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BOK Financial Corp 10-Q Filings

BOKF NASDAQ

Every 10-Q that BOK Financial Corp (BOKF) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.

A 10-Q covers the quarterly report filed between annual reports, so if you follow BOKF and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full BOKF filings page.

Rhea-AI Summary

BOK Financial reported Q2 2026 net income of $176.5 million, or $2.92 per diluted share, up from $155.8 million, or $2.58, in Q1. Excluding a Visa share exchange gain and an AFS securities repositioning loss, net income would have been $156.5 million, or $2.59. PPNR, a non-GAAP measure, was $227.7 million versus $199.7 million.

Net interest income was $351.8 million with a net interest margin of 2.91% and core margin excluding trading of 3.13%. Fees and commissions were $202.0 million, down on weaker trading, while other gains rose to $42.4 million, including a $30.9 million gain from the Visa Exchange Offer. The efficiency ratio improved to 60.21%.

Loans grew to $27.1 billion and deposits to $39.9 billion, with no provision for expected credit losses and net charge-offs of just $0.5 million, or 0.01% of average loans. The combined allowance for credit losses was $323 million, or 1.19% of loans. Capital remained strong, with a common equity Tier 1 ratio of 12.89% and a quarterly dividend of $0.63 per share.

Rhea-AI Summary

BOK Financial Corporation reported solid first-quarter 2026 results with higher earnings year over year but softer performance versus the prior quarter. Net income was $155.8 million, or $2.58 per diluted share, up from $119.8 million, or $1.86, a year earlier.

Tax-equivalent net interest income was $345.2 million and net interest margin was 2.90%, as loan growth to $26.2 billion offset pressure from lower margins and declining deposits, which fell to $38.7 billion. Fees and commissions reached $209.8 million, driven by stronger brokerage, trading, fiduciary, and transaction card revenue versus last year.

Credit metrics remained strong. There was no provision for expected credit losses, net charge-offs were just 0.03% of average loans, and nonperforming assets not guaranteed by U.S. agencies fell to $52 million. Capital stayed robust with a common equity Tier 1 ratio of 12.61% and a tangible common equity ratio of 9.29%. The company paused share repurchases in the quarter but paid a $0.63 per-share dividend and approved the same payout for the next quarter.

Rhea-AI Summary

BOK Financial reported Q3 2025 net income of $140.9 million, or $2.22 per diluted share, slightly above the prior quarter. Net interest income rose to $337.6 million as net interest margin expanded to 2.91%, helped by lower funding costs and core margin of 3.16%.

Loans reached $24.9 billion, up $573 million, while deposits grew to $38.5 billion, keeping the loan‑to‑deposit ratio at 65%. Asset quality remained strong with net charge‑offs of $3.6 million (0.06% of average loans) and nonperforming assets of $74.1 million, or 0.30% of loans and repossessed assets.

The combined allowance for credit losses was $328 million, or 1.32% of loans. Capital stayed robust, with a common equity Tier 1 ratio of 13.60% and a tangible common equity ratio of 10.06%. The company repurchased 365,547 shares at an average of $111.00 and raised its quarterly dividend from $0.57 to $0.63 per share.