Bank of Nova Scotia 424B Filings

The Bank of Nova Scotia is offering Autocallable Contingent Coupon Buffer Notes linked to the common stock of Microsoft Corporation. The Notes have a $1,000 Principal Amount, Original Issue Price of 100%, an expected Trade Date of June 18, 2026, Original Issue Date of June 24, 2026 and maturity on July 7, 2027 (approximately a 54‑week term if not called).

The Notes pay contingent coupons only if Microsoft’s Closing Value on Observation Dates meets or exceeds 85.00% of the Initial Value; the Contingent Coupon will be at least $41.00 per Note (actual coupon set on the Trade Date). The Notes are automatically called if the Reference Asset’s Closing Value on any Observation Date is at or above the Initial Value. If not called, principal protection is subject to a 15.00% buffer; losses are magnified by a Downside Leverage Factor ≈ 1.1765, meaning investors may lose up to 100% of principal if the Final Value falls sufficiently below the Initial Value.

The Bank of Nova Scotia is offering autocal lable contingent-coupon buffer notes linked to Alphabet Inc. Class A stock. Each Note has a $1,000 Principal Amount, a trade date expected on June 18, 2026 and maturity on July 7, 2027. The Notes may be automatically called early if the Reference Asset closes at or above its Initial Value on an Observation Date. If not called, Contingent Coupons (at least $35.30 per Note, final amount set on the Trade Date) may be payable when the Closing Value is at or above 80% of the Initial Value. At maturity, if the Final Value is below 80% of the Initial Value, investors absorb downside losses of 1.25% of principal for each 1% decline beyond the 20% buffer, up to a full loss. Payments are unsecured obligations of the Bank and subject to its credit risk.

The Bank of Nova Scotia issues $3,555,000 aggregate Autocallable Contingent Coupon Notes due June 15, 2029. The senior, unsecured Notes pay contingent quarterly coupons (9.55% per annum equivalent) if both the Nasdaq-100 and Russell 2000 meet 70% barriers on observation dates and are automatically called if both indices close at or above their initial values on any Call Observation Date. If not called, the maturity payout depends solely on the least performing reference asset: holders receive full principal if that asset’s Final Value is at or above its 70% Barrier Value, or suffer losses equal to the percentage decline of that least performing asset (up to a 100% loss of principal). The Notes settle on June 17, 2026, carry a $1,000 minimum denomination and are unsecured obligations subject to the Bank’s credit risk.

The Bank of Nova Scotia is offering Capped Barrier Return Enhanced Notes linked to the S&P 500^® Index with $308,000 aggregate principal and an Original Issue Price of 100%.

The notes mature on December 16, 2027, have a Participation Rate of 125.00%, a Maximum Return of 17.00% (maximum payment $1,170.00 per $1,000 note) and an Initial Value of 7,431.46. A Barrier Value of 5,945.17 (80.00% of Initial Value) applies; if the Final Value is below the Barrier you may lose up to 100% of principal. Payments are unsecured, made in cash at maturity and are subject to the Bank’s credit risk.

The Bank of Nova Scotia offers $7,319,000 of Autocallable Contingent Coupon Buffer Notes linked to Broadcom Inc. common stock due June 30, 2027. The notes pay a $42.90 contingent coupon on specified Observation Dates if Broadcom's Closing Value is at or above 70.00% of the Initial Value and will be automatically called early if Broadcom's Closing Value on any Observation Date equals or exceeds the Initial Value. If not called, principal repayment at maturity depends on the Final Value versus a Buffer Value equal to $267.45 (70.00% of the Initial Value). The Initial Value was $382.07, the Principal Amount is $1,000 per note, and the aggregate original issue amount is $7,319,000. Payments are unsecured obligations of the Bank and subject to the Bank's credit risk; investors may lose up to 100% of principal if the Final Value falls sufficiently below the Initial Value.

The Bank of Nova Scotia is offering $3,599,000 of Autocallable Digital Buffer Notes linked to the VanEck® Gold Miners ETF (GDX). The notes have a Principal Amount of $1,000 per note, trade date June 12, 2026, original issue price 100%, and maturity June 15, 2028.

If the Reference Asset’s Closing Value on the Review Date ( June 25, 2027) is ≥ the Call Value ($80.03), the notes are automatically called and pay $1,239.00 per note (Call Premium $239.00, 23.90%). If not called, maturity payoffs depend on the Final Value: at or above Initial Value you receive $1,000 plus the greater of the Digital Return (47.80%) or the Reference Asset Return; between the Initial Value and the Buffer Value ($64.02) you receive $1,000; below the Buffer Value you suffer leveraged losses (1.25% of principal for each 1% decline beyond the 20% buffer), up to a 100% loss. Payments are unsecured and subject to the Bank’s credit risk.

