Welcome to our dedicated page for Bank of Nova Scotia SEC filings (Ticker: BNS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Bank of Nova Scotia (Scotiabank, BNS) is a foreign private issuer in the United States and provides a range of regulatory disclosures through filings with the U.S. Securities and Exchange Commission. As indicated in recent Form 6-K reports, the bank files under Form 40-F and furnishes information that is incorporated by reference into its registration statements on Form S-8 and Form F-3. This page brings together those SEC filings so that investors can review Scotiabank’s official disclosures in one place.
Scotiabank’s Form 6-K submissions cover several key categories of information. Recent filings reference the bank’s annual report, annual financial statements and management’s discussion and analysis, as well as fourth quarter earnings coverage, consolidated capitalization and consolidated earnings ratios, and statements regarding the computation of earnings ratios. Other 6-K filings include independent auditors’ reports, certifications required under Canadian securities legislation, and press releases announcing dividends on outstanding shares and reporting fourth quarter results.
Because The Bank of Nova Scotia uses Form 40-F, its annual report and related financial statements are central documents for understanding its performance across Canadian banking, international banking, global wealth management, and global banking and markets. Interim 6-K filings can also provide updates on capital management, such as earnings coverage metrics, and may include news releases that the bank chooses to file with the SEC.
On Stock Titan, Scotiabank’s filings page is designed to make these documents easier to work with. AI-powered summaries can help explain the main points of lengthy annual reports (often filed via Form 40-F and related 6-K exhibits) and quarterly updates, highlighting items such as capitalization data, earnings coverage and key narrative themes from management’s discussion and analysis. Real-time updates from EDGAR ensure that new BNS 6-Ks and other relevant filings appear promptly, while structured access to exhibits makes it simpler to locate specific materials like auditors’ reports or certifications.
For investors tracking Scotiabank’s capital structure, profitability trends and disclosure practices, this page provides a focused view of its SEC reporting history. Users can review individual filings in detail or rely on AI-generated overviews to quickly understand what each document contributes to the broader picture of the Bank of Nova Scotia’s regulatory and financial reporting.
The Bank of Nova Scotia is offering unsecured, unsubordinated market-linked notes tied to the Class A common stock of Alphabet Inc., with a scheduled maturity on January 7, 2027 and a term of about 54 weeks. The notes can be automatically called early if Alphabet’s closing value on an observation date is at or above its initial value, in which case investors receive the $1,000 principal per note plus any due coupons and no further payments.
If the notes are not called, investors can receive a contingent coupon of at least $42.10 per note on each observation date when Alphabet closes at or above 85.00% of its initial value, with a “memory” feature that pays previously unpaid coupons once the barrier is met. At maturity, if Alphabet’s final value is at or above 85.00% of the initial value, principal is repaid; if it is below this buffer, repayment is reduced, with losses of about 1.1765% of principal for each 1% decline beyond the 15.00% buffer, up to a total loss.
The notes do not pay guaranteed interest, do not provide upside participation in Alphabet’s share gains, and are subject to the credit risk of The Bank of Nova Scotia. They are not insured by the CDIC, FDIC or any other government agency. The initial estimated value per $1,000 note is expected to be between $955.92 and $985.92, lower than the original issue price.
KeyCorp disclosed that a reporting person who is both a director and a 10% owner disposed of 225,084 common shares on 12/16/2025 at a price of $20.22 per share. After this transaction, the reporting person beneficially owns 161,968,762 common shares directly.
The disposition is described as occurring under an Investment Agreement dated August 12, 2024 between the reporting person and KeyCorp, which provides for the reporting person to participate, in certain circumstances automatically, on a pro rata basis in any repurchase by KeyCorp of its common shares. For Section 16 purposes, the reporting person may be deemed a director-by-deputization because of its contractual right to nominate directors to KeyCorp’s board.
