Every 424B that Bank of Nova Scotia (BNS) has filed with the SEC in the last 12 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 424B covers the supplement that carries the terms of a priced offering, so if you follow BNS and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full BNS filings page.
The Bank of Nova Scotia is offering Autocallable Contingent Buffered Return Enhanced Notes linked to shares of the SPDR® Gold Trust (GLD) with a term of approximately 24 months and a $1,000 principal amount per Note. The Notes pay no interest, may be automatically called on the Review Date (April 23, 2027) if GLD closes at or above 100% of the Initial Value, and in that event pay the Principal plus a Call Premium of at least $161.20 (16.12%).
If not called, payment at maturity depends on GLD's Final Value: if Final Value > Initial Value you receive $1,000 + $1,000 × 125.00% × Reference Asset Return; if Final Value is between 85.00% and 100.00% of Initial Value you receive the Principal; if Final Value < 85.00% you incur leveraged losses equal to approximately 1.1765% of principal for each 1% decline beyond the 15.00% buffer, up to a 100% loss. All payments are unsecured obligations of the Bank and subject to its credit risk.
The Bank of Nova Scotia priced a structured senior note offering — equity-linked securities tied to Meta Platforms, Inc. with an original offering price of $1,000 per security and an estimated value of $967.32 as of the pricing date. The notes are auto-callable on April 9, 2027 for a 22.20% call premium (or $222 per $1,000) if Meta’s closing stock price on the call date is greater than or equal to the starting price.
If not called, maturity on October 13, 2028 pays: (a) face + 150% of the stock’s gain if the ending price > starting price; (b) face amount if ending price ≥ 70% of the starting price (threshold = $401.114); or (c) full downside exposure if ending price < threshold, potentially resulting in losses greater than 30% or total loss. All payments are subject to the Bank’s credit risk.
The Bank of Nova Scotia is offering Autocallable Contingent Coupon Notes linked to the common stock of Micron Technology, Inc.. Each Note has a $1,000 Principal Amount, an Original Issue Price of 100%, a Trade Date of April 16, 2026 and expected settlement on April 21, 2026. The notes mature on April 4, 2029 with a Final Valuation Date of March 29, 2029. Notes are unsecured senior debt of the Bank and are not CDIC/FDIC insured.
Key economic features: automatic early call if the Reference Asset closes at or above the Initial Value on a Call Observation Date; contingent coupons payable when the Reference Asset closes at or above a Contingent Coupon Barrier Value; Barrier Value and Contingent Coupon Barrier Value equal 60.00% of the Initial Value; minimum contingent coupon of $73.75 per Note (at least 29.50% per annum) if conditions are met. If not called and Final Value is below the Barrier Value, payment at maturity equals $1,000 + ($1,000 × Reference Asset Return), exposing investors to up to -100% principal loss. The Bank’s initial estimated value range is $934.15 to $964.15 per $1,000 Note.
The Bank of Nova Scotia offers $910,000 of Autocallable Digital Buffer Notes linked to an equally-weighted basket of four financial-sector stocks due April 11, 2028. The Notes pay no interest and are senior unsecured obligations subject to the Bank’s credit risk. They will be automatically called on the Review Date (April 15, 2027) if the Basket Closing Value is at or above 100.00, in which case holders receive principal plus a $237.20 Call Premium (23.72%) per $1,000 Note. If not called, maturity payoffs depend on the Final Basket Value: holders receive either a fixed 47.44% Digital Return or 150.00% participation in positive Basket performance; full principal is returned if the Final Basket Value is at least 85.00% of initial; below that threshold losses are leveraged by a Downside Leverage Factor of ~1.1765, and investors may lose up to 100% of principal. The initial estimated value on the Trade Date was $962.17 per $1,000, below the Original Issue Price. The Notes are not listed and may have little or no secondary market.
The Bank of Nova Scotia priced $28,927,000 of contingent income auto-callable senior notes. The securities (stated principal $1,000 each) are principal-at-risk notes due April 5, 2029, linked to the common stock of Micron Technology. They pay a $53.90 contingent quarterly coupon (21.56% per annum) only if the underlying closing price on a determination date is >= $183.12 (50% of the initial share price). An automatic early redemption occurs if a determination-date closing price is >= $366.24. If the final share price is below the downside threshold, investors are exposed 1-for-1 to Micron’s decline and may lose a substantial portion or all principal. All payments are subject to BNS credit risk.
