Bank of Nova Scotia filings document the regulatory disclosures of a Canadian bank and foreign private issuer whose securities trade on the TSX and NYSE under BNS. Its Form 6-K reports include earnings-related releases, capitalization and earnings-ratio exhibits, Canadian certification materials, and updates incorporated by reference into Form F-3 and Form S-8 registration statements.
The bank’s filings also record governance and shareholder matters, including proxy circular materials, board mandates, by-law amendments, annual and special meeting voting results, and director-election outcomes. Capital-structure disclosures cover common shares, preferred shares and other equity instruments, subordinated indebtedness, normal course issuer bids, and other regulatory capital matters.
The Bank of Nova Scotia is offering senior unsecured Market Linked Securities tied to the lowest performing of Datadog, Intel, Oracle and UnitedHealth Group common stocks. Each security has a $1,000 face amount and matures in February 2029, unless automatically called earlier.
Investors may receive a monthly contingent coupon at a rate of at least 24.95% per annum if, on each calculation day, the lowest performing stock is at or above 50% of its starting price. Missed coupons can be paid later if the test is met, but all coupons are fully contingent.
From August 2026 to January 2029, the notes are auto‑callable at par plus applicable coupons if the lowest performing stock is at or above its starting price. If not called, principal is protected only if the final price of the lowest performer is at or above 50% of its starting price; otherwise, repayment is $1,000 times its performance factor, so losses can exceed 50% and reach 100%.
The Bank’s estimated value is $908.82–$938.82 per $1,000 security, below the original offering price due to selling costs and hedging profits. The notes are not insured, carry full credit risk of The Bank of Nova Scotia, will not be listed on an exchange, and may have limited or no secondary market liquidity.
The Bank of Nova Scotia is offering Trigger Autocallable GEARS, senior unsecured notes linked to the Nikkei 225® Index, with a term of approximately five years, maturing on or about February 18, 2031. Each Security has a principal amount of $10, with a minimum investment of $1,000.
The notes do not pay interest. If on the February 22, 2027 observation date the index closes at or above its initial level, the notes are automatically called and pay $11.80 per Security, reflecting an 18.00% call return, and then terminate. If not called, at maturity investors receive enhanced upside equal to the index gain multiplied by an upside gearing of 1.55–1.75. If the index is flat or down but at or above 75% of the initial level, principal is repaid. If it finishes below that downside threshold, repayment is reduced one-for-one with the index loss and investors can lose up to their entire investment. All payments depend on BNS’s credit and the notes are not insured or exchange-listed.
The Bank of Nova Scotia is offering unsecured Autocallable Digital Buffer Notes linked to Microsoft common stock, with a $1,000 Principal Amount per note and a minimum investment of $10,000. Any payments depend on both Microsoft’s share performance and the Bank’s creditworthiness.
The notes can be automatically called in February 2027 if Microsoft’s closing price is at least 100% of its initial value, paying back principal plus a call premium of at least $142.90 per note. If not called and held to February 2028, investors receive the greater of a fixed digital return of at least 28.58% or Microsoft’s positive price return, if the final share value is at or above the initial value.
The structure includes a 15% downside buffer: if Microsoft’s final value is between 85% and 100% of the initial level, investors receive principal only. Below 85%, losses accelerate at about 1.1765% of principal for each additional 1% decline, up to a total loss. The notes pay no interest, are not insured, will not be listed on an exchange, and the Bank’s initial estimated value ($950.35–$980.35 per $1,000) is below the original issue price.
The Bank of Nova Scotia is offering unsecured, unsubordinated capped notes linked to the shares of the SPDR® Gold Trust, maturing on February 24, 2027. The notes have a principal amount of $1,000 per note, with a minimum investment of $10,000.
At maturity, investors participate in the price return of the SPDR Gold Trust: gains are fully reflected but capped at a Maximum Return of at least 13.66%, while losses are passed through 1-for-1 down to a minimum payment of $950 per note, limiting downside to a 5% loss of principal. The notes pay no interest or coupons and all payments occur at maturity.
The initial estimated value is expected between $957.51 and $987.51 per $1,000, below the 100% issue price, reflecting structuring, distribution and hedging costs. The notes are not bail-inable, not insured by CDIC or FDIC, will not be listed on an exchange, and expose holders to both gold price volatility (via GLD) and the credit risk of The Bank of Nova Scotia.
The Bank of Nova Scotia is offering Trigger Autocallable Contingent Yield Notes linked to the least performing of the Russell 2000® Index and EURO STOXX 50® Index. Each Note has a $10 principal amount and a contingent coupon rate between 7.50% and 7.75% per annum, payable quarterly only if both indices are at or above coupon barriers set at 75% of their initial levels.
