Bank of Nova Scotia filings document the regulatory disclosures of a Canadian bank and foreign private issuer whose securities trade on the TSX and NYSE under BNS. Its Form 6-K reports include earnings-related releases, capitalization and earnings-ratio exhibits, Canadian certification materials, and updates incorporated by reference into Form F-3 and Form S-8 registration statements.
The bank’s filings also record governance and shareholder matters, including proxy circular materials, board mandates, by-law amendments, annual and special meeting voting results, and director-election outcomes. Capital-structure disclosures cover common shares, preferred shares and other equity instruments, subordinated indebtedness, normal course issuer bids, and other regulatory capital matters.
The Bank of Nova Scotia is offering senior unsecured Market Linked Securities tied to the lowest performing of the S&P 500® Index, Russell 2000® Index and Nasdaq‑100 Index®, maturing in June 2027. Each security has a $1,000 face amount and may pay a contingent monthly coupon at a rate of at least 10.00% per annum if, on the relevant calculation day, the lowest performing index is at or above 75% of its starting level. If on any monthly date from June 2026 to May 2027 the lowest performing index is at or above its starting level, the notes are automatically called for $1,000 plus a final contingent coupon.
If the notes are not called, investors receive $1,000 at maturity only if the lowest performing index on the final calculation day is at or above its 75% downside threshold; otherwise, the maturity payment falls in line with the index decline and investors can lose more than 25%, up to their entire principal. The product does not participate in any index upside and pays no dividends. The Bank estimates the initial economic value of each security at between $927.28 and $957.28 per $1,000 price, and all payments are subject to the credit risk of The Bank of Nova Scotia.
The Bank of Nova Scotia is offering unsecured Digital Notes linked to the Russell 2000® and S&P 500® indices, maturing around December 23, 2027. The notes pay no interest and all cash is received at maturity.
For each $1,000 note, if on the valuation date the final level of both indices is at or above its initial level, investors receive a fixed maximum payment amount, expected to be at least $1,107.50 (a 10.75% gain), based on a cap level expected to be at least 110.75% of each initial index level. If either index finishes below its initial level, the payout is limited to the $1,000 principal, so upside is capped and downside (before issuer credit risk) is limited to zero return.
The initial estimated value is expected between $925 and $965 per $1,000, below the 100% issue price, reflecting internal funding and fees. Underwriting and structuring compensation are up to 0.50% of principal. The notes are not insured by CDIC or FDIC, will not be listed, and expose investors to equity market volatility, liquidity risk, complex pricing and the credit risk of Scotiabank.
The Bank of Nova Scotia is offering capped buffered index-linked notes tied to the worst performer of the Russell 2000 and S&P 500 indexes, maturing in June 2027. The notes pay no interest and all return comes at maturity based on index performance.
Investors get 120% participation in the price return of the worst-performing index when both finish above their initial levels, but gains are capped by a maximum upside payment expected to be at least $1,182.50 per $1,000 note. If any index finishes below its initial level but at or above 90% of it, investors earn 120% of the absolute decline, turning moderate losses into gains.
If any index ends below 90% of its initial level, principal is reduced one-for-one beyond the 10% buffer, with up to 90% of principal at risk. The notes are unsecured obligations of The Bank of Nova Scotia, not insured or exchange-listed. The initial estimated value is expected between $925 and $965 per $1,000, below the issue price, reflecting fees, hedging and the bank’s internal funding rate, and secondary market liquidity may be limited.
The Bank of Nova Scotia is issuing $13,370,000 of senior unsecured digital notes linked to the S&P 500® Index, maturing on November 8, 2027. Each $1,000 note pays no interest and at maturity will return a fixed $1,173.00 if the index final level is at least 90.00% of the initial level of 6,538.76. If the final level is below 90.00% of the initial level, repayment is reduced with an accelerated downside of approximately 1.1111% loss for every 1% decline beyond the 10.00% buffer, and investors can lose up to their entire principal. The initial estimated value is $982.16 per $1,000, below the issue price, and payments are subject to the credit risk of The Bank of Nova Scotia, with no listing or deposit insurance.
The Bank of Nova Scotia is offering senior unsecured Market Linked Securities tied to an unequally weighted basket of five equity indices: EURO STOXX 50 (38%), TOPIX (26%), FTSE 100 (17%), Swiss Market Index (11%) and S&P/ASX 200 (8%). The notes have a $1,000 face amount, no periodic interest, no dividends, and are designed to be held to the stated maturity in 2031.
At maturity, if the basket ending level is above the 100.00 starting level, investors receive $1,000 plus at least 167.00% of the basket’s positive return. If the ending level is between 75% and 100% of the starting level, investors receive only the $1,000 face amount. Below the 75% threshold level, repayment is reduced one-for-one with the basket loss, so investors can lose more than 25%, up to their entire investment.
