This page shows BANK OF NY MELLON CORP (BNY) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 19 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Financial Health Signals
Based on FY2025 annual data, averaged across the last 3 years for performance metrics (most-recent year weighted highest). How this score is calculated →
Health score ≠ stock price. This rates the quality of BANK OF NY MELLON CORP's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.
BANK OF NY MELLON CORP's revenue grew 7.8% year-over-year to $20.1B, a solid pace of expansion. This earns a growth score of 44/100.
BANK OF NY MELLON CORP carries a low D/E ratio of 0.72, meaning only $0.72 of long-term debt for every $1 of shareholders' equity. This conservative leverage earns a score of 87/100, indicating a strong balance sheet with room for future borrowing.
BANK OF NY MELLON CORP converts 25.8% of revenue into free cash flow ($5.2B). This strong cash generation earns a score of 67/100.
BANK OF NY MELLON CORP's ROE of 12.5% shows moderate profitability relative to equity, earning a score of 36/100. This is up from 11.0% the prior year.
BANK OF NY MELLON CORP passes 6 of 9 financial strength tests. All 4 profitability signals pass (positive income, cash flow, and earnings quality), all 2 leverage/liquidity signals pass, neither operating efficiency signal passes.
For every $1 of reported earnings, BANK OF NY MELLON CORP generates $1.21 in operating cash flow ($6.7B OCF vs $5.5B net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.
Key Financial Metrics
Earnings & Revenue
BANK OF NY MELLON CORP generated $20.1B in revenue in fiscal year 2025. This represents an increase of 7.8% from the prior year.
BANK OF NY MELLON CORP reported $5.5B in net income in fiscal year 2025. This represents an increase of 22.5% from the prior year.
BANK OF NY MELLON CORP earned $7.40 per diluted share (EPS) in fiscal year 2025. This represents an increase of 27.6% from the prior year.
Cash & Balance Sheet
BANK OF NY MELLON CORP generated $5.2B in free cash flow in fiscal year 2025, representing cash available after capex. This represents an increase of 762.0% from the prior year.
BANK OF NY MELLON CORP held $5.1B in cash against $31.9B in long-term debt as of fiscal year 2025.
BANK OF NY MELLON CORP paid $2.00 per share in dividends in fiscal year 2025. This represents an increase of 12.4% from the prior year.
BANK OF NY MELLON CORP had 687M shares outstanding in fiscal year 2025. This represents a decrease of 4.1% from the prior year.
Margins & Returns
BANK OF NY MELLON CORP's net profit margin was 27.6% in fiscal year 2025, showing the share of revenue converted to profit. This is up 3.3 percentage points from the prior year.
BANK OF NY MELLON CORP's ROE was 12.5% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is up 1.6 percentage points from the prior year.
Capital Allocation
BANK OF NY MELLON CORP spent $3.5B on share buybacks in fiscal year 2025, returning capital to shareholders by reducing shares outstanding. This represents an increase of 15.4% from the prior year.
BANK OF NY MELLON CORP invested $1.6B in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents an increase of 5.7% from the prior year.
