Bank of Nova Scotia 424B Filings

The Bank of Nova Scotia priced $949,000 of Autocallable Contingent Coupon Notes due May 1, 2029 linked to the common stock of Ulta Beauty, Inc. The notes are senior, unsecured obligations of the Bank payable in cash and subject to the Bank's credit risk. The notes may be automatically called early if Ulta's closing stock price on any Call Observation Date is at or above the Initial Value. If not called, contingent coupons of $45.75 per note (18.30% per annum) may be paid on specified observation/payment dates only when the closing price equals or exceeds the Contingent Coupon Barrier Value ($429.98, 80% of the Initial Value). At maturity, if the Final Value is below the Barrier Value you will receive $1,000 × (1 + Reference Asset Return) and may lose up to 100% of principal; if Final Value is at or above the Barrier Value you receive the $1,000 principal plus any contingent coupon due.

The Bank of Nova Scotia priced an offering of Autocallable Digital Trigger Notes with an initial aggregate principal amount of $388,000. The notes pay no interest and are callable if both reference indices close at or above their initial levels on the call observation date of April 29, 2027, producing a call payment of principal plus a 10.25% call premium on the call payment date.

If not called, maturity is May 3, 2029 and the payment depends on the least performing reference asset (Russell 2000 initial level 2,739.472; S&P 500 initial level 7,135.95). A threshold settlement amount of $1,400 per $1,000 applies when final levels are at or above initial levels. Trigger levels equal 85.00% of initial levels. The Bank’s initial estimated value was $937.09 per $1,000; original issue price was 100.00%.

The Bank of Nova Scotia is offering $1,699,000 of Autocallable Contingent Coupon Notes linked to Oracle Corporation common stock. The Notes have a Principal Amount of $1,000 per Note, Original Issue Price of 100%, Trade Date April 30, 2026 and Original Issue Date May 5, 2026, with an approximate three‑year term and final maturity May 3, 2029. The Notes pay a Contingent Coupon of $43.25 per Note (equal to 17.30% per annum) only if the Reference Asset meets the Contingent Coupon Barrier on observation dates. Key triggers: Initial Value $161.39, Barrier and Contingent Coupon Barrier $80.70 (50% of Initial Value). If not autocalled and Final Value is below the Barrier, holders suffer loss equal to the Reference Asset decline (up to 100% principal loss). All payments are unsecured obligations of the Bank and subject to its credit risk.

The Bank of Nova Scotia is offering Autocallable Contingent Coupon Trigger Notes linked to the common stock of Apollo Global Management, Inc. with an aggregate principal amount of $6,019,000 and a principal amount of $1,000 per note. The notes mature on June 4, 2027 and may be automatically called on observation dates from October 2026 through April 2027. The initial price of the reference stock was $122.28; the coupon barrier and trigger price are 60.00% of that initial price. Conditional monthly coupons of $11.959 per $1,000 (1.1959% monthly) are payable only if the closing price on an observation date is at or above the coupon barrier. If the notes are not called and the final price is below the trigger price, holders will receive a share delivery amount (or cash for fractional shares) and may lose a substantial portion or all of their investment. Payments are subject to the Bank's credit risk.

The Bank of Nova Scotia is offering $1,123,000 of capped buffered index-linked notes with a $1,000 principal amount per note. The notes trade on April 29, 2026, mature on November 3, 2027, and reference the least performing of the Russell 2000® and the S&P 500® as measured through the valuation date (October 29, 2027).

Key economics: a 120.00% participation rate, a 10.00% buffer (90.00% buffer level), a maximum upside payment of $1,227.50 per $1,000, and a principal-at-risk feature that can lose up to 90.00% of principal. The Bank’s initial estimated value on the trade date was $958.45 per $1,000.

The Bank of Nova Scotia priced a series of senior, equity-linked notes paying a $1,000 face amount per security with a 12.25% per annum fixed monthly coupon. The securities are auto-callable monthly from November 2026 through April 2029 and are linked to the lowest performing of Apple, Alphabet (Class A), Microsoft and NVIDIA. Automatic call requires the lowest performing stock to be >= 95% of its starting price; downside protection applies only if the lowest performing stock is >= 70% of its starting price on the final calculation day. The Bank's estimated value at pricing was $933.74 per security and the original offering price was $1,000 per security; total original offering shown is $3,873,000. All payments are subject to the Bank's credit risk and the securities are intended to be held to maturity.

The Bank of Nova Scotia priced a series of senior market-linked notes (Series A) — auto-callable, equity-index-linked securities with maturity May 3, 2029, linked to the lowest performing of the S&P 500®, Russell 2000® and Nasdaq-100®.

