Welcome to our dedicated page for BANK OF NOVA SCOTIA SEC filings (Ticker: BNS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Bank of Nova Scotia filings document the regulatory disclosures of a Canadian bank and foreign private issuer whose securities trade on the TSX and NYSE under BNS. Its Form 6-K reports include earnings-related releases, capitalization and earnings-ratio exhibits, Canadian certification materials, and updates incorporated by reference into Form F-3 and Form S-8 registration statements.
The bank’s filings also record governance and shareholder matters, including proxy circular materials, board mandates, by-law amendments, annual and special meeting voting results, and director-election outcomes. Capital-structure disclosures cover common shares, preferred shares and other equity instruments, subordinated indebtedness, normal course issuer bids, and other regulatory capital matters.
The Bank of Nova Scotia is offering 2,148,815 senior unsecured Autocallable Strategic Accelerated Redemption Securities linked to the S&P 500 Index, each with a $10 principal amount, for a total public offering price of $21,488,150.
The notes can be automatically called on annual Observation Dates if the Index is at or above the Starting Value of 6,944.47, paying between $10.662 and $13.972 per unit, corresponding to call premiums of 6.62% to 39.72% of principal. If never called and the Index decline is within 15%, investors receive their $10 principal back; if the Index falls more than 15%, repayment is reduced one-for-one with the decline below the 85% Threshold Value, putting up to 85% of principal at risk.
The notes pay no periodic interest, do not provide any dividends on the S&P 500 companies, and have limited expected secondary market liquidity. All payments depend on the credit of BNS, and the initial estimated value of $9.63 per unit is below the $10 public price due to the issuer’s internal funding rate, a $0.20 underwriting discount and a $0.05 hedging-related charge.
The Bank of Nova Scotia is issuing Trigger Autocallable Contingent Yield Notes linked to the common stock of JPMorgan Chase & Co. with a term to January 25, 2029. The Notes pay a 9.00% per annum contingent coupon (paid quarterly) only if JPM’s closing level on an observation date is at or above a coupon barrier of $228.73, which is 73.20% of the initial level of $312.47. Otherwise, no coupon is paid.
The Notes are automatically called if, on any quarterly observation date after six months, JPM’s closing level is at or above the initial level, in which case investors receive principal plus the applicable coupon and the Notes terminate. If not called, principal is repaid at maturity only if the final JPM level is at or above the downside threshold of $228.73; below that level, repayment is reduced one-for-one with JPM’s decline, and investors can lose their entire investment. The Notes are unsecured obligations of BNS, have an initial estimated value between $9.34 and $9.64 per $10, will not be listed, and carry significant market, liquidity and credit risk.
The Bank of Nova Scotia is offering Trigger Autocallable Contingent Yield Notes linked to the common stock of Bank of America, maturing on January 25, 2029. Each $10 Note pays a 9.00% per annum contingent coupon (about $0.225 per quarter) only if BAC’s closing level on an observation date is at or above the coupon barrier of $37.24, which is 70.30% of the initial level of $52.97.
The Notes are autocallable quarterly after six months if BAC’s closing level is at or above the initial level, in which case investors receive $10 plus the applicable coupon and the Notes terminate. If not called, and BAC’s final level on the January 22, 2029 valuation date is at or above the downside threshold of $37.24, investors receive full principal back. If the final level is below the downside threshold, repayment is reduced dollar-for-dollar with BAC’s decline, via $10 × (1 + underlying return), and investors can lose their entire investment.
The Notes are senior unsecured obligations of BNS, subject to its credit risk, are not insured or bail-inable, and will not be listed on any exchange. The minimum investment is 100 Notes ($1,000). The initial estimated value is between $9.35 and $9.65 per $10 Note, below the $10 issue price, reflecting selling, structuring and hedging costs and BNS’ internal funding rate. An underwriting discount of $0.225 per Note reduces proceeds to BNS to $9.775 per Note.
The Bank of Nova Scotia is offering senior unsecured market-linked notes tied to the lowest-performing of Goldman Sachs, Meta Platforms and Exxon Mobil, maturing in January 2029. Each security has a $1,000 face amount and pays a 20.00% per annum contingent coupon quarterly only if, on the relevant calculation day, the lowest-performing stock is at or above 70% of its starting price. From July 2026 to October 2028, if the lowest-performing stock is at or above its starting price on a calculation day, the notes are automatically called at par plus that quarter’s coupon. If not called and on the final calculation day the lowest-performing stock is below 70% of its starting price, investors lose more than 30%, up to all, of principal. The Bank’s estimated value is $936.56 (93.656%) per $1,000 security, below the original offering price due to selling, structuring and hedging costs.
The Bank of Nova Scotia is offering one-year Contingent Income Auto-Callable Securities linked to the common stock of Meta Platforms, Inc. Each security has a stated principal amount of $1,000 and can pay a $28.00 quarterly coupon (equivalent to 11.20% per annum) for any determination date on which Meta’s closing price is at least 70% of the initial share price, helped by a “memory” feature that can catch up missed coupons later.
The notes are principal-at-risk. If they are not called early and Meta’s final share price is below the 70% downside threshold, investors receive shares of Meta (based on an exchange ratio of principal divided by the initial share price) instead of cash principal, and the value could be far below $1,000, down to zero. If Meta is at or above the downside threshold at maturity, investors receive full principal plus any due coupons.
