Welcome to our dedicated page for Bank of Nova Scotia SEC filings (Ticker: BNS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Bank of Nova Scotia (Scotiabank, BNS) is a foreign private issuer in the United States and provides a range of regulatory disclosures through filings with the U.S. Securities and Exchange Commission. As indicated in recent Form 6-K reports, the bank files under Form 40-F and furnishes information that is incorporated by reference into its registration statements on Form S-8 and Form F-3. This page brings together those SEC filings so that investors can review Scotiabank’s official disclosures in one place.
Scotiabank’s Form 6-K submissions cover several key categories of information. Recent filings reference the bank’s annual report, annual financial statements and management’s discussion and analysis, as well as fourth quarter earnings coverage, consolidated capitalization and consolidated earnings ratios, and statements regarding the computation of earnings ratios. Other 6-K filings include independent auditors’ reports, certifications required under Canadian securities legislation, and press releases announcing dividends on outstanding shares and reporting fourth quarter results.
Because The Bank of Nova Scotia uses Form 40-F, its annual report and related financial statements are central documents for understanding its performance across Canadian banking, international banking, global wealth management, and global banking and markets. Interim 6-K filings can also provide updates on capital management, such as earnings coverage metrics, and may include news releases that the bank chooses to file with the SEC.
On Stock Titan, Scotiabank’s filings page is designed to make these documents easier to work with. AI-powered summaries can help explain the main points of lengthy annual reports (often filed via Form 40-F and related 6-K exhibits) and quarterly updates, highlighting items such as capitalization data, earnings coverage and key narrative themes from management’s discussion and analysis. Real-time updates from EDGAR ensure that new BNS 6-Ks and other relevant filings appear promptly, while structured access to exhibits makes it simpler to locate specific materials like auditors’ reports or certifications.
For investors tracking Scotiabank’s capital structure, profitability trends and disclosure practices, this page provides a focused view of its SEC reporting history. Users can review individual filings in detail or rely on AI-generated overviews to quickly understand what each document contributes to the broader picture of the Bank of Nova Scotia’s regulatory and financial reporting.
The Bank of Nova Scotia is offering autocallable fixed coupon trigger notes linked to the common stock of Oracle Corporation, maturing on or about February 19, 2027. The notes pay a fixed coupon of $9.917 per $1,000 each month (0.9917% monthly, up to about 11.90% per year) until they are called or mature.
The notes are automatically called, and pay back $1,000 plus the coupon, if on any call observation date starting in July 2026 Oracle’s share price is at or above the initial price. If not called, principal repayment at maturity depends on Oracle’s final share price. If the final price is at least 56.00% of the initial price, investors receive $1,000 in cash per note, plus the last coupon. If it is below 56.00%, investors receive shares (or cash equivalent) worth less than 56% of principal and can lose most or all of their investment.
The initial estimated value is expected to be $925–$955 per $1,000, below issue price, reflecting internal funding, fees and hedging. The notes are unsecured, unsubordinated obligations of The Bank of Nova Scotia, not listed on any exchange, and all payments depend on the Bank’s creditworthiness.
The Bank of Nova Scotia is offering Autocallable Contingent Coupon Buffered Notes linked to the common stock of Constellation Energy Corporation. The notes are unsecured, unsubordinated obligations with a maturity expected on February 25, 2027, unless automatically called between July 2026 and January 2027 if the stock closes at or above the initial price on a call observation date.
Investors may receive a monthly contingent coupon of $8.542 per $1,000 (0.8542% monthly, about 10.25% per year) only when the stock closes at or above 75.00% of the initial price on the relevant observation date. If the notes are not called and the final stock price is at least 75.00% of the initial price, investors get back $1,000 per note plus the final coupon. If the final price is below 75.00%, repayment is reduced dollar-for-dollar beyond a 25.00% buffer, with the potential loss of up to 75.00% of principal and no coupon.
The initial estimated value is expected between $925.00 and $955.00 per $1,000, reflecting internal funding rates, commissions, structuring fees and hedging costs. The notes will not be listed on any exchange, are not insured by CDIC or FDIC, and all payments depend on the creditworthiness of The Bank of Nova Scotia.
The Bank of Nova Scotia is offering preliminary Trigger Autocallable Contingent Yield Notes linked to the least performing of the Nasdaq-100 Index and the Russell 2000 Index, maturing around January 14, 2031. Each Note has a $10 principal amount, with a minimum investment of 100 Notes ($1,000). Investors may receive quarterly contingent coupons at a rate between 7.50% and 8.02% per annum, but only if both indices are at or above their coupon barriers, set at 70% of the initial level for each index.
The Notes are automatically called if, on any quarterly observation date after six months, both indices are at or above their initial levels, in which case investors receive principal plus the applicable coupon and no further payments. If the Notes are not called and, at maturity, both indices are at or above their downside thresholds (also 70% of initial levels), investors receive full principal back. If any index finishes below its downside threshold, repayment is reduced based on the decline in the worst-performing index, and investors could lose their entire investment. The initial estimated value is expected to be $9.12 to $9.42 per $10 Note, and the Notes will not be listed on any exchange.
The Bank of Nova Scotia is offering Capped Buffered Enhanced Participation Notes linked to the S&P 500® Index. These unsecured senior notes pay no interest and have an expected term of about 27 to 30 months. At maturity, for each $1,000 note, investors receive either principal plus leveraged upside, principal only, or a reduced amount, based on index performance.
