Welcome to our dedicated page for Bank of Nova Scotia SEC filings (Ticker: BNS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Bank of Nova Scotia (Scotiabank, BNS) is a foreign private issuer in the United States and provides a range of regulatory disclosures through filings with the U.S. Securities and Exchange Commission. As indicated in recent Form 6-K reports, the bank files under Form 40-F and furnishes information that is incorporated by reference into its registration statements on Form S-8 and Form F-3. This page brings together those SEC filings so that investors can review Scotiabank’s official disclosures in one place.
Scotiabank’s Form 6-K submissions cover several key categories of information. Recent filings reference the bank’s annual report, annual financial statements and management’s discussion and analysis, as well as fourth quarter earnings coverage, consolidated capitalization and consolidated earnings ratios, and statements regarding the computation of earnings ratios. Other 6-K filings include independent auditors’ reports, certifications required under Canadian securities legislation, and press releases announcing dividends on outstanding shares and reporting fourth quarter results.
Because The Bank of Nova Scotia uses Form 40-F, its annual report and related financial statements are central documents for understanding its performance across Canadian banking, international banking, global wealth management, and global banking and markets. Interim 6-K filings can also provide updates on capital management, such as earnings coverage metrics, and may include news releases that the bank chooses to file with the SEC.
On Stock Titan, Scotiabank’s filings page is designed to make these documents easier to work with. AI-powered summaries can help explain the main points of lengthy annual reports (often filed via Form 40-F and related 6-K exhibits) and quarterly updates, highlighting items such as capitalization data, earnings coverage and key narrative themes from management’s discussion and analysis. Real-time updates from EDGAR ensure that new BNS 6-Ks and other relevant filings appear promptly, while structured access to exhibits makes it simpler to locate specific materials like auditors’ reports or certifications.
For investors tracking Scotiabank’s capital structure, profitability trends and disclosure practices, this page provides a focused view of its SEC reporting history. Users can review individual filings in detail or rely on AI-generated overviews to quickly understand what each document contributes to the broader picture of the Bank of Nova Scotia’s regulatory and financial reporting.
The Bank of Nova Scotia is offering Trigger Autocallable GEARS, which are senior unsecured notes linked to the Nikkei 225 Index, at $10 per Security with a minimum investment of $1,000 and a term of about five years.
The notes may be automatically called in January 2027 if the index closes at or above its initial level, paying a 16.00% call return (total payment of $11.60 per Security) and then terminating. If not called, at maturity in January 2031 holders receive geared upside (underlying return multiplied by upside gearing of 1.60–1.80) for positive index performance, full principal back if the index is flat or moderately down but at or above 75% of the initial level, or a loss matching the index decline if it finishes below that downside threshold.
The Securities pay no interest, are not listed on any exchange, and carry full downside market exposure below the threshold as well as BNS credit risk. The preliminary estimated value is expected between $9.19 and $9.49 per $10 principal, reflecting structuring, distribution and hedging costs. Extensive risk, liquidity and tax disclosures emphasize that buyers could lose some or all of their investment.
The Bank of Nova Scotia is offering Trigger Autocallable GEARS, which are senior unsecured notes linked to the Russell 2000 Index, maturing around January 21, 2031. Each Security has a $10 principal amount, with a minimum investment of $1,000. The notes may be automatically called on January 25, 2027 if the index closes at or above its initial level; in that case investors receive a call price of $11.10 per Security, reflecting an 11.00% call return, and the investment ends early.
If not called and the index is above its initial level at final valuation, investors receive the $10 principal plus the index gain multiplied by an upside gearing set in the range of 1.37–1.57. If the index is flat or down but at or above a downside threshold of 75% of the initial level, investors receive only their $10 principal. If the index ends below the downside threshold, repayment is reduced one-for-one with the index loss, and investors can lose up to their entire investment. The notes pay no interest, are not listed, and any payments depend entirely on the creditworthiness of BNS. The initial estimated value is expected to be between $9.34 and $9.64 per $10 Security, below the issue price, reflecting structuring, distribution, and hedging costs.
The Bank of Nova Scotia filed a Form 6-K as a foreign private issuer for January 2026. The filing states that this report is incorporated by reference into the bank’s existing registration statements on Form S-8 and Form F-3, meaning it becomes part of those offerings’ disclosure. The Form 6-K includes as Exhibit 99.1 a notification of meeting and record date, indicating upcoming shareholder-related corporate actions.
The Bank of Nova Scotia is offering Trigger Autocallable GEARS, senior unsecured notes linked to an unequally weighted basket of five equity indices: EURO STOXX 50® (40%), Nikkei 225 (25%), FTSE® 100 (17.5%), Swiss Market Index (10%) and S&P/ASX 200 (7.5%). The initial basket level will be set to 100 on the trade date, with an autocall barrier at 100% and a downside threshold at 75% of that level.
The notes may be automatically called after about one year if the basket is at or above the barrier, paying a call price of $11.30 per $10 note, a 13.00% return. If not called and the basket rises, investors receive geared upside at 1.42–1.62 times the basket return. If the basket is flat or down but at or above the 75% downside threshold at maturity, principal is returned; below that level, losses match the negative basket return and can reach 100% of principal.
The securities pay no interest, will not be listed on an exchange and expose investors to both market risk in the non-U.S. indices and the credit risk of BNS. The initial estimated value is expected between $9.20 and $9.50 per $10 issue price, reflecting structuring, hedging and distribution costs.
