Bank of Nova Scotia 424B Filings

The Bank of Nova Scotia is offering Autocallable Buffered Notes linked to the iShares® Expanded Tech-Software Sector ETF. The notes pay no interest, are subject to the Bank’s credit risk and may be automatically called ~16–18 months after the trade date if the reference asset closes at or above 80% of the initial price, producing a call payment that includes a call premium (expected between 14.36% and 16.85%). If not called, maturity is expected ~29 months after trade date with a capped maximum payment (expected between $1,287.20 and $1,337.00 per $1,000). A 20.00% buffer applies: final prices below 80% expose investors to losses (buffer rate = 125.00%, meaning a 1% decline below 80% causes a 1.25% loss of principal). The initial estimated value range is $922.65–$952.65 per $1,000; original issue price equals 100% of principal. Terms, pricing and key numeric items will be fixed on the trade date.

The Bank of Nova Scotia priced a primary offering of market-linked, auto-callable senior notes with a face amount of $1,000 per security. The securities reference the lowest performing of AMZN, AVGO, GOOGL (Class A) and NVDA and mature on May 18, 2029.

Estimated value at pricing is between $909.34 and $939.34 per security. Automatic calls pay the face amount plus a predetermined call premium if the lowest performing underlying closes at or above 85% of its starting price on a call date; the threshold price for protection at maturity is 60% of starting price. Payments are unsecured obligations of the Bank and subject to the Bank’s credit risk.

The Bank of Nova Scotia is offering Autocallable Review Notes linked to the Russell 2000® Index due May 23, 2029. The Notes are unsecured senior debt that pay no coupons and can be automatically called on specified Observation Dates if the Closing Value of the Russell 2000® Index is at least 100.00% of the Initial Value.

If called, the Notes will pay a predetermined Call Payment Amount per Note (the first call is at least $1,140.00, the second at least $1,280.00, and at final observation at least $1,420.00, with actual amounts set on the Trade Date). If not called, maturity payment equals $1,000 × (1 + Reference Asset Return), exposing investors to up to 100% loss if the Final Value is materially below the Initial Value. Trade Date is expected May 18, 2026 with Original Issue Date May 21, 2026. The Bank estimates the initial estimated value per $1,000 Note between $948.40 and $978.40, and the public price is 100.00% of principal (underwriting discount 0.60%).

The Bank of Nova Scotia is offering Autocallable Contingent Coupon Notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500. Each Note has a $1,000 Principal Amount and an Original Issue Price of 100%. The Notes may pay periodic contingent coupons only if all three indices are at or above their 75.00% Barrier on specified observation dates and may be automatically called early if all three indices are at or above their Initial Values on any Call Observation Date. If not called, the Payment at Maturity depends solely on the Least Performing Reference Asset: you receive principal if that asset is at or above its 75.00% Barrier, otherwise you suffer a loss equal to that asset's decline (up to a 100% loss). Trade Date is May 29, 2026, Original Issue Date June 3, 2026, Final Valuation Date May 29, 2029, and Maturity Date June 1, 2029. The Notes are unsecured senior obligations of the Bank, not listed, subject to the Bank's credit risk, and the Bank's initial estimated value range per Note is $929.98 to $959.98.

The Bank of Nova Scotia is offering Autocallable Fixed Coupon Trigger Notes linked to Apple Inc. The aggregate original issue size is $8,795,000 with a principal amount of $1,000 per note. Coupons of $7.00 per $1,000 (0.70% monthly; up to 8.40% per annum) are payable on scheduled coupon dates commencing June 11, 2026.

Notes are automatically called if Apple’s closing price on any call observation date is equal to or greater than the initial price of $293.32. If not called, at maturity on June 11, 2027 investors receive cash if the final price is at or above a trigger equal to 76.00% of the initial price; otherwise investors receive a share delivery amount calculated as $1,000 ÷ initial price, which would be worth less than 76.00% of principal as of the final valuation date. Payments are subject to the Bank’s credit risk.

The Bank of Nova Scotia (BNS) is offering $32,855,000 of Contingent Income Auto-Callable Securities due May 11, 2029, linked to the common stock of Broadcom Inc. Each note has a stated principal amount of $1,000 and an initial share price of $430.00.

The securities pay a contingent quarterly coupon of $32.50 (equivalent to 13.00% per annum) only on determination dates when Broadcom's closing price is at or above the downside threshold of $215.00. The notes auto-redeem early if the closing price meets or exceeds the call threshold of $430.00 on any determination date prior to maturity. If not redeemed and the final share price is below the downside threshold, holders receive the stated principal multiplied by the share performance factor (final/initial), which can result in a repayment below 50.00% of principal and could be zero. All payments are subject to BNS credit risk and the issuer’s internal pricing models; BNS estimated the securities' value at $965.20 on the pricing date.

