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Canadian Imperial Bank of Commerce (CM) Financials

CM
Trailing 12 months to January 31, 2026
Revenue $21.9B +15.1% YoY
Net Income $6.8B +25.8% YoY
EPS (Diluted) $6.97 +26.7% YoY
Operating Cash Flow $245.9M -98.7% YoY
Market Cap $104.4B as of Oct 21, 2026
Price / Sales 4.8x on $21.9B revenue, trailing 12 months to January 31, 2026
Price / Earnings 15.4x on $6.8B net income, trailing 12 months to January 31, 2026
Price / Book 2.2x on $48.2B equity, Q1 FY2026

A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 21, 2026; every other figure is from the SEC filings on this page. Not financial advice.

Source SEC Filings (40-F/6-K) Latest period Q1 FY2026, ended Jan 31, 2026 Reported Currency USD FYE October

Newest figures come from the 6-K for Q1 FY2026, filed Feb 26, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the CM SEC filings page.

Canadian Imperial Bank of Commerce (CM) reported $21.9B in revenue over the twelve months to Jan 31, 2026, up 15.1% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 10 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Financial Health Signals

Earnings Growth Capital Efficiency CreditQuality Stability 43 / 100
Financial Health Score (4 of 6 dimensions) 43/100
Scored as: Banks peer group

Scored against banks for FY2025. Each of the six dimensions is a percentile rank within that peer group, and the overall is the average of the dimensions that can be computed: here 4 of 6, with the others left out rather than counted as zero. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of Canadian Imperial Bank of Commerce's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Earnings
34

Canadian Imperial Bank of Commerce earned a return on assets of 0.8% in fiscal year 2025, which is the profit it made on every dollar of assets on its books. This is up from 0.7% the prior year. Earnings ranks banks on that return over three years, and Canadian Imperial Bank of Commerce scores 34/100 among other banks.

Growth
62

Canadian Imperial Bank of Commerce reported revenue of $20.8B in fiscal year 2025, against $18.4B in fiscal year 2024. Growth ranks banks on the three-year path of their net revenue, which is interest income and fee income less the interest they pay out, and Canadian Imperial Bank of Commerce scores 62/100 among other banks.

Capital
5

Canadian Imperial Bank of Commerce funded 5.7% of its assets with shareholders' equity at the end of fiscal year 2025, holding $45.8B of equity against $797.2B of assets. Capital ranks banks on that cushion, and Canadian Imperial Bank of Commerce scores 5/100 among other banks.

Efficiency
n/a

Not available for Canadian Imperial Bank of Commerce, so it is left out of the overall score, which averages the 4 of 6 dimensions that can be computed.

Credit Quality
n/a

Not available for Canadian Imperial Bank of Commerce, so it is left out of the overall score, which averages the 4 of 6 dimensions that can be computed.

Stability
69

Canadian Imperial Bank of Commerce reported net income of $6.0B in fiscal year 2025, against $5.1B in fiscal year 2024. Stability ranks banks on how steady net income has been across five years, and Canadian Imperial Bank of Commerce scores 69/100 among other banks.

Piotroski F-Score Partial
6/6

Canadian Imperial Bank of Commerce passes 6 of 6 computable financial strength tests (3 of the nine could not be computed from available data). All 4 profitability signals pass (positive income, cash flow, and earnings quality), all 1 leverage/liquidity signals pass, the one computable operating efficiency signal (asset turnover improving) passes.

Key Financial Metrics

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Earnings & Revenue

Revenue
$6.2B
YoY+23.0%
QoQ+14.6%
5Y CAGR+9.8%

Canadian Imperial Bank of Commerce generated $6.2B in revenue in Q1 2026. This represents an increase of 23.0% from the same quarter a year earlier. Against the prior quarter it is up 14.6%.

Net Income
$2.3B
YoY+52.5%
QoQ+47.0%
5Y CAGR+12.5%

Canadian Imperial Bank of Commerce reported $2.3B in net income in Q1 2026. This represents an increase of 52.5% from the same quarter a year earlier. Against the prior quarter it is up 47.0%.

EPS (Diluted)
$2.37
YoY+56.3%
QoQ+50.8%

Canadian Imperial Bank of Commerce earned $2.37 per diluted share (EPS) in Q1 2026. This represents an increase of 56.3% from the same quarter a year earlier. Against the prior quarter it is up 50.8%.

EBITDA

Not reported for Q1 2026.

Cash & Balance Sheet

Cash & Debt
$8.1B
YoY-13.3%
QoQ-8.2%
5Y CAGR-24.8%

Canadian Imperial Bank of Commerce held $8.1B in cash as of Q1 2026; no long-term debt figure is on record for that period.

Shares Outstanding
Diluted avg 931M

Canadian Imperial Bank of Commerce had a weighted average of 931M diluted shares in Q1 2026; the shares outstanding count is not reported for that period.

Free Cash Flow

Not reported for Q1 2026.

Dividends Per Share

Not reported for Q1 2026.

