%	$6.1B+2.6%	$6.1B-1.2%	$6.1B+4.0%
Interest Expense	$5.7B-15.7%	$6.2B-17.5%	$6.2B-20.5%	$6.5B-14.6%	$6.8B-14.9%	$7.5B-0.8%	$7.8B+2.0%	$7.7B+10.2%
Income Tax	$643.2M+28.1%	$468.2M+27.7%	$598.8M+83.3%	$391.1M+0.1%	$502.1M+26.1%	$366.6M+276.9%	$326.7M-13.5%	$390.6M+9.4%
Net Income	$1.7B+112.7%	$1.6B+34.5%	$1.8B+30.1%	$1.4B-4.8%	$793.3M-51.2%	$1.2B+23.6%	$1.4B-17.7%	$1.5B-4.0%
EPS (Basic)	$1.29+127.6%	$1.21+37.5%	$1.33+28.3%	$1.07-7.3%	$0.57-55.4%	$0.88+21.2%	$1.04-20.7%	$1.16-7.3%
EPS (Diluted)	$1.28+179.5%	$1.18+34.6%	$1.33+30.1%	$1.07-6.1%	$0.46-63.6%	$0.88+22.7%	$1.02-20.9%	$1.14-7.9%
Diluted Shares (Avg)	1.24B-1.0%	1.25B+0.2%	1.25B+0.8%	1.25B+1.5%	1.25B+2.4%	1.24B+2.6%	1.24B+1.7%	1.23B+2.6%

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, SG&A Expenses, Operating Income, EBITDA.

BNS Balance Sheet

BNS quarterly balance sheet

Metric	FY2540-F	FY2440-F	FY2340-F	FY2240-F	FY2140-F	FY2040-F	FY1940-F	FY1840-F	FY1740-F	FY1640-F
Total Assets	$1.0T+2.9%	$1.0T-0.4%	$1.0T+2.8%	$989.4B+3.5%	$955.8B+12.1%	$852.4B+3.2%	$826.4B+8.7%	$760.5B+7.1%	$709.8B	N/A
Cash & Equivalents	$7.3B+8.5%	$6.7B-7.9%	$7.3B-9.6%	$8.1B+3.8%	$7.8B-6.3%	$8.3B+0.6%	$8.3B+21.1%	$6.9B+12.9%	$6.1B+18.7%	$5.1B
Goodwill	$6.1B-4.7%	$6.4B-2.8%	$6.6B+1.7%	$6.5B-8.8%	$7.1B+2.5%	$7.0B-5.0%	$7.3B-3.9%	$7.6B+35.7%	$5.6B+2.0%	$5.5B
Total Liabilities	$978.9B+2.8%	$952.7B-0.8%	$960.1B+2.7%	$934.6B+4.2%	$897.0B+12.2%	$799.6B+3.4%	$773.0B+9.0%	$709.0B+7.1%	$662.1B	N/A
Total Equity	$62.0B+4.9%	$59.1B+6.7%	$55.4B+3.1%	$53.7B-6.0%	$57.1B+11.8%	$51.1B-0.5%	$51.4B+3.4%	$49.7B+6.7%	$46.6B+7.9%	$43.1B
Retained Earnings	$42.1B+1.5%	$41.4B+3.3%	$40.1B+1.8%	$39.4B-4.8%	$41.4B+19.2%	$34.8B+2.8%	$33.8B+7.2%	$31.5B+6.7%	$29.6B	N/A

Metric	Q1'266-K	Q4'256-K	Q3'256-K	Q2'256-K	Q1'256-K	Q4'246-K	Q3'246-K	Q2'246-K
Total Assets	$1.1T+9.4%	$1.0T+2.9%	$1.0T+0.6%	$1.0T+0.7%	$995.3B-4.4%	$1.0T-0.4%	$1.0T-4.3%	$1.0T+0.5%
Cash & Equivalents	$6.4B-5.9%	$7.3B+8.5%	$8.5B+26.3%	$7.8B+10.2%	$6.8B-0.5%	$6.7B-7.9%	$6.7B-30.2%	$7.1B+3.6%
Goodwill	$11.9B+6.0%	$6.1B-4.7%	$11.6B-5.6%	$11.7B-6.1%	$11.2B-11.6%	$6.4B-2.8%	$12.3B-6.3%	$12.4B-3.4%
Total Liabilities	$1.0T+9.4%	$978.9B+2.8%	$960.1B+0.5%	$962.5B+0.4%	$935.6B-4.6%	$952.7B-0.8%	$955.5B-4.6%	$958.9B+0.4%
Total Equity	$64.6B+10.2%	$62.0B+4.9%	$60.5B+2.5%	$61.5B+6.6%	$58.6B-0.3%	$59.1B+6.7%	$59.0B+2.1%	$57.7B+1.4%
Retained Earnings	$43.7B+10.1%	$42.1B+1.5%	$42.4B+1.7%	$42.0B+1.1%	$39.7B-5.8%	$41.4B+3.3%	$41.7B-1.7%	$41.5B+2.4%

Not reported in any period shown, so not listed: Current Assets, Short-Term Investments, Inventory, Accounts Receivable, Long-Term Investments, Current Liabilities, Non-Current Liabilities, Long-Term Debt.