The Bank of Nova Scotia is offering Autocallable Contingent Coupon Buffer Notes linked to the common stock of Amazon.com, Inc. The notes are senior, unsecured obligations due July 7, 2027 with a Principal Amount of $1,000 per note and an Original Issue Price of 100%. If the Closing Value of AMZN equals or exceeds the Initial Value on any Observation Date the notes will be automatically called and pay the Principal Amount plus any Contingent Coupon. If not called, contingent coupons of at least $35.40 may pay on specified dates only when AMZN closes at or above 80.00% of the Initial Value. At maturity, if the Final Value is below the 80.00% buffer you lose 1.25% of principal for each 1% decline beyond the buffer (Downside Leverage Factor = 1.25), exposing investors to up to 100% principal loss. Trade Date is expected June 18, 2026 and settlement on June 24, 2026. Payments are subject to the Bank’s credit risk; initial estimated value range is $956.46–$986.46 per $1,000 note.

The Bank of Nova Scotia is offering Autocallable Contingent Coupon Notes with Memory Coupon linked to the least performing common stock of Apple Inc. and Amazon.com, Inc.. Each Note has a $1,000 Principal Amount, an Original Issue Price of 100% and a term of approximately 18 months. The Notes may be automatically called on specified Call Observation Dates if each Reference Asset's Closing Value is at or above its Initial Value. Contingent Coupons of $29.50 per Note (equal to 11.80% per annum) are payable only if both Reference Assets meet their Contingent Coupon Barrier Values on observation dates, and unpaid coupons may carry forward only if later payable. At maturity, if not called, payment is determined by the Least Performing Reference Asset: full principal in cash if its Final Value is at or above 60% of its Initial Value; otherwise physical delivery of shares (or cash in lieu) based on the Physical Delivery Amount, exposing investors to up to 100% principal loss. Payments are unsecured obligations of the Bank and subject to its credit risk. The initial estimated value range is $944.77 to $974.47 per $1,000 Note, and the Notes are expected to price on June 18, 2026 and settle on June 24, 2026. This summary is qualified in the pricing supplement and accompanying documents.

The Bank of Nova Scotia offers $2,000,000 of Airbag In-Digital Securities linked to shares of the State Street® SPDR® S&P 500® ETF Trust (SPY) maturing December 15, 2027. Each Security has a $1,000 principal amount and a digital return of 10.55%. The initial level on the trade date was $725.43; the digital barrier and conversion level are $544.07 (75.00% of the initial level). If the final level is ≥ the conversion level, BNS will pay $1,000 × (1 + 10.55%) at maturity. If the final level is below the conversion level, BNS will deliver approximately 1.8380 shares of SPY per Security (fractional shares paid in cash), which is expected to be worth less than principal. The issuer’s creditworthiness is the source of all payments; investors may lose some or all principal and should be prepared to hold to maturity.

The Bank of Nova Scotia is offering U.S. dollar-denominated Digital Notes linked to the EURO STOXX 50® Index with a term expected to be approximately 26 to 29 months. Each note has a $1,000 principal amount and does not pay interest. At maturity you receive either a capped positive payment (the threshold settlement amount, expected between $1,172.40 and $1,202.80 per $1,000) if the final index level is at least 82.50% of the initial level, or a formulaic cash payout that can result in up to a 100% loss of principal if the final level declines by more than 17.50%. The notes are unsecured obligations of the Bank, are not insured, will not be listed, and any payment depends on the Bank’s creditworthiness. The Bank’s initial estimated value is expected to be between $955.30 and $985.30 per $1,000, below the original issue price.

The Bank of Nova Scotia issued senior note securities linked to the Russell 1000® Value Index with a $1,000 face amount per security and a stated maturity date of June 16, 2031. The notes pay no periodic interest; the maturity payment depends on the Index: investors receive the face amount plus 100.50% of any index gain, receive the face amount if the ending level is at or above 75% of the starting level, and bear full downside below that threshold, potentially losing more than 25% or all principal. The pricing date was June 11, 2026, the starting level was 2,355.113, the threshold level is 1,766.33475, and the Bank's estimated value at pricing was $938.55 per security. The original offering price was $1,000 per security; proceeds to the Bank were $961.30 per security.

The Bank of Nova Scotia is offering $2,612,000 in face amount of senior, unsecured, auto‑callable, equity‑linked securities linked to Broadcom Inc. stock due June 14, 2029. Each $1,000 face amount security has a contingent coupon rate of 16.10% per annum payable monthly only if the Underlying Stock's closing price on a monthly calculation day is at or above the coupon threshold (65.00% of the starting price). The starting price was $372.10, making the coupon and downside threshold $241.865 (65.00% of the starting price). The securities are automatically callable if a monthly calculation‑day closing price is at or above the starting price beginning in December 2026; if called you receive face amount plus accrued contingent coupons. If not called, maturity payoff depends on the ending price: you receive $1,000 if the ending price is at or above the downside threshold, but will suffer >35% loss (and potentially total loss) if the ending price is below that threshold. The Bank's estimated value on the pricing date was $964.83 per security; the original offering price was $1,000 per security. All payments are subject to the Bank's credit risk and the securities are not insured by CDIC or FDIC.

