What is BOK Financial Corp's earnings per share (EPS)?

BOK Financial Corp (BOKF) reported diluted earnings per share of $9.17 for fiscal year 2025. This represents a 12.7% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

BOK Financial Corp (BOKF) Financials

BOKF

Trailing 12 months to June 30, 2026

Revenue $2.3B +9.8% YoY

Net Income $650.5M +21.4% YoY

EPS (Diluted) $10.62 +27.0% YoY

Free Cash Flow $1.3B +81.1% YoY

Market Cap $7.6B as of Oct 16, 2026

Price / Sales 3.3x on $2.3B revenue, trailing 12 months to June 30, 2026

Price / Earnings 11.7x on $650.5M net income, trailing 12 months to June 30, 2026

Price / Book 1.2x on $6.1B equity, Q2 FY2026

A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 16, 2026; every other figure is from the SEC filings on this page. Not financial advice.

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Aug 4, 2026 Currency USD FYE December

Newest figures come from the 10-Q for Q2 FY2026, filed Aug 4, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the BOKF SEC filings page.

BOK Financial Corp (BOKF) reported $2.3B in revenue over the twelve months to Jun 30, 2026, up 9.8% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI BOKF FY2025 2026-10-04

BOK Financial earns steadily from a large balance sheet, while funding mix and shareholder distributions materially shape reported cash flow and leverage.

In FY2025, revenue rose 6.1% while net income rose 10.4%, so profit expanded faster than activity. Interest expense fell 15.6% while debt-to-equity nearly halved between FY2023 and FY2025, indicating the earnings improvement coincided with a lighter funding burden and less leverage, not just more volume.

Operating cash flow is highly balance-sheet dependent: it was only $66M against net income of $531M in FY2023, suggesting reported earnings did not consistently translate into cash during that period. By FY2025, operating cash flow reached $740M against net income of $578M, showing that funding and balance-sheet movements can dominate the cash-flow picture.

Assets expanded 5.1% in FY2025 while equity rose 6.7%, indicating balance-sheet growth was accompanied by capital accumulation rather than pure leverage. With return on assets at 1.1%, the business relies on the scale of its asset base to produce earnings rather than unusually high asset-level returns.

Financial Health Signals

Financial Health Score 63/100

Scored as: Banks peer group

Scored against banks for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of BOK Financial Corp's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Earnings

BOK Financial Corp earned a return on assets of 1.1% in fiscal year 2025, which is the profit it made on every dollar of assets on its books. This is unchanged from the prior year. Earnings ranks banks on that return over three years, and BOK Financial Corp scores 66/100 among other banks.

Growth

BOK Financial Corp reported revenue of $2.2B in fiscal year 2025, against $2.1B in fiscal year 2024. Growth ranks banks on the three-year path of their net revenue, which is interest income and fee income less the interest they pay out, and BOK Financial Corp scores 26/100 among other banks.

Capital

BOK Financial Corp funded 11.3% of its assets with shareholders' equity at the end of fiscal year 2025, holding $5.9B of equity against $52.2B of assets. Capital ranks banks on that cushion, and BOK Financial Corp scores 51/100 among other banks.

Efficiency

Efficiency measures what a bank spends running itself against the revenue that spending brings in, so a lower ratio is the better one. BOK Financial Corp scores 43/100 on it among other banks.

Credit Quality

Credit Quality measures the money a bank set aside for loans it expects to go bad, against the size of the loan book it set that money aside for. BOK Financial Corp scores 96/100 on it among other banks.

Stability

BOK Financial Corp reported net income of $578.0M in fiscal year 2025, against $523.6M in fiscal year 2024. Stability ranks banks on how steady net income has been across five years, and BOK Financial Corp scores 96/100 among other banks.

Piotroski F-Score Partial

7/7

BOK Financial Corp passes 7 of 7 computable financial strength tests (2 of the nine could not be computed from available data). All 4 profitability signals pass (positive income, cash flow, and earnings quality), all 2 leverage/liquidity signals pass, both operating efficiency signals pass.

