Bank of Nova Scotia filings document the regulatory disclosures of a Canadian bank and foreign private issuer whose securities trade on the TSX and NYSE under BNS. Its Form 6-K reports include earnings-related releases, capitalization and earnings-ratio exhibits, Canadian certification materials, and updates incorporated by reference into Form F-3 and Form S-8 registration statements.
The bank’s filings also record governance and shareholder matters, including proxy circular materials, board mandates, by-law amendments, annual and special meeting voting results, and director-election outcomes. Capital-structure disclosures cover common shares, preferred shares and other equity instruments, subordinated indebtedness, normal course issuer bids, and other regulatory capital matters.
Bank of Nova Scotia is offering US$1,000,000,000 principal amount of NVCC subordinated notes maturing October 27, 2085. Interest accrues at 6.875% per annum from the Issue Date (October 8, 2025) until October 27, 2035, and thereafter resets each five years to the then-prevailing U.S. Treasury Rate plus 2.734%, as determined by the Calculation Agent. Interest is payable quarterly on January 27, April 27, July 27 and October 27, commencing January 27, 2026.
The notes feature a limited recourse structure: corresponding AT1 Notes (issued to a Limited Recourse Trust) back the notes and equal in principal to notes outstanding. If certain Recourse Events occur (including Failed Coupon/Principal Payment Dates or Trigger Events), noteholders’ sole remedy is delivery of their proportionate share of Corresponding Trust Assets, which may be AT1 Notes or Common Shares upon NVCC Automatic Conversion. The AT1 Notes are deeply subordinated, interest on AT1 Notes may be cancelled and the notes are not deposit-insured.
Bank of Nova Scotia is offering US-dollar denominated Non-Viability Contingent Capital (NVCC) subordinated notes (the "Notes") that mature in 2085 and have an Issue Date in 2025. Interest accrues at an initial fixed rate through 2035 and then resets every five years to a rate equal to the then-prevailing U.S. Treasury Rate plus a spread as determined by the Calculation Agent. Interest is payable quarterly beginning in 2026. The Notes are limited-recourse: upon certain Recourse Events (including Failed Coupon/Failed Principal Payment Dates, non-payment of the Redemption Price, an event of default or a Trigger Event) Noteholders' sole remedy is delivery of their proportionate share of Corresponding Trust Assets held in a Limited Recourse Trust (typically AT1 Notes or cash redemption proceeds).
The AT1 Notes serving as Corresponding Trust Assets are subordinated instruments that may be converted into Common Shares upon a Trigger Event (NVCC Automatic Conversion). AT1 interest may be cancelled at the Bank's discretion when AT1 Notes are not held by the Limited Recourse Trust, and AT1 Notes rank subordinate to Higher Ranked Indebtedness but ahead of Common and preferred shares in insolvency. The Bank may redeem Notes or AT1 Notes following certain Regulatory or Tax Events with Superintendent approval. The Notes are not deposit-insured. The prospectus discloses specific aggregate US-dollar amounts for fees/expenses and a total of US$6,825,996 in the identified schedule.
The Bank of Nova Scotia reports methodological and portfolio notes for the quarter ended July 31, 2025, including segment reclassifications, provisioning details and certain strategic and accounting actions. The bank reclassified prior period segment results to conform with a new allocation methodology effective Q1 2025. The filing discloses an impairment loss tied to the announced sale of banking operations in Colombia, Costa Rica and Panama and references Note 20 for details. Effective November 1, 2024, the bank suspended the discount to Average Market Price for dividend reinvestments, discontinued issuances of common shares from treasury under the plan, and will make purchases under the plan in the secondary market until further notice. The bank acquired an additional 10% ownership in KeyCorp on December 27, 2024, bringing total ownership to 14.9%, and reports the market value of that investment as $4,044 at July 31, 2025. The filing also discloses various balances and risk-related figures: deposits by currency, fair value disclosures for transferred assets and associated liabilities, allowance and provisioning notes (reported provisions net of certain amounts of $3,601 and $3,021 in separate references), and undistributed retained earnings related to a foreign associate of $75. Regulatory capital and leverage measures are disclosed as based on Basel III/OSFI guidelines.
The Bank of Nova Scotia filed a Form 6-K reporting a press release dated August 26, 2025 that announces a dividend on outstanding shares. The document provides notice that a dividend has been declared but does not disclose the dividend amount, record date, payment date, or other dividend mechanics in the text provided. The filing identifies the report preparer as Gerhardt Samwell, Senior Vice‑President and Chief Accountant.
The Bank of Nova Scotia submitted a Form 6-K as a foreign private issuer for August 2025. The filing states that it is incorporated by reference into the bank’s existing Form S-8 and Form F-3 registration statements, meaning the information becomes part of those securities offerings. An exhibit to the report is a press release dated August 26, 2025, in which Scotiabank reports its third quarter results.