Key economics: $1,000 face amount, 12.00% call premium if auto-called on the ~one-year call date, a 58.00% contingent minimum return at maturity if not called and the lowest performing Index is ≥ its starting level, and 100% upside participation. If the lowest performing Index finishes below 70% of its starting level, investors bear full downside and may lose >30% or all principal. All payments are subject to the Bank's credit risk; estimated value on pricing date was $960.35 per security.

The Bank of Nova Scotia is offering Buffered Index‑Linked Notes linked to the S&P 500® Index due August 3, 2027. The aggregate principal amount initially offered is $2,404,000 at an original issue price of 100% (principal $1,000 per note). The notes do not pay interest; maturity payoffs depend on the S&P 500® closing level on the valuation date (July 29, 2027) versus the initial level of 7,135.95 (trade date April 29, 2026).

The structure provides a 10.00% buffer (90.00% of the initial level): declines up to 10.00% convert to an absolute positive return, declines greater than 10.00% produce losses beyond the buffer (you may lose up to 90.00% of principal). Upside participation is capped: the payment at maturity per $1,000 principal is limited to a $1,107.50 maximum. Payments are unsecured obligations of the Bank and subject to its credit risk.

The Bank of Nova Scotia is offering $1,960,000 of Autocallable Trigger Notes linked to the least performing of the Nasdaq-100 and the Russell 2000, with a call observation date of April 29, 2027 and maturity on May 4, 2028.

Each note has a $1,000 principal amount, a call premium of 14.40%, and a participation rate of 250.00%. Notes are unsecured senior obligations of the Bank, carry principal-at-risk unless called, and their initial estimated value was $964.32 per $1,000 principal amount on the trade date April 29, 2026.

The Bank of Nova Scotia is offering Market Linked Securities—Auto-Callable tied to the EURO STOXX 50® Index with a $1,000 face amount per security and an original offering price of $1,000. The securities have an automatic call feature on May 4, 2027 with a call premium of 11.50% and an upside participation rate of 150%. If not called, maturity depends on the index ending level on the final calculation day (April 30, 2029): investors receive upside participation if the ending level is above the starting level, full face amount if down up to a 15% buffer, or 1-to-1 downside beyond the buffer, risking up to 85% loss of face amount. All payments are subject to the Bank's credit risk.

The Bank of Nova Scotia is offering $670,000 of Autocallable Contingent Coupon Notes linked to the common stock of Axon Enterprise, Inc. The notes are senior, unsubordinated and unsecured obligations of the Bank, pay only cash, and carry the Bank's credit risk. The notes have a $1,000 principal amount per note, a Trade Date of April 30, 2026, an Original Issue Date of May 5, 2026, and a Final Valuation Date of April 30, 2029 with maturity on May 3, 2029. Coupons of $62.125 per note (equal to 24.85% per annum) are payable only if the Reference Asset meets the Contingent Coupon Barrier Value on specified observation dates; otherwise no coupon is paid. If not automatically called, principal at maturity depends on the Reference Asset Return versus a Barrier Value of $200.88 (50.00% of the Initial Value of $401.76), and investors may lose up to 100% of principal.

The Bank of Nova Scotia is offering Autocallable Contingent Coupon Notes linked to the common stock of Autodesk, Inc. (Reference Asset). The offering is for $260,000 aggregate at $1,000 per note, Trade Date April 30, 2026 and Original Issue Date May 5, 2026.

Notes pay a Contingent Coupon of $32.125 per note (equal to 12.85% per annum) on each Contingent Coupon Payment Date if the Reference Asset closing price on the corresponding observation date is equal to or above the Contingent Coupon Barrier Value. Notes are automatically called if the Reference Asset closing price on any Call Observation Date is at or above the Initial Value; final payoff at maturity (May 3, 2029) depends on the Final Value versus the Barrier Value ($142.20, equal to 60.00% of the Initial Value). The Initial Value was $237.00. The Bank’s initial estimated value was $952.80 per $1,000, below the Original Issue Price; underwriting discount equals 2.00%.

The Bank of Nova Scotia is offering Autocallable Contingent Coupon Notes linked to the common stock of Blackstone Inc. Each Note has a $1,000 principal amount, an expected Trade Date of May 8, 2026 and Original Issue Date of May 13, 2026, and a maturity of May 14, 2029 if not automatically called. The notes pay contingent coupons (at least $40.00 per Note, equal to 16.00% per annum if triggered), are subject to a 60.00% Barrier/Contingent Coupon Barrier based on the Initial Value, and may be automatically called on observation dates. The Bank’s initial estimated value range is $931.85 to $961.85 per Note; all payments are unsecured and subject to the Bank’s credit risk.