The original offering price is $1,000 per security, with dealer discounts of up to $38.70 and issuer proceeds of $961.30 per security. The Bank’s estimated value is between $887.00 and $916.97 per security, reflecting selling costs and hedging profits. The notes are not listed, may have limited liquidity, and all payments are subject to the credit risk of The Bank of Nova Scotia.
The Bank of Nova Scotia is offering $3,400,000 of Enhanced Participation Basket-Linked Notes due November 26, 2029 under its Senior Note Program, Series A. These unsecured, unsubordinated notes pay no interest and their value at maturity depends on a weighted equity basket: EURO STOXX 50® (38%), TOPIX (26%), FTSE® 100 (17%), Swiss Market Index (11%) and S&P/ASX 200 (8%).
The initial basket level is 100. At maturity, each $1,000 note pays $1,000 plus 175.70% of any positive basket return, but loses principal one-for-one with any negative basket return, down to zero. The initial estimated value is $926.85 per $1,000, below the 100% issue price. Underwriting commissions are 3.20% of the offering, and the notes will not be listed on any exchange. All payments are subject to the credit risk of The Bank of Nova Scotia.
The Bank of Nova Scotia is offering Capped Buffered Enhanced Participation Notes linked to the Russell 2000® Index, maturing on or about September 23, 2027. These unsecured senior notes pay no interest and all returns depend on index performance between the trade and valuation dates.
If the index rises, holders receive 150.00% of the price return, capped by a maximum payment amount expected to be at least $1,222.50 per $1,000. If the index is flat or down by up to 10.00%, investors receive their principal back. Below that buffer, losses resume on a 1-for-1 basis in excess of 10%, with up to 90.00% of principal at risk.
The initial estimated value is expected to be between $925.00 and $965.00 per $1,000, reflecting internal funding and structuring costs. The notes are not insured by the CDIC or FDIC, will not be listed on an exchange, and any payment depends on the creditworthiness of The Bank of Nova Scotia.
The Bank of Nova Scotia is offering capped buffered index-linked notes tied to the worst performer of the Russell 2000® and S&P 500® indices, maturing in June 2027. The notes pay no interest; instead, the maturity payment depends on index performance between the trade and valuation dates, with a 120% participation rate.
If both indices finish above their initial levels, gains are boosted but capped by a maximum payment expected to be at least $1,260 per $1,000. If any index is down but not below 90% of its initial level, investors earn a positive return based on the absolute decline, also at 120%. If any index falls below 90% of its initial level, principal is reduced one-for-one beyond the 10% buffer, with up to 90% loss of principal possible.
The initial estimated value is expected between $925 and $965 per $1,000, below the 100% issue price, reflecting fees, hedging costs and the bank’s internal funding rate. The notes are unsecured, unsubordinated obligations of The Bank of Nova Scotia, not listed on any exchange, and all payments are subject to the bank’s credit risk.
The Bank of Nova Scotia is offering senior unsecured Market Linked Securities tied to the common stock of Palantir Technologies Inc., maturing on December 21, 2028. Each note has a $1,000 face amount and pays a contingent quarterly coupon at a rate of at least 19.70% per annum only if Palantir’s stock closes on the relevant calculation day at or above a coupon threshold set at 50% of the starting price. Missed coupons can be “remembered” and paid later if the threshold is met on a future calculation day.
The notes are auto-callable from March 2026 to September 2028 if Palantir’s stock closes at or above the starting price on a calculation day, in which case investors receive the $1,000 face amount plus the applicable coupon(s). If not called, principal repayment at maturity depends on the final stock price. If the ending price is at or above the 50% downside threshold, investors receive $1,000; if it is below, the payoff is $1,000 times the stock’s performance factor, so investors can lose more than 50% and up to all of principal.
The original offering price is $1,000 per note, including an agent discount of $25.75, with estimated value between $939.32 and $969.32 per note. The securities are not listed, may have limited liquidity, pay no dividends on Palantir stock, and all payments are subject to the credit risk of The Bank of Nova Scotia.
The Bank of Nova Scotia is offering principal-at-risk Auto-Callable Trigger PLUS notes linked to the Russell 2000® Index, maturing on or about January 4, 2028. Each security has a stated principal amount and issue price of $1,000, with an early redemption payment of $1,139.30 per security if the index closing value on the December 23, 2026 determination date is at or above the initial index value.
If not redeemed early, at maturity investors receive $1,000 plus a leveraged upside payment based on 125% of the index’s positive return. If the final index value is at or below the initial index value but at or above the trigger level of 80% of the initial value, repayment is limited to $1,000. If the final index value falls below the trigger level, repayment is reduced 1% for each 1% decline, and the payment can be zero.
The securities pay no interest or dividends, are unsecured senior debt of BNS under its Senior Note Program, Series A, and all payments depend on BNS’s credit. The estimated value on the pricing date is expected to be between $942.11 and $972.11 per $1,000, reflecting sales commissions, structuring fees and hedging costs, and the notes will not be listed on any exchange.