The Bank of Nova Scotia (BNS) is offering $31,337,000 of Contingent Income Auto-Callable Securities due December 15, 2028, linked to the common stock of NVIDIA Corporation. Each security has a $1,000 stated principal amount and can pay a quarterly contingent coupon of $27.10 per security, equivalent to 10.84% per annum, if on a determination date NVIDIA’s closing price is at or above the downside threshold of $87.51, which is 50.00% of the $175.02 initial share price.
The notes may be automatically redeemed before maturity if NVIDIA’s closing price on a determination date (other than the final one) is at or above the call threshold of $175.02, paying back principal plus the applicable coupon and any unpaid coupons under the “memory” feature. If the final share price is below the downside threshold, repayment is reduced in line with NVIDIA’s decline and can be as low as zero, meaning investors can lose all principal. The securities are senior unsecured debt of BNS, are not listed on any exchange and carry BNS credit risk; the initial estimated value on the pricing date is $965.02 per $1,000 issue price.
The Bank of Nova Scotia is offering $36,155,000 of Contingent Income Auto-Callable Securities due December 15, 2028, linked to the common stock of Palantir Technologies Inc. These senior unsecured notes can pay a contingent quarterly coupon of $45.10 per $1,000 (equivalent to 18.04% per annum) for any determination date when Palantir’s closing price is at least 50.00% of the initial share price of $183.57, i.e., at or above the downside threshold of $91.785, with missed coupons potentially paid later under a “memory” feature.
If on any non-final determination date the stock closes at or above the call threshold price of $183.57, the notes are automatically redeemed at par plus the applicable coupon and any unpaid coupons, ending further payments. If the final share price is below the downside threshold, investors receive the stated principal amount multiplied by the share performance factor, which can be less than 50% of principal and as low as zero, meaning investors may lose their entire investment. The securities are not principal-protected, do not participate in any stock upside beyond coupons, pay no dividends, will not be listed on an exchange, and all payments are subject to the credit risk of BNS. The initial estimated value on the pricing date is $965.11 per $1,000 note, lower than the issue price, reflecting structuring and distribution costs.
The Bank of Nova Scotia is offering $25,652,000 of Contingent Income Auto-Callable Securities linked to Advanced Micro Devices common stock. These senior unsecured notes pay a contingent quarterly coupon of $35.25 per $1,000 (14.10% per annum) only when AMD’s closing price on a determination date is at or above the downside threshold of $105.39, which is 50.00% of the $210.78 initial share price. If AMD closes at or above the $210.78 call threshold on any non-final determination date, the notes are automatically redeemed for $1,000 plus the applicable coupon and any unpaid coupons under the memory feature.
If the notes are not called and AMD’s final share price is below the downside threshold, repayment of principal is reduced 1-to-1 with AMD’s decline from the initial price, and the maturity payment can be less than 50.00% of principal and may be zero. Investors do not participate in any upside of AMD beyond received coupons, the notes will not be listed, and all payments are subject to BNS’s credit. The estimated value on the pricing date is $965.40 per $1,000 issue price.
The Bank of Nova Scotia is offering $24.534 million of Contingent Income Auto-Callable Securities due December 15, 2028, linked to the common stock of Tesla, Inc.
The notes pay a contingent quarterly coupon of $37.125 per $1,000 (14.85% per annum) for each determination date on which Tesla’s closing price is at or above the downside threshold of $229.48 (50.00% of the $458.96 initial share price). If on any non-final determination date Tesla closes at or above the call threshold of $458.96, the notes are automatically redeemed at par plus the current coupon and any unpaid “memory” coupons.
If the notes are not called and Tesla’s final share price is below the downside threshold, investors receive less than 50% of principal, on a 1-to-1 basis with the stock’s decline, and could lose their entire investment. Investors do not participate in any stock upside beyond coupons, forgo dividends, face credit risk of BNS, limited liquidity, and an initial estimated value of $967.98 per $1,000, below the issue price due to fees and funding costs.