The Bank of Nova Scotia (BNS) is offering $4,407,000 of Contingent Income Auto-Callable Securities due April 5, 2029 linked to the common stock of Tesla, Inc. Each note has a stated principal amount of $1,000.00 and may pay a contingent quarterly coupon of $33.20 (equivalent to 13.28% per annum) on determination dates when the closing price of Tesla is at or above the downside threshold ($180.295, 50.00% of the initial share price). The securities may be auto‑redeemed early if the closing price meets or exceeds the call threshold ($360.59). If the final share price is below the downside threshold, maturity payment equals the stated principal multiplied by the share performance factor and could be less than 50.00% of principal, possibly zero. All payments are subject to BNS credit risk, limited liquidity, and tax and valuation uncertainties.
The Bank of Nova Scotia is offering $6,458,280 of Trigger Autocallable Notes linked to the Russell 2000® Index due April 7, 2031. These senior unsecured notes pay a specified call return if automatically called on quarterly observation dates and expose holders to full downside market risk at maturity if the final level falls below the downside threshold.
The notes are offered at $10.00 per Note (minimum 100 Notes) with an initial estimated value of $9.64 per Note. The call return rate is 10.55% per annum; the initial level is 2,530.042 and the downside threshold is 1,897.532 (75% of the initial level). Payments and any principal repayment are subject to BNS credit risk; limited secondary-market liquidity is expected.
The Bank of Nova Scotia (BNS) is offering $6,322,000 aggregate principal of Contingent Income Auto-Callable Securities due April 5, 2029 linked to the common stock of Advanced Micro Devices, Inc. (AMD). The notes pay a $41.025 contingent quarterly coupon (equivalent to 16.41% per annum) when the underlying closing price on a determination date is at or above the downside threshold of $108.75 (50% of the initial share price).
If a determination date (other than the final date) meets the call threshold ($217.50), the securities auto‑redeem for principal plus accrued contingent coupons. If the final share price is below the downside threshold, the maturity payment equals the stated principal multiplied by the share performance factor and may be less than 50% of principal or zero. All payments are subject to BNS credit risk. The initial estimated value per note was $966.50 and the issue price is $1,000.00.
The Bank of Nova Scotia (BNS) is offering $2,486,000 of Contingent Income Auto-Callable Securities due April 6, 2028, issued as senior unsecured notes under its Senior Note Program, Series A. Each security has a stated principal amount and issue price of $1,000.00. The notes pay a $29.50 contingent quarterly coupon (equivalent to 11.80% per annum) only if, on specified determination dates, the closing prices of AAPL, AMZN and GOOGL are each at or above 50.00% of their initial share prices. Early automatic redemption is possible if all three underlying stocks meet their 100.00% call thresholds on a determination date. If, at maturity, the worst-performing underlying stock is below its 50.00% downside threshold, holders suffer a loss 1:1 to that stock’s decline; payments at maturity can be less than 50.00% of principal and could be zero. All payments are subject to BNS credit risk. Pricing date was April 2, 2026 and original issue date April 8, 2026.
The Bank of Nova Scotia is offering $9,476,000 of Contingent Income Auto-Callable Securities due April 6, 2028. These senior unsecured notes pay a contingent quarterly coupon of $23.65 per $1,000 security (equivalent to 9.46% per annum) only if the index closing values of the Nasdaq-100, Russell 2000 and S&P 500 are each ≥65.00% of their initial levels on a determination date.
If all indices meet call thresholds on a determination date (prior to maturity) the notes auto‑redeem at principal plus that quarter’s coupon. If, at maturity, the worst performing index is below 65.00% of its initial value, payment is reduced 1‑for‑1 by that index’s decline and could be less than 65% of principal or zero. All payments are subject to BNS credit risk; BNS' initial estimated value was $967.60 per $1,000 issue price.
The Bank of Nova Scotia is offering Autocallable Digital Buffer Notes linked to an equally-weighted basket of four financial-sector equities. The $1,000 principal notes have a 24-month term, an automatic call if the Basket Closing Value on the Review Date is ≥100.00% (pays $1,237.20 per note), a Digital Return of 47.44%, a Participation Rate of 150.00%, and an 85.00% buffer threshold. If Final Basket Value falls below the buffer, losses are leveraged (approximately 1.1765% loss per 1% beyond the 15% buffer), and investors bear the Bank's credit risk. Minimum investment is $10,000; Original Issue Price is 100% with underwriting fees of 1.50%.
The Bank of Nova Scotia priced senior, equity‑linked, auto‑callable notes under its Senior Note Program linked to the lowest performing of the common stock of Broadcom Inc. and GE Vernova Inc.. The securities have a $1,000 face amount and were offered at $1,000 per security with aggregate original offering proceeds of $637,000. The notes pay no interest, carry a 50.00% call premium if automatically called on April 8, 2027, and otherwise provide 230% upside participation on the lowest performing underlying at final calculation on April 2, 2029. If the ending price of the lowest performing underlying is below 50% of its starting price, holders will suffer full downside loss of more than 50% of principal; all payments are subject to the Bank’s credit risk.