BNS Cash Flow Statement

BNS quarterly cash flow statement

Metric	TTM	FY2540-F	FY2440-F	FY2340-F	FY2240-F	FY2140-F	FY2040-F	FY1940-F	FY1840-F	FY1740-F	FY1640-F
Operating Cash Flow	$10.0B	$3.9B-65.6%	$11.2B-50.9%	$22.9B+84.0%	$12.4Bn/m	-$10.3B-124.3%	$42.5Bn/m	-$9.1B-167.4%	$13.6B+5.5%	$12.9B+280.0%	$3.4B
Depreciation & Amortization	N/A	$1.1B-9.3%	$1.3B-3.7%	$1.3B+16.8%	$1.1B-7.9%	$1.2B+5.1%	$1.2B+44.7%	$801.1M+24.0%	$645.9M+9.4%	$590.2M+15.6%	$510.3M
Investing Cash Flow	-$3.7B	$1.1Bn/m	-$5.3Bn/m	-$21.6Bn/m	-$8.3B-169.8%	$11.9Bn/m	-$42.3B-465.8%	$11.6Bn/m	-$10.5Bn/m	-$9.7Bn/m	-$2.1B
Financing Cash Flow	-$7.1B	-$4.5Bn/m	-$6.3Bn/m	-$2.0Bn/m	-$3.4Bn/m	-$2.2B-2188.4%	$107.3Mn/m	-$979.9Mn/m	-$2.2Bn/m	-$2.3Bn/m	-$1.2B
Dividends Paid	$4.3B	$4.2B+3.1%	$4.1B+4.1%	$3.9B+4.1%	$3.8B+1.0%	$3.7B+8.6%	$3.4B+1.2%	$3.4B+6.4%	$3.2B+7.9%	$2.9B+9.7%	$2.7B

Metric	Q1'266-K	Q4'256-K	Q3'256-K	Q2'256-K	Q1'256-K	Q4'246-K	Q3'246-K	Q2'246-K
Operating Cash Flow	$9.5B+190.1%	-$4.4B-185.6%	$3.2B-38.6%	$1.8Bn/m	$3.3B+90.8%	$5.2B+50.9%	$5.2B-70.9%	-$691.0Mn/m
Depreciation & Amortization	$284.0M+1.9%	$287.7M-20.0%	$292.5M-5.6%	$284.6M-4.6%	$278.7M-11.4%	$359.4M-15.5%	$310.0M-1.0%	$298.2M-1.9%
Investing Cash Flow	-$7.7Bn/m	$3.3Bn/m	$121.3Mn/m	$617.1M-84.3%	-$2.8Bn/m	-$4.5Bn/m	-$4.0Bn/m	$3.9B-66.1%
Financing Cash Flow	-$2.9Bn/m	-$83.5Mn/m	-$2.7Bn/m	-$1.5Bn/m	-$280.8Mn/m	-$562.5Mn/m	-$1.6B-454.1%	-$2.9Bn/m
Dividends Paid	$1.1B+10.2%	$1.1B+2.5%	$1.1B+5.1%	$1.1B+2.2%	$997.3M-4.3%	$1.0B+2.9%	$1.0B-1.3%	$1.0B+5.0%

Not reported in any period shown, so not listed: Stock-Based Compensation, Capital Expenditures, Free Cash Flow, Share Buybacks.

BNS Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

BNS quarterly financial ratios

Metric	FY2540-F	FY2440-F	FY2340-F	FY2240-F	FY2140-F	FY2040-F	FY1940-F	FY1840-F	FY1740-F	FY1640-F
Net Margin	20.6%-2.4pp	23.0%+0.3pp	22.8%-8.8pp	31.6%+0.8pp	30.8%+9.2pp	21.6%-5.4pp	27.0%-2.7pp	29.7%+0.2pp	29.5%+2.5pp	27.0%
Return on Equity	9.0%-0.5pp	9.4%-0.1pp	9.6%-4.0pp	13.5%-0.1pp	13.6%+3.6pp	10.0%-2.5pp	12.4%-0.7pp	13.1%-0.2pp	13.3%+1.0pp	12.3%
Return on Assets	0.5%0.0pp	0.5%0.0pp	0.5%-0.2pp	0.7%-0.1pp	0.8%+0.2pp	0.6%-0.2pp	0.8%-0.1pp	0.9%0.0pp	0.9%	N/A
Liabilities-to-Equity	15.79-0.3x	16.12-1.2x	17.34-0.1x	17.41+1.7x	15.71+0.1x	15.65+0.6x	15.05+0.8x	14.27+0.1x	14.22	N/A
Asset Turnover	0.030.0x	0.020.0x	0.020.0x	0.020.0x	0.030.0x	0.030.0x	0.030.0x	0.030.0x	0.03	N/A