Margins & Returns

Net Margin
36.8%
YoY+7.1pp
QoQ+8.1pp
5Y change+4.2pp

Canadian Imperial Bank of Commerce's net profit margin was 36.8% in Q1 2026, showing the share of revenue converted to profit. This is up 7.1 percentage points from the same quarter a year earlier. Against the prior quarter it is up 8.1 percentage points.

Return on Equity
4.7%
YoY+1.2pp
QoQ+1.3pp
5Y change+0.9pp

Canadian Imperial Bank of Commerce's quarterly ROE was 4.7% in Q1 2026: one quarter's net income over shareholder equity, not annualized. This is up 1.2 percentage points from the same quarter a year earlier. Against the prior quarter it is up 1.3 percentage points.

Gross Margin

Not reported for Q1 2026.

Operating Margin

Not reported for Q1 2026.

Capital Allocation

None of these metrics is reported for Q1 2026.

CM Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

CM quarterly income statement
MetricQ1'266-KQ4'256-KQ3'256-KQ2'256-KQ1'256-KQ4'246-KQ3'246-KQ2'246-K
Revenue$6.2B+23.0%$5.4B+13.9%$5.2B+9.5%$5.1B+13.4%$5.0B+8.3%$4.7B+12.7%$4.8B+7.6%$4.5B+6.5%
Interest Expense$5.5B-10.4%$5.7B-17.5%$5.8B-19.1%$5.8B-15.3%$6.2B-13.0%$6.9B+3.2%$7.2B+12.7%$6.9B+24.8%
Income Tax$295.8M-35.1%$436.8M+16.0%$450.0M-3.5%$428.0M+47.1%$455.8M+37.7%$376.6M+37.2%$466.5M+62.8%$291.0M-9.8%
Net Income$2.3B+52.5%$1.6B+15.4%$1.5B+16.9%$1.4B+14.4%$1.5B+16.7%$1.3B+26.3%$1.3B+19.7%$1.3B+2.2%
EPS (Basic)$2.38+56.6%$1.58+15.1%$1.56+17.7%$1.48+14.0%$1.52+15.0%$1.37+24.3%$1.33+17.9%$1.30-0.3%
EPS (Diluted)$2.37+56.3%$1.57+15.2%$1.55+17.8%$1.48+13.5%$1.51+14.5%$1.36+23.6%$1.32+18.0%$1.30+0.3%
Diluted Shares (Avg)931M-1.7%935M-1.4%938M-0.9%943M+0.3%947M+1.6%949M+2.6%946M+2.9%940M+2.9%

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, SG&A Expenses, Operating Income, EBITDA.

CM Balance Sheet

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

CM quarterly balance sheet
MetricQ1'266-KQ4'256-KQ3'256-KQ2'256-KQ1'256-KQ4'246-KQ3'246-KQ2'246-K
Total Assets$835.4B+11.6%$797.2B+6.7%$796.1B+7.6%$789.6B+8.4%$748.6B+3.1%$747.5B+6.3%$739.8B+3.2%$728.7B+5.6%
Cash & Equivalents$8.1B-13.3%$8.8B+43.8%$13.8B+63.0%$10.1B+35.5%$9.4B+40.6%$6.1B-59.0%$8.5B-17.8%$7.5B-53.7%
Goodwill$3.9B+1.2%$3.9B+0.1%$3.9B0.0%$3.9B-0.3%$3.9B-1.4%$3.9B-0.1%$3.9B-1.1%$3.9B-0.2%
Total Liabilities$787.0B+11.4%$751.3B+6.5%$750.9B+7.6%$744.9B+8.2%$706.2B+3.0%$705.2B+6.1%$698.2B+3.0%$688.4B+5.5%
Total Equity$48.2B+13.6%$45.8B+8.6%$45.2B+8.5%$44.7B+10.8%$42.4B+5.0%$42.1B+10.5%$41.7B+7.2%$40.3B+6.5%
Retained Earnings$27.7B+16.7%$26.0B+8.4%$25.8B+8.3%$25.3B+8.9%$23.8B+2.1%$24.0B+9.8%$23.8B+5.1%$23.3B+7.8%

Not reported in any period shown, so not listed: Current Assets, Short-Term Investments, Inventory, Accounts Receivable, Long-Term Investments, Current Liabilities, Non-Current Liabilities, Long-Term Debt.

CM Cash Flow Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

CM quarterly cash flow statement
MetricQ1'266-KQ4'256-KQ3'256-KQ2'256-KQ1'256-KQ4'246-KQ3'246-KQ2'246-K
Operating Cash Flow-$1.6B-120.2%-$3.1Bn/m$4.2B-52.4%$662.0M-73.6%$7.9Bn/m-$604.8M-106.9%$8.9Bn/m$2.5B-47.0%
Depreciation & Amortization$222.0M+12.2%$231.3M+11.5%$207.3M-9.7%$203.5M-2.8%$197.8M-4.1%$207.3M-7.2%$229.6M+10.3%$209.5M+0.7%
Investing Cash Flow$1.5Bn/m-$512.5Mn/m$751.9Mn/m-$428.8Mn/m-$3.8Bn/m-$762.6Mn/m-$6.8Bn/m-$1.2Bn/m
Financing Cash Flow-$836.5Mn/m-$1.3Bn/m-$1.3Bn/m$202.8Mn/m-$689.5M-240.5%-$894.6Mn/m-$1.1Bn/m-$325.1Mn/m
Dividends Paid$807.7M+16.6%$725.9M+15.5%$712.2M+13.4%$715.6M+62.3%$693.0M+55.1%$628.5M+52.2%$628.0M+44.7%$440.8M+9.4%

Not reported in any period shown, so not listed: Stock-Based Compensation, Capital Expenditures, Free Cash Flow, Share Buybacks.