If the index ends above its initial level, the payoff is 160.00% of the index gain, capped by a maximum payment amount expected to be between $1,226.40 and $1,266.24 per $1,000. If the index falls by up to 15.00%, principal is returned. Below that buffer, losses accelerate at a buffer rate of about 117.65%, and investors can lose up to their entire investment.
The initial estimated value is expected to be $957.50–$987.50 per $1,000, reflecting internal funding and hedging costs. The notes will not be listed on an exchange, and any payment depends on the creditworthiness of The Bank of Nova Scotia.
The Bank of Nova Scotia is offering Trigger Autocallable GEARS, which are senior unsecured notes linked to the Nikkei 225 Index, at $10 per Security with a minimum investment of $1,000 and a term of about five years.
The notes may be automatically called in January 2027 if the index closes at or above its initial level, paying a 16.00% call return (total payment of $11.60 per Security) and then terminating. If not called, at maturity in January 2031 holders receive geared upside (underlying return multiplied by upside gearing of 1.60–1.80) for positive index performance, full principal back if the index is flat or moderately down but at or above 75% of the initial level, or a loss matching the index decline if it finishes below that downside threshold.
The Securities pay no interest, are not listed on any exchange, and carry full downside market exposure below the threshold as well as BNS credit risk. The preliminary estimated value is expected between $9.19 and $9.49 per $10 principal, reflecting structuring, distribution and hedging costs. Extensive risk, liquidity and tax disclosures emphasize that buyers could lose some or all of their investment.
The Bank of Nova Scotia is offering Trigger Autocallable GEARS, which are senior unsecured notes linked to the Russell 2000 Index, maturing around January 21, 2031. Each Security has a $10 principal amount, with a minimum investment of $1,000. The notes may be automatically called on January 25, 2027 if the index closes at or above its initial level; in that case investors receive a call price of $11.10 per Security, reflecting an 11.00% call return, and the investment ends early.
If not called and the index is above its initial level at final valuation, investors receive the $10 principal plus the index gain multiplied by an upside gearing set in the range of 1.37–1.57. If the index is flat or down but at or above a downside threshold of 75% of the initial level, investors receive only their $10 principal. If the index ends below the downside threshold, repayment is reduced one-for-one with the index loss, and investors can lose up to their entire investment. The notes pay no interest, are not listed, and any payments depend entirely on the creditworthiness of BNS. The initial estimated value is expected to be between $9.34 and $9.64 per $10 Security, below the issue price, reflecting structuring, distribution, and hedging costs.
The Bank of Nova Scotia filed a Form 6-K as a foreign private issuer for January 2026. The filing states that this report is incorporated by reference into the bank’s existing registration statements on Form S-8 and Form F-3, meaning it becomes part of those offerings’ disclosure. The Form 6-K includes as Exhibit 99.1 a notification of meeting and record date, indicating upcoming shareholder-related corporate actions.
The Bank of Nova Scotia is offering Trigger Autocallable GEARS, senior unsecured notes linked to an unequally weighted basket of five equity indices: EURO STOXX 50® (40%), Nikkei 225 (25%), FTSE® 100 (17.5%), Swiss Market Index (10%) and S&P/ASX 200 (7.5%). The initial basket level will be set to 100 on the trade date, with an autocall barrier at 100% and a downside threshold at 75% of that level.
The notes may be automatically called after about one year if the basket is at or above the barrier, paying a call price of $11.30 per $10 note, a 13.00% return. If not called and the basket rises, investors receive geared upside at 1.42–1.62 times the basket return. If the basket is flat or down but at or above the 75% downside threshold at maturity, principal is returned; below that level, losses match the negative basket return and can reach 100% of principal.
The securities pay no interest, will not be listed on an exchange and expose investors to both market risk in the non-U.S. indices and the credit risk of BNS. The initial estimated value is expected between $9.20 and $9.50 per $10 issue price, reflecting structuring, hedging and distribution costs.
The Bank of Nova Scotia is offering senior unsecured market-linked securities tied to the worst performer among Broadcom, Meta Platforms, Shopify and Tesla, maturing in January 2029. These notes can be automatically called monthly from July 2026 to December 2028 if the lowest-performing stock is at or above its starting price, returning the $1,000 face amount plus a final contingent coupon and any unpaid coupons.
Investors may receive monthly contingent coupons at a rate of at least 16.25% per annum, but only when the lowest-performing stock on a calculation day is at or above 40% of its starting price. If the notes are not called and that stock finishes below 40% of its starting price on the final calculation day, investors lose more than 60%, and possibly all, of principal. The bank’s estimated value is $906.25–$936.25 per $1,000, and the securities will not be listed on any exchange.
The Bank of Nova Scotia is offering unsecured Autocallable Contingent Coupon Buffer Notes linked to Alphabet Inc. Class A common stock. Each Note has a $1,000 principal and a term to January 27, 2027, unless automatically called earlier.
The Notes may pay a contingent coupon of at least $39.20 per Note on scheduled dates if Alphabet’s closing value on the related observation date is at or above 85% of the initial value, with unpaid coupons "remembered" and added when conditions are later met. If Alphabet’s value on any observation date before maturity is at or above the initial value, the Notes are automatically called and repay principal plus applicable coupons.
If not called, you receive full principal at maturity only if the final Alphabet value is at or above 85% of the initial value. Below that buffer, repayment is reduced by about 1.1765% for each 1% decline beyond the 15% buffer, and you could lose up to all principal. The initial estimated value is $954.74–$984.74 per $1,000, below the issue price, and secondary market liquidity is not assured.