Welcome to our dedicated page for Bank of Nova Scotia SEC filings (Ticker: BNS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Bank of Nova Scotia (Scotiabank, BNS) is a foreign private issuer in the United States and provides a range of regulatory disclosures through filings with the U.S. Securities and Exchange Commission. As indicated in recent Form 6-K reports, the bank files under Form 40-F and furnishes information that is incorporated by reference into its registration statements on Form S-8 and Form F-3. This page brings together those SEC filings so that investors can review Scotiabank’s official disclosures in one place.
Scotiabank’s Form 6-K submissions cover several key categories of information. Recent filings reference the bank’s annual report, annual financial statements and management’s discussion and analysis, as well as fourth quarter earnings coverage, consolidated capitalization and consolidated earnings ratios, and statements regarding the computation of earnings ratios. Other 6-K filings include independent auditors’ reports, certifications required under Canadian securities legislation, and press releases announcing dividends on outstanding shares and reporting fourth quarter results.
Because The Bank of Nova Scotia uses Form 40-F, its annual report and related financial statements are central documents for understanding its performance across Canadian banking, international banking, global wealth management, and global banking and markets. Interim 6-K filings can also provide updates on capital management, such as earnings coverage metrics, and may include news releases that the bank chooses to file with the SEC.
On Stock Titan, Scotiabank’s filings page is designed to make these documents easier to work with. AI-powered summaries can help explain the main points of lengthy annual reports (often filed via Form 40-F and related 6-K exhibits) and quarterly updates, highlighting items such as capitalization data, earnings coverage and key narrative themes from management’s discussion and analysis. Real-time updates from EDGAR ensure that new BNS 6-Ks and other relevant filings appear promptly, while structured access to exhibits makes it simpler to locate specific materials like auditors’ reports or certifications.
For investors tracking Scotiabank’s capital structure, profitability trends and disclosure practices, this page provides a focused view of its SEC reporting history. Users can review individual filings in detail or rely on AI-generated overviews to quickly understand what each document contributes to the broader picture of the Bank of Nova Scotia’s regulatory and financial reporting.
The Bank of Nova Scotia is offering unsecured Capped Buffered Return Notes linked to the price return of the S&P 500® Index, maturing on January 30, 2031. Each Note has a $1,000 principal amount and a minimum investment of $1,000 in $1,000 increments.
At maturity, if the index has risen, investors receive $1,000 plus the index gain, but the return is capped at a Maximum Return of at least 56.15%. If the index is flat or down but not below the Buffer Value set at 85% of the Initial Value, investors receive their $1,000 principal back. If the index falls below the Buffer Value, investors lose 1% of principal for each 1% decline beyond the 15% buffer and may lose up to 85% of principal.
The Notes pay no interest, are not insured by CDIC or FDIC, and all payments depend on the creditworthiness of the Bank. The initial estimated value is expected to be $908.02–$938.02 per $1,000, below the issue price, and there is no exchange listing, so secondary market liquidity may be limited.
The Bank of Nova Scotia is offering autocallable contingent coupon trigger notes linked to the common stock of GE Vernova Inc., maturing on an expected date of July 21, 2027. The notes pay a contingent coupon of $11.209 per $1,000 (1.1209% monthly, up to about 13.45% per year) on each monthly coupon date if GE Vernova’s closing price on the related observation date is at least 50.00% of the initial price.
Starting in October 2026, the notes are automatically called if on a call observation date the stock closes at or above the initial price; in that case, investors receive $1,000 per note plus the applicable contingent coupon, and no further payments. If the notes are not called and the final price on the July 16, 2027 valuation date is at least 50.00% of the initial price, investors receive $1,000 plus the final contingent coupon.
If the notes are not called and the final price is below 50.00% of the initial price, the maturity payment is $1,000 plus $1,000 multiplied by the reference asset return, so investors lose 1% of principal for each 1% the stock has fallen from the initial price and can lose their entire investment. The notes are unsecured, unsubordinated obligations of The Bank of Nova Scotia, not insured by the CDIC or FDIC. The initial estimated value is expected to be between $900.00 and $930.00 per $1,000 principal amount, less than the 100% original issue price, reflecting internal funding and structuring costs.
