Bank of Nova Scotia filings document the regulatory disclosures of a Canadian bank and foreign private issuer whose securities trade on the TSX and NYSE under BNS. Its Form 6-K reports include earnings-related releases, capitalization and earnings-ratio exhibits, Canadian certification materials, and updates incorporated by reference into Form F-3 and Form S-8 registration statements.
The bank’s filings also record governance and shareholder matters, including proxy circular materials, board mandates, by-law amendments, annual and special meeting voting results, and director-election outcomes. Capital-structure disclosures cover common shares, preferred shares and other equity instruments, subordinated indebtedness, normal course issuer bids, and other regulatory capital matters.
The Bank of Nova Scotia is offering $22.7 million of Trigger Autocallable GEARS, senior unsecured notes linked to the TOPIX index and maturing in December 2030. Each Security has a $10 principal amount and may be automatically called after about one year if TOPIX closes at or above the initial level of 3,423.25, paying $11.80 per Security (an 18.00% call return) and then terminating.
If not called, at maturity investors receive $10 plus any positive TOPIX return multiplied by 1.56. Principal is protected only down to a downside threshold of 2,567.44 (75.00% of the initial level); if the final level falls below this, repayment is reduced one-for-one with the index decline, up to a total loss. The notes pay no interest, have limited liquidity, and all payments depend on BNS’s credit. The initial estimated value is $9.49 per $10 Security, below the issue price.
The Bank of Nova Scotia is issuing $3,615,000 of Dual Directional Capped Buffered Notes linked to the S&P 500® Index, maturing on December 29, 2027. Each Note has a $1,000 principal amount and was priced at 100% of principal, with underwriting commissions of 1.50%, resulting in $3,560,775 of proceeds to the Bank.
The Notes pay no interest and all payments occur at maturity. If the index finishes at or above the initial level of 6,909.79, investors receive the index’s positive return, capped at a 20.90% Maximum Upside Return, or $1,209 per $1,000. If the index is below the initial level but at or above the 85.00% Buffer Value of 5,873.32, investors earn the absolute value of the decline, up to $1,200 per Note.
If the final index level is below the Buffer Value, repayment of principal is reduced on a leveraged basis, with a Downside Leverage Factor of about 1.1765, and investors can lose up to 100% of principal. The Notes are unsecured, unsubordinated obligations subject to the Bank’s credit risk, are not insured by the CDIC or FDIC, are not bail-inable, and will not be listed on an exchange. The Bank’s initial estimated value is $980.48 per $1,000, below the issue price.
The Bank of Nova Scotia is offering one-year "Jump Securities" that are senior unsecured notes linked to the common stock of Amazon.com, Inc. These notes have a $1,000 stated principal amount, pay no coupons and provide a fixed upside payment of $266.10 per security (26.61%) if the final Amazon share price on the valuation date is greater than or equal to the initial share price.
If the final share price is below the initial share price, investors are exposed 1-for-1 to the decline and can lose up to their entire investment. The securities do not pay dividends or interest, are not principal protected, and will not be listed on any exchange, so liquidity may be limited. All payments depend on BNS’s credit, and the estimated value on the pricing date is expected to be between $953.14 and $983.14 per $1,000 security, less than the issue price due to fees, structuring costs and internal funding assumptions.
The Bank of Nova Scotia is offering Trigger Autocallable Contingent Yield Notes linked to the common stock of Dell Technologies Inc., maturing on December 31, 2026. Each Note has a $10 principal amount, with a minimum investment of 100 Notes.
The Notes pay a contingent coupon of 12.55% per annum (about $0.3138 per quarter) only if Dell’s closing share price on an observation date is at or above the coupon barrier of $70.19, which is 55.00% of the $127.62 initial level. The same level is used as the downside threshold of $70.19. If on any observation date before maturity Dell’s price is at or above the initial level, the Notes are automatically called and repay principal plus that period’s coupon.
If the Notes are not called and Dell’s final level is at or above the downside threshold, investors receive the $10 principal at maturity. If the final level is below the downside threshold, repayment is reduced one-for-one with Dell’s percentage decline, and investors can lose up to their entire investment. The Notes are senior unsecured debt of BNS, not listed on an exchange, have limited liquidity, and carry issuer credit risk. The initial estimated value is $9.44–$9.74 per $10 Note, below the issue price.
The Bank of Nova Scotia is offering “Jump Securities,” one-year, principal-at-risk structured notes linked to the common stock of Northrop Grumman Corporation (NOC). Each security has a stated principal amount of $1,000, pays no coupons and does not provide any protection of principal.
At maturity, if the final share price of NOC is greater than or equal to the initial share price, investors receive $1,000 plus a fixed upside payment of $190 per security, a capped positive return of 19.00%. If the final share price is below the initial share price, the payoff is $1,000 plus $1,000 times the underlying return, so losses match the stock’s decline on a 1:1 basis and can reach 100% of principal.
