Every 424B that Bank of Nova Scotia (BNS) has filed with the SEC in the last 12 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 424B covers the supplement that carries the terms of a priced offering, so if you follow BNS and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full BNS filings page.
The Bank of Nova Scotia is offering market-linked, auto-callable senior notes due May 3, 2029, linked to the lowest performing share of AMD, Broadcom, Goldman Sachs and NVIDIA. The notes pay a contingent quarterly coupon (memory feature) if the lowest performing underlying closes at or above 60% of its starting price on a calculation day; the contingent coupon rate will be set on the pricing date and will be at least 25.50% per annum. If not auto-called, principal at maturity depends on the lowest performing underlying: full face amount is returned only if that underlying's ending price on the final calculation day is at least 60% of its starting price; otherwise the maturity payment equals $1,000 multiplied by that underlying’s performance factor (investor may lose more than 40%, and possibly all, of principal). All payments are subject to the Bank's credit risk. The Bank's estimated value at pricing is between $920.03 and $950.03 per security; original offering price is $1,000 (agent discount and distribution fees are included in the offering price).
The Bank of Nova Scotia (BNS) is offering $18,038,000 of Contingent Income Auto-Callable Securities due April 20, 2029, linked to the common stock of GE Vernova Inc. Each $1,000 security pays a contingent quarterly coupon of $34.625 (13.85% per annum) only if the underlying closing price on a determination date is at least $501.375 (50.00% of the initial share price). The notes are auto‑callable prior to maturity if the closing price on a determination date equals or exceeds $1,002.75 (100.00% of the initial share price), in which case investors receive the stated principal plus payable coupons. If the final share price is below the downside threshold, repayment at maturity is the stated principal multiplied by the share performance factor and may be less than 50% of principal or zero. Payments are subject to BNS credit risk. The initial estimated value on the pricing date was $959.40 per $1,000 stated principal; issue price is $1,000 per security.
The Bank of Nova Scotia priced $19,211,000 of Contingent Income Auto-Callable Securities linked to Microsoft Corporation stock. The securities (stated principal $1,000 each; issue price $1,000) mature April 20, 2029 and offer a contingent quarterly coupon of $27.125 (10.85% per annum) when the closing price meets the 70.00% downside threshold.
If the notes are autocalled when MSFT equals or exceeds the call threshold ($422.79), investors receive the stated principal plus that quarter's coupon. If the final share price is below the downside threshold ($295.953), principal is repaid on a 1-to-1 basis with the share performance factor and could be less than 70% of principal, possibly zero. Payments are subject to BNS credit risk; BNS provided an estimated value of $965.70 on the pricing date.
The Bank of Nova Scotia (BNS) is offering $1,713,000 of Enhanced Trigger Jump Securities with an auto-callable feature due April 20, 2028. Each note has a stated principal amount of $1,000 and may be automatically redeemed on scheduled determination dates for early redemption payments that correspond to a 42.48% per annum return. At maturity the notes pay $1,849.60 if all final share prices are at or above 70% of their initial prices; otherwise holders are exposed 1:1 to the worst performing underlying stock and may lose up to their entire investment. All payments are subject to BNS credit risk and the securities are not listed on any exchange.
The Bank of Nova Scotia priced senior, equity-linked, auto-callable notes due April 23, 2029 linked to the lowest performing common stock of Axon, Howmet, Kratos and Palantir. The securities pay a fixed 19.50% per annum coupon monthly until a potential automatic call. The Bank estimated the securities' value at $947.43 per security on the pricing date; the original offering price is $1,000 per security. If not called, maturity repayment depends on the lowest performing Underlying Stock on the final calculation day: full face amount is paid only if that stock is at or above its 50% downside threshold; otherwise the maturity payment equals $1,000 multiplied by that stock’s performance factor, exposing holders to losses greater than 50% and possibly complete loss of principal. All payments are subject to the Bank's credit risk.
The Bank of Nova Scotia priced $63,030,000 of Auto-Callable Trigger PLUS notes linked to the S&P 500. These senior unsecured notes (Stated Principal $1,000) mature April 22, 2031 and may auto‑redeem early for $1,091.10 if the index meets the determination-date condition. If not redeemed, payoffs depend on the final index value: 150% upside participation if above the initial index value, return of principal if the final value is at or above a 75% trigger, and full downside exposure below the trigger (possible loss of principal).