The Bank of Nova Scotia is offering $2,740,000 aggregate of Autocallable Contingent Coupon Notes with Memory Coupon due December 16, 2027. The notes pay contingent quarterly coupons of $243.00 per note (stated as 9.72% per annum) if both reference ETFs meet barrier tests on observation dates, are automatically called if both reference ETFs close at or above their initial values on any call observation date, and at maturity either return principal in cash or deliver shares of the least performing reference ETF if that ETF’s final value is below its 75% barrier.

The Trade Date is June 11, 2026, Original Issue Date June 16, 2026, minimum investment $10,000, and the issuer is exposed to credit risk of The Bank of Nova Scotia. The initial estimated value provided was $9,742.00 per $10,000 note, below the Original Issue Price of 100%.

The Bank of Nova Scotia priced $1,505,000 of Autocallable Barrier Review Notes due June 16, 2031. The notes are unsecured senior debt that pay no coupons and are linked to the least performing of the S&P 500® and the EURO STOXX 50® indices. The notes will be automatically called on an Observation Date if each index’s Closing Value is at least 100.00% of its Initial Value, paying the applicable Call Payment Amount (Call Return Rate 12.00% per term). If not called and the Final Value of each index is at least 70.00% of its Initial Value (Barrier Value), investors receive the $1,000 Principal Amount; otherwise payment at maturity is reduced in direct proportion to the negative return of the Least Performing Reference Asset (loss up to 100%). The Trade Date was June 11, 2026, settlement/original issue date June 16, 2026, and maturity June 16, 2031. The Bank’s initial estimated value at pricing was $957.14 per $1,000 Principal Amount, below the Original Issue Price.

The Bank of Nova Scotia priced a series of senior, equity‑linked notes due June 15, 2029 that pay a fixed monthly coupon of 12.25% and are linked to the common stock of Rocket Companies, Inc. The notes are auto‑callable monthly from September 2026 through May 2029; if called you receive the $1,000 face amount plus a final coupon. If not called, maturity pays $1,000 in cash only if the ending price is at or above the downside threshold ($7.524, 60% of the starting price). If the ending price is below that threshold holders receive a share delivery amount of 79.7448 shares (based on a $12.54 starting price), which may be worth less than the face amount. All payments are subject to the Bank’s credit risk.

The Bank of Nova Scotia is offering $6,144,000 of Autocallable Coupon Notes linked to the least performing share of Apple, Amazon and NVIDIA. The notes pay a Coupon of $30.30 per Note (equal to 12.12% per annum), may be automatically called on specified observation dates, and mature on June 15, 2028. If not called, the maturity payout depends on the Least Performing Reference Asset versus a Barrier equal to 50% of each Initial Value; holders may receive shares at maturity and can lose up to 100% of principal. Trade Date: June 11, 2026. Minimum investment: $1,000.

The Bank of Nova Scotia is offering Autocallable Contingent Coupon Notes with Memory Coupon linked to the common stock of Meta Platforms, Inc. Each Note has a $1,000 Principal Amount and an Original Issue Price of 100%. The Notes are unsecured obligations of the Bank and pay Contingent Coupons of $29.30 per Note (equal to 11.72% per annum) only if the Closing Value of the Reference Asset on specified observation dates meets or exceeds a Contingent Coupon Barrier equal to 60.00% of the Initial Value. The Notes will be automatically called on specified Call Observation Dates if the Closing Value is equal to or greater than the Initial Value. If not called, payment at maturity on December 23, 2027 depends on the Final Value: cash principal if Final Value ≥ Barrier Value (60% of Initial Value), otherwise physical delivery of shares (the Physical Delivery Amount), exposing holders to up to 100% principal loss. Trade Date is June 18, 2026, Original Issue Date June 24, 2026, and initial estimated value per Note is given as $948.94–$978.94. Underwriting commission is 1.50% (proceeds to Bank 98.50%). The Notes are not listed and are subject to the Bank's credit risk, liquidity limitations, tax uncertainties and various adjustment provisions.

The Bank of Nova Scotia is offering $4,044,000 of Autocallable Barrier Review Notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500. The notes have a five-year term if not called, a 70.00% barrier, and an automatic call feature paying staged Call Payment Amounts (first call $1,167 per $1,000; final call $1,835 per $1,000). Payments are cash-only and depend on the Bank's creditworthiness. The initial estimated value was $984.78 per $1,000, below the Original Issue Price. The notes expose investors to full downside of the least performing reference asset at maturity and do not pay coupons.

The Bank of Nova Scotia is offering Autocallable Contingent Coupon Notes with Memory Coupon linked to the S&P 500® Index, with an aggregate principal amount of $5,812,000 and a per-note principal of $1,000. The notes mature on July 15, 2027 unless automatically called on specified Observation Dates. Investors receive a $25.30 contingent coupon per note on an Observation Date if the index closes at or above 80.00% of the Initial Value (5,813.59); unpaid contingent coupons carry forward and may be paid later if a future Observation Date meets the barrier. If not called and the Final Value is below the Barrier Value, principal repayment is reduced pro rata by the Reference Asset Return and investors may lose up to 100% of principal. Initial estimated value on the Trade Date was $981.69 per $1,000, below the Original Issue Price. Payments depend on the Bank's creditworthiness and the notes are unsecured, unlisted, and lack guaranteed interest.

