Welcome to our dedicated page for Bank of Nova Scotia SEC filings (Ticker: BNS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Bank of Nova Scotia (Scotiabank, BNS) is a foreign private issuer in the United States and provides a range of regulatory disclosures through filings with the U.S. Securities and Exchange Commission. As indicated in recent Form 6-K reports, the bank files under Form 40-F and furnishes information that is incorporated by reference into its registration statements on Form S-8 and Form F-3. This page brings together those SEC filings so that investors can review Scotiabank’s official disclosures in one place.
Scotiabank’s Form 6-K submissions cover several key categories of information. Recent filings reference the bank’s annual report, annual financial statements and management’s discussion and analysis, as well as fourth quarter earnings coverage, consolidated capitalization and consolidated earnings ratios, and statements regarding the computation of earnings ratios. Other 6-K filings include independent auditors’ reports, certifications required under Canadian securities legislation, and press releases announcing dividends on outstanding shares and reporting fourth quarter results.
Because The Bank of Nova Scotia uses Form 40-F, its annual report and related financial statements are central documents for understanding its performance across Canadian banking, international banking, global wealth management, and global banking and markets. Interim 6-K filings can also provide updates on capital management, such as earnings coverage metrics, and may include news releases that the bank chooses to file with the SEC.
On Stock Titan, Scotiabank’s filings page is designed to make these documents easier to work with. AI-powered summaries can help explain the main points of lengthy annual reports (often filed via Form 40-F and related 6-K exhibits) and quarterly updates, highlighting items such as capitalization data, earnings coverage and key narrative themes from management’s discussion and analysis. Real-time updates from EDGAR ensure that new BNS 6-Ks and other relevant filings appear promptly, while structured access to exhibits makes it simpler to locate specific materials like auditors’ reports or certifications.
For investors tracking Scotiabank’s capital structure, profitability trends and disclosure practices, this page provides a focused view of its SEC reporting history. Users can review individual filings in detail or rely on AI-generated overviews to quickly understand what each document contributes to the broader picture of the Bank of Nova Scotia’s regulatory and financial reporting.
The Bank of Nova Scotia is offering unsecured, unsubordinated Autocallable Contingent Coupon Notes linked to the common stock of Ford Motor Company, with a $1,000 principal amount per note and a term to February 3, 2028 if not called early.
The notes can be automatically called on scheduled observation dates if Ford’s closing share price is at or above the initial value, in which case investors receive $1,000 plus the applicable contingent coupon. If not called, investors receive contingent coupons of at least $24.125 per note (at least 9.65% per annum) only on observation dates when Ford’s price is at or above 60% of the initial value.
At maturity, if the final Ford share price is at or above a 60% barrier, investors receive full principal back (plus any due coupon). If it is below the barrier, investors receive shares of Ford equal to the physical delivery amount and can lose up to 100% of principal. The initial estimated value is expected to be between $936.30 and $966.30 per $1,000, reflecting internal funding and hedging costs, and the notes will not be listed on any exchange.
The Bank of Nova Scotia is offering unsecured, unsubordinated Autocallable Contingent Coupon Notes due February 3, 2028 linked to the common stock of Broadcom Inc. Each Note has a $1,000 principal amount and an original issue price of 100% of principal.
The Notes pay a contingent coupon of at least 12.75% per annum (about $31.875 per quarter per Note) only if Broadcom’s closing value on each observation date is at or above a 50% barrier of the initial stock price; otherwise no coupon is paid. The same 50% level serves as both the contingent coupon barrier and principal protection barrier.
The Notes are automatically called if Broadcom’s closing value on any call observation date is at or above its initial value, returning principal plus the applicable coupon, with no further payments. If not called and Broadcom finishes below the 50% barrier at maturity, investors receive Broadcom shares (or cash for fractions) worth less than principal and can lose up to 100% of their investment. The initial estimated value is expected between $932.04 and $962.04 per $1,000, reflecting fees, funding and hedging costs, and the Notes will not be listed, leaving liquidity dependent on the dealer.
The Bank of Nova Scotia is offering Buffer Autocallable GEARS, unsecured senior notes linked to the Russell 2000® Index, maturing around February 2, 2029. Each Security has a $10 principal amount, upside gearing of 1.10 and a 5% downside buffer.
The notes may be automatically called on February 5, 2027 if the index is at or above its initial level, paying a call price equal to principal plus a call return based on a rate of 15.00%–15.30%, after which no further payments are due. If not called, maturity payments depend on index performance: investors gain leveraged upside for positive returns, receive principal back if losses are within the 5% buffer, and suffer increasing losses beyond that, potentially losing almost all of their investment.
The Securities pay no interest, are subject to BNS credit risk, will not be listed on an exchange, and have an initial estimated value of $9.48–$9.78 per $10 issue price due to selling, structuring and hedging costs.
The Bank of Nova Scotia is offering $2,406,000 of senior unsecured digital notes linked to the EURO STOXX 50® Index, maturing on December 10, 2027. The notes pay no interest and are not listed on any exchange.