The Bank of Nova Scotia (BNS) is offering Trigger Autocallable Contingent Yield Notes linked to the least performing of the Nikkei 225® Index and the Russell 2000® Index, due on or about April 28, 2036. The notes pay periodic contingent coupons only when both underliers meet coupon barriers on observation dates and can be automatically called quarterly (callable after ~12 months). Key economic terms shown include a contingent coupon rate range of 8.50%–9.00% per annum, coupon barriers at 70.00% of initial level, downside thresholds at 60.00% of initial level, principal amount of $10 per note, a minimum investment of 100 notes ($1,000), trade date April 24, 2026, settlement April 29, 2026, and maturity April 28, 2036. The initial estimated value is shown as $8.85 to $9.15 per $10 principal. Payments, including principal at maturity, are subject to BNS credit risk; investors may lose a significant portion or all principal if the least performing underlying asset falls below its downside threshold.
The Bank of Nova Scotia is offering $10,000,000 of Capped In-GEARS linked to the Dow Jones Industrial Average® due December 2, 2031. The securities are senior unsecured notes whose maturity payment depends on an underlying performance factor equal to the arithmetic average of final and initial index levels. If the underlying performance factor is ≥168%, investors receive the maximum gain of 97.175%; intermediate positive returns apply for performance between 103% and 168%. If the factor is between 96% and 103%, investors receive principal at maturity; below 96% investors incur leveraged losses (2.00x the shortfall between the factor and 96% in one band, or full downside exposure below 92%), meaning in extreme cases the entire principal could be lost. The initial estimated value on the trade date was $9.61 per security versus the issue price of $10.00. Payments are unsecured and depend on BNS creditworthiness.
The Bank of Nova Scotia (BNS) is offering Trigger Jump Securities with Auto-Callable Feature, senior unsecured notes due on or about May 5, 2032, linked to the worst performing of the Russell 2000® and the S&P 500® indices. Each security has a stated principal amount of $1,000.00 and an issue price of $1,000.00. The securities pay no interest, may be automatically redeemed on specified determination dates for early redemption payments corresponding to a 9.60% per annum return, and otherwise pay at maturity a fixed maturity redemption payment of $1,576.00 if both indices finish at or above their initial index values.
If the securities are not redeemed early and the final index value of any underlying index is below its trigger level (80.00% of its initial index value), the investor is exposed 1:1 to the negative return of the worst performing index and may lose up to their entire investment. All payments are subject to BNS credit risk. BNS’ initial estimated value range on the pricing date was $916.28 to $946.28 per security; the issue price exceeds that estimate and includes distribution and structuring fees.
The Bank of Nova Scotia is offering Autocallable Contingent Coupon Trigger Notes linked to the common stock of Chevron Corporation, maturing on or about June 9, 2027. Each note has a $1,000 principal amount and an original issue price of 100%. The notes pay a contingent coupon of $8.334 per $1,000 (0.8334% monthly, ~10.00% per annum) on an observation date only if the closing price of Chevron is at or above a coupon barrier equal to 79.00% of the initial price. The notes are subject to an automatic call feature on specified call observation dates beginning in November 2026; if called you receive $1,000 plus the contingent coupon. If not called and the final price is below 79.00% of the initial price, repayment at maturity will be in shares equal to $1,000 divided by the initial price (rounded) and you will not receive a contingent coupon, exposing investors to potential substantial loss. The initial estimated value range at pricing is expected to be $925.00 to $955.00 per $1,000. Payments are subject to the Bank’s creditworthiness and the notes will not be listed on an exchange.
The Bank of Nova Scotia is offering Fixed Coupon Trigger Notes linked to an ADR of Sony Group Corporation. Each note has a $10,000 principal amount, an expected term of approximately 18 months and quarterly coupons to be set on the trade date, expected to equal between $230.00 and $270.00 per $10,000 (between 2.30% and 2.70% quarterly). At maturity, if the final price of the reference ADR is at least 80.00% of the initial price, each note pays $10,000; if below 80.00%, investors receive a share delivery amount (equity delivered) equal to $10,000 divided by the initial price, exposing holders to a potential loss of all or a substantial portion of principal. Payments are unsecured obligations of the Bank and depend on the Bank’s creditworthiness. The Bank’s initial estimated value range per $10,000 is $9,295.50 to $9,595.50, which is lower than the original issue price.
The Bank of Nova Scotia offers Capped Buffered Enhanced Participation Notes linked to the MSCI EAFE® Index with an expected term of approximately 23–26 months. The notes pay no interest and at maturity provide: full principal if the reference asset return >= -15.00%; enhanced upside at a 160.00% participation rate capped by a maximum payment amount expected between $1,255.04 and $1,300.00 per $1,000; and a leveraged downside if the final level falls below 85.00% of the initial level, exposing investors to up to the loss of their principal. Payments are unsecured obligations of the Bank and depend on its creditworthiness.