CM Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

CM quarterly financial ratios
MetricQ1'266-KQ4'256-KQ3'256-KQ2'256-KQ1'256-KQ4'246-KQ3'246-KQ2'246-K
Net Margin36.8%+7.1pp28.7%+0.4pp28.9%+1.8pp28.4%+0.2pp29.7%+2.1pp28.3%+3.1pp27.0%+2.7pp28.2%-1.2pp
Return on Equity4.7%+1.2pp3.4%+0.2pp3.4%+0.3pp3.2%+0.1pp3.5%+0.4pp3.2%+0.4pp3.1%+0.3pp3.1%-0.1pp
Return on Assets0.3%+0.1pp0.2%0.0pp0.2%0.0pp0.2%0.0pp0.2%0.0pp0.2%0.0pp0.2%0.0pp0.2%0.0pp
Liabilities-to-Equity16.33-0.3x16.41-0.3x16.61-0.1x16.68-0.4x16.65-0.3x16.74-0.7x16.75-0.7x17.08-0.2x
Asset Turnover0.010.0x0.010.0x0.010.0x0.010.0x0.010.0x0.010.0x0.010.0x0.010.0x

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio, Debt-to-Equity, FCF Margin.

Similar Companies

Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.

Company Fiscal year Revenue Net income Net margin Market cap Health score
Canadian Imperial Bank of Commerce CM FY2025 $20.8B $6.0B 28.9% $104.4B 43/100
ING Groep N.V. ING FY2025 $30.1B $9.8B 32.4% $94.9B 39/100
Barclays PLC BCS FY2025 $14.9B $9.6B 64.5% $75.3B 38/100
Bank of Nova Scotia BNS FY2025 $26.9B $5.6B 20.6% $114.4B 38/100
Bank of Montreal BMO FY2025 $25.9B $6.2B 24.0% $118.5B 34/100

Frequently Asked Questions

What is Canadian Imperial Bank of Commerce's annual revenue?

Canadian Imperial Bank of Commerce (CM) reported $20.8B in total revenue for fiscal year 2025. This represents a 13.2% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Canadian Imperial Bank of Commerce's revenue growing?

Canadian Imperial Bank of Commerce (CM) revenue grew by 13.2% year-over-year, from $18.4B to $20.8B in fiscal year 2025.

Is Canadian Imperial Bank of Commerce profitable?

Yes, Canadian Imperial Bank of Commerce (CM) reported a net income of $6.8B over the trailing 12 months to January 31, 2026. In fiscal year 2025 it reported a net income of $6.0B, with a net profit margin of 28.9%.

Canadian Imperial Bank of Commerce (CM) reported diluted earnings per share of $6.12 for fiscal year 2025. This represents a 17.1% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Canadian Imperial Bank of Commerce (CM) had a net profit margin of 28.9% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Canadian Imperial Bank of Commerce (CM) has a return on equity of 13.1% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

Canadian Imperial Bank of Commerce (CM) generated $9.9B in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

Canadian Imperial Bank of Commerce (CM) had $797.2B in total assets as of fiscal year 2025, including both current and long-term assets.

Canadian Imperial Bank of Commerce (CM) had 927M shares outstanding as of fiscal year 2025.

Canadian Imperial Bank of Commerce (CM) had a liabilities-to-equity ratio of 16.41 as of fiscal year 2025, which is total liabilities divided by total shareholder equity. Total liabilities counts every obligation on the balance sheet (payables, deposits, insurance reserves and deferred taxes as well as borrowings), so this ratio usually runs well above debt-to-equity. No debt-to-equity ratio is shown for fiscal year 2025, because the filing data we hold for that year carries no long-term debt figure.

Canadian Imperial Bank of Commerce (CM) had a return on assets of 0.8% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

Canadian Imperial Bank of Commerce (CM) trades at 15.4x earnings, its market capitalization divided by $6.8B net income, trailing 12 months to January 31, 2026. The market capitalization is $104.4B as of Oct 21, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

Canadian Imperial Bank of Commerce (CM) trades at 4.8x sales, its market capitalization divided by $21.9B revenue, trailing 12 months to January 31, 2026. The market capitalization is $104.4B as of Oct 21, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

Canadian Imperial Bank of Commerce (CM) has a Piotroski F-Score of 6 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Canadian Imperial Bank of Commerce (CM) scores 43 out of 100 on our Financial Health Score, indicating moderate standing within its banks peer group. The score is the average of six dimensions (Earnings, Growth, Capital, Efficiency, Credit Quality, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. For Canadian Imperial Bank of Commerce it averages the 4 of 6 dimensions that can be computed; the others are left out rather than counted as zero. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.

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