The Bank of Nova Scotia is offering Buffered Contingent Income Auto-Callable Securities with Memory Coupon and Downside Leverage due May 6, 2027 linked to shares of the Invesco QQQ Trust, Series 1.

Each note has a stated principal amount of $1,000.00, a contingent monthly coupon of $11.80 (equivalent to 14.16% per annum) payable only when the underlying closing price on a determination date is ≥ the downside threshold of $600.966. The initial share price and call threshold are $667.74. If not redeemed, final payment at maturity depends on the final share price: if below the downside threshold investors receive a cash value that can be substantially less than principal (loss ≈ 1.1111% of principal per 1% decline below the threshold).

The Bank of Nova Scotia (BNS) priced an offering of Auto-Callable Dual Directional Buffered PLUS linked to the EURO STOXX 50® Index. The securities are senior unsecured notes with a $1,000.00 stated principal amount and an issue price of $1,000.00 per Buffered PLUS.

The notes mature on June 2, 2028 (subject to postponement), have a pricing date of May 29, 2026 and an original issue date of June 3, 2026. Key terms include an automatic early redemption payment of $1,110.50 (first determination), a 10.00% buffer, an upside leverage factor of 125.00%, and a minimum payment at maturity of $100.00 (10.00% of principal). All payments are subject to BNS credit risk and the Buffered PLUS are not listed on any exchange.

The Bank of Nova Scotia (BNS) is offering Auto-Callable Dual Directional Buffered Performance Leveraged Upside Securities ("Buffered PLUS") linked to the Nasdaq-100 Index, with a stated principal amount of $1,000.00 per Buffered PLUS and a term maturing on or about June 2, 2028. The notes pay no interest, carry an upside leverage factor of 125.00% (applicable only if not auto-redeemed and the final index value is above the initial index value), and include a 10.00% buffer that protects against the first 10.00% of index declines.

If the index meets or exceeds the initial index value on the determination date prior to the final determination date, the Buffered PLUS will be automatically redeemed for an early redemption payment of $1,101.50. If not redeemed, maturity payouts vary: upside participation if the final index value is higher; an absolute-return payoff up to +10.00% if the index falls up to the buffer; or losses (up to 90.00% of principal) if the index falls more than the buffer. Payments are unsecured and subject to BNS credit risk.

The Bank of Nova Scotia is offering Autocallable Contingent Coupon Trigger Notes linked to NVIDIA Corporation common stock. Each note has a $1,000 principal amount, an expected trade date of May 14, 2026 and expected maturity on November 18, 2027.

Contingent coupons of $9.042 per $1,000 (0.9042% monthly) are payable on an observation date when the closing price is at or above a coupon barrier equal to 54.00% of the initial price. The notes are automatically called if the closing price on a call observation date (Nov 2026–Oct 2027) is equal to or greater than the initial price. If not called and the final price is below 54.00% of the initial price, holders receive a share delivery amount (or cash for fractional shares) and may lose a substantial portion or all of their investment. The Bank’s initial estimated value range is $925.00–$955.00 per $1,000, below the original issue price of 100%.

The Bank of Nova Scotia (BNS) is offering Contingent Income Auto-Callable Securities due on or about May 11, 2029, linked to the common stock of Broadcom Inc. The notes have a stated principal amount of $1,000.00 per security and an initial contingent quarterly coupon of $32.50 (equivalent to 13.00% per annum) payable only if the underlying closing price on each determination date is at or above a downside threshold equal to 50.00% of the initial share price. The securities may be automatically redeemed early if the underlying closing price on a determination date is at or above a call threshold equal to 100.00% of the initial share price, in which case investors receive principal plus any payable coupons. If the final share price is below the downside threshold, maturity payments are reduced by the share performance factor and may be less than 50.00% of principal, potentially resulting in substantial loss or total loss of investment. All payments are subject to BNS credit risk. Pricing date is May 8, 2026 and original issue date is May 13, 2026.

The Bank of Nova Scotia (Scotiabank) is offering Digital Notes linked to the MSCI EAFEIndex, senior unsecured notes with a term expected to be approximately 13 to 15 months (subject to completion and final pricing). Each note has a $1,000 principal amount and will not bear interest. The payment at maturity depends on the reference asset return versus a 90.00% threshold level: if the final level is equal to or above 90.00% of the initial level, holders receive a capped threshold settlement amount (expected between $1,091.00 and $1,107.00 per $1,000); if below that threshold, losses apply and the buffer rate (approximately 111.11%) magnifies negative returns up to a possible 100% loss of principal. The initial estimated value on the trade date is given as $947.70 to $977.70 per $1,000, while the original issue price is 100%. Notes are unsecured obligations of the Bank, not listed, subject to the Banks credit risk, currency and non-U.S. market risks, limited liquidity, hedging-related conflicts of interest and uncertain U.S. and Canadian tax treatment.