The Bank of Nova Scotia is offering Trigger Autocallable Contingent Yield Notes linked to the least performing of the Russell 2000® Index, S&P 500® Index and EURO STOXX 50® Index, with a term of about 10 years and a minimum investment of 100 Notes at $10 per Note. Investors may receive quarterly contingent coupons at an annual rate of 7.50% to 7.70% only if, on each observation date, every index closes at or above 75% of its initial level, which is both the coupon barrier and downside threshold.
The Notes are automatically called if, on any quarterly observation date after 12 months, all three indices are at or above their initial levels, in which case investors receive principal plus the applicable coupon and the Notes terminate early. If the Notes are not called and, at maturity, any index finishes below its downside threshold, the maturity payment is reduced one-for-one with the decline of the worst index, and investors can lose up to 100% of principal. The Notes are senior unsecured obligations of BNS, not insured or bail-inable, and their initial estimated value of $8.73–$9.03 per $10 is lower than the issue price, highlighting structural costs and potential secondary-market discounts.
The Bank of Nova Scotia is offering $14,096,000 of Contingent Income Auto-Callable Securities due December 17, 2026, linked to Amazon.com, Inc. common stock. Each security has a $1,000 stated principal amount and can pay a contingent quarterly coupon of $30.10 per security (equivalent to 12.04% per annum) if Amazon’s closing price on the relevant determination date is at or above the downside threshold of $158.333, which is 70% of the initial share price of $226.19. If on any non-final determination date the closing price is at or above the call threshold price of $226.19, the notes are automatically redeemed for $1,000 plus the coupon, and no further payments are made.
If the notes are not called and the final share price on the December 14, 2026 determination date is at or above the downside threshold, investors receive $1,000 plus the final coupon. If the final share price is below the downside threshold, the maturity payment is $1,000 multiplied by the share performance factor, exposing investors 1-to-1 to the decline in Amazon’s price and potentially reducing the payment to zero. Investors do not receive dividends or participate in any upside beyond coupons and bear full issuer credit risk of BNS. The notes are not listed, have limited liquidity, and BNS’ estimated value on the pricing date is $978.40 per $1,000 issue price.
The Bank of Nova Scotia is offering senior unsecured market-linked securities tied to the worst performer among Broadcom, Alphabet Class A, NVIDIA and Shopify, maturing in December 2028. The notes pay a contingent coupon of 14.75% per annum, credited monthly only when the lowest-performing stock on each calculation day closes at or above 40% of its starting price, with a memory feature for previously missed coupons.
Beginning in June 2026, the notes are auto-callable monthly if the lowest-performing stock is at or above its starting price, returning the $1,000 face amount plus due coupons. If not called, principal is protected at maturity only if the lowest-performing stock ends at or above 40% of its starting price; otherwise, investors lose more than 60% and up to all of principal based on that stock’s decline. The estimated value is $944.99 per $1,000, the securities are not listed, and all payments depend on the credit of The Bank of Nova Scotia.
The Bank of Nova Scotia is offering digital notes linked to the iShares 20+ Year Treasury Bond ETF, maturing on February 3, 2028. These unsecured senior notes pay no interest; your result depends entirely on the ETF’s price on the February 1, 2028 valuation date versus the $87.34 initial price.
If the final price is at least 90.00% of the initial price, you receive a fixed maximum payment of $1,160.50 per $1,000 principal (a 16.05% total gain). If the ETF falls more than 10% below the initial price, your payoff drops linearly, with a buffer rate of about 111.11%, and you can lose up to your entire principal.
The notes’ initial estimated value is $944.46–$974.46 per $1,000, below the 100% issue price, reflecting dealer compensation, hedging costs and the bank’s internal funding rate. Underwriting commissions are 1.57%, proceeds to the bank are 98.43%, and the notes will not be listed on any exchange. All payments are subject to the credit risk of The Bank of Nova Scotia.