The Notes can be automatically called quarterly after 12 months if both indices are at or above their initial levels, returning principal plus the contingent coupon. If not called and any index finishes below its downside threshold (also 75% of initial level), repayment is reduced in line with the worst index’s loss, up to a total loss of principal. The term is approximately 10 years, the minimum investment is 100 Notes ($1,000), and the initial estimated value is $8.71–$9.01 per $10, below the $10 issue price. Payments depend entirely on BNS’s credit, and the Notes will not be listed on an exchange.
The Bank of Nova Scotia is offering Dual Directional Buffered Performance Leveraged Upside Securities (“Buffered PLUS”) linked to the shares of the SPDR® Gold Trust (GLD), maturing on or about February 17, 2028. These are senior unsecured notes with a $1,000 stated principal amount each and pay no coupons.
If the final GLD share price is above the initial price, investors receive $1,000 plus 200.00% of the positive return, capped at a maximum upside gain of 31.30%, or $1,313.00 per note. If GLD is down by up to the 10.00% buffer, investors get an unleveraged positive return equal to that decline, up to a 10.00% gain. If GLD falls more than 10.00%, investors lose 1% of principal for each additional 1% drop, with a minimum payment at maturity of $100.00, meaning up to 90.00% of principal can be lost.
The notes are subject to BNS credit risk, are not insured, and will not be listed on an exchange. The initial estimated value on the pricing date is expected to be between $930.12 and $960.12 per $1,000, reflecting underwriting discounts, structuring fees and hedging costs.
The Bank of Nova Scotia is offering senior unsecured market-linked notes due February 8, 2029, linked to the lowest performing of AvalonBay Communities, BXP and Equity Residential common stocks. The securities pay a quarterly contingent coupon only if the lowest-performing stock is at or above 80% of its starting price, with a coupon rate of at least 16.10% per year.
The notes are auto-callable from August 2026 to November 2028 if the lowest-performing stock is at or above its starting price, returning face amount plus a final coupon. If the notes are not called and the lowest-performing stock ends below 80% of its starting price, investors lose more than 20% and up to all principal. The Bank’s estimated value is $888.76–$918.76 per $1,000 note, they are not insured by CDIC or FDIC, and are not exchange listed.
The Bank of Nova Scotia is offering $677,000 of market-linked, auto-callable notes tied to the ARK Innovation ETF. Each security has a $1,000 face amount, pays no interest, and may be automatically called on scheduled dates if the ETF’s closing price is at least 80% of the starting price.
If called, investors receive principal plus a fixed call premium ranging from 8.60% to 25.80% of face value depending on the call date. If never called and the ETF falls more than the 20% buffer, repayment is reduced 1-to-1 with losses, with up to 80% of principal at risk. The Bank’s estimated value is $942.70 per $1,000 note, reflecting embedded fees and hedging costs. The notes are unsecured obligations of BNS, not insured, and are not listed, so liquidity may be limited.
Bank of Nova Scotia is offering 2,993,368 Autocallable Strategic Accelerated Redemption Securities linked to the S&P 500 Index, with a $10 principal amount per unit and total public offering price of $29,913,680.
The notes can be automatically called on six annual observation dates if the Index is at or above the Starting Value of 6,969.01, paying fixed call amounts from $10.685 up to $14.110 per unit. If never called and the Index ending level is at or above 85% of the Starting Value (the Threshold Value of 5,923.66), investors receive principal back; below that threshold, losses match Index declines beyond 15%, putting up to 85% of principal at risk.
The notes pay no periodic interest, do not provide dividends on S&P 500 stocks, carry an initial estimated value of $9.65 per unit (below issue price), and are senior unsecured obligations of BNS, not insured by CDIC, FDIC or any other agency, with limited expected secondary market liquidity.
The Bank of Nova Scotia is offering $2,022,000 of Buffered Index-Linked Notes tied to the S&P 500 Index, maturing May 4, 2027. These unsecured senior notes pay no interest; all return comes at maturity from index performance between January 29, 2026 and April 29, 2027.
For each $1,000 note, investors participate one-for-one in S&P 500 gains up to a maximum payoff of $1,085 (an 8.5% cap). If the index falls by up to 10% from the initial level of 6,969.01, investors earn the absolute move as a positive return, up to $1,100. If the index drops more than 10%, losses match the decline beyond that buffer, up to a 90% loss of principal.
The notes will not be listed and may have limited or no secondary market. The initial estimated value is $968.11 per $1,000, below the issue price, reflecting fees and hedging costs. Repayment depends entirely on the creditworthiness of The Bank of Nova Scotia.