The Bank of Nova Scotia offers $1,062,000 aggregate of callable Contingent Coupon Notes due June 14, 2029, linked to the least performing of the State Street SPDR S&P Regional Banking ETF (KRE), the Nasdaq-100 Index (NDX) and the S&P 500 Index (SPX). The notes pay a contingent coupon of $9.2917 per $1,000 Note on a scheduled payment date only if the closing value of each Reference Asset on that observation date equals or exceeds its 60% Contingent Coupon Barrier Value; otherwise no coupon is paid. The issuer may call the notes in whole on potential Call Settlement Dates; if called you receive $1,000 principal plus any contingent coupon due on that date. At maturity, if not called, the payment is tied solely to the performance of the Least Performing Reference Asset with a 50% Barrier Value: if that asset’s Final Value is below the Barrier Value, principal is reduced proportionally and you may lose up to 100% of principal. The initial estimated value was $970.55 per $1,000 Note and the Original Issue Price is 100%.

The Bank of Nova Scotia is offering $12,000,000 of senior unsecured notes ("securities") due June 14, 2027 linked to shares of the Invesco QQQ Trust, Series 1. The notes pay a $13.60 contingent monthly coupon (16.32% per annum) only if the underlying closing price at each determination date is ≥ 90% of the initial share price, include an automatic early‑call if the underlying equals or exceeds the call threshold, and expose investors to principal loss if the final share price is below the downside threshold. Payments are subject to BNS credit risk and the securities are not listed.

The Bank of Nova Scotia is offering $1,786,000 of Autocallable Contingent Coupon Trigger Notes linked to Meta Platforms, Inc. Class A common stock due July 14, 2027. Each note has a $1,000 principal amount and an initial price per share of $584.59 set on the trade date.

The notes pay a contingent coupon of $9.375 per $1,000 (equal to 0.9375% monthly or up to 11.25% per annum) on a coupon payment date only if the reference asset’s closing price on the related observation date is at least the coupon barrier of 68.00% of the initial price. The notes are automatically called (redeemed early) if the reference asset’s closing price on certain call observation dates is equal to or greater than the initial price.

At maturity, if the final price is below the trigger price (68.00% of the initial price), holders will receive a share delivery amount equal to $1,000 divided by the initial price (rounded), which may result in a significant loss of principal. Payments depend on the Bank’s creditworthiness.

The Bank of Nova Scotia is offering $2,409,000 in aggregate principal amount of Digital Notes linked to the EURO STOXX 50® Index due December 3, 2027. The notes are U.S. dollar, non‑interest bearing, unsecured senior obligations of the Bank and pay at maturity based solely on the EURO STOXX 50® price return from the trade date June 9, 2026 to the valuation date December 1, 2027.

If the final level is equal to or greater than 87.50% of the initial level (6,049.74), holders receive a capped threshold settlement amount of $1,146.30 per $1,000. If the final level is below that threshold, losses apply and holders may lose up to 100% of principal; the buffer rate is approximately 114.29%. Payments depend on the Bank’s creditworthiness and there will be no listing or interim payments.

The Bank of Nova Scotia is offering $2,600,000 of Trigger Autocallable Contingent Yield Notes linked to Microsoft common stock due December 14, 2027. The Notes pay a contingent coupon of 16.70% per annum only when the closing level of Microsoft on an observation date meets or exceeds the coupon barrier. The Notes are automatically called if Microsoft’s closing level on any observation date is equal to or greater than the initial level, in which case investors receive principal plus the contingent coupon on the related call settlement date.

If not called, repayment at maturity is principal only if the final level is at or above the downside threshold; if the final level is below that threshold investors suffer a loss proportional to the underlying return and could lose their entire investment. Payments depend on BNS’s creditworthiness. Trade date is June 9, 2026, settlement June 12, 2026, final valuation December 9, 2027.

The Bank of Nova Scotia is offering Digital Notes linked to the S&P 500® Index maturing November 10, 2027. Each note has a $1,000 principal amount and pays at maturity based on the S&P 500 closing level on the November 8, 2027 valuation date. If the final level is ≥90.00% of the initial level (initial level 7,266.99), holders receive a capped maximum payment of $1,141.30 per $1,000. If the final level is below 90.00% of the initial level, losses are magnified by a buffer rate of approximately 111.11%, and holders may lose up to 100% of principal. The notes pay no interest, are unsecured obligations of the Bank, are not listed, and any payment is subject to the Bank’s credit risk. The Bank’s initial estimated value range on the trade date was $964.72 to $994.72 per $1,000, while the original issue price is 100.00%. Purchase proceeds are for general corporate purposes.