The Bank of Nova Scotia priced a market‑linked senior note offering. The securities are auto‑callable, equity‑linked notes with a $1,000 face amount linked to the lowest performing common stock of Apollo Global Management, Blackstone and KKR. If called approximately one year after issuance, holders receive the face amount plus a 50.00% call premium. If not called, the maturity payment depends solely on the lowest performing underlying stock: a 300% upside participation applies to any positive return, the face amount is returned if the ending price is ≥60% of the starting price, and holders suffer full downside 40% and possibly all) if the lowest performing stock closes below its 60% threshold. The Bank’s estimated value on the pricing date was $914.79 per security. The securities pay no periodic interest, are unsecured senior obligations of the Bank, are subject to the Bank’s credit risk, are not deposit insured, and include distribution fees and hedging costs reflected in the offering price.
The Bank of Nova Scotia (BNS) is offering Contingent Income Auto-Callable Securities due on or about April 12, 2029, senior unsecured notes linked to the worst performing of Micron Technology, Inc. and NVIDIA Corporation. Each security has a $1,000 stated principal amount and a contingent semiannual coupon of $144.40 (equivalent to 28.88% per annum) payable only if both underlying stocks meet 60.00% coupon threshold levels on a determination date.
If not auto‑redeemed, maturity payments depend on the worst performing underlying stock: if any final share price is below its 50.00% downside threshold, the maturity payment can be less than 50.00% of principal and could be zero. All payments are subject to BNS credit risk and limited secondary‑market liquidity.
The Bank of Nova Scotia is offering Autocallable Digital Buffer Notes linked to an equally-weighted basket of four financial-sector equities. The notes are senior, unsecured obligations due April 11, 2028, with a $1,000 principal per note, a 24-month expected term, a 23.72% call premium ($237.20) on an automatic call, a 47.44% digital return, a 150.00% participation rate and an 85.00% buffer that limits losses up to a downside leverage factor of ~1.1765. Payments are subject to the Bank’s credit risk and the notes do not pay interest.
The Bank of Nova Scotia priced $3,801,000 of autocallable contingent coupon buffer notes linked to Marvell Technology, Inc. common stock. The notes mature April 21, 2027, have an initial value of $107.11 and a buffer equal to 70.00% of that Initial Value ($74.98). The notes pay contingent coupons of $56.95 on certain observation dates and may be automatically called if the Reference Asset equals or exceeds the Initial Value on an Observation Date. If not called, maturity payment depends on the Final Value relative to the 30.00% buffer and applies a downside leverage factor of approximately 1.4286, exposing investors to potential loss up to 100% of principal. The Original Issue Price was 100% per $1,000 principal; underwriting fee 1.00%.
The Bank of Nova Scotia priced $500,000 of Autocallable Digital Buffer Notes linked to the common stock of Meta Platforms, Inc. Each Note has a $10,000 principal amount and a 19.32% Call Premium ($1,932) payable if the Reference Asset's Closing Value on the Review Date is at least 100.00% of the Initial Value. If not called, maturity outcomes depend on the Final Value versus the Initial Value ($579.23) and the Buffer Value ($463.38, 80.00%). If Final Value >= Initial Value, holder receives $10,000 plus the greater of a 38.64% Digital Return or the Reference Asset Return. If Final Value < Buffer Value, holders receive the Physical Delivery Amount per Note (21.5806 shares, rounded down), exposing principal to equity downside (possible loss up to 100%). The Notes do not pay interest, are unsecured obligations of the Bank, are not CDIC/FDIC insured, and settlement is T+3 with maturity on April 6, 2028.
The Bank of Nova Scotia is offering $16,425,000 of Digital Notes linked to the S&P 500® Index maturing on May 13, 2027. Each note has a $1,000 principal amount and was issued at 100% of principal.
Payments at maturity depend on the index return measured from the strike date (March 31, 2026, initial level 6,528.52) to the valuation date (May 11, 2027). If the final level is ≥ 90.00% of the initial level, holders receive the maximum payment of $1,116.00 per $1,000. If the final level is below that threshold, losses apply and the notes use a buffer rate of approximately 111.11%, meaning losses beyond the 10.00% threshold are amplified. The initial estimated value was $993.80 per $1,000. All payments are subject to the Bank’s credit risk and the notes are not listed.