For each $1,000 note, if the index on the December 8, 2027 valuation date is at least 85% of the initial level of 5,994.59, investors receive a fixed $1,155 (a 15.5% capped gain). If the index has fallen more than 15%, repayment is reduced by about 1.1765% for every 1% drop beyond that buffer, up to a total loss of principal. The initial estimated value is $991.30 per $1,000, below the issue price, and all payments depend on Scotiabank’s credit.
The Bank of Nova Scotia is offering Dual Directional Buffered Performance Leveraged Upside Securities (“Buffered PLUS”) linked to the Russell 2000® Index, maturing on or about March 3, 2028. Each security has a $1,000 stated principal amount and pays no coupons.
If the final index value is above the initial value, investors receive $1,000 plus 150% of the index gain, capped at a maximum upside gain of 18.58%, or $1,185.80 per Buffered PLUS. If the index is down by up to the 15.00% buffer, investors receive a positive return equal to the absolute decline, up to a 15.00% gain.
If the index falls by more than 15.00%, repayment is reduced 1% for each additional 1% decline and investors can receive as little as $150.00 (15.00% of principal), implying up to an 85.00% loss of principal. The securities are senior unsecured debt of BNS, fully subject to its credit risk, will not be listed on any exchange, and have an estimated initial value between $936.83 and $966.83 per $1,000.
The Bank of Nova Scotia is offering unsecured, unsubordinated structured notes linked to an equally weighted basket of the SPDR Gold Trust and iShares Silver Trust, maturing in February 2028. Any payments depend on the Bank’s credit.
The notes may be automatically called in February 2027 if the basket is at or above 100% of its initial level, paying back principal plus a fixed call premium of $280.50 per $1,000 note (28.05%). If not called and the final basket value is above the initial level, investors receive 125% of the basket’s positive performance.
If the final basket value is between 85% and 100% of the initial level, investors receive principal only. Below 85%, losses are magnified: investors lose about 1.1765% of principal for each 1% drop beyond the 15% buffer, up to a total loss. The notes pay no interest, are not listed, and the initial estimated value is expected to be below the $1,000 issue price.
The Bank of Nova Scotia is offering $12,000,000 of senior unsecured structured notes linked to the SPDR® S&P 500® ETF Trust. Each $1,000 security can pay a contingent monthly coupon of $10.30 (12.36% per annum) if SPY closes at or above 95% of the $692.73 initial share price on a determination date.
The notes are auto-callable if SPY is at or above 100% of the initial share price on any non-final determination date, returning principal plus applicable coupons. If held to maturity and SPY finishes below the 95% downside threshold, investors lose about 1.0526% of principal for every 1% SPY falls below that level and can lose their entire investment. The notes mature on February 1, 2027, are not listed, and all payments are subject to BNS credit risk. The estimated value on the pricing date is $995.60 per $1,000.
The Bank of Nova Scotia is offering $5,000,000 of Autocallable Dual Directional Barrier Notes linked to the S&P 500® Index, maturing on February 2, 2028. The Notes are senior, unsecured obligations and any payment depends on the Bank’s credit.
The Notes pay no interest. They are automatically called on February 9, 2027 if the S&P 500 closing value is at or above the Initial Value of 6,978.60, returning $1,091.50 per $1,000 note (a 9.15% premium) on February 12, 2027. If not called, investors participate at 150% of any positive index performance at maturity.
If the Final Value is below the Initial Value but at or above the Barrier Value of 5,582.88 (80% of the Initial Value), the payoff reflects the absolute percentage decline, capped at $1,200 per $1,000 note. If the Final Value falls below the Barrier Value, principal is reduced one-for-one with the index loss and up to 100% of capital can be lost. The Notes will not be listed, require a minimum $10,000 investment, and had an initial estimated value of $982.15 per $1,000, below the 100% issue price.
The Bank of Nova Scotia is offering $6,050,000 of Trigger Autocallable Contingent Yield Notes linked to the least performing of the Nikkei 225 Index and the S&P 500 Index, maturing January 30, 2031. The Notes pay a 9.65% per annum contingent coupon (about $0.2413 per quarter per $10) only if on each observation date both indices are at or above their coupon barriers, set at 70% of initial levels.
The Notes are automatically called on any quarterly observation date after six months if both indices are at or above their initial levels, returning principal plus that coupon. If not called, and at maturity both indices are at or above their downside thresholds (also 70% of initial), investors receive full principal; if either index finishes below its threshold, repayment is reduced in line with the worst index’s percentage decline, up to a total loss of principal. The Notes are unsecured, not listed, subject to BNS credit risk, and had an initial estimated value of $9.43 per $10 Note.
The Bank of Nova Scotia is offering Dual Directional Trigger PLUS notes linked to the iShares Silver Trust shares, maturing around June 3, 2027. These unsecured senior notes pay no interest and all payments depend on BNS’s credit.
At maturity, investors get 200% leveraged upside if the final share price is above the initial level, capped at a maximum payment of $1,433.90 per $1,000 note, a 43.39% gain. If the final price is at or below the initial level but at or above 65% of it, investors receive principal plus an unleveraged positive return equal to the absolute percentage decline, up to 35%. Below the 65% trigger level, losses match the underlying’s decline and investors can lose their entire principal. The estimated value on the pricing date is expected between $912.41 and $942.41 per $1,000, less than the issue price.