The Bank of Nova Scotia is offering Trigger Autocallable Notes linked to the Russell 2000® Index with a total principal amount of $5,417,880. The Notes mature on May 2, 2031 (final valuation date April 29, 2031), are callable quarterly after 12 months, and pay a call return based on a 9.75% per annum call return rate if automatically called. The initial level is 2,739.472 and the downside threshold is 2,054.604 (75.00% of initial). If not called and the final level is below the downside threshold, holders suffer a loss proportional to the decline in the index and could lose their entire principal. Payments depend on BNS creditworthiness; the issuer’s initial estimated value per Note was $9.63 versus the issue price of $10.00.

The Bank of Nova Scotia is offering Autocallable Contingent Coupon Trigger Notes linked to the common stock of NVIDIA Corporation with expected maturity on June 17, 2027. Each $1,000 note may pay a monthly contingent coupon of $8.50 (equal to 0.85% monthly, 10.20% annualized) when the reference stock closes at or above a coupon barrier of 55.00% of the initial price on observation dates. The notes are automatically redeemed (called) if on any call observation date the reference stock closes at or above the initial price, in which case holders receive $1,000 plus the contingent coupon. If not called and the final price is below 55.00% of the initial price on the final valuation date (June 14, 2027), holders receive a share delivery amount (calculated as $1,000 divided by the initial price), which will be worth less than 55.00% of principal, and no contingent coupon will be paid. The notes are senior, unsecured obligations of the Bank, not listed, carry credit risk of the Bank, and the initial estimated value at pricing is expected to be between $925.00 and $955.00 per $1,000 principal amount.

The Bank of Nova Scotia (BNS) is offering 3,029,911 units of Autocallable Strategic Accelerated Redemption Securities linked to the Russell 2000® Index with a $10.00 principal amount per unit and total public offering price of $30,299,110.00. The notes pay no periodic interest, are unsecured senior debt of BNS, and may be automatically called on specified annual Observation Dates with tiered Call Amounts up to $14.505 per unit if the Index meets the Call Level. If not called, investors receive principal at maturity only if the Ending Value is at or above the 85.00% Threshold Value (2,358.832); otherwise investors have 1-to-1 downside beyond the 15.00% buffer. Initial estimated value on the pricing date was $9.59 per unit; the public offering price exceeds that amount due to underwriting and hedging charges.

The Bank of Nova Scotia offers Trigger Autocallable GEARS linked to the Russell 2000® Index with final terms set on the trade date. Key economic terms include a 12.00% call return rate, upside gearing of 1.53–1.73, and a downside threshold equal to 75.00% of the initial level. The trade date is May 13, 2026, settlement May 15, 2026, observation date May 20, 2027, final valuation May 13, 2031 and maturity May 15, 2031. Minimum investment is $1,000 (100 Securities at $10 each). BNS’s initial estimated value range is $9.35–$9.65 per Security; the issue price will exceed that estimate. These are senior unsecured debt obligations of BNS; repayment of principal depends on index performance and BNS creditworthiness, and investors may lose a significant portion or all of their investment.

The Bank of Nova Scotia is offering Autocallable Contingent Coupon Trigger Notes linked to the common stock of NVIDIA Corporation. The notes have a $1,000 principal amount, expected trade date of May 15, 2026, an expected maturity date of June 18, 2027, monthly observation dates and an automatic call feature commencing November 2026. Contingent coupons of $10.209 per $1,000 (1.0209% monthly, ~12.25% per annum) are payable for any observation date on which the closing price is equal to or above a coupon barrier of 60.00% of the initial price. If a call observation date’s closing price is equal to or greater than the initial price, the notes will be automatically called and holders will receive principal plus the contingent coupon. If the final price is less than 60.00% of the initial price, holders will receive a share delivery amount equal to $1,000 divided by the initial price and will not receive the contingent coupon, exposing investors to substantial principal loss. Payments are unsecured obligations of the Bank and subject to its credit risk.