Earnings Quality Cash-Backed

1.28x

For every $1 of reported earnings, BOK Financial Corp generates $1.28 in operating cash flow ($739.6M OCF vs $578.0M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

Export CSV

Earnings & Revenue

Revenue

$589.4M

YoY+10.1%

QoQ+6.4%

5Y CAGR+4.6%

10Y CAGR+4.8%

BOK Financial Corp generated $589.4M in revenue in Q2 2026. This represents an increase of 10.1% from the same quarter a year earlier. Against the prior quarter it is up 6.4%.

Net Income

$176.5M

YoY+26.1%

QoQ+13.3%

5Y CAGR+1.2%

10Y CAGR+10.4%

BOK Financial Corp reported $176.5M in net income in Q2 2026. This represents an increase of 26.1% from the same quarter a year earlier. Against the prior quarter it is up 13.3%.

EPS (Diluted)

$2.92

YoY+33.3%

QoQ+13.2%

5Y CAGR+4.0%

10Y CAGR+11.3%

BOK Financial Corp earned $2.92 per diluted share (EPS) in Q2 2026. This represents an increase of 33.3% from the same quarter a year earlier. Against the prior quarter it is up 13.2%.

EBITDA

Not reported for Q2 2026.

Cash & Balance Sheet

Free Cash Flow

$1.1B

YoY+1668.0%

QoQ+478.2%

10Y CAGR+22.0%

BOK Financial Corp generated $1.1B in free cash flow in Q2 2026, representing cash available after capex. This represents an increase of 1668.0% from the same quarter a year earlier. Against the prior quarter it is up 478.2%.

Cash & Debt

$1.5B

YoY+11.9%

QoQ+7.7%

5Y CAGR+3.9%

10Y CAGR-4.5%

BOK Financial Corp held $1.5B in cash as of Q2 2026; long-term debt is not reported for that period.

Dividends Per Share

$0.63

YoY+10.5%

QoQ0.0%

5Y CAGR+3.9%

10Y CAGR+3.9%

BOK Financial Corp paid $0.63 per share in dividends in Q2 2026. This represents an increase of 10.5% from the same quarter a year earlier. It is unchanged from the prior quarter.

Shares Outstanding

61M

YoY-4.5%

QoQ0.0%

5Y CAGR-2.5%

10Y CAGR-0.8%

BOK Financial Corp had 61M shares outstanding in Q2 2026. This represents a decrease of 4.5% from the same quarter a year earlier. It is unchanged from the prior quarter.

Margins & Returns

Net Margin

29.9%

YoY+3.8pp

QoQ+1.8pp

5Y change-5.3pp

10Y change+12.1pp

BOK Financial Corp's net profit margin was 29.9% in Q2 2026, showing the share of revenue converted to profit. This is up 3.8 percentage points from the same quarter a year earlier. Against the prior quarter it is up 1.8 percentage points.

Return on Equity

2.9%

YoY+0.5pp

QoQ+0.3pp

5Y change-0.2pp

10Y change+1.0pp

BOK Financial Corp's ROE was 2.9% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is up 0.5 percentage points from the same quarter a year earlier. Against the prior quarter it is up 0.3 percentage points.

Gross Margin

Not reported for Q2 2026.

Operating Margin

Not reported for Q2 2026.

Capital Allocation

Share Buybacks

$8.2M

YoY-87.0%

5Y CAGR-28.5%

10Y CAGR-7.5%

BOK Financial Corp spent $8.2M on share buybacks in Q2 2026, returning capital to shareholders by reducing shares outstanding. This represents a decrease of 87.0% from the same quarter a year earlier.

Capital Expenditures

$47.2M

YoY+65.3%

QoQ+32.2%

5Y CAGR+8.1%

10Y CAGR+4.2%

BOK Financial Corp invested $47.2M in capex in Q2 2026, funding long-term assets and infrastructure. This represents an increase of 65.3% from the same quarter a year earlier. Against the prior quarter it is up 32.2%.

R&D Spending

Not reported for Q2 2026.