The Bank of Nova Scotia (BNS) is offering $1,000,000 of senior contingent income auto-callable notes due May 11, 2028. Each note has a stated principal of $1,000.00 and pays a $53.225 contingent quarterly coupon (equivalent to 21.29% per annum) only if the underlying stock's closing price on specified determination dates is at or above the downside threshold ($91.20, 50.00% of the initial share price).

If a determination date's closing price is at or above the call threshold ($182.40), notes are auto‑redeemed early for the stated principal plus due contingent coupons. If the final share price is below the downside threshold, maturity payment equals the stated principal multiplied by the share performance factor and may be less than 50.00% of principal or zero. All payments are subject to BNS credit risk.

The Bank of Nova Scotia is offering Airbag Autocallable Yield Notes linked to Constellation Brands, Inc. common stock maturing on May 14, 2027. The offering totals $4,350,000 with a per-Note principal of $1,000 and a fixed coupon rate of 8.85% per annum. The Notes pay monthly coupons (while outstanding) and may be automatically called on quarterly observation dates if the underlying equals or exceeds the call threshold.

If not called, repayment at maturity depends on the final closing level: if the final level is >= the conversion level ($125.98, 85.00% of initial), you receive principal in cash; if below, you receive a share delivery amount (7.9378 shares per Note), which may be worth less than principal. Payments are subject to BNS credit risk. The initial estimated value on the trade date was $978.39 per Note and the issue price is $1,000 per Note.

The Bank of Nova Scotia is offering $26,050,000 of Digital Notes linked to the shares of the iShares® 20+ Year Treasury Bond ETF (TLT). The notes mature on May 11, 2028, do not bear interest and pay a cash amount at maturity tied to the ETF's price performance measured from the trade date to the valuation date.

If the final price is at least 90.00% of the initial price of $86.08, each $1,000 principal note will pay the maximum payment amount of $1,145.50. If the final price is below that threshold, investors face leveraged downside (buffer rate ~111.11%) and may lose up to 100% of principal. Payments depend on the Bank's creditworthiness.

The Bank of Nova Scotia (BNS) is offering $14,831,000 of senior, unsecured Contingent Income Auto-Callable Securities due May 11, 2029, each with a $1,000 stated principal amount. The notes reference the common stocks of Apple, Amazon and Alphabet (Class A) and pay a contingent quarterly coupon of $37.50 (15.00% per annum) only if, on a determination date, the closing price of each underlying is at least 60.00% of its initial share price.

If the securities are not auto-redeemed and the final share price of the worst performing underlying is below its 60.00% downside threshold, maturity payment is reduced on a 1-to-1 basis by that underlying return and can be as low as $0. All payments are subject to BNS credit risk. The initial estimated value per security on the pricing date was $953.83, below the issue price of $1,000.00.

The Bank of Nova Scotia is offering Contingent Buffer Digital Notes linked to the shares of the VanEck® Gold Miners ETF (GDX), with a Trade Date expected on May 15, 2026 and scheduled settlement on May 20, 2026.

Each Note has a $1,000 Principal Amount, a minimum investment of $10,000, a Final Valuation Date of May 28, 2027 and a Maturity Date of June 3, 2027. If the Final Value is at or above a Buffer Value (equal to 85.00% of the Initial Value), the Notes will pay a fixed Digital Return of at least 20.89% (a maximum payment of at least $1,208.90 per Note). If the Final Value is below the Buffer Value, losses apply on a leveraged basis using a Downside Leverage Factor of approximately 1.1765, exposing investors to up to 100% principal loss. The Bank states an initial estimated value range of $953.59 to $983.59 per $1,000 Principal Amount and an Original Issue Price of 100.00%. The offering is subject to the credit risk of the Bank and to the terms and conditions in the pricing supplement, product supplement and prospectus.

The Bank of Nova Scotia is offering Autocallable Contingent Buffered Return Enhanced Notes linked to the shares of the iShares® MSCI Emerging Markets ETF (ticker: EEM). The Notes have a $10,000 Principal Amount per Note, a 24‑month term, an automatic call on May 24, 2027 if the Reference Asset closes at or above the Call Value, and a Maturity Date of May 17, 2028. If automatically called, investors receive Principal plus a $1,616.00 Call Premium (16.16%). If not called, positive performance above the Initial Value pays 125.00% Participation on the Reference Asset Return; a buffer protects the first 10.00% of loss (Buffer Value $61.10 equals 90.00% of Initial Value $67.89). If Final Value is below the Buffer Value, holders receive a Physical Delivery Amount of 163 shares (with a 0.6661 fractional share paid in cash) and may lose up to 100% of principal. The Notes do not pay interest and are unsecured senior obligations of the Bank, subject to the Bank’s credit risk.