The Bank of Nova Scotia priced a $1,000 face amount, senior unsecured, equity-linked note linked to the lowest performing of Meta Platforms and Microsoft. The notes are auto-callable on the first call date for a 40.40% call premium ($1,404 per $1,000) if the lowest performing stock is at or above its starting price on the call date. If not called, maturity payoff depends solely on the lowest performing stock: 200% upside participation if that stock finishes above its starting price, full face amount if it finishes between 70% and 100% of starting price, and full downside below 70% 30%, possibly all principal). The Bank estimated the securities' value at $932.67 (93.267%) on the pricing date. All payments are subject to the Bank’s credit risk; no periodic interest or dividends will be paid.
The Bank of Nova Scotia is offering $21,781,650 of Trigger Autocallable Contingent Yield Notes linked to the least performing of the Russell 2000® Index and the S&P 500® Index with maturity April 22, 2031. The Notes pay periodic contingent coupons (8.25% per annum shown) only if both indices meet coupon barriers on observation dates, are callable quarterly (first callable ~6 months), and repay principal at maturity only if the final levels meet downside thresholds (70% of initial levels). Investors bear both market exposure to the least performing index and BNS credit risk; the initial estimated value was $9.59 per $10 principal.
The Bank of Nova Scotia offers Fixed Coupon Trigger Notes linked to Guidewire Software, Inc. stock. Each note has a $10,000 principal and pays quarterly coupons expected to be between $374.00 and $440.00 per $10,000 (between 3.74% and 4.40% quarterly, or up to 14.96%–17.60% per annum). At maturity (approximately 18 months), if the final price of Guidewire is at least 80.00% of the initial price you receive $10,000; if below 80.00% you receive a share delivery amount equal to $10,000 divided by the initial price, which can result in losing a substantial portion of principal. The initial estimated value range is $9,114.10–$9,414.10 per $10,000 principal, and the notes are unsecured obligations subject to the Bank’s credit risk.
The Bank of Nova Scotia offers Fixed Coupon Trigger Notes linked to ServiceNow, Inc. Each note has a $10,000 principal amount and will pay quarterly coupons expected to be between 3.91% and 4.60% (between 15.64% and 18.40% per annum). At maturity (approximately 18 months), if the final price of ServiceNow is ≥ 70.00% of the initial price you receive $10,000 in cash; if < 70.00%, you receive a calculated share delivery amount (shares equal to $10,000 divided by the initial price), which may result in a substantial loss of principal. The Bank disclosed an initial estimated value range of $9,380.80 to $9,680.80 per $10,000 principal, and a selling commission of $112.00 per $10,000. All payments are subject to the Bank’s creditworthiness.
The Bank of Nova Scotia priced senior, equity-linked notes (Market Linked Securities — Auto-Callable with Leveraged Upside and Contingent Downside) on April 16, 2026 for a $1,000 face amount per security. The offering links payouts to the lowest performing of BlackRock, Mastercard and MetLife stock and features an automatic call approximately one year after issuance for a 50.00% call premium ($500 per $1,000) if the lowest performing Underlying Stock closes at or above its starting price on the call date. If not called, the maturity payoff on the April 19, 2029 stated maturity depends solely on the lowest performing Underlying Stock: 195% upside participation to gains above starting price, return of face amount if the lowest ending price is ≥70% of starting price, and full downside exposure below that threshold 30%, possibly total). The Bank’s estimated value at pricing was $916.37 per security and the original offering price was $1,000 per security; the offering sums to $2,002,000 face amount in this issuance.
The Bank of Nova Scotia is offering Trigger Autocallable Contingent Yield Notes linked to the common stock of Apple Inc. The Notes are senior, unsecured obligations of BNS with a principal amount of $10 per Note, a contingent coupon rate of 8.50% per annum, quarterly observation dates (callable after six months), an expected trade date of April 22, 2026, settlement on April 27, 2026, a final valuation date of April 23, 2029 and a maturity date of April 26, 2029.
The contingent coupon is payable only if the closing level of Apple stock on an observation date is equal to or above the coupon barrier; the Notes will autocall if the closing level is at or above the initial level on any observation date. If not called, repayment at maturity depends on whether the final level is at or above the downside threshold; if below, principal is reduced in proportion to the underlying return. BNS estimates an initial per-Note value between $9.37 and $9.67, and the Notes carry credit risk of BNS and limited secondary-market liquidity.