BOKF Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

BOKF quarterly income statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Revenue	$2.3B	$2.2B+6.1%	$2.1B-0.6%	$2.1B+11.2%	$1.9B-1.0%	$1.9B-3.9%	$2.0B+7.9%	$1.8B+12.9%	$1.6B+4.2%	$1.5B+8.1%	$1.4B+4.4%	$1.4B+5.8%	$1.3B-0.6%	$1.3B-4.9%	$1.4B+11.4%	$1.2B
SG&A Expenses	$874.3M	$878.0M+8.2%	$811.2M+5.8%	$766.6M+14.3%	$670.9M-3.5%	$695.4M+1.0%	$688.5M+4.2%	$660.6M+13.3%	$583.1M+1.7%	$573.4M+3.7%	$553.1M+7.3%	$515.3M+8.0%	$476.9M-5.6%	$505.2M+2.9%	$491.0M+14.2%	$430.0M
Interest Expense	$1.1B	$1.2B-15.6%	$1.4B+33.2%	$1.1B+492.2%	$180.7M+192.0%	$61.9M-61.4%	$160.6M-61.7%	$419.1M+72.1%	$243.6M+85.9%	$131.1M+60.0%	$81.9M+29.0%	$63.5M-5.3%	$67.0M-5.4%	$70.9M-18.8%	$87.3M-27.3%	$120.1M
Income Tax	$182.0M	$162.6M+13.7%	$143.1M-5.9%	$152.1M+8.8%	$139.9M-22.2%	$179.8M+39.6%	$128.8M-1.1%	$130.2M+9.3%	$119.1M-34.8%	$182.6M+71.6%	$106.4M-23.7%	$139.4M-3.3%	$144.2M-11.6%	$163.1M-13.6%	$188.7M+19.1%	$158.5M
Net Income	$650.5M	$578.0M+10.4%	$523.6M-1.4%	$530.7M+2.0%	$520.3M-15.8%	$618.1M+42.1%	$435.0M-13.1%	$500.8M+12.4%	$445.6M+33.2%	$334.6M+43.8%	$232.7M-19.4%	$288.6M-1.3%	$292.4M-7.6%	$316.6M-9.8%	$351.2M+22.8%	$285.9M
EPS (Basic)	N/A	$9.17+12.7%	$8.14+1.5%	$8.02+4.4%	$7.68-14.2%	$8.95+44.6%	$6.19-11.9%	$7.03+6.0%	$6.63+29.7%	$5.11+44.8%	$3.53-16.4%	$4.22-0.2%	$4.23-8.2%	$4.61-10.5%	$5.15+23.2%	$4.18
EPS (Diluted)	$10.62	$9.17+12.7%	$8.14+1.5%	$8.02+4.4%	$7.68-14.2%	$8.95+44.6%	$6.19-11.9%	$7.03+6.0%	$6.63+29.7%	$5.11+44.8%	$3.53-16.2%	$4.21-0.2%	$4.22-8.1%	$4.59-10.5%	$5.13+23.0%	$4.17
Diluted Shares (Avg)	N/A	63M-1.8%	64M-2.9%	66M-2.3%	67M-2.0%	69M-1.8%	70M-1.4%	71M+6.2%	67M+2.9%	65M-0.5%	65M-3.8%	68M-1.2%	69M+0.5%	68M+0.4%	68M-0.1%	68M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Revenue	$589.4M+10.1%	$553.8M+10.3%	$589.6M+12.7%	$548.4M+6.2%	$535.3M-3.7%	$502.3M+10.3%	$523.1M+4.3%	$516.3M+3.5%
SG&A Expenses	$214.1M-0.3%	$211.2M-1.4%	$222.7M+5.7%	$226.3M+9.4%	$214.7M+12.4%	$214.2M+5.7%	$210.7M+3.8%	$206.8M+8.4%
Interest Expense	$287.3M-8.6%	$273.4M-9.6%	$280.5M-14.0%	$306.8M-17.6%	$314.3M-16.4%	$302.3M-14.0%	$326.1M-4.6%	$372.2M+17.7%
Income Tax	$51.1M+25.7%	$43.9M+25.6%	$51.2M+30.5%	$35.7M+7.2%	$40.7M-14.0%	$35.0M+50.9%	$39.3M+35.7%	$33.3M+0.2%
Net Income	$176.5M+26.1%	$155.8M+30.0%	$177.3M+30.2%	$140.9M+0.6%	$140.0M-14.5%	$119.8M+43.1%	$136.2M+64.9%	$140.0M+4.1%
EPS (Basic)	$2.92+33.3%	$2.58+38.7%	$2.90+36.2%	$2.22+1.8%	$2.19-13.8%	$1.86+44.2%	$2.13+66.4%	$2.18+6.9%
EPS (Diluted)	$2.92+33.3%	$2.58+38.7%	$2.90+36.2%	$2.22+1.8%	$2.19-13.8%	$1.86+44.2%	$2.13+66.4%	$2.18+6.9%
Diluted Shares (Avg)	60M-4.9%	60M-5.5%	N/A	63M-1.0%	63M-0.8%	64M-1.2%	N/A	63M-3.1%

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income, EBITDA.