The Bank of Nova Scotia is offering Autocallable Contingent Coupon Notes due June 22, 2029 linked to the least performing of the Russell 2000®, S&P 500® and EURO STOXX 50®. The notes are senior, unsecured obligations with a $1,000 principal amount per note and a minimum investment of $1,000.

The notes may pay contingent coupons if each reference asset meets a 75.00% barrier on specified observation dates and can be automatically called if all three reference assets close at or above their initial values on a Call Observation Date. If not called, maturity payment depends solely on the least performing reference asset and may result in a loss of up to 100% of principal. Trade Date is June 18, 2026 and Original Issue Date is June 24, 2026.

The Bank of Nova Scotia is offering Autocallable Contingent Coupon Notes linked to the S&P 500® Index due July 15, 2027. Each Note has a $1,000 Principal Amount, four Observation Dates and may be automatically called early if the Index Closing Value on an Observation Date is at or above the Initial Value. If not called, Contingent Coupons of $25.30 may pay on specified dates when the Index is at or above 5,813.59 (the 80.00% barrier). If the Final Value is below the Barrier Value, the Payment at Maturity is reduced pro rata by the Reference Asset Return and investors may lose up to 100% of principal. The initial estimated value range on the Trade Date is $952.23–$982.23 per $1,000. The Notes are senior unsecured obligations of the Bank and are subject to the Bank's credit risk, limited liquidity, hedging conflicts, and uncertain U.S. and Canadian tax treatment.

The Bank of Nova Scotia offers Autocallable Contingent Coupon Notes linked to Alphabet Inc. Class A common stock. Each Note has a $1,000 Principal Amount and an Original Issue Price of 100%. The Notes may be automatically called on specified observation dates; if not called, payment at maturity depends on the Reference Asset Return versus a 60.00% Barrier Value. Contingent Coupons of $25.70 per Note (equal to 10.28% per annum) may be paid on scheduled Contingent Coupon Payment Dates if the Closing Value meets or exceeds the Contingent Coupon Barrier Value. Trade Date is June 18, 2026, Final Valuation Date is December 20, 2027, and Maturity Date is December 23, 2027. Payments are unsecured obligations of the Bank and subject to the Bank's credit risk.

The Bank of Nova Scotia offers $29,550,000 of Trigger Autocallable Contingent Yield Notes due June 12, 2031. The Notes pay quarterly contingent coupons (11.25% per annum if each underlying index meets coupon barriers) and are auto‑callable quarterly (callable after six months). At maturity principal repayment is contingent: if the least performing underlying index is below its 75.00% downside threshold, repayment equals $10 × (1 + underlying return of the least performing underlying asset), which can result in a substantial loss or total loss of principal. Payments depend on BNS creditworthiness and the Notes will not be listed on an exchange.

The Bank of Nova Scotia is offering Capped Barrier Return Enhanced Notes linked to the S&P 500® Index. The notes have a Participation Rate of 125.00%, a Maximum Return set at at least 17.00% (implying a maximum payment of $1,170.00 per $1,000), a Barrier equal to 80.00% of the Initial Value, a Trade Date of June 12, 2026, and maturity on December 16, 2027. Payments at maturity are cash-only and depend on the Final Value of the S&P 500 on the Final Valuation Date; if the Final Value is below the Barrier, investors can lose up to 100.00% of principal. The notes are senior, unsecured obligations of the Bank, not listed, and subject to the Bank's credit risk and complex tax rules.

The Bank of Nova Scotia is offering auto-callable, principal-at-risk market-linked notes linked to Ciena Corporation. Each security has a face amount of $1,000, an expected pricing date of June 26, 2026, an issue date of July 1, 2026 and a stated maturity of June 29, 2029. The contingent coupon rate will be set on the pricing date and will be at least 28.50% per annum. Quarterly contingent coupons are payable only if the Underlying Stock's closing price on a calculation day is at or above the coupon threshold, which equals 50.00% of the starting price. The securities are automatically called if the Underlying Stock closes at or above the starting price on any quarterly calculation day from September 2026 through March 2029. If not called, maturity proceeds depend on the ending price relative to the downside threshold (equal to 50.00% of the starting price), and holders may lose more than 50.00% of the face amount. The Bank's estimated value at pricing is between $903.96 and $933.96 per security; original offering price is $1,000 per security. All payments are subject to the credit risk of The Bank of Nova Scotia.

The Bank of Nova Scotia priced a series of senior, unsecured equity-linked notes (Market Linked Securities—Auto-Callable with Contingent Coupon with Memory and Contingent Downside Principal at Risk) linked to the lowest performing common stock of Affirm, IBM and Palantir. The securities were issued at $1,000 per security with total original offering of $1,632,000. Monthly contingent coupons (21.95% per annum) pay only if the lowest performing underlying on a calculation day is at or above a coupon threshold equal to 45% of its starting price. If not called, maturity payment depends on the lowest performing underlying on the final calculation day; falling below the downside threshold (45% of starting price) can cause a loss of more than 55% of principal. All payments are subject to the Bank's credit risk and limited secondary-market liquidity.