The Bank of Nova Scotia is offering Fixed Coupon Trigger Notes linked to the common stock of Workday, Inc. The notes carry quarterly coupons expected to be between $383.00 and $450.00 per $10,000 (between 3.83% and 4.50% quarterly; up to 15.32%–18.00% per annum), have an expected term of approximately 18 months, and a trigger price equal to 75.00% of the initial price.
At maturity, if the final price is equal to or above the trigger price you receive $10,000 per note; if below, you receive a share delivery amount equal to $10,000 divided by the initial price (with cash in lieu of fractional shares), meaning you may lose a substantial portion or all of your investment. The original issue price is 100.00% of principal; underwriting commissions are 1.12%. The Bank’s initial estimated value range is between $9,261.70 and $9,561.70 per $10,000 principal.
The Bank of Nova Scotia (BNS) is offering $7,542,000 of Trigger PLUS notes linked to the EURO STOXX 50® Index due May 5, 2032. These senior unsecured notes pay no interest and provide a leveraged upside (186.88%) if the final index value exceeds the initial index value; they return the stated principal only if the final index value is at or above a 75.00% trigger level of the initial index value, and otherwise expose holders to a 1:1 loss on declines below the trigger, with possible total loss of principal. Payments are subject to BNS credit risk and the notes will not be listed on an exchange.
The Bank of Nova Scotia is offering $3,556,000 of Contingent Buffer Digital Notes linked to the common stock of ASML Holding N.V. The Notes mature on May 5, 2027 and pay a fixed Digital Return of 20.56% if the Final Value is at or above an 80.00% Buffer Value. If the Final Value is below the Buffer Value, holders lose 1.25% of principal for each 1% decline beyond the 20.00% buffer, up to a 100% loss. The Original Issue Price was 100% per $1,000 note and the Bank’s initial estimated value at pricing was $993.79 per $1,000. Notes are senior, unsecured obligations of the Bank, pay only at maturity in cash, are not listed, and are subject to the Bank’s credit risk.
The Bank of Nova Scotia (BNS) is offering Auto-Callable Dual Directional Trigger PLUS linked to the common stock of Micron Technology, Inc. The offering aggregates $13,251,000 in principal with a $1,000 stated principal amount per Trigger PLUS and a roughly 24‑month term to May 3, 2028. The notes pay no interest, are unsecured senior debt of BNS and are subject to BNS credit risk. If the closing price on the penultimate determination date is at or above the initial share price ($457.23), the notes auto‑redeem for an early payment of $1,449.60 per note. At final maturity the notes pay either (a) principal plus a 150.00% leverage on upside, (b) principal plus an absolute return if the final share price is down but >= the trigger price (capped at 35.00%), or (c) a downside‑linked payment that can result in loss of up to 100% of principal if the final share price is below the trigger price ($297.1995, 65% of initial).
The Bank of Nova Scotia (BNS) is offering Dual Directional Trigger PLUS notes linked to the iShares® U.S. Home Construction ETF (ITB) with a stated principal amount of $1,000.00 per Trigger PLUS and no periodic interest. The notes pay a leveraged upside (150%) on positive ETF performance up to a $1,446.60 cap and provide an absolute return for a limited range of negative ETF performance if the final share price remains at or above a 70.00% trigger. If the final share price is below the trigger, investors are exposed 1:1 to losses and may lose up to their entire investment. Pricing date is April 24, 2026, original issue date April 29, 2026, and maturity is about April 27, 2029. All payments are subject to BNS credit risk and the Trigger PLUS will not be listed on an exchange.
The Bank of Nova Scotia priced $8,185,000 in Series A equity-linked senior securities (8,185 securities, $1,000 face each). The securities are auto-callable approximately one year after issuance if the lowest performing underlying (Amazon, Microsoft or Oracle) closes at or above 95% of its starting price; an automatic call pays a 50.00% call premium. If not called, maturity payoff depends solely on the lowest performing stock: a 234% upside participation applies to positive performance, an "absolute value" feature caps positive returns from modest declines at 50.00%, and losses exceed 50% if the lowest performing stock falls below 50.00% of its starting price. The Bank’s estimated value at pricing was $924.85 per security. Net proceeds to the Bank equal $7,974,236.25. Payments are unsecured and subject to the Bank’s credit risk.