All payments depend on BNS’s ability to meet its obligations, and the securities are unsecured, unsubordinated debt. They will not be listed on any exchange, may have limited or no secondary market, and their initial estimated value (per $1,000) is expected to be between $949.80 and $979.80, reflecting selling, structuring and hedging costs.
The Bank of Nova Scotia is offering Capped Buffered Index‑Linked Notes tied to the worst performer of the Russell 2000® and S&P 500® indices, maturing around August 4, 2027. Each note has a $1,000 principal amount and pays no interest.
At maturity, if both indices finish above their initial levels, investors receive $1,000 plus 120% of the gain of the weaker index, capped by a maximum payment expected to be at least $1,267.50 per $1,000. If any index is at or below its initial level but both remain at or above 90% of their initial levels, investors earn 120% of the absolute decline of the weaker index, again subject to caps. If any index ends below 90% of its initial level, principal is reduced 1% for each 1% drop beyond the 10% buffer, with losses up to 90% of principal.
The notes are unsecured, unsubordinated obligations of BNS, not listed on an exchange, and their value is affected by the bank’s credit, fees, hedging, and limited liquidity. The initial estimated value is expected to be between $925 and $965 per $1,000, below the issue price.
The Bank of Nova Scotia is offering Capped Buffered Enhanced Participation Notes linked to the Russell 2000 Index, expected to mature on November 3, 2027. The notes pay no interest and all return comes at maturity from index performance between the expected trade date of January 29, 2026 and the valuation date of October 29, 2027.
If the index rises, investors receive 150% of the index’s price gain, but the payoff is capped at a maximum payment amount expected to be at least $1,192.50 per $1,000 of principal. If the index is flat or falls by up to 10%, investors receive their full principal back. If the index falls by more than 10%, losses begin one-for-one beyond that buffer and can reach up to 90% of principal.
The initial estimated value is expected to range from $925 to $965 per $1,000, below the 100% original issue price, reflecting internal funding and hedging costs, underwriting commissions up to 2.20%, and a structuring fee. The notes are unsecured senior obligations of The Bank of Nova Scotia, are not insured, and will not be listed on any exchange, so secondary market liquidity may be limited.
The Bank of Nova Scotia is offering principal-at-risk Jump Securities linked to the common stock of Micron Technology, Inc. with a scheduled maturity on or about January 8, 2027. Each security has a stated principal amount of $1,000 and pays no coupons.
If the final Micron share price on the valuation date is greater than or equal to the initial share price, investors receive $1,000 plus a fixed upside payment of $590.60 per security, capping the maximum positive return at 59.06%. If the final share price is below the initial share price, the payout is $1,000 plus $1,000 multiplied by the share return, producing a 1:1 downside that can reduce repayment to zero. The securities are senior unsecured obligations of Scotiabank, will not be listed on an exchange, have an initial estimated value between $955.79 and $985.79 per $1,000, and all payments depend on Scotiabank’s credit.
The Bank of Nova Scotia is offering $5,004,000 of Contingent Income Auto-Callable Securities due December 28, 2027, linked to the American depositary receipts of Taiwan Semiconductor Manufacturing Company Limited. Each $1,000 security can pay a quarterly contingent coupon of $26.60 (10.64% per annum) when the stock’s closing price on a determination date is at or above 60% of the initial share price of $293.28, a downside threshold of $175.968, with unpaid coupons potentially recovered later through a memory feature.
If on any non-final determination date the stock closes at or above 100% of the initial share price, the notes are automatically redeemed at $1,000 plus the relevant coupon and any unpaid coupons. If held to maturity and the final share price is below the downside threshold, repayment is reduced 1-to-1 with the stock’s decline, and investors can lose most or all of principal. The notes are senior unsecured obligations of BNS, are not insured, will not be listed, and their value and liquidity depend on market conditions and BNS’ creditworthiness.
The Bank of Nova Scotia is offering $10,027,470 of Trigger Autocallable GEARS, senior unsecured notes linked to an equally weighted basket of 31 large-cap equities. Each Security has a $10 principal amount and a 5-year term to December 27, 2030, unless called early.
The notes can be automatically called on December 30, 2026 if the basket level is at or above the autocall barrier of 100% of the initial basket level, paying a call price of $11.11 per Security, reflecting an 11.10% call return, with no further payments. If not called, and at maturity the basket is above the initial level, investors receive the principal plus the basket return multiplied by 1.46x upside gearing.
If the notes are not called and the final basket level is at or above the downside threshold of 75%, but at or below the initial level, principal is returned. If the final basket level is below the downside threshold, repayment is reduced one-for-one with the basket loss, and the entire principal can be lost. The notes pay no interest, are not insured, and all payments depend on BNS’s credit. The initial estimated value is $9.76 per $10 issue price.