The Bank of Nova Scotia is offering Trigger Autocallable Contingent Yield Notes linked to the least performing of the Nasdaq-100 Index and the Russell 2000 Index. The Notes have a $10 principal amount per Note, are callable quarterly (callable after 6 months), and mature on May 17, 2029. The contingent coupon rate will be set on the trade date and is shown on the cover as 9.00% to 9.65% per annum; contingent coupons are paid only if each underlying asset’s closing level meets or exceeds its coupon barrier on an observation date. Principal repayment at maturity is contingent: if the Notes are not called and the final level of any underlying asset is below its downside threshold (listed as 70.00% of initial level), the payment at maturity will be reduced pro rata based on the least performing underlying asset, and you could lose a significant portion or all of your investment. Trade date is May 13, 2026, settlement May 18, 2026, and the issuer’s initial estimated value is between $9.27 and $9.57 per Note. All payments are subject to BNS credit risk, limited secondary market liquidity, and U.S. federal income tax uncertainty.

The Bank of Nova Scotia is offering Autocallable Contingent Coupon Buffer Notes with Memory Coupon linked to the common stock of Diamondback Energy, Inc. The notes have a $1,000 Principal Amount, Original Issue Price of 100%, Trade Date May 15, 2026, settlement on May 20, 2026, and maturity on June 4, 2027.

Notes may be automatically called if the Reference Asset's Closing Value on any Observation Date meets or exceeds the Initial Value. Contingent Coupons of at least $47.125 per Note may be payable when the Closing Value is ≥ 85.00% of the Initial Value. If not called and Final Value < Buffer Value (85.00% of Initial Value), losses apply on a leveraged basis using a Downside Leverage Factor of ~1.1765. Initial estimated value range is $950.87 to $980.87 per $1,000.

The Bank of Nova Scotia is offering $3,288,000 principal of Trigger Autocallable Notes linked to the EURO STOXX 50® Index due May 13, 2031. The Notes have a $10 principal amount, a minimum purchase of 100 Notes, and are quarterly callable after 12 months.

The Notes pay a call return rate of 10.20% per annum (call price rises the longer the Notes remain outstanding). The Initial Level is 5,911.53 with a Downside Threshold of 4,433.65 (75.00% of the Initial Level). BNS estimated the Notes' initial value at $9.63 versus the issue price of $10.00. Payment of principal and any call return is subject to BNS credit risk; holders may lose a significant portion or all of their investment if the final index level is below the downside threshold or if BNS defaults.

The Bank of Nova Scotia is offering $7,155,000 in principal amount of Digital Notes linked to the EURO STOXX 50® Index due June 9, 2027. Each note has a $1,000 principal amount and a threshold settlement amount of $1,160.00 per $1,000. At maturity the payment depends solely on the reference asset return from the trade date (May 7, 2026) to the valuation date (June 7, 2027): if the final level is equal to or above the initial level of 5,972.65, holders receive the greater of the threshold settlement amount or $1,000 plus any positive reference asset return; if below, holders receive $1,000 plus the negative reference asset return and may lose up to 100% of principal. The notes do not pay interest, are unsecured obligations of the Bank, are not listed, and their value and any payment are subject to the Bank’s credit risk and the other risks described in this pricing supplement.

The Bank of Nova Scotia is offering Digital Notes linked to the EURO STOXX 50® Index with a principal amount of $1,000 per note and an expected term of approximately 16 to 19 months. The notes pay no interest and their maturity payment depends on the index performance relative to a threshold level of 85.00% of the initial level. If the final level is equal to or above 85.00% of the initial level, holders receive a capped payment (maximum payment amount expected between $1,103.10 and $1,120.90 per $1,000). If the final level is below 85.00%, investors suffer amplified downside: a buffer rate of ~117.65% applies and holders may lose up to 100% of principal. The original issue price is 100%, underwriting commissions equal 1.06% (listed as $10.60 per $1,000), and the Bank’s initial estimated value range at pricing is $957.56 to $987.56 per $1,000. All payments are subject to the Bank’s creditworthiness and the notes will not be listed on an exchange.