The Bank of Nova Scotia priced $10,782,000 of Autocallable Contingent Coupon Buffer Notes with Memory Coupon linked to the common stock of Broadcom Inc. The notes trade date is April 17, 2026, original issue date April 22, 2026, and mature on May 5, 2027. The notes pay a $51.50 contingent coupon on each payment date if the Reference Asset’s Closing Value on an Observation Date is at least 75.00% of the Initial Value ($406.54). The notes are automatically called if the Reference Asset closes at or above the Initial Value on any Observation Date (four Observation Dates), and otherwise offer a 25.00% buffer with a downside leverage factor of approximately 1.3333, exposing principal to loss if the Final Value is below the buffer. Initial estimated value was $987.33 per $1,000 Principal Amount; Original Issue Price is 100%.
The Bank of Nova Scotia (BNS) is offering Trigger Autocallable GEARS linked to an unequally weighted basket of five equity indices with an expected term of approximately 5 years. The securities pay no interest, have a call return rate of 14.00% and an upside gearing to be set between 1.65 and 1.85 on the trade date.
If the underlying basket’s closing level on the observation date meets or exceeds the autocall barrier (equal to the initial basket level), BNS will automatically call the notes and pay the call price ($10 principal plus the 14.00% call return). If not called, payments at maturity depend on the basket return and a downside threshold of 75.00% of the initial basket level; negative returns below that threshold can result in substantial principal loss, potentially total loss. Key dates include trade date April 28, 2026, settlement April 30, 2026, observation date May 5, 2027, final valuation date April 28, 2031, and maturity April 30, 2031.
The Bank of Nova Scotia is offering senior, unsecured, market-linked securities with a $1,000 face amount that are auto-callable approximately one year after issuance and mature April 19, 2029. Payments depend solely on the lowest performing of Eli Lilly, Merck and Stryker. An automatic call pays the face amount plus a 58.75% call premium; if not called, upside participation is 455% of the percentage gain of the lowest performing stock, while a decline below 60% of the starting price exposes holders to full downside (losses greater than 40% and possibly all).
The Bank’s estimated value at pricing was $914.36 per security; the original offering price is $1,000, reflecting dealer spread, commissions and projected hedging profit. All payments are subject to the Bank’s credit risk and no periodic interest or dividends will be paid.
The Bank of Nova Scotia is offering $9,819,650 of Trigger Autocallable GEARS linked to the Nikkei 225® Index. Each Security has a $10 principal, a 5-year term (maturity April 17, 2031), an automatic call on the observation date (April 22, 2027) at the autocall barrier equal to the initial level, a 20.00% call return and an upside gearing of 1.68. If not called, payments at maturity depend on the final level vs. the downside threshold (43,600.68, 75.00% of the initial level). The securities are senior unsecured obligations of BNS and repayment is contingent on BNS creditworthiness.
The Bank of Nova Scotia is offering $32,282,000 aggregate principal amount of non-interest-bearing Digital Notes linked to TOPIX due October 19, 2027. The payment at maturity depends on the TOPIX performance from the trade date April 15, 2026 to the valuation date October 15, 2027. For each $1,000 principal amount, if the final level is equal to or greater than the initial level of 3,770.33, the holder will receive the greater of the $1,207.00 threshold settlement amount or $1,000 plus the product of $1,000 times the reference asset return; if the final level is lower, holders incur losses equal to the negative reference asset return and may lose up to 100% of principal. The notes are unsecured senior obligations of the Bank, not listed, and subject to the Bank's credit risk. The Bank's initial estimated value was $985.65 per $1,000, below the original issue price.
The Bank of Nova Scotia priced and offered senior, equity-linked, auto-callable notes (face amount $1,000 per security) linked to the lowest performing share of Amazon, Alphabet (Class A) and Meta.
The securities pay no interest, may be automatically called on April 21, 2027 for a 34.10% call premium, mature on April 19, 2029, and provide either 300% upside participation if the lowest performing stock finishes above its starting price, a capped positive return up to 40% for modest declines, or full downside exposure below 60% of starting price.
The Bank of Nova Scotia priced market-linked, auto-callable senior notes linked to the lowest performing share of Disney, Alphabet Class C and Meta. The securities were priced on April 16, 2026 at an original offering price of $1,000 per security with an estimated value of $901.52.
If the lowest performing underlying stock is at or above its starting price on the call date (approximately one year after issuance), the notes will be called for the face amount plus a 50.00% call premium ($500). If not called, maturity payoff depends solely on the lowest performing stock: 395% upside participation if that stock finishes above its starting price, return of face amount if it stays between 50% and 100% of starting price, or full downside exposure below 50% of starting price.