The Bank of Nova Scotia priced $12,000,000 of Buffered Contingent Income Auto-Callable Securities with Memory Coupon and Downside Leverage due June 11, 2027. These senior unsecured notes link payments to the Invesco QQQ Trust, Series 1 share performance and offer a contingent monthly coupon of $13.20 per security (15.84% per annum) when the underlying closing price on a determination date is at or above the downside threshold (90% of the initial share price). If a determination date meets the call threshold (100% of the initial share price), the securities auto-redeem early for principal plus applicable contingent coupons. If the final share price is below the downside threshold at maturity, investors receive a cash value calculated by an exchange ratio and may lose a significant portion or all of principal; payments are subject to BNS credit risk.

The Bank of Nova Scotia is offering senior, unsecured "Airbag In-Digital Securities" linked to shares of the State Street SPDR S&P 500 ETF Trust (SPY). Each Security has a $1,000 principal amount and an expected term of approximately 18 months with a trade date of June 10, 2026, settlement on June 15, 2026, final valuation date December 10, 2027 and maturity on December 15, 2027.

Holders receive either (a) at maturity, if the final level is equal to or above the digital barrier (set at 75.00% of the initial level), a cash payment equal to $1,000 × (1 + Digital Return) (the digital return will be set on the trade date and is indicated as 9.55% to 10.55% on the cover), or (b) if the final level is below the conversion level (equal to the digital barrier), physical delivery of the share delivery amount (equal to $1,000 divided by the conversion level), which is expected to be worth less than principal. All payments are subject to BNS credit risk and the contingent repayment applies only at maturity.

The Bank of Nova Scotia prices market-linked, auto-callable Nasdaq-100 linked senior notes with a $1,000 face amount per security. Each security may be automatically called on specified annual call dates for a fixed call premium (at least 10% on June 22, 2027, 20% on June 22, 2028, 30% on June 22, 2029, and 40% on June 17, 2030), or, if not called, will pay a maturity amount tied to the Nasdaq-100 closing level on the final calculation day.

The securities do not pay periodic interest, carry 1-to-1 downside exposure beyond a 10% buffer (investors may lose up to 90% of face amount), and are subject to the Bank’s credit risk. The Bank’s estimated value at pricing is between $927.25 and $957.25 per security; original offering price is $1,000 with proceeds to the Bank of $974.25 per security.

The Bank of Nova Scotia (BNS) is offering Contingent Income Auto-Callable Securities due on or about June 23, 2028, linked to the worst performing of Amazon, Alphabet (Class A) and Microsoft. Each security has a stated principal amount of $1,000.00 and an issue price of $1,000.00. Investors may receive a contingent quarterly coupon of $26.875 (equivalent to 10.75% per annum) on determination dates if all three underlying stocks close at or above their coupon threshold prices (50.00% of initial prices). The securities are senior unsecured notes of BNS; holders are exposed to BNS credit risk and to a 1-to-1 downside tied to the worst performing underlying stock, which could cause losses of up to 100.00% of principal. BNS estimates the securities' initial value on the pricing date to be between $929.57 and $959.57. Pricing date is June 18, 2026; original issue date is June 24, 2026. Sales commissions and structuring fees total $20.00 per security.

The Bank of Nova Scotia (BNS) is offering Contingent Income Auto-Callable Securities linked to the ADRs of Taiwan Semiconductor Manufacturing Company Limited (TSM). Each note has a stated principal amount of $1,000.00, an issue price of $1,000.00, a pricing date of June 18, 2026, an original issue date of June 24, 2026 and a maturity date of June 22, 2029.

These are principal-at-risk senior unsecured notes that pay a contingent quarterly coupon of $33.10 (equivalent to 13.24% per annum) only if the underlying ADR closing price on a determination date is >= 50.00% of the initial share price (the downside threshold). The notes are auto-callable if the closing price on a determination date (other than the final one) is >= the call threshold (100% of the initial share price), in which case holders receive the stated principal plus the contingent coupon(s). If the final share price is below the downside threshold, repayment at maturity is the stated principal multiplied by the share performance factor and may be less than 50.00% of principal (potentially zero). All payments are subject to BNS credit risk. The pricing supplement discloses limited secondary market liquidity and an estimated value range on the pricing date between $932.73 and $962.73.

The Bank of Nova Scotia is offering Market Linked Securities—auto-callable notes linked to the lowest performing of the Nasdaq-100®, Russell 2000® and S&P 500® with a $1,000 face amount per security and an original offering price of $1,000 per security. The pricing date is June 12, 2026, issue date June 17, 2026, and stated maturity is June 15, 2029. The notes pay no periodic interest, are senior unsecured obligations of the Bank, and may be automatically called on set call dates for fixed call premiums (minimums illustrated as approximately 15.15%, 30.30%, 45.45% in the examples). If not called, repayment at maturity depends on the ending level of the lowest performing Index relative to a threshold equal to 75% of its starting level; if below that threshold, holders incur 1-to-1 downside exposure and may lose more than 25%, up to the full principal. The Bank's estimated value range on the cover is $920.77 to $950.77 per security.

