Bank of Nova Scotia leaders certify July 2026 report

The Bank of Nova Scotia (BNS) filed a Form 6-K furnishing Canadian officer certifications for its interim filings for the period ended July 31, 2026.

Rhea-AI Filing Summary

The Bank of Nova Scotia (BNS) filed a Form 6-K furnishing Canadian officer certifications for its interim filings for the period ended July 31, 2026. The report is incorporated by reference into the bank’s existing Form S-8 and Form F-3 registration statements.

President and CEO L. Scott Thomson and Group Head and CFO Rajagopal Viswanathan each certify that, based on their knowledge and having exercised reasonable diligence, the interim financial report and MD&A contain no untrue material statements or omissions and fairly present the bank’s financial condition, performance and cash flows. They also confirm responsibility for disclosure controls and procedures (DC&P) and internal control over financial reporting (ICFR), stating that ICFR is designed using the COSO 2013 Internal Control – Integrated Framework, and that any material changes in ICFR during the quarter have been disclosed in the interim MD&A.

Key Figures

Interim period end date: July 31, 2026 ICFR change assessment period: May 1, 2026 to July 31, 2026 Certification date: August 25, 2026

3 metrics

Interim period end date July 31, 2026 End of the interim period covered by the interim financial report and MD&A

ICFR change assessment period May 1, 2026 to July 31, 2026 Period in which changes in ICFR must be disclosed if materially affecting ICFR

Certification date August 25, 2026 Date CEO and CFO signed their Form 52-109F2 certifications

Key Terms

disclosure controls and procedures (DC&P), internal control over financial reporting (ICFR), National Instrument 52-109, Internal Control – Integrated Framework (2013), +1 more

5 terms

disclosure controls and procedures (DC&P) regulatory

"responsible for establishing and maintaining disclosure controls and procedures (DC&P)"

internal control over financial reporting (ICFR) regulatory

"establishing and maintaining disclosure controls and procedures (DC&P) and internal control over financial reporting (ICFR)"

National Instrument 52-109 regulatory

"as those terms are defined in National Instrument 52-109 Certification of Disclosure"

Internal Control – Integrated Framework (2013) regulatory

"used to design the issuer’s ICFR is based on the Internal Control – Integrated Framework (2013)"

COSO criteria regulatory

"issued by the Committee of Sponsoring Organization of the Treadway Commission (the COSO criteria)"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What is the main purpose of BANK OF NOVA SCOTIA (BNS)'s August 2026 Form 6-K?

The Form 6-K furnishes Canadian CEO and CFO certifications for The Bank of Nova Scotia’s interim financial report and MD&A for the period ended July 31, 2026, and incorporates this information by reference into existing Form S-8 and Form F-3 registration statements.

Which period do the interim filings of BANK OF NOVA SCOTIA (BNS) cover?

The interim financial report and MD&A of The Bank of Nova Scotia cover the interim period ended July 31, 2026. The CEO and CFO certifications specifically reference this period for their representations on fair presentation and disclosure controls.

What do BNS’s CEO and CFO certify about the July 31, 2026 interim filings?

They certify that, based on their knowledge and reasonable diligence, the interim filings do not contain any untrue material statements or omissions and fairly present the bank’s financial condition, financial performance and cash flows for the periods presented.

What internal control framework does BANK OF NOVA SCOTIA (BNS) use for ICFR design?

The Bank of Nova Scotia’s CEO and CFO state that the design of internal control over financial reporting (ICFR) is based on the Internal Control – Integrated Framework (2013) issued by the Committee of Sponsoring Organizations of the Treadway Commission, commonly referred to as the COSO criteria.

How does BNS address changes in ICFR during the quarter ended July 31, 2026?

The officers certify that the bank has disclosed in its interim MD&A any change in ICFR that occurred between May 1, 2026 and July 31, 2026 that has materially affected, or is reasonably likely to materially affect, the bank’s ICFR.

Which SEC registration statements are affected by this BNS Form 6-K?

The Form 6-K is deemed incorporated by reference into The Bank of Nova Scotia’s Form S-8 (File No. 333-199099) and Form F-3 (File No. 333-282565), becoming part of those registration statements as of the filing date to the extent not later superseded.

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Available on EDGAR 08/25/2026 - 07:16 AM EDT Accepted by SEC EDGAR 08/25/2026 - 07:16 AM EDT Learn about SEC filing dates

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, DC 20549

Form 6-K

Report of Foreign Private Issuer

Pursuant to Rule 13a-16 or 15d-16 of

the Securities Exchange Act of 1934

For the month of: August 2026

Commission File Number: 002-09048

THE BANK OF NOVA SCOTIA

(Name of registrant)

40 Temperance Street, Toronto, Ontario, M5H 0B4

Attention: Secretary’s Department (Tel.: (416) 866-3672)

(Address of Principal Executive Offices)

Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F:

Form 20-F ☐     Form 40-F ☒

This report on Form 6-K shall be deemed to be incorporated by reference in The Bank of Nova Scotia’s registration statements on Form S-8 (File No. 333-199099) and Form F-3 (File No. 333-282565) and to be a part thereof from the date on which this report is filed, to the extent not superseded by documents or reports subsequently filed or furnished.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

				THE BANK OF NOVA SCOTIA
Date: August 25, 2026				By:		/s/ Nives Gaiotto
						Name:		Nives Gaiotto
						Title:		Assistant Corporate Secretary

EXHIBIT INDEX

Exhibit		Description of Exhibit
99.1		Certifications required under Canadian securities legislation

Exhibit 99.1

FORM 52-109F2

CERTIFICATION OF INTERIM FILINGS

FULL CERTIFICATE

I, L. Scott Thomson, President and Chief Executive Officer of The Bank of Nova Scotia, certify the following:

1. Review: I have reviewed the interim financial report and interim MD&A (together, the “interim filings”) of The Bank of Nova Scotia (the “issuer”) for the interim period ended July 31, 2026.