The Bank of Nova Scotia is offering Buffered Digital Basket-Linked Notes that pay at maturity based on a weighted basket of five international equity indices. For each $1,000 principal amount the notes pay either a threshold settlement amount (expected between $1,174.30 and $1,205.00), the principal plus any positive basket return, the principal if the final basket level declines by no more than 10.00%, or a reduced cash amount if the decline exceeds 10.00% (losses scale at approximately 111.11% per 1% beyond the 10% buffer). The notes do not pay interest, are unsecured senior obligations of the Bank, are payable in U.S. dollars, and are subject to the Bank's credit risk and limited liquidity. The expected term is approximately 24 to 27 months and the original issue price is 100% of principal.

The Bank of Nova Scotia priced a structured senior note offering of market-linked, auto-callable securities with leveraged upside and contingent downside exposure linked to the lowest performing share of Alphabet Inc., Micron Technology, Inc. and NVIDIA Corporation.

The securities have a $1,000 face amount and original offering price of $1,000 per security. If automatically called on the call date (approximately one year after issuance), holders will receive at least a 40.00% call premium (at least $400 per security). If not called, the maturity payment depends solely on the lowest performing Underlying Stock: a 400% upside participation rate applies to positive returns above the starting price; an absolute value return feature can produce up to 50.00% positive return if the lowest performer declines but remains ≥50% of its starting price; declines below 50% of starting price expose holders to full downside, potentially losing most or all of principal. The Bank’s estimated value at pricing is between $880.00 and $890.00 per security; proceeds to the Bank are $974.25 per security after initial distribution discounts. All payments are subject to the Bank’s credit risk.

The Bank of Nova Scotia is offering Airbag Autocallable Yield Notes linked to Constellation Brands, Inc. (STZ). Each Note has a $1,000 principal amount, a fixed coupon of 8.85% per annum, quarterly observation dates, and maturity on May 14, 2027. If an observation date closing level meets or exceeds the call threshold of $148.21 (100.00% of the initial level), the Notes will be automatically called and investors receive principal plus the coupon. If not called and the final level is below the conversion level of $125.98 (85.00% of the initial level), holders will receive approximately 7.9378 shares per Note (or cash in lieu), which may be worth less than principal. Payments depend on BNS creditworthiness. The initial estimated value range on the trade date was $947.00–$977.00 per Note.

The Bank of Nova Scotia is offering $8,500,000 of Autocallable Contingent Coupon Notes due May 11, 2028. The notes pay cash contingent coupons of $30.80 per note when each reference index meets a 70% barrier on specified observation dates and are automatically called if all three indexes equal or exceed their initial values on a Call Observation Date. If not called, final repayment depends solely on the Least Performing Reference Asset versus a 65% barrier; investors may lose up to 100% of principal. Strike Date: May 6, 2026; Trade Date: May 7, 2026; Original Issue Date: May 11, 2026. Payments are unsecured and subject to the Bank's credit risk.

The Bank of Nova Scotia is offering senior, auto-callable, equity-linked notes linked to the lowest performing share among Amazon, Broadcom, Alphabet (Class A) and NVIDIA, with a stated maturity of May 18, 2029. The face amount is $1,000 per security and the securities pay no periodic interest. Automatic call is possible on multiple scheduled call dates beginning one year after issue; minimum call premiums increase over time (starting at 30.60% per annum as specified). If not called, maturity payment depends on the ending price of the lowest performing Underlying Stock on the final calculation day; a decline below the threshold price (60% of starting price) results in 1-to-1 downside and potential loss of more than 40% of face amount. The original offering price is $1,000, the Bank's estimated value range on the cover is $909.34–$939.34 per security, and proceeds to the Bank are $974.25 per security after an agent discount of $25.75. All payments are subject to the Bank's credit risk and the securities lack a listing and guaranteed liquidity.

The Bank of Nova Scotia is offering $6,000,000 of Autocallable Contingent Coupon Buffer Notes linked to Alphabet Inc. Class A common stock. The notes pay a $15.10 contingent coupon on an Observation Date if the Reference Asset closes at or above $338.29 (85.00% of the Initial Value of $397.99), are autocallable if the Reference Asset closes at or above the Initial Value on any Observation Date, and mature on May 13, 2027. If not called, principal protection applies only if the Final Value is at or above the Buffer Value $338.29; otherwise investors lose approximately 1.1765% of principal for each 1% the Final Value is below the Initial Value in excess of the 15.00% buffer.

The Bank of Nova Scotia priced a $12,000,000 offering of Buffered Contingent Income Auto-Callable Securities due May 12, 2027 linked to the common stock of General Electric Company. Each note has a $1,000 stated principal amount and offers a contingent monthly coupon of $14.20 (equivalent to 17.04% per annum) if the closing price on a determination date is at or above the downside threshold of $244.664 (80% of the initial share price).