The Bank of Nova Scotia is offering Autocallable Contingent Coupon Notes linked to the least performing of the Russell 2000®, S&P 500® and EURO STOXX 50® indices. The notes have a $1,000 principal per note, a contingent coupon feature (at least $27.875 per note, equal to at least 11.15% per annum as described) and a 75.00% barrier/contingent‑coupon barrier for each index. Trade Date is June 18, 2026, Original Issue Date/settlement is June 24, 2026, Final Valuation Date is June 18, 2029 and Maturity is June 22, 2029. Payments are unsecured, subject to the Bank’s credit risk; if the Least Performing Reference Asset finishes below its Barrier Value at maturity, investors suffer a loss equal to that asset’s depreciation and may lose up to 100% of principal. The Bank’s initial estimated value range is stated as $928.47 to $958.47 per $1,000 principal amount.

The Bank of Nova Scotia is offering Autocallable Contingent Coupon Notes due June 22, 2029. Each Note has a $1,000 Principal Amount and links to the Nasdaq-100, Russell 2000 and S&P 500, with Barrier and Contingent Coupon Barrier set at 75.00% of each Initial Value. The Notes may pay contingent quarterly coupons if on a Contingent Coupon Observation Date the Closing Value of each Reference Asset is at or above its Contingent Coupon Barrier Value; the pricing supplement states the Contingent Coupon will be at least $28.50 per Note (equal to at least 11.40% per annum) when payable. The Notes will be automatically called if, on any Call Observation Date, the Closing Value of each Reference Asset is at or above its Initial Value; otherwise the Maturity Payment depends solely on the percentage return of the Least Performing Reference Asset and may result in a loss of up to 100% of principal. Trade Date is June 18, 2026, Original Issue Date is June 24, 2026, Final Valuation Date is June 18, 2029 and Maturity Date is June 22, 2029. All payments are unsecured obligations of the Bank and are subject to the Bank's credit risk.

The Bank of Nova Scotia is offering Autocallable Buffered Review Notes linked to the least performing of the Russell 2000® Index and the S&P 500® Index. The notes pay no coupons, have a Call Return Rate of 9.05% per term, a Buffer Amount of 15.00% (Buffer Value = 85.00% of Initial Value) and may be automatically called on specified Observation Dates. If not called, principal protection applies only if the Final Value of each Reference Asset is at or above its Buffer Value; otherwise investors bear losses equal to the decline of the Least Performing Reference Asset in excess of the 15.00% buffer, up to a maximum loss of 85.00%. Trade Date is June 17, 2026, settlement/Original Issue Date is June 23, 2026, and Maturity Date is June 23, 2031. The Bank’s initial estimated value range is $932.94 to $962.94 per $1,000 Principal Amount; Original Issue Price is 100.00% and underwriting commissions equal 3.00%.

The Bank of Nova Scotia is offering Contingent Income Auto-Callable Securities linked to the common stock of NVIDIA Corporation with a stated principal amount of $1,000.00 per security and a scheduled maturity of June 15, 2029. The securities pay a contingent quarterly coupon of $33.50 (equivalent to 13.40% per annum) on a determination date only if the closing price of the underlying stock is at or above a downside threshold equal to 60.00% of the initial share price. The notes are senior unsecured obligations of BNS and are subject to BNS credit risk. If not called early and the final share price is below the downside threshold, maturity payment will equal the stated principal amount multiplied by the share performance factor (final share price divided by initial share price), which could result in a loss of a significant portion or all of principal. Pricing date is June 12, 2026 and original issue date is June 17, 2026. The initial estimated value range on the pricing date was between $936.27 and $966.27.

The Bank of Nova Scotia offers Autocallable Barrier Review Notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 due June 16, 2031. The notes are unsecured senior obligations that do not pay interest and may be automatically called on specified Observation Dates for fixed Call Payment Amounts reflecting a 16.70% per term Call Return Rate. If not called, the Maturity Payment equals $1,000 if each Reference Asset is at or above its Barrier Value (70% of Initial Value); otherwise investors receive an amount tied to the Least Performing Reference Asset and may lose up to 100% of principal. Strike Date is June 9, 2026, Trade Date expected June 11, 2026, Original Issue Date and settlement June 16, 2026, and Final Valuation Date is June 11, 2031. The initial estimated value range is $955.74 to $985.74 per $1,000 Principal Amount; Original Issue Price is 100%.

The Bank of Nova Scotia is offering $10,000,000 of senior, unsecured Autocallable Contingent Coupon Buffer Notes linked to the shares of Invesco QQQ, Series 1. The Notes have a $1,000 Principal Amount per Note, an Original Issue Price of 100%, a minimum investment of $10,000, and settle on June 11, 2026.