The Bank of Nova Scotia offers $441,000 of Buffered Index-Linked Notes linked to the S&P 500® Index due July 6, 2027. The notes pay no interest and return at maturity depends on the S&P 500 price return from the trade date March 31, 2026 (initial level 6,528.52) to the valuation date June 30, 2027. Investors receive: full principal plus the reference asset return up to a capped maximum upside payment of $1,125.00 per $1,000; if the final level falls up to 10.00% below the initial level the investor receives the absolute value of that decline; if the final level falls more than 10.00% below the initial level the investor suffers losses equal to the reference asset return plus 10.00% (up to a 90.00% loss of principal). The Bank disclosed an initial estimated value of $972.72 per $1,000 on the trade date and warns of limited liquidity, hedging conflicts, tax uncertainties and dependence on the Bank’s creditworthiness.
The Bank of Nova Scotia is offering $542,000 in Capped Buffered Index-Linked Notes due October 5, 2027. Each $1,000 note’s maturity payment depends on the performance of the least performing of the Russell 2000® and the S&P 500® from the trade date March 31, 2026 to the valuation date September 30, 2027. The notes bear no interest, feature a 120.00% participation rate, a 10.00% buffer (90.00% buffer level) and a capped payout of $1,277.50 per $1,000. If the least performing reference asset falls below the buffer level, investors can lose up to 90.00% of principal. Payments are unsecured obligations subject to the Bank’s credit risk. The Bank’s initial estimated value was $961.72 per $1,000, below the original issue price.
The Bank of Nova Scotia priced Buffered Enhanced Participation Notes linked to the least performing of the iShares MSCI EAFE ETF (EFA) and the EURO STOXX 50 (SX5E), with $4,979,000 aggregate original issue amount and $1,000 principal per note. The notes mature April 5, 2028, have a 153.00% participation rate and a 10.00% buffer (90.00% buffer level). At maturity each $1,000 note will pay: (a) $1,000 plus participation × least performing reference asset return if both reference assets finish above their initial levels; (b) $1,000 if each final level is ≥90.00% of its initial level; or (c) $1,000 × (least performing reference asset return + 10.00%) if the least performing reference asset finishes below 90.00% of its initial level, producing up to a 90.00% principal loss. Payments are subject to the Bank’s credit risk and no interim payments will be made.
The Bank of Nova Scotia is offering Capped Buffered Enhanced Participation Notes linked to the Russell 2000® Index due January 5, 2028. The notes have a $1,000 principal amount, aggregate initial issuance of $236,000, a 150.00% participation rate, a 10.00% buffer and a capped maximum payment of $1,240.00 per $1,000. The initial level is 2,496.374 (trade date March 31, 2026). The notes do not pay interest, are unsecured obligations of the Bank, and expose holders to credit risk and potential loss of up to 90.00% of principal. The valuation date is December 31, 2027 and settlement is T+4 with maturity on January 5, 2028.
The Bank of Nova Scotia priced $428,000 of Autocallable Contingent Coupon Trigger Notes linked to an Alibaba Group Holding Limited ADR due May 5, 2027. The notes pay contingent monthly coupons of $8.584 per $1,000 (0.8584% monthly, ~10.30% annualized) only when the ADR closes at or above 61.00% of the initial price on observation dates and may be automatically redeemed if the ADR closes at or above the initial price of $125.46 on certain call observation dates. At maturity, if not called and the final price is below 61.00% of the initial price, investors suffer dollar-for-dollar downside versus the ADR; payments depend on the Bank’s creditworthiness.
The Bank of Nova Scotia offers $454,000 of Digital Notes linked to the least performing of the Russell 2000® and the S&P 500®. Each $1,000 note matures April 5, 2028; the payoff equals $1,112.50 per $1,000 if both indices finish at or above their March 31, 2026 levels, otherwise holders receive $1,000 per $1,000.
The notes pay no interest, reference price return only, and their initial estimated value was $970.20 per $1,000 versus an original issue price of 100.00%. Payments depend on the Bank’s creditworthiness and the least performing reference asset on the March 31, 2028 valuation date.
The Bank of Nova Scotia is issuing $4,390,000 of Autocallable Trigger Notes linked to the least performing of the Nasdaq-100 Index and the Russell 2000 Index with a potential automatic call on March 31, 2027 and maturity on April 5, 2028. Each $1,000 note pays no interest. If the closing levels of both indices on the call observation date are at or above their initial levels, the notes will be called and pay principal plus a 15.25% call premium. If not called, the maturity payout depends on the least performing index: a positive return uses a 250.00% participation rate, full principal is preserved only if each index finishes at or above 75.00% of its initial level, and losses occur proportionally below that trigger (potentially a 100% loss). Payments are subject to the Bank's credit risk. The Bank’s initial estimated value was $956.75 per $1,000, below the original issue price.