The Bank of Nova Scotia is offering senior equity-linked notes linked to the lowest performing stock among Broadcom, Alphabet Class A and Netflix, with a face amount of $1,000 per security. The notes are auto-callable after approximately one year for a call premium of at least 41.35% and mature in 2029. If not called, payoff depends solely on the lowest performing underlying: 300% upside participation on gains, a capped 50% positive return on modest declines (absolute value feature), and full downside below the 50% threshold, potentially resulting in losses exceeding 50% of face amount. All payments are subject to The Bank of Nova Scotia credit risk and the securities pay no periodic interest or dividends.

The Bank of Nova Scotia is offering Enhanced Trigger Jump Securities with Auto-Callable Feature due on or about May 4, 2028. Each note has a stated principal amount of $1,000.00 and pays no interest. The securities auto‑redeem on specified determination dates for fixed early redemption payments (each corresponding to a 48.12% per annum return) if the closing prices of all underlying stocks meet or exceed their initial share prices. If not redeemed, maturity pays $1,962.40 when all final share prices meet trigger prices (each trigger = 60% of initial share price). If any underlying final share price is below its trigger, the maturity payment equals $1,000 plus the underlying return of the worst performing underlying stock, exposing investors to a potential loss of up to 100% of principal. Payments depend on BNS creditworthiness and the securities are not listed.

The Bank of Nova Scotia is offering Buffered Index-Linked Notes linked to the S&P 500® Index with a $1,000 principal amount per note and an expected maturity of September 2, 2027. The trade date is expected to be May 29, 2026 and original issue price is 100% of principal.

Key economics: a 10.00% buffer (buffer level = 90.00% of the initial level) protects losses up to that threshold; beyond the buffer you lose 1% for each 1% decline and may lose up to 90.00% of principal. The maximum upside payment amount is expected to be at least $1,130.00 per $1,000 principal amount (a cap of at least 13.00%). The initial estimated value range at pricing is $925.00 to $965.00 per $1,000, which is below the original issue price.

The Bank of Nova Scotia is offering Capped Buffered Enhanced Participation Notes linked to the Russell 2000® Index. The notes provide 150.00% participation in positive index returns subject to a maximum payment amount expected to be at least $1,215.00 per $1,000. A 10.00% buffer protects principal at maturity only; declines beyond 10.00% expose holders to losses, and investors may lose up to 90.00% of principal. The trade date is expected to be May 28, 2026, the valuation date is expected to be February 28, 2028 and the expected maturity is March 2, 2028. The original issue price is 100% and the Bank’s initial estimated value range at pricing is expected to be between $925.00 and $965.00 per $1,000.

The Bank of Nova Scotia is offering Trigger Autocallable GEARS linked to an unequally weighted basket of five equity indices with a term to April 30, 2031. The offering totals $13,083,060 at $10.00 per Security and includes an automatic call on May 5, 2027 if the underlying basket closing level is at or above the autocall barrier (100% of the initial basket level).

If not called, maturity payouts depend on the basket return, an upside gearing of 1.75, a call return rate of 14.00, and a downside threshold of 75.00 of the initial basket level; negative outcomes can result in partial or total loss of principal and all payments remain subject to BNS credit risk.

The Bank of Nova Scotia is offering Autocallable Contingent Coupon Notes linked to Eli Lilly common stock. Each Note has a $1,000 Principal Amount, an Original Issue Price of 100%, and a term of approximately two years if not auto-called. The Notes can be auto‑called on scheduled Call Observation Dates if Eli Lilly's Closing Value is at or above the Initial Value; otherwise contingent coupons may pay on specified observation dates only if a barrier test is met. At maturity holders receive $1,000 if the Final Value is at or above the 55.00% Barrier Value, or a Physical Delivery Amount of shares (or cash in lieu) if below the Barrier Value, exposing holders to up to 100% principal loss. The initial estimated value range is $931.97–$961.97 per $1,000 Note; underwriting discount up to 1.75%. Payments are subject to the Bank’s credit risk.

The Bank of Nova Scotia is offering Autocallable Contingent Coupon Notes with Memory Coupon linked to Constellation Energy Corporation common stock. Each Note has a $1,000 Principal Amount, an Original Issue Price of 100%, an expected Trade Date of April 30, 2026, and a Maturity Date of May 4, 2028. Payments depend on Call and Contingent Coupon observation values versus the Initial Value and a Barrier Value equal to 50% of the Initial Value. Contingent Coupons may be payable (at least $34.375 per Note, equal to at least 13.75% per annum) on specified observation dates if the Reference Asset meets the Contingent Coupon Barrier Value; unpaid coupons may carry forward. If not called and the Final Value is below the Barrier Value, holders receive a Physical Delivery Amount of Constellation shares and may lose up to 100% of principal. The Notes are unsecured obligations of the Bank and are subject to the Bank’s credit risk and limited liquidity.