The Notes pay a contingent coupon of $13.20 per Note on scheduled payment dates if the Reference Asset's Closing Value on an Observation Date is at least 90.00% of the Initial Value (Buffer/Barrier Value = $634.55). The Initial Value is $705.06. If the Notes are not autocalled and the Final Value is below the Buffer Value, principal is exposed to downside with a Downside Leverage Factor of approximately 1.1111 (loss of ~1.1111% of principal per 1% decline beyond the 10.00% buffer).

All payments are cash and subject to the Bank's credit risk; the Bank's initial estimated value per $1,000 Principal Amount was $994.02, below the Original Issue Price. The Notes are not listed and may have limited liquidity.

The Bank of Nova Scotia is offering Autocallable Contingent Coupon Buffer Notes linked to the common stock of The Boeing Company due June 30, 2027. The Notes are senior, unsecured obligations of the Bank and pay contingent coupons only if the Boeing closing price on Observation Dates meets an 85.00% barrier. If an Observation Date closing value equals or exceeds the Initial Value the Notes will be automatically called and redeem at $1,000 plus any applicable Contingent Coupon. If not called, a Principal repayment at maturity depends on the Final Value versus a 85.00% buffer: if Final Value ≥ 85.00% of Initial Value you receive $1,000; if Final Value < 85.00%, losses are leveraged by a Downside Leverage Factor of approximately 1.1765, and you may lose up to 100% of principal. Trade Date is expected June 12, 2026 and Original Issue Date is June 17, 2026. Minimum investment is $10,000. Payments are subject to the Bank’s credit risk and the Notes are not listed or insured.

The Bank of Nova Scotia (BNS) is offering $16,518,000 of senior, principal-at-risk Contingent Income Auto-Callable Securities due June 8, 2029, linked to the American Depositary Receipts of Arm Holdings plc (ARM). Each note has a $1,000 stated principal amount and may pay a contingent quarterly coupon of $67.50 (27.00% per annum) on a determination date if ARM's closing price is at or above the downside threshold ($171.465). The notes may auto‑redeem early if ARM's closing price meets or exceeds the call threshold ($342.93). At maturity, if the final share price is below the downside threshold, investors receive the stated principal multiplied by the share performance factor and may lose a significant portion or all of their investment. All payments are subject to BNS credit risk; the initial estimated value on the pricing date was $933.80 per $1,000 stated principal amount.

The Bank of Nova Scotia (BNS) offers $9,701,000 aggregate principal amount of Contingent Income Auto-Callable Securities due June 8, 2028 (stated principal amount $1,000.00 per security), with payments tied to the worst performing of AMZN, GOOGL and MSFT. The securities pay a contingent quarterly coupon of $25.625 (equivalent to 10.25% per annum) only if on specified determination dates the closing prices of all three underlying stocks are at or above 50.00% of their initial share prices; early automatic redemption may occur if all three underlying stocks meet their call threshold prices on a determination date. If any underlying stock’s final share price is below 50.00% of its initial share price, payment at maturity will be reduced on a 1-to-1 basis to reflect the worst performing stock and may be less than 50.00% of principal, possibly zero; all payments are subject to BNS credit risk.

The Bank of Nova Scotia offers Autocallable Contingent Coupon Notes linked to Pan American Silver Corp. common stock. The notes have a $1,000 Principal Amount, Original Issue Price of 100% and a term to June 15, 2029 (Final Valuation Date June 12, 2029).

The notes pay a Contingent Coupon of $45.00 per Note (equal to 18.00% per annum) on Contingent Coupon Payment Dates if the Reference Asset Closing Value on the related Contingent Coupon Observation Date is at or above the Contingent Coupon Barrier Value (set at 60.00% of the Initial Value). The notes are automatically called if the Closing Value on a Call Observation Date is equal to or greater than the Initial Value. If not called, payment at maturity depends on the Reference Asset Return; if Final Value is at or above the Barrier Value (60.00% of Initial Value) you receive the $1,000 Principal Amount, otherwise you receive $1,000 × (1 + Reference Asset Return) and may lose up to 100% of principal.

The Bank of Nova Scotia is offering Trigger Autocallable GEARS, senior unsecured notes linked to the common stock of Bank of America Corporation that mature on June 21, 2029. The notes have a $10 principal amount per Security, a potential automatic call on the observation date, a call return rate of 18.25% if called on the observation date, and an upside gearing range of 1.30–1.50 to magnify positive underlying returns at maturity if not called. Key dates include a trade date of June 12, 2026, expected settlement on June 17, 2026, an observation date of June 21, 2027, and a final valuation and maturity on June 18, 2029 and June 21, 2029, respectively. The offering documents state that payments, including any principal repayment, are subject to the issuer's creditworthiness and that investors may lose a significant portion or all of their investment if the final level of the underlying equity is below the downside threshold (75% of the initial level). The issuer's initial estimated value per Security at pricing is between $9.35 and $9.65, below the $10.00 issue price.