The Bank of Nova Scotia offers Airbag Autocallable Yield Notes linked to the common stock of International Paper Company. These senior, unsecured notes pay a fixed quarterly coupon (to be set on the trade date) and may be automatically called on quarterly observation dates. If not called and the final closing level is below the conversion level, holders receive a share delivery amount calculated as $1,000 divided by the conversion level (rounded), which can be worth less than principal; in extreme cases investors may lose their entire investment. Payments depend on BNS creditworthiness. Trade date, settlement date, observation dates, final valuation date and maturity are indicated in the supplement.
The Bank of Nova Scotia is offering Digital Notes linked to the S&P 500® Index. The notes are non‑interest bearing, senior unsecured obligations with an expected term of approximately 25 to 28 months. At maturity you receive a capped positive payout if the final level is >= 85.00% of the initial level (the maximum payment amount is expected to be between $1,171.50 and $1,201.70 per $1,000). If the final level is below 85.00%, losses apply: the structure uses a buffer rate of approximately 117.65%, which multiplies the negative reference asset return beyond the 15.00% threshold and can cause loss of up to 100% of principal. The Bank’s initial estimated value is expected to be between $955.80 and $985.80 per $1,000, and the original issue price is 100%. Any payment depends on the Bank’s creditworthiness; there will be no dividends, no interim payments, limited liquidity and no exchange listing.
The Bank of Nova Scotia is offering senior, unsecured, equity-linked notes tied to the common stock of Meta Platforms, Inc. with a face amount of $1,000 per security. The securities price on a preliminary basis and may be auto-called approximately one year after issuance for at least a 22.20% call premium; if not called, maturity is October 13, 2028 with a 150% upside participation rate and a downside threshold equal to 70% of the starting price. The Bank’s estimated pricing-range value is between $935.85 and $965.85 per security. Payments are subject to the Bank’s credit risk, no periodic interest or dividends will be paid, and investors may lose more than 30%, and possibly all, of principal if the ending price is below the threshold.
The Bank of Nova Scotia is offering Digital Notes linked to the EURO STOXX 50® Index with $3,507,000 aggregate principal. Each $1,000 note pays at maturity on May 12, 2028 and references the index level from the trade date (March 31, 2026) to the valuation date (May 10, 2028). If the final level is at least 85.00% of the initial level (initial level 5,569.73), holders receive a capped $1,214.80 per $1,000. If below that threshold, losses apply and investors may lose up to 100% of principal; downside is amplified by a buffer rate of approximately 117.65%. Notes do not bear interest, are unsecured obligations of the Bank, are subject to the Bank’s credit risk, are not listed, and proceeds are for general corporate purposes.
The Bank of Nova Scotia (BNS) is offering $14,343,000 of Dual Directional Buffered PLUS notes linked to the S&P 500® Index due April 5, 2028. Each $1,000 note offers 150.00% upside leverage subject to an 18.35% cap, a 10.00% buffer, and a minimum payment of $100.00 at maturity.
Payments are unsecured and subject to BNS credit risk; the notes pay no interest, are not listed, and have limited liquidity. BNS’ initial estimated value was $953.10 per $1,000 issue price of $1,000.00, and distribution fees total $25.00 per $1,000.
The Bank of Nova Scotia is offering $4,277,000 of Autocallable Contingent Coupon Trigger Notes linked to the common stock of NVIDIA Corporation with a maturity date of May 5, 2027. Each note has a $1,000 principal amount and an initial price tied to an initial price of $174.40 per share.
The notes pay a monthly contingent coupon of $10.917 per $1,000 (1.0917% monthly, ~13.10% annualized) only if the reference stock closing price on an observation date is >= the coupon barrier (59.00% of the initial price). The notes are automatically called if, on any call observation date (Sept 2026–Mar 2027), the closing price is >= the initial price; called notes pay $1,000 plus the contingent coupon. If not called and the final price is below 59.00% of the initial price, holders receive a share delivery amount (or cash in lieu), exposing principal to loss. The Bank’s initial estimated value was $977.26 per $1,000, below the original issue price.
The Bank of Nova Scotia (BNS) is offering $8,149,000 aggregate principal amount of Trigger Jump Securities with an Auto-Callable feature linked to the TOPIX® index. Each note has a stated principal amount of $1,000, an issue price of $1,000, and a pricing date of March 31, 2026.