The Bank of Nova Scotia is offering senior unsecured market-linked securities tied to the worst performer among Broadcom, Meta Platforms, Shopify and Tesla, maturing in January 2029. These notes can be automatically called monthly from July 2026 to December 2028 if the lowest-performing stock is at or above its starting price, returning the $1,000 face amount plus a final contingent coupon and any unpaid coupons.
Investors may receive monthly contingent coupons at a rate of at least 16.25% per annum, but only when the lowest-performing stock on a calculation day is at or above 40% of its starting price. If the notes are not called and that stock finishes below 40% of its starting price on the final calculation day, investors lose more than 60%, and possibly all, of principal. The bank’s estimated value is $906.25–$936.25 per $1,000, and the securities will not be listed on any exchange.
The Bank of Nova Scotia is offering unsecured Autocallable Contingent Coupon Buffer Notes linked to Alphabet Inc. Class A common stock. Each Note has a $1,000 principal and a term to January 27, 2027, unless automatically called earlier.
The Notes may pay a contingent coupon of at least $39.20 per Note on scheduled dates if Alphabet’s closing value on the related observation date is at or above 85% of the initial value, with unpaid coupons "remembered" and added when conditions are later met. If Alphabet’s value on any observation date before maturity is at or above the initial value, the Notes are automatically called and repay principal plus applicable coupons.
If not called, you receive full principal at maturity only if the final Alphabet value is at or above 85% of the initial value. Below that buffer, repayment is reduced by about 1.1765% for each 1% decline beyond the 15% buffer, and you could lose up to all principal. The initial estimated value is $954.74–$984.74 per $1,000, below the issue price, and secondary market liquidity is not assured.
The Bank of Nova Scotia is offering unsecured Autocallable Contingent Coupon Notes due February 1, 2029, linked to the common stock of NIKE, Inc. Investors lend money to the bank and receive cash payments that depend on how NIKE’s share price performs.
The Notes may be automatically called on scheduled observation dates if NIKE’s closing value is at or above the initial level, returning the $1,000 principal per Note plus any due contingent coupon. If not called, investors receive a contingent coupon of at least $30 per Note per period (at least 12.00% per annum) only when NIKE’s closing value is at or above 70% of the initial value. Coupons are not guaranteed and may never be paid.
At maturity, if the Notes were not called and NIKE is at or above the 70% barrier, investors get back principal (and any coupon due). If NIKE finishes below the barrier, repayment is reduced one-for-one with the stock’s loss, up to a total loss of principal. The initial estimated value is $930.27–$960.27 per $1,000, reflecting internal funding and hedging costs. The Notes are not insured, carry the bank’s credit risk, and will not be listed on an exchange.
The Bank of Nova Scotia is offering unsecured Autocallable Contingent Coupon Notes linked to the common stock of Coinbase Global, Inc. The notes run to February 1, 2029, unless automatically called earlier if Coinbase’s closing price on any call observation date is at or above its initial value, in which case investors receive their $1,000 principal per note plus the applicable contingent coupon.
If the notes are outstanding and Coinbase’s price on a coupon observation date is at or above 60% of the initial value, investors receive a contingent coupon of at least $55 per note (at least 22.00% per annum); no coupon is paid if the stock closes below that barrier. At maturity, if not called, investors receive full principal back only if the final stock value is at or above 60% of the initial value; otherwise the loss matches the stock’s decline and up to 100% of principal can be lost. The initial estimated value is between $925.76 and $955.76 per $1,000, the notes will not be listed, and all payments depend on the creditworthiness of The Bank of Nova Scotia.
The Bank of Nova Scotia is offering unsecured, unsubordinated structured notes linked to the common stock of NVIDIA Corporation. The notes pay a contingent coupon of at least $43.00 per $1,000 note on quarterly observation dates, but only if NVIDIA’s closing value is at or above 75% of its initial level; missed coupons can accumulate as “memory” and may be paid later if a future barrier is met.
The notes are automatically called before maturity if NVIDIA’s closing value on any non-final observation date is at or above its initial level, returning the $1,000 principal plus the due coupon and any unpaid coupons. If not called, principal repayment at maturity depends on NVIDIA’s final value. Full principal is repaid if the final value is at least 75% of the initial value. If it falls more than 25% below the initial value, repayment is reduced on a leveraged basis by about 1.3333% of principal for each additional 1% decline, up to a total loss of the $1,000 principal.
The notes have a minimum investment of $10,000, a scheduled term of about 54 weeks, and will not be listed on an exchange. Payments depend entirely on the creditworthiness of The Bank of Nova Scotia, and the initial estimated value per $1,000 is expected to be between $953.56 and $983.56, below the original issue price.
The Bank of Nova Scotia is offering unsecured, unsubordinated Autocallable Contingent Coupon Buffer Notes with Memory Coupon linked to the common stock of Meta Platforms, Inc., maturing on January 27, 2027. Each Note has a $1,000 principal amount and an Original Issue Price of 100%.
The Notes may be automatically called if Meta’s closing value on an Observation Date is at or above the Initial Value, in which case investors receive $1,000 plus any due and unpaid contingent coupons, and no further payments. If not called, a contingent coupon of at least $39.80 per Note is paid on scheduled dates only when Meta’s closing value is at or above 85.00% of the Initial Value; coupons are not guaranteed.
At maturity, if the Notes are not called and Meta’s final value is at or above 85.00% of the Initial Value, investors receive full principal back plus any due contingent coupons. If the final value falls below this buffer level, repayment is reduced so that investors lose approximately 1.1765% of principal for each 1% decline of Meta beyond the 15.00% buffer, and they may lose up to 100% of principal. The initial estimated value is expected between $955.51 and $985.51 per $1,000 Note, and the Notes will not be listed on any exchange.