The Bank of Nova Scotia is offering unsecured Autocallable Contingent Coupon Trigger Notes linked to the common stock of Microsoft Corporation, maturing on or about February 19, 2027. For each $1,000 note, investors may receive a contingent monthly coupon of $7.459 (0.7459% per month, up to about 8.95% per year) only when Microsoft’s share price on an observation date is at or above 70% of the initial price.
The notes can be automatically called starting in July 2026 if Microsoft’s share price on a call observation date is at or above the initial price, in which case investors receive $1,000 plus the applicable coupon and the notes terminate. If the notes are not called and on the final valuation date Microsoft’s price is at or above 70% of the initial price, investors receive $1,000 plus the final coupon. If the final price is below 70% of the initial price, repayment is reduced one‑for‑one with Microsoft’s decline, and investors can lose up to 100% of principal with no coupon.
The initial estimated value of the notes is expected to be $900–$930 per $1,000, reflecting internal funding and structuring costs, while underwriting commissions are up to 0.65%. The notes are unsecured, unsubordinated obligations of The Bank of Nova Scotia, will not be listed on any exchange, and all payments depend on the Bank’s creditworthiness.
The Bank of Nova Scotia is offering senior unsecured structured notes linked to the common stock of Amazon.com, Inc. The Contingent Income Auto-Callable Securities have a stated principal amount of $1,000 per note, a scheduled maturity on or about January 12, 2029, and pay contingent quarterly coupons of $25.50 per note (equivalent to 10.20% per annum) only when Amazon’s closing price on a determination date is at least 70% of the initial share price, the downside threshold.
If on any non-final determination date Amazon’s price is at or above 100% of the initial share price (the call threshold), the notes are automatically redeemed for principal plus the due coupon and any unpaid coupons under a “memory” feature, and no further payments are made. If held to maturity and Amazon’s final share price is at or above the downside threshold, investors receive principal plus the final and any unpaid coupons. If the final share price is below the downside threshold, repayment is reduced 1-for-1 with Amazon’s decline, and the payment can be zero.
Investors do not participate in any upside of Amazon stock, forgo dividends, face full principal risk, and are exposed to the credit risk of BNS. The estimated value on the pricing date is expected to be $939.82–$969.82 per $1,000, lower than the issue price due to selling, structuring and hedging costs.
The Bank of Nova Scotia is issuing $2,924,000 of senior unsecured Autocallable Contingent Coupon Buffer Notes with a memory coupon linked to the common stock of Meta Platforms, Inc. Each Note has a $1,000 principal amount and a term to January 21, 2027, unless called earlier.
The Notes pay a contingent coupon of $39.80 per $1,000 only on Observation Dates when Meta’s closing value is at least 85% of the initial value; missed coupons can be recovered later if conditions are met, but no interest is guaranteed. The Notes are automatically called, returning principal plus due coupons, if Meta’s price on an Observation Date is at or above the initial value.
If not called and Meta’s final value is at least 85% of the initial value, investors receive full principal back plus any due coupons. If the final value falls below 85% of the initial value, repayment is reduced on a leveraged basis (about 1.1765% loss for each 1% decline beyond the 15% buffer), potentially up to a total loss of principal. The Notes are not insured, depend on the credit of the Bank, will not be listed on an exchange, and had an initial estimated value of $985.02 per $1,000, below the issue price.
The Bank of Nova Scotia is offering $12,000,000 in senior unsecured structured notes linked to the common stock of Amazon.com, Inc. Investors can receive a contingent monthly coupon of $11.50 per $1,000 note (equivalent to 13.80% per year) for each month the Amazon share price is at or above 80% of the $232.07 initial share price, helped by a “memory” feature that can make up missed coupons later.
The notes are auto-callable: if Amazon closes at or above 100% of the initial share price on any non-final determination date, investors receive $1,000 plus the applicable coupon and any unpaid coupons, and the notes terminate early. If held to maturity and Amazon is at or above 80% of the initial level, investors receive $1,000 plus due coupons.