The Bank of Nova Scotia priced and distributed equity-linked senior notes (Market Linked Securities) with an original offering of $2,841,000 at $1,000 per security. The securities are auto-callable after approximately one year and mature April 19, 2029. Payments depend solely on the lowest performing of Broadcom, Alphabet (Class A) and Netflix.
Key economics: face amount $1,000; the Bank’s estimated value at pricing was $909.97 per security; call premium is 44.75% and the upside participation rate is 300%. If not called, downside protection applies only to declines up to 50%; losses greater than 50% are possible. All payments are subject to the Bank’s credit risk.
The Bank of Nova Scotia priced market-linked, auto-callable senior notes linked to the common stock of NVIDIA Corporation with an original offering price of $1,000 per security. The notes pay a contingent coupon of 16.75% per annum monthly only if the Underlying Stock closes at or above 70% of the starting price on each calculation day, may be automatically called if NVIDIA closes at or above the starting price on any monthly calculation day from October 2026 through March 2027, and return the face amount at maturity only if the ending price is at or above the downside threshold (70% of the starting price). The starting price was $198.35 (pricing date April 16, 2026), the estimated value on pricing date was $979.27, and the stated maturity date is April 21, 2027. All payments are subject to the Bank's credit risk and the securities lack a listing and may be illiquid.
The Bank of Nova Scotia is offering $708,000 aggregate face amount of senior, equity-linked securities (708 securities) at $1,000 per security linked to the common stock of Tesla, Inc. The securities pay a contingent coupon of 19.00% per annum monthly only if the Underlying Stock closing price on each calculation day is ≥ the coupon threshold (70% of the starting price, $272.23). The starting price is $388.90. The securities mature April 21, 2027, are auto-callable if a monthly calculation day from October 2026–March 2027 has a closing price ≥ the starting price, and expose holders to full downside at maturity if the final closing price is < the downside threshold ($272.23). The Bank's estimated value at pricing was $972.12 per security; original offering price is $1,000 with agent discount $15.75 and proceeds to the Bank $984.25 per security. All payments are subject to the Bank's credit risk.
The Bank of Nova Scotia is offering $1,865,000 of Autocallable Contingent Coupon Notes due April 4, 2029 linked to the common stock of Coinbase Global, Inc. The notes pay cash only, are unsecured senior obligations of the Bank and may be automatically called if the reference stock meets the call threshold on a Call Observation Date.
If not called, contingent coupons of $78.75 per note (31.50% per annum) may be paid only on specified observation dates when the reference stock closes at or above the contingent coupon barrier of $119.90 (60.00% of the initial value). At maturity, holders receive $1,000 if the Final Value is at or above the Barrier Value; otherwise the payment equals $1,000 plus the Reference Asset Return and investors may lose up to 100% of principal. The notes were priced April 16, 2026 with original issue date April 21, 2026 and an initial estimated value of $967.42 per $1,000.
The Bank of Nova Scotia is offering $6,812,000 of Autocallable Contingent Coupon Notes linked to the common stock of Micron Technology, Inc. (Reference Asset). The notes have a Principal Amount of $1,000 per note, a Trade Date of April 16, 2026 and an Original Issue Date of April 21, 2026 with maturity on April 4, 2029, unless automatically called earlier.
Holders may receive a Contingent Coupon of $73.75 per note (equivalent to 29.50% per annum) on scheduled payment dates if the Reference Asset meets the Contingent Coupon Barrier Value on observation dates. The notes are automatically called if the Reference Asset Closing Value on any Call Observation Date is equal to or greater than the Initial Value. Payments are unsecured obligations of the Bank and subject to its credit risk. If the Final Value is below the Barrier Value at maturity, investors may lose up to 100% of principal; Contingent Coupons are not guaranteed. The initial estimated value at pricing was $958.39 per $1,000, below the Original Issue Price.
The Bank of Nova Scotia (BNS) is offering Contingent Income Auto-Callable Securities due on or about April 27, 2028, issued as part of its Senior Note Program, Series A. Each note has a $1,000.00 stated principal amount and an issue price of $1,000.00 per security.
The notes pay a contingent quarterly coupon of $27.90 (equivalent to 11.16% per annum) when the closing prices of AMZN, GOOGL and MSFT are each at or above 50% of their initial share prices on specified determination dates. Payments and principal are exposed to the credit risk of BNS; the payment at maturity depends on the worst performing underlying stock and could result in a loss of up to 100% of principal.