The securities auto-call at par plus the coupon (and any unpaid coupons) if Meta closes at or above 100% of the initial share price on any non-final determination date. The notes are senior unsecured obligations of BNS, exposed to BNS credit risk, pay no dividends on Meta, are not listed on an exchange, and may have limited or no secondary market liquidity. The initial estimated value per $1,000 is expected between $947.62 and $977.62, below the issue price.
The Bank of Nova Scotia is offering senior unsecured Contingent Income Auto-Callable Securities linked to the common stock of Microsoft Corporation, maturing on or about January 28, 2027. Each security has a $1,000 stated principal amount and issue price.
Investors may receive a contingent quarterly coupon of $24.70 per security (equivalent to 9.88% per annum) on each determination date when the Microsoft share price is at or above 80.00% of the initial share price, with a “memory” feature that can pay previously missed coupons later. If on any non-final determination date the share price is at or above 100.00% of the initial share price, the notes are automatically called for principal plus the due coupon(s).
If the notes are not called and the final share price is at or above the 80.00% downside threshold, holders receive principal plus due coupon(s) at maturity. If the final share price is below the downside threshold, investors receive Microsoft shares based on an exchange ratio instead of principal, and the value may be significantly less than $1,000 and could be zero, resulting in a total loss of principal. Payments are subject to the credit risk of BNS, the notes are not insured, will not be listed, and initial estimated value is disclosed as between $947.83 and $977.83 per $1,000.
The Bank of Nova Scotia is offering unsecured Autocallable Contingent Coupon Notes due January 26, 2029, linked to the common stock of First Solar, Inc. Each Note has a $1,000 principal amount and a minimum investment of $1,000.
The Notes can pay a contingent coupon of at least $37 per Note (at least 14.80% per annum) on scheduled dates if First Solar’s closing price is at or above a barrier set at 50% of the Initial Value. If on any call observation date the stock is at or above the Initial Value, the Notes are automatically called for $1,000 plus the coupon, and end early.
If not called, at maturity investors receive $1,000 per Note if the Final Value is at or above the 50% barrier. If the Final Value is below the barrier, repayment is reduced one-for-one with First Solar’s decline, and investors can lose up to 100% of principal. The Notes are not listed, depend on the credit of the Bank, and have an initial estimated value of $931.94–$961.94 per $1,000.
The Bank of Nova Scotia is offering senior unsecured Airbag Autocallable Yield Notes linked to the common stock of QUALCOMM Incorporated. Each Note has a $1,000 principal amount, an expected term of about 12 months, and pays a fixed monthly coupon at an annual rate expected to be between 9.35% and 10.35%, regardless of QUALCOMM’s share performance, unless the Notes are called early.
The Notes are automatically called if on any quarterly observation date QUALCOMM’s closing price is at or above the call threshold, set at 100% of the initial level. In that case, investors receive principal plus the due coupon and the Notes terminate. If not called and the final stock level is at or above the conversion level, set at 85% of the initial level, investors receive full principal in cash at maturity.
If the Notes are not called and the final level is below the conversion level, investors receive a share delivery amount of QUALCOMM stock equal to $1,000 divided by the conversion level (plus cash for any fractional share), which is expected to be worth less than principal and could, in extreme cases, result in a total loss. Investors forgo dividends and upside participation in QUALCOMM’s stock. The Notes are subject to BNS credit risk, will not be listed, may have limited liquidity, and have an initial estimated value of approximately $942.36–$972.36 per $1,000, below the issue price.
The Bank of Nova Scotia is offering $9,816,000 of Autocallable Contingent Coupon Buffer Notes with Memory Coupon linked to the common stock of Vertiv Holdings Co, maturing on February 3, 2027.
The notes pay a contingent coupon of $51.125 per $1,000 note on scheduled dates only if Vertiv’s stock is at or above 65.00% of the $176.93 Initial Value ($115.00) on the relevant Observation Date; missed coupons can be paid later if the condition is again met. The notes are automatically called early if Vertiv’s stock is at or above the Initial Value on any Observation Date, returning principal plus due coupons.
If not called and Vertiv’s final value is below the 65.00% buffer, repayment of principal is reduced at an effective downside leverage of about 1.5385, and investors can lose up to 100% of principal. The notes are unsecured, unsubordinated obligations of Scotiabank, carry no guarantee of coupons, are not listed, and had an initial estimated value of $986.21 per $1,000, below the 100.00% original issue price.
The Bank of Nova Scotia is offering $2,675,000 of Autocallable Digital Buffer Notes linked to Capital One Financial common stock, maturing January 21, 2028. Each Note has a $1,000 principal amount and may be automatically called on January 29, 2027 if Capital One’s share price is at or above the initial level of $239.14. In that case, investors receive $1,177.30 per Note, a fixed 17.73% return, and the Notes terminate early.
If the Notes are not called and the final share price on January 18, 2028 is at or above $239.14, investors receive $1,000 plus the greater of a 35.46% fixed digital return or the stock’s positive price return. If the final price is between 85% and 100% of the initial level, principal is repaid at $1,000. Below 85%, repayment is reduced on a leveraged basis so that each 1% drop beyond the 15% buffer cuts principal by about 1.1765%, up to a total loss. The Notes pay no interest, are unsecured obligations of the Bank, and carry both issuer credit risk and limited liquidity.