If at maturity Amazon is below 80% of the initial price, repayment is reduced by 1.25% of principal for every 1% decline below that buffer, down to a possible total loss. The securities are not principal-protected, are not listed, carry BNS credit risk, and have an estimated value of $995.05 per $1,000 issue price, reflecting embedded fees and funding costs.
The Bank of Nova Scotia is offering $4,527,000 of Auto-Callable Trigger PLUS, principal-at-risk notes linked to the Nasdaq-100 Index®, maturing on January 4, 2029. Each security has a $1,000 stated principal amount and pays no interest or dividends.
The notes can be automatically redeemed on January 12, 2027 for $1,096.90 per security if the index on the January 7, 2027 determination date is at or above the initial index value of 25,462.56. If not called, at maturity investors receive $1,000 plus 150% of any index gain. If the final index value is at or below the initial level but at or above the trigger level of 20,370.048 (80% of the initial value), they receive $1,000.
If the final index value falls below the trigger level, investors lose 1% of principal for each 1% index decline and could lose their entire investment. The estimated value on the pricing date is $967.70 per $1,000, the notes will not be listed on any exchange, and all payments depend on the credit of BNS.
The Bank of Nova Scotia is offering $32,652,000 of Contingent Income Auto-Callable Securities due January 5, 2029, linked to the common stock of Tesla, Inc. The notes are principal-at-risk senior unsecured debt under BNS’ Senior Note Program, Series A.
Investors may receive a $45.00 contingent quarterly coupon per $1,000 note (equivalent to 18.00% per annum) for each determination date on which Tesla’s closing price is at least 60.00% of the initial share price of $454.43, a downside threshold of $272.658. If on any non-final determination date Tesla closes at or above 100.00% of the initial price, the notes are automatically redeemed at par plus the applicable coupon and any unpaid coupons under the “memory” feature.
If the notes are not called and the final share price is at or above the downside threshold, investors receive principal plus the due coupon(s). If the final share price is below the downside threshold, the maturity payment equals the stated principal amount multiplied by the share performance factor, and can be less than 60.00% of principal or zero, meaning a significant or total loss is possible. The notes are not listed, have limited liquidity, carry BNS credit risk, and have an estimated value on the pricing date of $974.40 per $1,000 issue price.
The Bank of Nova Scotia is offering senior unsecured market-linked notes tied to the common stock of Oklo Inc., with stated maturity on January 5, 2029. Each security has a $1,000 face amount and pays a 28.40% per annum contingent coupon, but only for quarters when Oklo’s stock closes at or above the coupon threshold, set at 50% of the $71.62 starting price (that is $35.81). Missed coupons can be paid later under the memory feature if the threshold is met on a future calculation day.
The notes are auto-callable quarterly from March 2026 through September 2028 if Oklo’s stock closes at or above the $71.62 starting price, in which case investors receive $1,000 plus the applicable coupon and any unpaid coupons. If not called, principal is protected only if the final stock price is at or above the downside threshold of $35.81; below that level, investors are fully exposed to the decline and can lose more than 50%, up to their entire principal. The Bank’s estimated value is $930.91 per $1,000 security, and total original offering proceeds are $6,272,688.50 before hedging profits.
The Bank of Nova Scotia is offering senior unsecured market-linked notes tied to the common stock of Tesla, Inc., maturing on December 30, 2026. Each security has a $1,000 face amount, pays a fixed coupon at 15.25% per annum in monthly installments, and may be automatically called if Tesla’s stock closes on any monthly calculation day from June to November 2026 at or above the starting price of $454.43. If called, investors receive the face amount plus the final coupon.
If the notes are not called, the maturity payout depends entirely on Tesla’s stock price on the final calculation day. Investors receive $1,000 per security only if the ending price is at or above the downside threshold of $272.658 (60% of the starting price). Below that level, repayment is reduced in proportion to the stock’s decline, so investors can lose more than 40%, up to all, of their principal. Investors do not participate in any stock upside and receive no dividends.
The original offering price is $1,000 per security, with an estimated value of about $978.66, reflecting selling commissions, structuring and hedging costs. The notes are not insured, are subject to the Bank’s credit risk, will not be listed on an exchange, and may have limited or no secondary market liquidity.