Bank of Nova Scotia filings document the regulatory disclosures of a Canadian bank and foreign private issuer whose securities trade on the TSX and NYSE under BNS. Its Form 6-K reports include earnings-related releases, capitalization and earnings-ratio exhibits, Canadian certification materials, and updates incorporated by reference into Form F-3 and Form S-8 registration statements.
The bank’s filings also record governance and shareholder matters, including proxy circular materials, board mandates, by-law amendments, annual and special meeting voting results, and director-election outcomes. Capital-structure disclosures cover common shares, preferred shares and other equity instruments, subordinated indebtedness, normal course issuer bids, and other regulatory capital matters.
The Bank of Nova Scotia is offering $267,000 of Capped Barrier Return Enhanced Notes linked to the Russell 2000® Index, maturing on February 18, 2027. Each Note has a $1,000 principal amount and provides 200.00% participation in any positive index performance, capped at a Maximum Return of 15.50%, so the maximum payment is $1,155 per Note.
If the final index value is at or below the initial value but at or above the Barrier Value of 2,125.498 (85.00% of the Initial Value of 2,500.586), investors receive only their $1,000 principal. If the final value falls below the Barrier, repayment is reduced one‑for‑one with the index loss and investors can lose up to 100% of principal.
The Notes pay no interest or dividends, are unsecured and unsubordinated obligations of the Bank, and are not insured by CDIC or FDIC. The initial estimated value is $972.18 per $1,000, below the issue price, reflecting dealer compensation, funding and hedging costs. The Notes will not be listed, and any secondary market making by affiliates is discretionary.
The Bank of Nova Scotia is issuing $714,000 of Capped Barrier Return Enhanced Notes linked to the S&P 500® Index, maturing on January 4, 2029. Each Note has a $1,000 principal amount and was sold at 100% of principal, with 2.50% underwriting commissions and 97.50% of proceeds to the Bank.
The Notes pay no interest and all payments occur at maturity. If the S&P 500® Final Value is above the Initial Value of 6,896.24, investors receive 200% of the index gain, capped at a Maximum Return of 31.00%, or $1,310 per $1,000 Note. If the Final Value is between the Initial Value and the Barrier Value of 5,861.80 (85% of the Initial Value), investors receive principal back.
If the Final Value is below the Barrier Value, repayment is reduced one-for-one with the index loss, and investors can lose up to 100% of principal. The Notes are unsubordinated, unsecured obligations of the Bank, are not insured by the CDIC or FDIC, will not be listed on an exchange, and their value and liquidity depend on market conditions and the Bank’s creditworthiness. The initial estimated value was $969.20 per $1,000 Note.
The Bank of Nova Scotia is issuing $1,559,000 of unsecured Autocallable Contingent Coupon Notes due January 2, 2029, linked to the common stock of Adobe Inc. Each Note has a $1,000 principal amount and was sold at 100% of principal, with net proceeds to the Bank of 98% after underwriting.
The Notes can be automatically called if Adobe’s closing price on a Call Observation Date is at or above the Initial Value of $352.51, in which case investors receive $1,000 plus a contingent coupon and no further payments. If not called, investors may receive a contingent coupon of $36.25 per Note (14.50% per annum) on specified dates only when Adobe’s price is at or above the barrier of $282.01, which is also the protection level at maturity. If the Final Value is below $282.01, repayment is reduced one-for-one with Adobe’s decline from the Initial Value, and investors can lose up to 100% of principal. The initial estimated value is $969.60 per $1,000, below the issue price, and the Notes will not be listed or insured.
The Bank of Nova Scotia is offering $4,994,000 of unsecured Autocallable Contingent Coupon Notes linked to the common stock of Chipotle Mexican Grill, Inc. The notes pay a contingent coupon of $39.75 per $1,000 (15.90% per annum) on scheduled dates only if Chipotle’s share price is at or above a barrier set at 70% of the initial value.
The notes can be automatically called on quarterly observation dates if Chipotle’s stock closes at or above the initial value, returning principal plus the applicable coupon and ending the investment early. If the notes are not called and the final stock value is below the 70% barrier, repayment is reduced one‑for‑one with the stock’s decline and investors can lose their entire principal.
The notes are senior unsecured obligations of the Bank, are not insured by Canadian or U.S. deposit insurers, will not be listed on an exchange, and had an initial estimated value of $972.46 per $1,000, below the issue price, reflecting selling, structuring and hedging costs.
The Bank of Nova Scotia is offering senior unsecured market-linked securities tied to the common stock of Tesla, Inc. Each security has a $1,000 face amount and pays a fixed monthly coupon at a rate to be set on the pricing date, but at least 15.35% per annum, until automatic call or maturity in January 2027.
The notes can be automatically called on monthly dates from July to December 2026 if Tesla’s stock closes at or above the starting price, in which case investors receive $1,000 plus a final coupon. If the notes are not called and Tesla’s final stock price is at least 60% of the starting price, investors receive $1,000 at maturity; if it is below 60%, repayment is reduced in line with the stock decline, so more than 40% and up to all principal can be lost.
Investors do not participate in any stock gains and receive no dividends, so all potential return comes from coupons. The bank’s estimated value is between 94.682% and 97.682% of the $1,000 offering price per security. The notes are complex, subject to the credit risk of The Bank of Nova Scotia, not insured, and are not expected to be listed, which may limit liquidity.