2. No misrepresentations: Based on my knowledge, having exercised reasonable diligence, the interim filings do not contain any untrue statement of a material fact or omit to state a material fact required to be stated or that is necessary to make a statement not misleading in light of the circumstances under which it was made, with respect to the period covered by the interim filings.

3. Fair presentation: Based on my knowledge, having exercised reasonable diligence, the interim financial report together with the other financial information included in the interim filings fairly present in all material respects the financial condition, financial performance and cash flows of the issuer, as of the date of and for the periods presented in the interim filings.

4. Responsibility: The issuer’s other certifying officer(s) and I are responsible for establishing and maintaining disclosure controls and procedures (DC&P) and internal control over financial reporting (ICFR), as those terms are defined in National Instrument 52-109 Certification of Disclosure in Issuers’ Annual and Interim Filings, for the issuer.

5. Design: Subject to the limitations, if any, described in paragraphs 5.2 and 5.3, the issuer’s other certifying officer(s) and I have, as at the end of the period covered by the interim filings

(a) designed DC&P, or caused it to be designed under our supervision, to provide reasonable assurance that

(i) material information relating to the issuer is made known to us by others, particularly during the period in which the interim filings are being prepared; and

(ii) information required to be disclosed by the issuer in its annual filings, interim filings or other reports filed or submitted by it under securities legislation is recorded, processed, summarized and reported within the time periods specified in securities legislation; and

(b) designed ICFR, or caused it to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with the issuer’s GAAP.

5.1 Control framework: The control framework the issuer’s other certifying officer(s) and I used to design the issuer’s ICFR is based on the Internal Control – Integrated Framework (2013) issued by the Committee of Sponsoring Organization of the Treadway Commission (the COSO criteria).

5.2 N/A

5.3 N/A

6. Reporting changes in ICFR: The issuer has disclosed in its interim MD&A any change in the issuer’s ICFR that occurred during the period beginning on May 1, 2026 and ended on July 31, 2026 that has materially affected, or is reasonably likely to materially affect, the issuer’s ICFR.

Date: August 25, 2026

/s/ L. Scott Thomson

L. Scott Thomson

President and Chief Executive Officer

FORM 52-109F2

CERTIFICATION OF INTERIM FILINGS

FULL CERTIFICATE

I, Rajagopal Viswanathan, Group Head and Chief Financial Officer of The Bank of Nova Scotia, certify the following:

1. Review: I have reviewed the interim financial report and interim MD&A (together, the “interim filings”) of The Bank of Nova Scotia (the “issuer”) for the interim period ended July 31, 2026.

2. No misrepresentations: Based on my knowledge, having exercised reasonable diligence, the interim filings do not contain any untrue statement of a material fact or omit to state a material fact required to be stated or that is necessary to make a statement not misleading in light of the circumstances under which it was made, with respect to the period covered by the interim filings.

3. Fair presentation: Based on my knowledge, having exercised reasonable diligence, the interim financial report together with the other financial information included in the interim filings fairly present in all material respects the financial condition, financial performance and cash flows of the issuer, as of the date of and for the periods presented in the interim filings.

4. Responsibility: The issuer’s other certifying officer(s) and I are responsible for establishing and maintaining disclosure controls and procedures (DC&P) and internal control over financial reporting (ICFR), as those terms are defined in National Instrument 52-109 Certification of Disclosure in Issuers’ Annual and Interim Filings, for the issuer.

5. Design: Subject to the limitations, if any, described in paragraphs 5.2 and 5.3, the issuer’s other certifying officer(s) and I have, as at the end of the period covered by the interim filings

(a) designed DC&P, or caused it to be designed under our supervision, to provide reasonable assurance that

(i) material information relating to the issuer is made known to us by others, particularly during the period in which the interim filings are being prepared; and

(ii) information required to be disclosed by the issuer in its annual filings, interim filings or other reports filed or submitted by it under securities legislation is recorded, processed, summarized and reported within the time periods specified in securities legislation; and

(b) designed ICFR, or caused it to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with the issuer’s GAAP.

5.1 Control framework: The control framework the issuer’s other certifying officer(s) and I used to design the issuer’s ICFR is based on the Internal Control – Integrated Framework (2013) issued by the Committee of Sponsoring Organization of the Treadway Commission (the COSO criteria).

5.2 N/A

5.3 N/A

6. Reporting changes in ICFR: The issuer has disclosed in its interim MD&A any change in the issuer’s ICFR that occurred during the period beginning on May 1, 2026 and ended on July 31, 2026 that has materially affected, or is reasonably likely to materially affect, the issuer’s ICFR.

Date: August 25, 2026

/s/ Rajagopal Viswanathan

Rajagopal Viswanathan

Group Head and Chief Financial Officer

Filing Exhibits & Attachments

1 document

Press Releases

• EX-99.1 EX-99.1 15.5 KB