Metric	Q1'266-K	Q4'256-K	Q3'256-K	Q2'256-K	Q1'256-K	Q4'246-K	Q3'246-K	Q2'246-K
Net Margin	23.7%+11.5pp	22.6%+3.4pp	25.8%+3.4pp	21.8%-3.0pp	12.2%-13.5pp	19.3%+3.3pp	22.4%-4.5pp	24.8%-2.1pp
Return on Equity	2.6%+1.3pp	2.5%+0.6pp	2.9%+0.6pp	2.3%-0.3pp	1.4%-1.4pp	2.0%+0.3pp	2.3%-0.6pp	2.6%-0.2pp
Return on Assets	0.1%+0.1pp	0.1%0.0pp	0.2%0.0pp	0.1%0.0pp	0.1%-0.1pp	0.1%0.0pp	0.1%0.0pp	0.1%0.0pp
Liabilities-to-Equity	15.84-0.1x	15.79-0.3x	15.86-0.3x	15.65-1.0x	15.95-0.7x	16.12-1.2x	16.19-1.1x	16.61-0.2x
Asset Turnover	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio, Debt-to-Equity, FCF Margin.

Similar Companies

Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.

Company	Fiscal year	Revenue	Net income	Net margin	Market cap	Health score
Bank of Nova Scotia BNS	FY2025	$26.9B	$5.6B	20.6%	$114.4B	38/100
ING Groep N.V. ING	FY2025	$30.1B	$9.8B	32.4%	$93.6B	39/100
Bank of Montreal BMO	FY2025	$25.9B	$6.2B	24.0%	$116.4B	34/100
Canadian Imperial Bank of Commerce CM	FY2025	$20.8B	$6.0B	28.9%	$102.7B	43/100
Barclays PLC BCS	FY2025	$14.9B	$9.6B	64.5%	$74.4B	38/100

Where Bank of Nova Scotia Ranks

Frequently Asked Questions

What is Bank of Nova Scotia's annual revenue?

Bank of Nova Scotia (BNS) reported $26.9B in total revenue for fiscal year 2025. This represents a 11.5% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Bank of Nova Scotia's revenue growing?

Bank of Nova Scotia (BNS) revenue grew by 11.5% year-over-year, from $24.2B to $26.9B in fiscal year 2025.

Is Bank of Nova Scotia profitable?

Yes, Bank of Nova Scotia (BNS) reported a net income of $6.5B over the trailing 12 months to January 31, 2026. In fiscal year 2025 it reported a net income of $5.6B, with a net profit margin of 20.6%.

What is Bank of Nova Scotia's net profit margin?

Bank of Nova Scotia (BNS) had a net profit margin of 20.6% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

What is Bank of Nova Scotia's return on equity (ROE)?

Bank of Nova Scotia (BNS) has a return on equity of 9.0% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Bank of Nova Scotia's operating cash flow?

Bank of Nova Scotia (BNS) generated $3.9B in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Bank of Nova Scotia's total assets?

Bank of Nova Scotia (BNS) had $1.0T in total assets as of fiscal year 2025, including both current and long-term assets.

How many shares does Bank of Nova Scotia have outstanding?

Bank of Nova Scotia (BNS) had 1.24B shares outstanding as of fiscal year 2025.

What is Bank of Nova Scotia's liabilities-to-equity ratio?

Bank of Nova Scotia (BNS) had a liabilities-to-equity ratio of 15.79 as of fiscal year 2025, which is total liabilities divided by total shareholder equity. Total liabilities counts every obligation on the balance sheet (payables, deposits, insurance reserves and deferred taxes as well as borrowings), so this ratio usually runs well above debt-to-equity. No debt-to-equity ratio is shown for fiscal year 2025, because the filing data we hold for that year carries no long-term debt figure.

What is Bank of Nova Scotia's return on assets (ROA)?

Bank of Nova Scotia (BNS) had a return on assets of 0.5% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Bank of Nova Scotia's P/E ratio?

Bank of Nova Scotia (BNS) trades at 17.7x earnings, its market capitalization divided by $6.5B net income, trailing 12 months to January 31, 2026. The market capitalization is $114.4B as of Oct 21, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is Bank of Nova Scotia's price-to-sales ratio?

Bank of Nova Scotia (BNS) trades at 4.2x sales, its market capitalization divided by $27.5B revenue, trailing 12 months to January 31, 2026. The market capitalization is $114.4B as of Oct 21, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is Bank of Nova Scotia's Piotroski F-Score?

Bank of Nova Scotia (BNS) has a Piotroski F-Score of 4 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

How financially healthy is Bank of Nova Scotia?

Bank of Nova Scotia (BNS) scores 38 out of 100 on our Financial Health Score, indicating weak standing within its banks peer group. The score is the average of six dimensions (Earnings, Growth, Capital, Efficiency, Credit Quality, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. For Bank of Nova Scotia it averages the 4 of 6 dimensions that can be computed; the others are left out rather than counted as zero. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.