The Bank of Nova Scotia is offering $1,606,000 of autocallable contingent coupon notes due January 4, 2029, linked to the common stock of NVIDIA Corporation. Each note has a $1,000 principal amount and can pay a contingent coupon of $36.00 per note (14.40% per annum) if NVIDIA’s closing value on a scheduled observation date is at or above a barrier level.
The notes may be automatically called on quarterly observation dates if NVIDIA’s stock closes at or above the initial value of $187.54, in which case investors receive $1,000 plus the applicable coupon and the notes terminate early. If the notes are not called and NVIDIA’s final value is at or above the barrier of $112.52 (60% of the initial value), investors receive full principal back; if it is below the barrier, repayment is reduced one-for-one with NVIDIA’s loss, up to a full loss of principal. The notes are unsecured, unsubordinated obligations of the Bank, carry credit risk, are not insured, and had an initial estimated value of $964.09 per $1,000, below the 100% issue price, reflecting fees, hedging and funding costs.
The Bank of Nova Scotia is offering $303,000 of Capped Barrier Return Enhanced Notes linked to the Nasdaq-100 Index®. Each Note has a $1,000 Principal Amount and matures on January 4, 2029, with no interest or coupon payments before maturity.
At maturity, if the Nasdaq-100 Final Value is above the Initial Value of 25,462.56, investors receive $1,000 plus 200.00% of the index gain, capped at a Maximum Return of 37.40%, or $1,374 per Note. If the Final Value is at or below the Initial Value but at or above the Barrier Value of 21,643.18 (85.00% of the Initial Value), investors receive back only the $1,000 principal.
If the Final Value is below the Barrier Value, repayment is reduced 1% for every 1% index decline from the Initial Value, and investors can lose up to 100% of principal. The Notes are unsecured, unsubordinated obligations of the Bank, subject to its credit risk, will not be listed on an exchange, and may have limited or no secondary market. The initial estimated value is $963.02 per $1,000 Note, below the issue price, reflecting fees, structuring and hedging costs.
The Bank of Nova Scotia is offering senior unsecured Autocallable Contingent Coupon Trigger Notes linked to the common stock of NVIDIA Corporation, expected to mature on February 18, 2027. These derivative notes pay a monthly contingent coupon of $10.50 per $1,000 (1.05% per month, up to 12.60% per year) only if NVIDIA’s closing price on the relevant observation date is at least 59.00% of the initial price. Beginning in July 2026, the notes will be automatically called if NVIDIA’s price is at or above the initial price on a call observation date, in which case investors receive $1,000 plus the applicable coupon and the notes terminate early.
If the notes are not called and NVIDIA’s final price on the February 2027 valuation date is at least 59.00% of the initial price, investors receive $1,000 plus the final coupon. If the final price is below that trigger, investors receive NVIDIA shares (or cash equivalent) worth less than 59.00% of principal and no coupon, meaning substantial or total loss of principal is possible. Payments depend on the credit of The Bank of Nova Scotia. The bank’s initial estimated value is expected to be $925–$955 per $1,000, reflecting embedded costs, commissions and hedging.
The Bank of Nova Scotia is issuing $2,600,000 of unsecured Autocallable Contingent Coupon Notes due January 4, 2029, linked to the common stock of Apple Inc. Each Note has a $1,000 principal amount and an original issue price of 100% of principal, with a minimum investment of $1,000.
The Notes pay a contingent coupon of $17.50 per Note per period (7.00% per annum) only if Apple’s closing value on a Contingent Coupon Observation Date is at or above the Contingent Coupon Barrier Value of $191.16, which is 70% of the Initial Value of $273.08. The same level is the Barrier Value for principal protection at maturity. The Notes are automatically called if Apple’s closing value on any Call Observation Date is at or above the Initial Value, returning principal plus the applicable coupon. If not called and the Final Value is below the Barrier Value, repayment is reduced one-for-one with Apple’s decline and investors may lose up to 100% of principal. The initial estimated value is $969.46 per $1,000, they are not CDIC/FDIC insured, and will not be listed on any exchange.
The Bank of Nova Scotia is offering $2,145,000 of senior, unsecured Autocallable Contingent Coupon Notes due January 2, 2029, linked to the common stock of Starbucks Corporation. Each Note has a $1,000 Principal Amount and was priced at 100% of principal, with proceeds to the Bank of 98% after underwriting discounts.
The Notes may be automatically called if Starbucks’ closing price on any Call Observation Date is at or above the Initial Value of $85.25, paying back principal plus the scheduled Contingent Coupon. If not called, investors receive a Contingent Coupon of $39.375 per Note (15.75% per annum) for any Observation Date on which the stock closes at or above the Barrier and Contingent Coupon Barrier Value of $68.20, but no coupon otherwise.
If the Notes are not called and the Final Value is below $68.20, repayment at maturity is reduced one-for-one with Starbucks’ price decline from the Initial Value, and investors can lose up to 100% of principal. Payments are subject to the credit risk of the Bank, the Notes are not insured, will not be listed, and the initial estimated value of $965.29 per $1,000 is below the issue price.