The securities pay no interest, may be automatically redeemed on scheduled determination dates for fixed early redemption payments (each corresponding to 10.90% per annum), and mature on April 5, 2032. At maturity holders may receive $1,654.00 per security if the final index value is at or above the initial index value, $1,000.00 if the final index value is between the trigger (70.00% of the initial index value) and the initial index value, or a payment that declines 1% for each 1% the final index value falls below the initial index value (potentially to zero). All payments are subject to BNS credit risk; the initial estimated value on the pricing date was $947.00 per security.
The Bank of Nova Scotia priced $323,000 of Autocallable Contingent Coupon Trigger Notes linked to the VanEck® Semiconductor ETF, due July 6, 2027. The notes pay a contingent quarterly coupon (product of $36.25 per $1,000 times elapsed observation dates less prior coupons) only if the ETF closing price on an observation date is ≥70.00% of the initial price ($383.40). Call observation dates run Sept 2026–Mar 2027; if the ETF closes ≥ initial price on a call observation date the notes are automatically called and investors receive $1,000 plus the contingent coupon. If not called, maturity payoffs depend on the final price on June 30, 2027: if final price ≥70.00% of initial price, investors receive $1,000 plus any final contingent coupon; if final price <70.00%, investors suffer the reference asset return (principal at risk, potentially 100% loss). The Bank disclosed an initial estimated value of $966.33 per $1,000 principal amount and original issue price of 100% (underwriting commission 0.75%).
The Bank of Nova Scotia is offering $7,512,000 of Trigger Performance Leveraged Upside Securities ("Trigger PLUS") linked to the S&P 500® Index due April 5, 2032. Each note has a $1,000 stated principal amount, no coupon, a leverage factor of 108.20% on upside and a trigger level equal to 85.00% of the initial index value. At maturity the payout is: principal plus leveraged upside if the final index value > initial value; full principal if the final index value is between the trigger level and the initial value; and pro rata loss (up to 100%) if the final index value is below the trigger level. All payments are subject to BNS credit risk; the initial estimated value was $934.60 per $1,000 stated principal amount and the issue price is $1,000 (commissions reduce proceeds).
The Bank of Nova Scotia (BNS) is offering $7,417,000 of Buffered Performance Leveraged Upside Securities ("Buffered PLUS") linked to the EURO STOXX 50® Index, maturing on October 4, 2028. Each note has a stated principal amount of $1,000 and an issue price of $1,000.
At maturity investors receive either: the stated principal plus a 200.00% leverage on positive index return capped at a 31.20% gain (maximum payment $1,312.00); the stated principal if the final index value declines by no more than a 15.00% buffer; or a pro rata loss beyond the buffer (investors can lose up to 85.00% of principal). All payments are subject to BNS credit risk. Pricing date was March 31, 2026 and original issue date April 7, 2026.
The Bank of Nova Scotia is offering Autocallable Digital Buffer Notes linked to the common stock of Meta Platforms, Inc. with a Principal Amount of $10,000 per Note and an Original Issue Price of 100%. The Notes feature an automatic call on the Review Date (April 14, 2027) if the Reference Asset closes at or above the Call Value, producing a Call Payment of $11,932.00 per Note (Call Premium 19.32%). If not called, maturity mechanics depend on the Final Value on April 3, 2028: holders receive either (i) cash equal to 38.64% Digital Return or the positive Reference Asset Return, (ii) full principal if the Final Value is at or above the Buffer Value of $463.38 (80.00% of Initial Value), or (iii) a Physical Delivery Amount of 21.5806 shares per Note (rounded down, fractional share paid in cash) if the Final Value is below the Buffer Value, exposing holders to up to 100% principal loss. Key dates: Strike April 1, 2026, Trade April 2, 2026, Settlement/Original Issue Date April 8, 2026, and Maturity April 6, 2028. All payments are subject to the Bank's credit risk and the Notes are not listed or FDIC/CDIC insured.
The Bank of Nova Scotia is offering $1,000,000 of Autocallable Digital Buffer Notes linked to an equally-weighted basket of four equity securities. Each Note has a $1,000 Principal Amount, an Original Issue Price of 100%, and a term of approximately 24 months.
If the Basket Closing Value on the Review Date (April 13, 2027) is ≥ the Call Value (100.00), each Note will be automatically called and pay $1,220.50 (Principal plus a $220.50 Call Premium, or 22.05%). If not called, the Payment at Maturity (April 6, 2028) depends on the Final Basket Value: holders may receive a fixed Digital Return of 44.10% or a payoff equal to 150.00% × positive Basket Return; a Buffer protects losses down to 85.00% of the Initial Basket Value, below which losses are leveraged by a Downside Leverage Factor (~1.1765). Payments are unsecured obligations of the Bank and subject to the Bank’s credit risk.