The Bank of Nova Scotia is offering Contingent Income Auto-Callable Securities due on or about April 27, 2029, linked to the common stock of Broadcom Inc.. Each security has a stated principal amount of $1,000.00 and an issue price of $1,000.00.
Holders may receive a contingent quarterly coupon of $33.10 (equivalent to 13.24% per annum) on a determination date if Broadcom's closing price is at or above the downside threshold (equal to 50.00% of the initial share price). The notes are auto-callable if the closing price on a determination date meets or exceeds the call threshold (equal to 100.00% of the initial share price). If the final share price is below the downside threshold, principal repayment is reduced by the share performance factor and could be less than 50.00% of principal or zero; investors do not participate in upside beyond coupons and bear BNS credit risk.
The Bank of Nova Scotia (BNS) is offering Contingent Income Auto-Callable Securities linked to Advanced Micro Devices, Inc. (AMD). Each note has a $1,000 stated principal, a contingent quarterly coupon of $40.025 (equivalent to 16.01% per annum) and a planned maturity of April 27, 2029. Coupons and principal repayment depend on AMD closing prices on scheduled determination dates and a downside threshold equal to 50.00% of the initial share price; if the final share price is below that threshold, maturity payment equals the stated principal multiplied by the share performance factor and can be less than 50.00% of principal, potentially zero. Payments are unsecured obligations of BNS and subject to BNS credit risk. The issue price is $1,000 per security and BNS’ initial estimated value range at pricing is stated as between $937.50 and $967.50. Pricing date is April 24, 2026 and original issue date April 29, 2026.
The Bank of Nova Scotia is offering $10,904,040 of Trigger Autocallable GEARS linked to the Russell 2000® Index, with a trade date of April 15, 2026 and maturity of April 17, 2031. The securities pay no interest, have a 12.00% call return if automatically called on the observation date, an upside gearing of 1.83 at maturity, and a downside threshold equal to 75.00% of the initial level; repayment of principal depends on both index performance and BNS creditworthiness.
The Bank of Nova Scotia (BNS) is offering Enhanced Trigger Jump Securities with an auto-callable feature due on or about April 20, 2028. Each note has a stated principal of $1,000 and no periodic interest. Notes auto‑redeem on specified determination dates if all three underlyings (AMD, Broadcom, NVIDIA) close at or above their initial share prices, paying an early redemption amount that corresponds to an approximate 42.48% per annum return. If not auto‑redeemed, maturity pays $1,849.60 if all final prices are at or above 70% barriers; otherwise payment equals $1,000 + (1,000 × worst performing underlying return), exposing investors to a 1:1 loss on the worst performing stock and potential loss of the entire principal. Payments are subject to BNS credit risk and the securities will not be listed on an exchange.
The Bank of Nova Scotia offers Trigger Autocallable Contingent Yield Notes linked to the least performing of the Russell 20004 Index and the S&P 5004 Index. The notes have a $10 principal amount per note, a trade date of April 17, 2026, expected settlement April 22, 2026, and mature on April 22, 2031. They pay periodic contingent coupons only if each underlying asset meets its coupon barrier on observation dates (quarterly, callable after 6 months). If not called, repayment at maturity depends on whether each underlying asset is at or above a 70.00% downside threshold; otherwise investors suffer a loss equal to the decline in the least performing underlying asset. The notes are senior, unsecured obligations of BNS and subject to BNS credit risk.
The Bank of Nova Scotia (BNS) is offering senior, equity-linked market‑linked securities with a $1,000 face amount linked to the lowest performing of Meta Platforms, Inc. and Microsoft Corporation. The notes may be automatically called after ~1 year for at least a 40.40% call premium or mature on April 20, 2029 with a 200% upside participation rate; however, if the lowest performing underlying finishes below 70% of its starting price you may lose more than 30% or possibly all of the face amount. The Bank estimates the securities' value at pricing between $917.50 and $927.28 per security; the original offering price is $1,000. All payments are subject to BNS credit risk and the offering includes distribution discounts and hedging profits that will likely adversely affect any secondary market price.
The Bank of Nova Scotia (BNS) offers Dual Directional Buffered PLUS linked to the S&P 500® Index due on or about May 3, 2028. Each Buffered PLUS has a $1,000.00 stated principal amount and an issue price of $1,000.00. The structure applies a 150.00% upside leverage subject to a 18.02% cap (maximum upside payment $1,180.20) and a 10.00% buffer: for underlying declines within the buffer investors receive an absolute positive return up to 10.00%, but for declines beyond the buffer investors lose 1% for each 1% below the buffer and could lose up to 90.00% of principal. Payments depend on BNS creditworthiness and the final index closing value on the valuation date.