The Bank of Nova Scotia (BNS) is offering $5,312,000 of Dual Directional Trigger PLUS notes linked to the iShares® U.S. Home Construction ETF (ITB) maturing on April 27, 2029. Each note has a $1,000.00 stated principal amount, an initial share price of $99.50, a trigger price of $69.65 (70.00% of initial), and pays no coupon. At maturity investors receive either a $1,000 plus a 150.00% leveraged upside (capped at $1,446.60 per note) if the final share price is above the initial price; an unleveraged positive return equal to the absolute decline (up to 30.00%) if the final price is between the initial price and the trigger; or suffer a 1:1 loss if the final price is below the trigger and may lose up to 100% of principal. All payments are subject to the credit risk of BNS. The initial estimated value was $950.97 and the issue price is $1,000.00 (distribution fees of $30.00 per note).

The Bank of Nova Scotia offers equity-linked senior notes tied to the common stock of SoFi Technologies, Inc. The securities have a face amount of $1,000 per security, contingent quarterly coupon payments at a rate to be set on the pricing date (not less than 21.20% per annum), an auto-call feature if the stock closing price on certain quarterly calculation days is at least 90% of the starting price, and a maturity date of May 10, 2029. If not called, principal repayment at maturity depends on the ending price versus a downside threshold equal to 60% of the starting price, exposing holders to losses greater than 40% if the ending price is below that threshold. All payments are subject to the Bank's credit risk.

The Bank of Nova Scotia (BNS) is offering $53,143,000 of Contingent Income Auto-Callable Securities linked to the common stock of Broadcom Inc. (underlying). Each note has a stated principal amount of $1,000, a contingent quarterly coupon of $33.10 (equivalent to 13.24% per annum) and matures on April 27, 2029.

The securities are principal-at-risk: if Broadcom's final share price is below the downside threshold of $211.38 (50.00% of the initial share price of $422.76), maturity payment will equal the stated principal multiplied by the share performance factor and may be less than 50.00% of principal or zero. The notes may auto‑redeem early if the closing price on a determination date is >= the call threshold ($422.76). All payments are subject to BNS credit risk. BNS' estimated value at pricing was $965.00 per note versus an issue price of $1,000.00.

The Bank of Nova Scotia is offering Autocallable Trigger Notes linked to the least performing of the Nasdaq-100 and the Russell 2000. Each note has a $1,000 principal amount, a potential automatic call (expected call observation date May 28, 2027) and an expected maturity of June 2, 2028.

If the notes are automatically called you would receive $1,000 plus a call premium (expected to be at least 12.80%). If not called, maturity payoffs depend on the least performing reference asset: a positive return pays 250.00% participation of that asset’s gain; if any asset falls below 75.00% of its initial level you bear downside and could lose up to your entire investment. Payments depend on the Bank’s creditworthiness.

The Bank of Nova Scotia (BNS) is offering $35,646,000 of senior unsecured Contingent Income Auto-Callable Securities linked to the common stock of Advanced Micro Devices, Inc. (AMD). Each $1,000 note may pay a contingent quarterly coupon of $40.025 (16.01% per annum) on a determination date if AMD's closing price is ≥ $173.905 (50.00% of the initial share price). The securities may be automatically redeemed early if AMD's closing price on a determination date is ≥ $347.81 (100.00% of the initial share price). At maturity on April 27, 2029, if the final share price is below the downside threshold, redemption is reduced by the share performance factor and could be less than 50% of principal, possibly zero. Payments depend on BNS creditworthiness; estimated value at pricing was $950.71 versus issue price $1,000.00.

The Bank of Nova Scotia is offering $8,728,000 of Capped Notes linked to the SPDR® Gold Trust (GLD) maturing May 13, 2027. Each $1,000 note pays at maturity either $1,000 plus the Reference Asset Return (capped at a Maximum Return of 12.53%) or, if negative, declines on a 1% per 1% basis subject to a floor of $950.00 (maximum loss of 5.00%). The Trade Date was April 27, 2026, Original Issue Date April 30, 2026, Final Valuation Date May 10, 2027. Payments are unsecured and payable in cash and are subject to the Bank’s credit risk.