BOKF Balance Sheet

BOKF quarterly balance sheet

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Total Assets	$52.2B+5.1%	$49.7B-0.3%	$49.8B+4.3%	$47.8B-4.9%	$50.2B+7.7%	$46.7B+10.7%	$42.2B+10.9%	$38.0B+17.8%	$32.3B-1.5%	$32.8B+4.1%	$31.5B+8.2%	$29.1B+7.7%	$27.0B-4.0%	$28.1B+10.4%	$25.5B
Cash & Equivalents	$1.7B+15.6%	$1.4B+6.4%	$1.3B-3.8%	$1.4B-50.6%	$2.8B+140.3%	$1.2B-6.2%	$1.3B+10.1%	$1.1B-50.7%	$2.3B-8.7%	$2.5B-4.0%	$2.6B+6.8%	$2.5B+127.7%	$1.1B-15.5%	$1.3B+30.4%	$986.4M
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$1.0B0.0%	$1.0B0.0%	$1.0B0.0%	$1.0B0.0%	$1.0B-0.3%	$1.0B0.0%	$1.0B-0.1%	$1.0B+134.5%	$447.4M-0.3%	$448.9M+16.5%	$385.5M+2.0%	$377.8M+5.0%	$359.8M-0.6%	$362.0M+7.9%	$335.6M
Total Liabilities	$46.3B+4.9%	$44.1B-1.2%	$44.7B+3.7%	$43.1B-4.0%	$44.9B+8.5%	$41.4B+10.9%	$37.3B+11.1%	$33.6B+16.8%	$28.8B-2.4%	$29.5B+4.5%	$28.2B+9.5%	$25.8B+7.5%	$24.0B-4.7%	$25.2B+10.8%	$22.7B
Long-Term Debt	$4.6B+4.0%	$4.5B-50.3%	$9.0B+25.5%	$7.1B+186.2%	$2.5B-34.7%	$3.8B-55.7%	$8.6B+16.2%	$7.4B+26.7%	$5.9B+2.4%	$5.7B-8.9%	$6.3B+68.5%	$3.7B+21.4%	$3.1B+0.5%	$3.1B+10.3%	$2.8B
Total Equity	$5.9B+6.7%	$5.5B+7.9%	$5.1B+9.8%	$4.7B-12.7%	$5.4B+1.9%	$5.3B+8.5%	$4.9B+9.6%	$4.4B+26.8%	$3.5B+6.7%	$3.3B+1.4%	$3.2B-2.2%	$3.3B+9.3%	$3.0B+2.1%	$3.0B+7.5%	$2.8B
Retained Earnings	$6.0B+7.7%	$5.6B+7.3%	$5.2B+8.0%	$4.8B+8.5%	$4.4B+11.9%	$4.0B+6.5%	$3.7B+10.7%	$3.4B+10.5%	$3.0B+8.0%	$2.8B+4.4%	$2.7B+6.8%	$2.5B+7.7%	$2.3B+9.9%	$2.1B+9.4%	$2.0B

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Total Assets	$53.2B+4.3%	$53.8B+6.5%	$52.2B+5.1%	$50.2B+0.2%	$51.0B+1.2%	$50.5B+0.6%	$49.7B-0.3%	$50.1B+2.4%
Cash & Equivalents	$1.5B+11.9%	$1.4B-0.3%	$1.7B+15.6%	$1.4B-3.4%	$1.4B+26.3%	$1.4B+22.6%	$1.4B+6.4%	$1.5B+7.4%
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$1.0B0.0%	$1.0B0.0%	$1.0B0.0%	$1.0B0.0%	$1.0B0.0%	$1.0B0.0%	$1.0B0.0%	$1.0B0.0%
Total Liabilities	$47.1B+4.4%	$47.8B+6.9%	$46.3B+4.9%	$44.2B-0.7%	$45.1B-0.1%	$44.7B-0.7%	$44.1B-1.2%	$44.5B+0.8%
Long-Term Debt	N/A	N/A	$4.6B+4.0%	N/A	N/A	N/A	$4.5B-50.3%	N/A
Total Equity	$6.1B+3.3%	$6.0B+3.5%	$5.9B+6.7%	$6.0B+7.3%	$5.9B+12.7%	$5.8B+12.5%	$5.5B+7.9%	$5.6B+16.6%
Retained Earnings	$6.3B+8.7%	$6.1B+8.2%	$6.0B+7.7%	$5.9B+7.1%	$5.8B+7.3%	$5.7B+7.9%	$5.6B+7.3%	$5.5B+6.4%