The Bank of Nova Scotia (BNS) is offering Buffered PLUS structured notes linked to the EURO STOXX 50® Index maturing on or about November 3, 2028. Each note has a stated principal amount of $1,000.00, an issue price of $1,000.00, a 200.00% leverage factor on upside and a 15.00% buffer on downside. The maximum payment at maturity is $1,292.00 (129.20% of principal) and the minimum payment is $150.00 (15.00% of principal), meaning an investor could lose up to 85.00% of principal. Payments depend on the final index value on the valuation date (October 31, 2028) and are subject to BNS credit risk. BNS provided an initial estimated value range of $927.58 to $957.58 on the pricing date; commissions of $30.00 per note imply proceeds to issuer of $970.00 per note.
The Bank of Nova Scotia is offering autocallable contingent coupon notes linked to Apollo Global Management, Inc. stock due June 4, 2027. For each $1,000 principal, the notes pay a contingent monthly coupon of $11.959 if the reference stock closes at or above 60.00% of the initial price on an observation date. The notes may be automatically called on specified call observation dates if the reference stock closes at or above the initial price, in which case holders receive $1,000 plus the contingent coupon. If not called and the final price is below 60.00% of the initial price, holders receive a share delivery amount equal to $1,000 divided by the initial price, exposing them to equity downside and potential loss of most or all principal. Payments depend on the Bank’s creditworthiness and the initial estimated value range is $925.00 to $955.00 per $1,000 principal amount.
The Bank of Nova Scotia (BNS) is offering Trigger PLUS notes linked to the S&P 500 Index due on or about May 5, 2032. Each Trigger PLUS has a stated principal amount of $1,000.00 and an issue price of $1,000.00. At maturity the payment depends on the final index value: if above the initial index value, investors receive $1,000 plus a leveraged upside equal to 106.13% of the index return; if between the initial index value and the trigger level (85.00% of the initial index value), investors receive $1,000; if below the trigger level investors suffer losses equal to the underlying return and may lose up to their entire investment. All payments are subject to BNS credit risk; the notes are senior unsecured, unlisted, carry no coupon, and may have limited liquidity. The pricing date is April 30, 2026 and the original issue date is May 5, 2026. The issuer provided an estimated initial value range of $913.27 to $943.27 per $1,000 stated principal amount.
The Bank of Nova Scotia priced $2,440,000 of Capped Buffered Enhanced Participation Notes linked to the S&P 500® Index. The notes pay no interest and mature on August 9, 2028; returns are based on the S&P 500 closing level from the trade date (April 13, 2026) to the valuation date (August 7, 2028). The notes provide a 160.00% participation rate up to a maximum payment of $1,276.00 per $1,000, a 15.00% buffer (85.00% buffer level) that preserves principal only if losses are ≤15.00%, and a buffer rate of approximately 117.65% that magnifies losses beyond the buffer. Payments are unsecured obligations of the Bank and depend on its creditworthiness. The initial estimated value on pricing was $989.60 per $1,000, below the issue price.
The Bank of Nova Scotia (BNS) is offering $3,605,000 of Contingent Income Auto-Callable Securities due April 13, 2028. These are senior unsecured notes linked to the common stock of Broadcom Inc. (initial share price $371.55) that pay a contingent quarterly coupon of $36.40 (equivalent to 14.56% per annum) only if the closing price on specified determination dates is at or above the downside threshold price of $204.3525 (55.00% of the initial share price).
The notes may be automatically redeemed early if the closing price on a determination date meets or exceeds the call threshold price of $371.55. If not redeemed and the final share price is below the downside threshold, maturity proceeds are reduced by the share performance factor (final/initial share price), exposing investors 1:1 to downside and potentially resulting in the loss of most or all principal. All payments are subject to BNS credit risk and the initial estimated value per security was $966.70, below the $1,000 issue price.
The Bank of Nova Scotia (BNS) is offering $6,779,000 of Contingent Income Auto-Callable Securities due April 13, 2029, linked to the common stock of Palantir Technologies Inc.
Each $1,000 security offers a contingent quarterly coupon of $42.525 (17.01% per annum) if the underlying closing price on a determination date is at or above the downside threshold ($64.03, 50.00% of the initial share price). Securities auto‑redeem early if the closing price on a determination date meets or exceeds the call threshold ($128.06). If the final share price is below the downside threshold, principal repayment at maturity is reduced by the share performance factor and may be less than 50.00% of principal or zero. All payments are subject to BNS credit risk.