The notes are automatically redeemed early if GE’s closing price on a determination date equals or exceeds the call threshold of $305.83. If not redeemed and the final share price is below the downside threshold, investors receive a cash value based on an exchange ratio and will lose 1.25% for every 1% the final share price is below the downside threshold, potentially losing the entire investment. Payments are unsecured obligations of BNS and are subject to BNS credit risk.

The Bank of Nova Scotia is offering $745,000 aggregate of unsubordinated, unsecured Autocallable Contingent Coupon Notes linked to the common stock of Blackstone Inc. (Reference Asset). The Notes pay a $40.00 contingent coupon per Note (equal to 16.00% per annum) on specified observation/payment dates if the Reference Asset meets the Contingent Coupon Barrier Value of $74.26 (60.00% of the Initial Value). The Notes are automatically called if the Reference Asset on any Call Observation Date is at or above the Initial Value ($123.77). If not called, maturity payment depends on the Reference Asset Return; if Final Value is below the Barrier Value you may lose up to 100% of principal. Trade Date: May 8, 2026; Original Issue Date/settlement: May 13, 2026; Maturity: May 14, 2029. All payments are subject to the Bank's credit risk.

The Bank of Nova Scotia (BNS) priced $24,000,000 of senior, unsecured Buffered Contingent Income Auto-Callable Securities with Memory Coupon and Downside Leverage due May 11, 2027, linked to shares of the Invesco QQQ Trust, Series 1. Each $1,000 security may pay a contingent monthly coupon of $12.00 (14.40% annually) on specified determination dates if the closing price of the underlying shares is at or above the downside threshold price of $613.449 (90% of the initial share price). The notes are auto-callable if the underlying shares meet or exceed the call threshold of $681.61 on a determination date. If not auto-redeemed and the final share price is below the downside threshold, investors receive a cash value that can result in substantial loss (approx. 1.1111% loss per 1% decline below the downside threshold). All payments are subject to BNS credit risk and the securities are not listed on an exchange.

The Bank of Nova Scotia is offering $22,000,000 of Trigger Autocallable Contingent Yield Notes due May 12, 2036. The Notes pay quarterly contingent coupons only if both the Nikkei 225® and EURO STOXX 50® close at or above specified coupon barriers on observation dates; they are callable quarterly after 12 months. At maturity the principal repayment is contingent: if the final level of any underlying is below its 75.00% downside threshold, repayment may be reduced pro rata to the decline in the least performing underlying asset, potentially causing substantial or total loss. Payments are subject to BNS credit risk and the Notes are not listed.

The Bank of Nova Scotia is offering $13,800,000 of Trigger Autocallable Contingent Yield Notes linked to the least performing of XLI and XLK, maturing May 10, 2029. The Notes pay a contingent quarterly coupon at an 11.00% per annum rate only if both ETFs meet coupon barriers on observation dates, are callable quarterly after six months, and repay principal at maturity only if each final level is at or above a 70.00% downside threshold of its initial level. The issue price is $10.00 per Note (minimum 100 Notes); BNSs initial estimated value was $9.568 per Note. All payments depend on BNSs creditworthiness; investors may lose a significant portion or all principal.

The Bank of Nova Scotia is offering $6,000,000 of Autocallable Contingent Coupon Buffer Notes linked to the common stock of General Electric Company due May 12, 2027. Each $1,000 note pays a contingent coupon of $17.20 on an Observation Date when GE's Closing Value is at least 85.00% of the Initial Value ($305.83). The notes are unsubordinated, unsecured obligations of the Bank and are subject to the Bank's credit risk, automatic early call if GE's Closing Value equals or exceeds the Initial Value on any Observation Date, and principal loss if the Final Value is below the 85.00% Buffer Value ($259.96). Initial estimated value was $994.27 per $1,000 Principal Amount and the Original Issue Price was 100%.

The Bank of Nova Scotia is offering Autocallable Contingent Coupon Buffer Notes with Memory Coupon linked to Alphabet Inc. Class A common stock. The notes have a $1,000 principal per note, a Contingent Coupon of $15.10 per note when the Reference Asset meets a barrier, an Initial Value of $397.99 and a Buffer Value of $338.29 (85.00% of Initial Value). The notes may be automatically called on specified Observation Dates and mature on May 13, 2027. Payments depend on the Bank's creditworthiness; principal protection applies only if final Closing Value is at or above the Buffer Value. Minimum investment is $10,000.