The Bank of Nova Scotia (BNS) is offering $6,239,000 of senior Contingent Income Auto-Callable Securities due April 27, 2028. Each note has a stated principal amount of $1,000 and pays a contingent quarterly coupon of $27.90 (11.16% per annum) only if the closing prices of Amazon, Alphabet (Class A) and Microsoft are each at or above 50.00% of their initial share prices on scheduled determination dates. If all three underlying stocks meet higher call thresholds on an early determination date the notes will auto-redeem at principal plus the payable coupon. If the worst performing underlying stock finishes below 50.00% of its initial price at maturity, investors will suffer a loss equal to the 1-to-1 decline in that worst performer and may lose a significant portion or all of principal. All payments are unsecured obligations of BNS and subject to its credit risk.

The Bank of Nova Scotia is offering Autocallable Trigger Notes linked to the least performing of the Nasdaq-100 Index and the Russell 2000 Index. Each note has a $1,000 principal amount, an expected trade date of May 29, 2026, an expected call observation date of June 1, 2027 (call payment expected June 4, 2027) and an expected maturity date of June 2, 2028.

The notes pay no interest. If both reference assets are at or above their initial levels on the call observation date, notes are automatically called and pay principal plus a call premium (expected to be at least 16.25%). If not called, maturity payment depends on the least performing reference asset: a 250.00% participation rate applies to positive returns; full principal is repaid if the least performer is >= 75.00% of its initial level; losses occur if the least performer is below 75.00%, potentially resulting in loss of up to the entire investment. Payments are unsecured obligations of the Bank. The Bank’s initial estimated value at pricing is between $925.00 and $965.00 per $1,000 principal amount, below the original issue price.

The Bank of Nova Scotia is offering Autocallable Digital Trigger Notes linked to the least performing of the Russell 2000® Index and the S&P 500® Index, subject to a final Pricing Supplement. The notes mature expected June 1, 2029, with an automatic call feature expected on May 28, 2027.

The notes pay no interest and return at maturity depends on the least performing reference asset: an automatic call yields principal plus a call premium (expected ≥ 9.00%); otherwise maturity payments follow a tiered formula with a $1,400 threshold settlement and an 85.00% trigger level below which holders may suffer losses up to 100% of principal. Payments are obligations of the Bank and subject to its credit risk.

The Bank of Nova Scotia is offering Autocallable Contingent Coupon Trigger Notes linked to the VanEck® Semiconductor ETF (SMH UQ). Each note has a $1,000 principal amount and an expected maturity of September 2, 2027. The notes may be automatically called on observation dates from November 2026 through May 2027 if the reference asset closes at or above its initial price; on automatic call you would receive $1,000 plus any contingent coupon due. Contingent coupons accrue only when the reference asset’s closing price on an observation date is at least 70.00% of the initial price; the coupon will be at least $37.50 per quarter (at least 3.75% quarterly). If the final price is below 70.00% of the initial price at maturity, principal is reduced pro rata by the reference asset return and you could lose up to 100% of principal. The initial estimated value range on pricing is $925.00 to $965.00 per $1,000 principal; the original issue price is 100.00%. Payments are subject to the Bank’s credit risk.

The Bank of Nova Scotia is offering Trigger Autocallable Notes linked to the Russell 2000® Index. The Notes are senior unsecured debt due on or about May 2, 2031 with a trade date of April 29, 2026 and settlement on April 30, 2026. Principal is $10 per Note with a minimum investment of 100 Notes ($1,000). The call return rate will be set on the trade date and is stated as 9.50%–10.00% per annum on the cover; the Notes are automatically callable on quarterly observation dates (callable after 12 months) if the closing level of the Russell 2000® Index meets or exceeds the call threshold (equal to the initial level). If not called, repayment at maturity depends on the final index level relative to a downside threshold equal to 75.00% of the initial level, exposing holders to potential loss of principal equal to the percentage decline in the index. BNS’ initial estimated value range is $9.31–$9.61 per $10 principal. Payments (including principal) are subject to BNS credit risk and the Notes are not listed. This offering contains detailed liquidity, hedging and tax considerations described in the supplement.

The Bank of Nova Scotia priced a preliminary offering of senior, equity-linked notes (face amount $1,000 per security) that are auto-callable with a contingent quarterly coupon (memory feature) linked to the lowest performing share of Amazon, J.M. Smucker and UPS, maturing May 3, 2029.

Coupon payments occur only if the lowest performing stock on a calculation day is at least 70% of its starting price; the contingent coupon rate will be set on the pricing date and will be at least 19.70% per annum. If not called, principal at maturity depends on the lowest performing stock’s ending price relative to a downside threshold equal to 70% of its starting price.

The Bank of Nova Scotia is offering digital notes linked to the least performing of the Russell 2000® Index and the S&P 500® Index. Each note has a $1,000 principal amount, will not pay interest and is expected to mature on June 2, 2028 with a trade date expected on May 29, 2026.

