Welcome to our dedicated page for Bank Nova Scotia SEC filings (Ticker: BNS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Reading Bank of Nova Scotia’s cross-border disclosures can feel like stitching together regulatory threads from five continents. Credit-risk tables for Peru, capital ratios for Canada, plus complex U.S. GAAP reconciliations all land in a single Form 40-F or 6-K. Investors searching for Bank of Nova Scotia insider trading Form 4 transactions or wondering, “Where’s the latest Bank of Nova Scotia quarterly earnings report 10-Q filing?” often face hundreds of pages before finding answers.
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The Bank of Nova Scotia (BNS) is offering unsecured senior Digital Notes linked to the S&P 500® Index. The notes have a term of approximately 22-25 months and will not pay periodic interest. Instead, investors receive a single cash payment at maturity that depends on the index’s price return between the trade date and the valuation date.
- Contingent upside: If the S&P 500 final level is at least 87.50% of the initial level, holders receive the Maximum Payment Amount, expected to be between $1,137.40 and $1,161.60 per $1,000 note (a gain of roughly 13.74%-16.16%).
- Downside exposure: Should the index fall by more than 12.50%, repayment declines at an accelerated Buffer Rate of ~114.29%; a 30% drop in the index yields a ~20.0% loss, while a 100% drop erases the entire principal.
- Credit & liquidity: Payments rely solely on BNS’s creditworthiness. The notes are not listed; Scotia Capital (USA) Inc. may act as market-maker but is under no obligation to maintain a market.
- Pricing economics: Original issue price is 100%, yet the bank’s initial estimated value is 95.66-98.66% ($956.60-$986.60) per $1,000, reflecting dealer margins, hedging costs and a lower internal funding rate.
- Key terms: Threshold Level = 87.50% of initial; Cap Level ≈ 113.74-116.16% of initial; CUSIP 06419DAD5; minimum investment $1,000; form book-entry; calculation agent Scotia Capital Inc.
Risk highlights: (1) potential 100% loss of principal; (2) upside limited to the Maximum Payment Amount; (3) no dividends from S&P 500 stocks; (4) secondary market likely thin and at a discount; (5) product complexity including tax and valuation considerations; (6) conflicts of interest as BNS affiliates structure, hedge and market-make the notes.
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