BNY Income Statement
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $5.8B+665.3% | $761.0M-88.5% | $6.6B-0.1% | $6.6B+7.8% | $6.1B-5.3% | $6.5B-2.8% | $6.7B+4.1% | $6.4B |
| Cost of Revenue | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Gross Profit | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| R&D Expenses | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| SG&A Expenses | $1.9B+4.2% | $1.8B+3.8% | $1.7B-1.3% | $1.8B-3.6% | $1.8B+0.9% | $1.8B+4.7% | $1.7B+0.9% | $1.7B |
| Operating Income | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Interest Expense | $4.5B-10.2% | $5.0B-7.4% | $5.4B-0.8% | $5.4B+8.8% | $5.0B-5.9% | $5.3B-5.9% | $5.6B+4.5% | $5.4B |
| Income Tax | $386.0M+2.7% | $376.0M-4.8% | $395.0M-2.2% | $404.0M+34.7% | $300.0M-4.8% | $315.0M-6.3% | $336.0M-5.9% | $357.0M |
| Net Income | $1.6B+11.7% | $1.5B+1.1% | $1.4B+1.5% | $1.4B+16.6% | $1.2B+5.6% | $1.2B-2.3% | $1.2B+1.2% | $1.2B |
| EPS (Diluted) | $2.24 | N/A | $1.88-2.6% | $1.93+22.2% | $1.58+2.6% | $1.54+2.7% | $1.50-1.3% | $1.52 |
BNY Balance Sheet
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $561.5B+18.9% | $472.3B+3.7% | $455.3B-6.3% | $485.8B+10.2% | $440.7B+5.9% | $416.1B-2.7% | $427.5B-0.3% | $428.5B |
| Current Assets | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Cash & Equivalents | $6.4B+25.0% | $5.1B+1.1% | $5.1B-11.3% | $5.7B+6.4% | $5.4B+28.1% | $4.2B-33.0% | $6.2B+17.4% | $5.3B |
| Inventory | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Accounts Receivable | $5.2B+8.2% | $4.8B-6.8% | $5.2B-11.1% | $5.8B+15.2% | $5.1B+2.6% | $4.9B-4.4% | $5.2B-0.8% | $5.2B |
| Goodwill | $16.7B-0.2% | $16.8B0.0% | $16.8B-0.3% | $16.8B+1.0% | $16.7B+0.4% | $16.6B+1.6% | $16.3B+0.7% | $16.2B |
| Total Liabilities | $516.2B+20.8% | $427.5B+4.0% | $411.0B-6.9% | $441.2B+11.1% | $397.1B+6.1% | $374.3B-2.8% | $385.1B-0.6% | $387.4B |
| Current Liabilities | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Long-Term Debt | $32.6B+2.2% | $31.9B-1.3% | $32.3B-3.4% | $33.4B+8.3% | $30.9B0.0% | $30.9B-7.1% | $33.2B+7.3% | $30.9B |
| Total Equity | $44.8B+1.1% | $44.3B+1.0% | $43.9B-0.2% | $44.0B+1.9% | $43.1B+4.4% | $41.3B-1.6% | $42.0B+2.8% | $40.8B |
| Retained Earnings | $47.6B+2.6% | $46.4B+2.3% | $45.3B+2.2% | $44.4B+2.4% | $43.3B+1.9% | $42.5B+1.9% | $41.8B+1.8% | $41.0B |
BNY Cash Flow Statement
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | -$3.0B-158.1% | $5.2B+587.3% | -$1.1B-148.4% | $2.2B+433.3% | $412.0M-73.4% | $1.6B+596.8% | -$312.0M-114.7% | $2.1B |
| Capital Expenditures | $617.0M+41.5% | $436.0M-0.5% | $438.0M+22.0% | $359.0M+12.2% | $320.0M-22.5% | $413.0M+10.1% | $375.0M-1.8% | $382.0M |
| Free Cash Flow | -$3.6B-176.4% | $4.7B+416.2% | -$1.5B-181.7% | $1.8B+1897.8% | $92.0M-91.9% | $1.1B+265.5% | -$687.0M-139.3% | $1.7B |
| Investing Cash Flow | -$83.7B-303.2% | -$20.8B-166.9% | $31.0B+186.8% | -$35.7B-90.1% | -$18.8B-1252.9% | $1.6B-84.0% | $10.2B+88.0% | $5.4B |
| Financing Cash Flow | $88.3B+456.3% | $15.9B+151.9% | -$30.6B-191.8% | $33.3B+57.8% | $21.1B+501.3% | -$5.3B+44.2% | -$9.4B-27.1% | -$7.4B |
| Dividends Paid | $434.0M+15.1% | $377.0M-1.0% | $381.0M+38.5% | $275.0M-33.6% | $414.0M+18.6% | $349.0M-1.1% | $353.0M+9.6% | $322.0M |
| Share Buybacks | $983.0M-5.9% | $1.0B+23.1% | $849.0M-5.1% | $895.0M+20.0% | $746.0M-0.5% | $750.0M+3.4% | $725.0M+20.6% | $601.0M |
BNY Financial Ratios
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 |
|---|---|---|---|---|---|---|---|---|