The Bank of Nova Scotia is offering series A equity‑linked, auto‑callable senior notes linked to the common stock of Blackstone Inc. Each security has a $1,000 face amount and an original offering price of $1,000. If the Underlying Stock equals or exceeds 90% of the starting price on the call date (April 8, 2027), the notes will be automatically called for the face amount plus a 25.50% call premium. If not called, holders may receive at maturity (April 5, 2029) either the face amount, a leveraged upside payment equal to 200.00% of the stock’s percentage gain, or, if the ending price is below 60% of the starting price, full downside exposure and a loss of more than 40% of principal. The Bank’s estimated value at pricing was $957.87 per security; all payments are subject to the Bank’s credit risk.
The Bank of Nova Scotia priced Market Linked Senior Notes — Series A — totaling $2,063,000 aggregate face amount at an $1,000 face amount per security. These auto-callable, contingent-coupon securities pay a 9.00% per annum contingent coupon quarterly only if the lowest performing index equals or exceeds 70% of its starting level on each calculation day, can be automatically called from September 2026 through December 2029 if the lowest performing index closes at or above its starting level on a calculation day, and mature on March 28, 2030 with principal at risk if the lowest performing index’s ending level is below 70% of its starting level. The Bank’s estimated value at pricing was $947.53 per security (94.753% of face) and all payments are subject to the Bank’s credit risk.
The Bank of Nova Scotia is offering Senior Note Program, Series A equity index linked securities—market‑linked, senior unsecured notes tied to the EURO STOXX 50® Index maturing October 4, 2029. The securities pay no interest; if the ending index level rises you receive 162% of the upside, if the ending level is between 75% and 100% of the starting level you receive the face amount, and if it falls below 75% you suffer full downside (losses greater than 25%, up to 100%). The offering price is $1,000 per security and the Bank's estimated value at pricing was $959.67 (95.967%) per security. All payments are subject to the Bank's credit risk and there is no exchange listing; the securities are designed to be held to maturity.
The Bank of Nova Scotia (BNS) is offering $9,376,000 of Trigger Jump Securities with an Auto-Callable feature linked to the EURO STOXX 50® (SX5E). Each note has a $1,000 stated principal, issues at $1,000 with fees of $35 per note, and matures on April 5, 2032. The notes pay no interest and may be automatically redeemed early on specified determination dates for fixed cash amounts that equate to a 10.28% per annum return. If not redeemed, maturity payments depend on the final index value: $1,616.80 if the final index value >= initial index value (initial index value = 5,569.73), $1,000 if the final index value is >= the trigger level (70% of initial = 3,898.811), or a downside payment equal to $1,000 × (1 + underlying return) if the final index value is below the trigger level (investors can lose up to 100% of principal). All payments are subject to BNS credit risk. BNS’ initial estimated value at pricing was $955.70 per note.
The Bank of Nova Scotia priced a primary offering of equity-linked senior notes totaling $7,705,000 in aggregate original offering price. The securities are market-linked, auto-callable notes linked to the lowest performing of AAPL, GOOG (Class C) and NVDA, with a face amount of $1,000 per security and an estimated value of $910.89 per security as of the March 31, 2026 pricing date. If automatically called on the first call date, holders receive the face amount plus a 50.00% call premium; if not called, maturity payouts depend solely on the lowest performing underlying stock with a 325% upside participation rate and downside exposure below an 80% threshold. Payments are unsecured obligations of the Bank and subject to its credit risk.
The Bank of Nova Scotia is offering Autocallable Contingent Barrier Return Enhanced Notes due April 13, 2029, linked to the least performing common stock of Blackstone Inc. and KKR & Co. Inc.. The notes are senior, unsecured obligations of the Bank and do not pay interest.
The notes include an automatic call feature on the Review Date (April 16, 2027) if each Reference Asset’s Closing Value is at or above its Call Value, in which case investors receive the Principal Amount plus a Call Premium (at least $293.50 per $1,000). If not called, maturity payoffs depend on the Least Performing Reference Asset, with a 300.00% Participation Rate for positive performance and a 50.00% Barrier (50% of Initial Value) below which investors suffer losses up to 100% of principal. Expected trade and settlement dates are April 10, 2026 and April 15, 2026.
The Bank of Nova Scotia priced a series of senior, equity‑linked notes (face $1,000 each) linked to the lowest performing of Costco, Fiserv and JPMorgan, with a 16.10% per annum contingent monthly coupon and an automatic call feature through February 2029. The securities pay monthly contingent coupons only if the lowest performing underlying closes at or above 60% of its starting price on each calculation day; if not called, principal at maturity depends on the lowest performing stock's ending price and can result in losses exceeding 40% of face amount. The Bank's estimated value at pricing was $913.12 per security and the original offering price was $1,000 per security.