The payment at maturity will equal the threshold settlement amount (expected to be at least $1,120 per $1,000) only if the final level of each reference asset is greater than or equal to its initial level; otherwise investors receive $1,000. The notes are unsecured obligations of the Bank, priced at 100.00% of principal, carry an initial estimated value of $925–$965 per $1,000, and include distribution and structuring fees (up to 0.50%). Payments are subject to the Bank’s credit risk and the notes are not listed or insured.

The Bank of Nova Scotia is offering Autocallable Contingent Coupon Trigger Notes linked to the common stock of Amazon.com, Inc., due November 16, 2027, with a $1,000 principal amount per note. The notes pay a contingent monthly coupon of $7.875 per $1,000 (0.7875% monthly; up to 9.45% per annum) on an observation date only if the closing price of Amazon is at or above 65.00% of the initial price.

The notes are subject to automatic redemption if Amazon’s closing price on a call observation date (Nov 2026–Oct 2027) is equal to or greater than the initial price; upon an automatic call holders receive $1,000 plus the contingent coupon. If not called and the final price is below 65.00% of the initial price, holders receive a share delivery amount equal to $1,000 divided by the initial price, which would be worth less than 65% of principal and may produce a substantial loss. The original issue price is 100% and the Bank’s initial estimated value is expected to be between $925.00 and $955.00 per $1,000. Payments depend on the Bank’s creditworthiness.

The Bank of Nova Scotia offers Autocallable Contingent Coupon Buffer Notes linked to Caterpillar Inc. common stock. Each Note has a $1,000 Principal Amount, an Original Issue Price of 100%, a Trade Date of May 1, 2026, expected settlement on May 6, 2026, and maturity on May 19, 2027.

The Notes may be automatically called on any Observation Date if the Reference Asset closes at or above its Initial Value. Contingent Coupons of at least $55.30 may be payable when the Closing Value equals or exceeds 85.00% of the Initial Value. If not called, principal protection applies only if the Final Value is at least 85.00% of the Initial Value; otherwise losses accrue at approximately 1.1765% of principal per 1% decline beyond the 15.00% buffer.

The Bank of Nova Scotia is offering $119,000 in Capped Buffered Return Notes linked to the S&P 500® Index due May 1, 2031. The Notes pay no coupons, settle April 30, 2026, and provide upside participation capped at a Maximum Return of 68.15% with a Buffer Amount of 15.00% (Buffer Value 6,097.82; Initial Value 7,173.91). If the Final Value is below the Buffer Value, investors lose 1% per 1% decline beyond the buffer, up to an 85.00% principal loss. The initial estimated value on the Trade Date was $947.11 per $1,000 Principal Amount; Original Issue Price is 100% with an underwriting discount of 3.50%.

All payments are unsecured obligations of the Bank and subject to its credit risk; payments occur in cash at maturity. Trade Date was April 27, 2026; Final Valuation Date is April 28, 2031.

The Bank of Nova Scotia offers Autocallable Contingent Coupon Buffer Notes with Memory Coupon linked to the Class A common stock of Alphabet Inc.

The notes have a Principal Amount of $1,000 per Note, Original Issue Price 100%, Trade Date May 1, 2026, Original Issue Date May 6, 2026 and Maturity Date May 19, 2027. Initial estimated value is stated as between $953.96 and $983.96 per $1,000 Principal Amount. Observation Dates occur quarterly; Contingent Coupons of at least $40.50 per Note may pay if the Reference Asset's Closing Value equals or exceeds 85.00% of the Initial Value. If not called and the Final Value is below 85.00% of the Initial Value, investors bear leveraged downside (approximately 1.1765% loss of principal per 1% below the Buffer Amount). Minimum investment is $10,000. Payments are unsecured and subject to the Bank's credit risk.

The Bank of Nova Scotia is offering $3,185,000 of Autocallable Contingent Coupon Notes due May 2, 2029, linked to the common stock of The Goldman Sachs Group, Inc. The notes pay contingent quarterly coupons of $31.25 per note (12.50% per annum) if observation-date barriers are met, may be automatically called on scheduled call dates, and if not called pay at maturity either the $1,000 principal (if the final stock price is at or above a 70.00% barrier of the initial value) or a reduced cash amount tied to the stock return, exposing holders to up to 100% principal loss. Trade Date: April 27, 2026; Original Issue Date/settlement: April 30, 2026. The Bank’s initial estimated value was $964.55 per $1,000 while the Original Issue Price is 100%; underwriting discount is 2.00%.