| Gross Margin | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Operating Margin | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Net Margin | 28.0%-164.0pp | 192.0%+170.1pp | 21.9%+0.4pp | 21.6%+1.6pp | 19.9%+2.1pp | 17.9%+0.1pp | 17.8%-0.5pp | 18.3% |
| Return on Equity | 3.6%+0.3pp | 3.3%+0.0pp | 3.3%+0.1pp | 3.2%+0.4pp | 2.8%+0.0pp | 2.8%0.0pp | 2.8%-0.1pp | 2.9% |
| Return on Assets | 0.3%-0.0pp | 0.3%-0.0pp | 0.3%+0.0pp | 0.3%0.0pp | 0.3%0.0pp | 0.3%0.0pp | 0.3%0.0pp | 0.3% |
| Current Ratio | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Debt-to-Equity | 0.730.0 | 0.72-0.0 | 0.74-0.0 | 0.76+0.0 | 0.72-0.0 | 0.75-0.0 | 0.79+0.0 | 0.76 |
| FCF Margin | -62.3%-686.4pp | 624.0%+646.8pp | -22.8%-50.6pp | 27.8%+26.3pp | 1.5%-16.1pp | 17.6%+27.9pp | -10.3%-37.7pp | 27.3% |
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Frequently Asked Questions
What is BANK OF NY MELLON CORP's annual revenue?
BANK OF NY MELLON CORP (BNY) reported $20.1B in total revenue for fiscal year 2025. This represents a 7.8% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is BANK OF NY MELLON CORP's revenue growing?
BANK OF NY MELLON CORP (BNY) revenue grew by 7.8% year-over-year, from $18.6B to $20.1B in fiscal year 2025.
Is BANK OF NY MELLON CORP profitable?
Yes, BANK OF NY MELLON CORP (BNY) reported a net income of $5.5B in fiscal year 2025, with a net profit margin of 27.6%.
How much debt does BANK OF NY MELLON CORP have?
As of fiscal year 2025, BANK OF NY MELLON CORP (BNY) had $5.1B in cash and equivalents against $31.9B in long-term debt.
What is BANK OF NY MELLON CORP's net profit margin?
BANK OF NY MELLON CORP (BNY) had a net profit margin of 27.6% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
Does BANK OF NY MELLON CORP pay dividends?
Yes, BANK OF NY MELLON CORP (BNY) paid $2.00 per share in dividends during fiscal year 2025.
What is BANK OF NY MELLON CORP's return on equity (ROE)?
BANK OF NY MELLON CORP (BNY) has a return on equity of 12.5% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is BANK OF NY MELLON CORP's free cash flow?
BANK OF NY MELLON CORP (BNY) generated $5.2B in free cash flow during fiscal year 2025. This represents a 762.0% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is BANK OF NY MELLON CORP's operating cash flow?
BANK OF NY MELLON CORP (BNY) generated $6.7B in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are BANK OF NY MELLON CORP's total assets?
BANK OF NY MELLON CORP (BNY) had $472.3B in total assets as of fiscal year 2025, including both current and long-term assets.
What are BANK OF NY MELLON CORP's capital expenditures?
BANK OF NY MELLON CORP (BNY) invested $1.6B in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.
What is BANK OF NY MELLON CORP's debt-to-equity ratio?
BANK OF NY MELLON CORP (BNY) had a debt-to-equity ratio of 0.72 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is BANK OF NY MELLON CORP's return on assets (ROA)?
BANK OF NY MELLON CORP (BNY) had a return on assets of 1.2% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is BANK OF NY MELLON CORP's Piotroski F-Score?
BANK OF NY MELLON CORP (BNY) has a Piotroski F-Score of 6 out of 9, indicating neutral financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are BANK OF NY MELLON CORP's earnings high quality?
BANK OF NY MELLON CORP (BNY) has an earnings quality ratio of 1.21x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
How financially healthy is BANK OF NY MELLON CORP?
BANK OF NY MELLON CORP (BNY) scores 39 out of 100 on our Financial Profile, indicating weak overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.