The Bank of Nova Scotia is offering Capped Buffered Enhanced Participation Notes linked to the Russell 2000® Index due January 4, 2028. Each $1,000 note pays at maturity an amount tied to the Russell 2000® return from the trade date March 30, 2026 to the valuation date December 30, 2027.
If the final level exceeds the initial level of 2,414.006, holders receive 150.00% of the index return up to a capped payment of $1,210.00 per $1,000. If the final level falls by 10.00% or less, holders receive principal. If the final level falls by more than 10.00%, holders suffer losses equal to the index decline in excess of 10.00% and could lose up to 90.00% of principal. Payments are subject to the Bank’s creditworthiness.
The Bank of Nova Scotia is offering capped enhanced participation notes linked to the S&P 500® Index with $1,000 principal per note and $1,016,000 aggregate initial issue. The notes mature on May 19, 2028 and pay at maturity based on the S&P 500® return from the trade date of March 30, 2026 to the valuation date of May 17, 2028. The participation rate is 300.00% but appreciation is capped: the maximum payment amount is $1,316.50 per $1,000 (cap ≈ 10.55% reference-asset appreciation). If the final level is below the initial level of 6,343.72, investors suffer losses dollar-for-dollar down to 0. Notes pay no coupons, are unsecured obligations of the Bank, and are subject to the Bank’s credit risk. Purchase price equals 100% of principal and the Bank’s initial estimated note value was $986.50 per $1,000.
The Bank of Nova Scotia is offering $1,018,000 of Capped Buffered Index‑Linked Notes due October 5, 2027, linked to the least performing of the Russell 2000® and the S&P 500® (trade date March 30, 2026; valuation date September 30, 2027).
Each $1,000 note participates at 120.00% of the least performing reference asset return, capped at a $1,205.00 maturity payment per $1,000 (≈120.50%). A 90.00% buffer level applies: if a reference asset falls below 90.00% of its initial level you begin to lose principal, and you may lose up to 90.00% of principal. The initial estimated value was $939.79 per $1,000; payments depend on the Bank’s creditworthiness.
The Bank of Nova Scotia is offering $1,404,000 of Autocallable Trigger Notes linked to the least performing of the Nasdaq-100 Index and the Russell 2000 Index due April 4, 2028. The notes pay no interest and may be automatically redeemed on March 30, 2027 if each reference asset’s closing level is at least its initial level. On an automatic call the payment equals $1,000 plus a 12.50% call premium per $1,000 principal.
If not called, maturity payment depends on the least performing reference asset: a positive payoff uses a 250.00% participation rate on the positive least‑performing return; if the least performer falls below 75.00% of its initial level you incur a dollar‑for‑dollar loss and could lose your entire principal. Payments are unsecured obligations of The Bank of Nova Scotia and are subject to the Bank’s credit risk.
The Bank of Nova Scotia is offering $500,000 of Autocallable Digital Trigger Notes linked to the least performing of the Russell 2000® (initial level 2,414.006) and the S&P 500® (initial level 6,343.72). The notes mature April 5, 2029, but will be automatically called on March 30, 2027 if each index closes at or above its initial level, in which case holders receive $1,000 plus a 12.25% call premium per $1,000 (call payment April 2, 2027). If not called, maturity payment depends on the least performing index return on April 2, 2029: at or above initial levels holders receive at least a $1,400 threshold settlement per $1,000; if any final level is between 85.00% and 100.00% of its initial level holders receive $1,000; if any final level is below 85.00% holders suffer a pro rata loss tied to the least performing reference asset. Payments are unsecured obligations of the Bank and subject to its credit risk. The Bank’s initial estimated value was $925.53 per $1,000, below the original issue price.
The Bank of Nova Scotia priced $7,780,000 of Capped Buffered Enhanced Participation Basket-Linked Notes due March 10, 2028. The notes pay no interest and link redemption to a weighted basket of five international indices measured from the trade date (March 30, 2026) to the valuation date (March 8, 2028). For each $1,000 principal, the notes offer a 200.00% participation rate in positive basket returns subject to a capped maximum payment of $1,296.40. A buffer protects against the first 10.00% of declines (buffer level 90.00%), but losses below that absorb principal at an effective 111.11% rate and can reach 100% of principal. The initial estimated value on the trade date was $971.31, below the original issue price of $1,000. Payments are unsecured obligations of the Bank and depend on its creditworthiness.