The Bank of Nova Scotia offers Contingent Income Auto-Callable Securities linked to Corning Incorporated stock, with a stated principal amount of $1,000 per security and an issue price of $1,000 per security. These senior notes pay a contingent quarterly coupon of $53.225 (equivalent to 21.29% per annum) on a determination date when the underlying closing price is at or above the downside threshold of $91.20 (50% of the initial share price). The notes may be auto‑redeemed early if the underlying closes at or above the call threshold of $182.40 (100% of the initial share price). If the final share price is below the downside threshold, principal is reduced 1:1 by the share performance factor and could be less than 50% of principal or zero. Payments are subject to BNS credit risk and limited secondary market liquidity.

The Bank of Nova Scotia priced and issued senior, equity-linked auto-callable securities linked to the common stock of SoFi Technologies, Inc. with a face amount of $1,000 per security and a stated maturity of May 10, 2029. The securities pay a contingent coupon of 21.20% per annum quarterly only if the Underlying Stock’s closing price on each calculation day is at or above the coupon threshold ($9.612, 60% of the starting price). The starting price was $16.02 (pricing date May 5, 2026), the call threshold is $14.418 (90% of the starting price), and the downside threshold is $9.612 (60% of the starting price). If the securities are called on a calculation day that meets the call threshold, holders receive face amount plus final contingent coupon; if not called, maturity payment equals $1,000 if ending price ≥ downside threshold, or $1,000 × (ending price / starting price) if ending price < downside threshold, exposing holders to losses of more than 40% and possibly all principal. The Bank’s estimated value at pricing was $970.12 per security; original offering price was $1,000 per security. All payments are subject to the Bank’s credit risk and the securities are not insured by CDIC or FDIC.

The Bank of Nova Scotia is offering Trigger Autocallable Contingent Yield Notes linked to the least performing of the State Street® XLI and XLK ETFs, with a maturity date of May 10, 2029. The Notes pay a contingent coupon of 11.00% per annum only if each underlying asset equals or exceeds its coupon barrier on an observation date and are callable quarterly (first callable after six months). At maturity, if the Notes are not automatically called and the final level of any underlying asset is below its downside threshold (70.00% of initial level), repayment is reduced pro rata to the percentage decline of the least performing underlying asset, potentially resulting in substantial or total loss of principal. Issue price per Note is $10.00; initial estimated value at pricing is between $9.25 and $9.55. All payments are subject to BNS credit risk and the terms set forth in the product, underlier and prospectus supplements dated November 8, 2024.

The Bank of Nova Scotia (BNS) offers Trigger Jump Securities with an auto-callable feature due on or about June 3, 2031. Each note has a stated principal amount of $1,000.00 and an issue price of $1,000.00. The securities pay no interest and are exposed to the credit risk of BNS.

The securities will be automatically redeemed on a determination date if the index closing value of each underlying index is greater than or equal to its initial index value; early redemption or maturity payments correspond to a return of 16.72% per annum. If not redeemed and the worst performing underlying index finishes below its trigger level (90.00% of initial), investors suffer a 1:1 loss to the negative underlying return and could lose up to their entire investment.

The Bank of Nova Scotia is offering $1,996,000 aggregate principal amount of Digital Notes linked to the MSCI EAFE® Index due June 25, 2027. Each note has a $1,000 principal amount and a capped threshold settlement amount of $1,102.00 per $1,000 if the final level on the valuation date is ≥90.00% of the initial level (initial level 3,026.84). If the final level is below 90.00% of the initial level, investors suffer amplified downside: the buffer rate is approximately 111.11%, so losses accelerate below the -10.00% threshold and can reach a 100% loss of principal. The notes do not pay interest, are unsecured obligations of the Bank, are subject to the Bank’s credit risk, are not listed, and the initial estimated value on the trade date was $979.60 per $1,000.

The Bank of Nova Scotia (BNS) is offering Contingent Income Auto-Callable Securities linked to the common stock of Advanced Micro Devices, Inc. Each note has a stated principal amount of $1,000, an issue price of $1,000, a pricing date of May 15, 2026, and a scheduled maturity of May 18, 2029. Investors may receive a contingent quarterly coupon of $47.025 (equivalent to 18.81% per annum) on a determination date only if the underlying closing price is at or above the downside threshold (50% of the initial share price). Notes are auto‑callable if the closing price meets or exceeds the call threshold (100% of the initial share price) on an early determination date. If the final share price is below the downside threshold, principal is reduced by the share performance factor (final/initial), and could be less than 50% of principal or zero. All payments are subject to BNS credit risk and the notes are senior unsecured obligations.

The Bank of Nova Scotia (BNS) is offering Contingent Income Auto-Callable Securities due on or about May 18, 2029 linked to the common stock of Spotify Technology S.A. These senior unsecured notes have a stated principal amount of $1,000.00 per security and an issue price of $1,000.00 per security.

The securities pay a contingent quarterly coupon of $28.50 (equivalent to 11.40% per annum) only if the underlying stock's closing price on a determination date is at or above the downside threshold (50.00% of the initial share price). If not redeemed early and the final share price is below that threshold, repayment at maturity is the stated principal multiplied by the share performance factor and may be less than 50% of principal or zero. All payments are subject to the credit risk of BNS.

The Bank of Nova Scotia (BNS) offers contingent income auto-callable senior notes due on or about May 18, 2028 linked to the worst performing of AAPL, AMZN and GOOGL. Each security has a stated principal amount of $1,000.00 and an issue price of $1,000.00. The notes pay a contingent quarterly coupon of $26.025 (equivalent to 10.41% per annum) only if, on each determination date, the closing prices of all three underlying stocks meet or exceed 50.00% of their initial share prices. The notes are senior unsecured obligations of BNS, carry credit risk of BNS, may be auto‑redeemed early if call thresholds are met, and expose investors to potential loss of principal if the worst performing underlying stock falls below the downside threshold (50.00% of its initial share price).

The Bank of Nova Scotia is offering Autocallable Contingent Coupon Trigger Notes linked to the common stock of NVIDIA Corporation with expected maturity on June 24, 2027. The notes pay a monthly contingent coupon of $10.459 per $1,000 if the reference stock meets a 60.00% coupon barrier on observation dates and may be automatically called beginning November 2026. If not called, repayment at maturity depends on the final price versus a 60.00% trigger: holders receive $1,000 if final price is at or above the trigger, otherwise share delivery equal to $1,000 divided by the initial price, exposing principal to equity downside and issuer credit risk.

The Bank of Nova Scotia is offering Autocallable Contingent Coupon Notes due May 11, 2028, linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 Equal Weight indices.

The notes are senior, unsecured obligations and pay contingent quarterly coupons of $30.80 per $1,000 (12.32% p.a.) only if each index is at or above its contingent coupon barrier on observation dates. If not auto‑called, maturity payoff depends solely on the least performing index relative to a 65% barrier, exposing holders to up to 100% principal loss. Initial estimated value ranges $954.22–$984.22 per $1,000; Original Issue Price is 100%.

The Bank of Nova Scotia is offering Autocallable Contingent Coupon Buffer Notes linked to the common stock of General Electric Company. Each Note has a $1,000 Principal Amount and a term of approximately 12 months if not automatically called. The Notes pay a contingent coupon of $17.20 per Note on an Observation Date when the Reference Asset closing value is at or above 85.00% of the Initial Value ($259.96). The Notes are unsecured senior obligations of the Bank, subject to the Bank’s credit risk, may be automatically called if GE’s closing value on an Observation Date is at or above the Initial Value ($305.83), and expose investors to loss of principal if the Final Value is below the Buffer Value.

The Bank of Nova Scotia is offering Trigger Autocallable Contingent Yield Notes linked to the least performing of the Nikkei 225® and EURO STOXX 50® indices. The Notes have a $10 principal amount per Note, quarterly observation dates (callable after 12 months), contingent coupons payable only if both underlyings meet coupon barriers, and contingent principal repayment at maturity that can result in a full loss if the least performing underlying declines sufficiently. The trade date is May 7, 2026, expected settlement May 13, 2026, and maturity is approximately May 12, 2036. The issuer is senior unsecured The Bank of Nova Scotia; all payments remain subject to BNS credit risk.

The Bank of Nova Scotia (BNS) offers Buffered Contingent Income Auto-Callable Securities with Memory Coupon and Downside Leverage due May 12, 2027, linked to the common stock of General Electric Company. Each note has a $1,000 stated principal and a contingent monthly coupon of $14.20 (equivalent to 17.04% per annum) payable only when the underlying closing price is ≥ the downside threshold ($244.664, 80% of the initial share price). Notes auto‑redeem if the underlying closes ≥ the call threshold ($305.83) on a determination date. If not redeemed and the final share price is below the downside threshold, payout equals an exchange ratio × final share price, with investors losing 1.25% for every 1% decline below the downside threshold; principal loss up to 100% is possible. Payments are subject to BNS credit risk and limited liquidity.

The Bank of Nova Scotia is offering $6,000,000 of Autocallable Contingent Coupon Buffer Notes with Memory Coupon linked to the common stock of Freeport-McMoRan Inc. The notes pay contingent coupons of $14.30 per note on specified observation/payment dates if the reference stock's closing value is at or above $40.38 (70.00% of the Initial Value). If any observation date equals or exceeds the Initial Value ($57.68), the notes will be automatically called and repaid with the principal plus the applicable coupon. At maturity, if not called, full principal is returned only if the Final Value is at or above the Buffer Value ($40.38); otherwise losses apply using a downside leverage factor of approximately 1.4286, exposing investors to up to 100% principal loss. The notes settle on May 11, 2026 with maturity May 11, 2027 and a minimum investment of $10,000. All payments are subject to the Bank's credit risk.

The Bank of Nova Scotia is offering Capped Trigger GEARS linked to the Russell 2000® Index with an expected approximately four‑year term to a May 31, 2030 maturity. Payment at maturity depends on the percentage change in the index from an initial level to the final level, subject to an upside gearing of 2.00, a capped maximum gain (range shown 50.00%–58.15%) and a downside threshold equal to 75.00% of the initial level. If the final level is below the downside threshold, investors suffer losses equal to the underlying return and could lose their entire principal. The Securities do not pay interest, carry issuer credit risk of BNS, have limited liquidity, and are offered at a minimum investment of $1,000 (100 Securities at $10 each). BNS’ initial estimated value range is $9.11–$9.41 per $10 principal amount; the issue price exceeds that estimate to reflect structuring, distribution and hedging costs.

The Bank of Nova Scotia offered $2,132,000 of Autocallable Contingent Coupon Trigger Notes linked to Chevron Corporation common stock due June 9, 2027. Each $1,000 note has an initial price of $192.28 for the reference stock, a coupon barrier and trigger of 79.00% of that initial price, and monthly contingent coupons of $8.334 per $1,000 (0.8334% monthly, approximately 10.00% per annum) when the closing price on an observation date is at or above the coupon barrier. Notes may be automatically called on call observation dates from November 2026 through May 2027 if the closing price is at or above the initial price; an automatic call pays $1,000 plus the contingent coupon then due. If not called and the final price is below 79.00% of the initial price, holders receive a share delivery amount equal to $1,000 divided by the initial price (or cash for any fractional share) and will not receive the contingent coupon, which can result in a substantial loss of principal. Payments depend on the Bank's creditworthiness and the initial estimated value per $1,000 was stated as $963.52, below the original issue price.

The Bank of Nova Scotia is offering digital notes linked to the EURO STOXX 50® Index that mature in approximately 13 to 15 months. Each note has a $1,000 principal amount, does not bear interest, and pays at maturity based on the percentage change in the index. If the final level is equal to or above the initial level you receive the greater of (i) a threshold settlement amount (expected between $1,147.70 and $1,173.30 per $1,000) or (ii) $1,000 plus the product of $1,000 times the reference asset return. If the final level is below the initial level you suffer a loss equal to the negative reference asset return and could lose up to 100% of principal. The Bank’s initial estimated value is expected to be between $949.08 and $979.08 per $1,000, which is lower than the original issue price of 100% of principal. Payments are unsecured obligations of the Bank and subject to its creditworthiness; the notes will not be listed and may have little or no secondary market.

The Bank of Nova Scotia priced a market-linked, auto-callable senior note offering linked to the lowest performing of the S&P 500®, Russell 2000® and Dow Jones Industrial Average®. The securities have a face amount of $1,000, a stated maturity of June 3, 2030 and call dates beginning in June 2027. If the lowest performing Index on a call date is at or above its starting level, the notes will be automatically called and pay the face amount plus a fixed call premium (minimum 11.50% on the first call date, increasing to at least 46.00% on the final calculation day); if not called, maturity payment depends on the lowest performing Index on the final calculation day with a threshold level of 75% of the starting level, below which investors have 1-to-1 downside exposure. The Bank's estimated value at pricing is between $929.50 and $959.50 per security and the original offering price is $1,000 per security.

The Bank of Nova Scotia is offering market-linked, auto-callable senior notes linked to the lowest performing of the S&P 500®, Russell 2000® and Nasdaq-100® indices. Each $1,000 face amount security has an original offering price of $1,000, a potential automatic call after approximately one year and a stated maturity of June 1, 2029. If automatically called on the call date, holders receive the face amount plus a 12.00% call premium. If not called, the maturity payment depends solely on the lowest performing Index: holders may receive at least a contingent minimum return of 48.00% if the lowest performing Index ends at or above its starting level, receive the face amount if that Index stays at or above 70% of its starting level, or suffer full downside exposure (more than a 30% loss, possibly total loss) if it falls below 70%.

The securities priced today had the Bank's estimated value range of $917.65–$947.65 per security. Payments are unsecured obligations of the Bank and subject to its credit risk. Distribution includes agent discounts and fees that increase the original offering price and likely reduce any secondary market value.