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Current Liabilities, Non-Current Liabilities.

BOKF Cash Flow Statement

BOKF quarterly cash flow statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Operating Cash Flow	$1.5B	$739.6M-48.3%	$1.4B+2061.4%	$66.2M-98.7%	$5.1B+238.7%	-$3.7B-787.1%	-$416.3M+12.1%	-$473.7M+14.2%	-$552.0M-356.8%	$214.9M+333.8%	-$91.9M-131.1%	$295.9M+907.9%	-$36.6M-105.0%	$736.3M+24.5%	$591.5M+80.5%	$327.8M
Depreciation & Amortization	N/A	$110.2M+4.7%	$105.3M-4.2%	$109.9M+2.2%	$107.6M+5.0%	$102.5M+3.5%	$99.0M+3.8%	$95.4M+56.8%	$60.8M+11.7%	$54.5M+15.8%	$47.0M+24.0%	$37.9M+3.3%	$36.7M-31.1%	$53.3M-3.0%	$54.9M+9.9%	$50.0M
Stock-Based Compensation	N/A	$22.7M-0.8%	$22.9M+40.0%	$16.4M+41.4%	$11.6M+18.5%	$9.8M-40.5%	$16.4M+5.5%	$15.5M+267.6%	$4.2M-82.1%	$23.6M+125.4%	$10.5M-13.3%	$12.1M+24.8%	$9.7M+36.9%	$7.1M-12.0%	$8.0M-14.5%	$9.4M
Capital Expenditures	$170.6M	$164.4M-4.2%	$171.6M+3.4%	$165.9M-22.8%	$215.0M+5.3%	$204.3M+44.7%	$141.1M-63.3%	$384.6M+11.5%	$345.1M+37.6%	$250.8M+25.5%	$199.8M-24.7%	$265.4M-13.6%	$307.3M+44.8%	$212.3M+124.0%	$94.8M+68.6%	$56.2M
Free Cash Flow	$1.3B	$575.2M-54.3%	$1.3B+1362.2%	-$99.7M-102.0%	$4.9B+225.9%	-$3.9B-599.1%	-$557.4M+35.1%	-$858.3M+4.3%	-$897.1M-2402.2%	-$35.9M+87.7%	-$291.8M-1055.7%	$30.5M+108.9%	-$343.9M-165.6%	$524.0M+5.5%	$496.8M+82.9%	$271.6M
Investing Cash Flow	-$2.8B	-$1.5B-218.9%	-$477.2M+73.4%	-$1.8B+61.1%	-$4.6B-276.9%	$2.6B+205.8%	-$2.5B-5.8%	-$2.3B-28.6%	-$1.8B-344.4%	$739.6M+358.6%	-$286.0M+85.7%	-$2.0B-361.1%	-$434.0M-199.3%	$437.0M+118.5%	-$2.4B-51.4%	-$1.6B
Financing Cash Flow	$1.4B	$1.0B+216.0%	-$866.8M-151.9%	$1.7B+185.5%	-$2.0B-171.2%	$2.7B-1.8%	$2.8B-4.0%	$2.9B+145.6%	$1.2B+200.9%	-$1.2B-532.2%	$271.9M-85.5%	$1.9B+0.7%	$1.9B+235.5%	-$1.4B-166.1%	$2.1B+117.8%	$953.3M
Dividends Paid	$150.3M	$147.5M+3.2%	$143.0M-0.3%	$143.4M-0.3%	$143.8M-0.2%	$144.1M-0.2%	$144.4M+0.7%	$143.5M+12.8%	$127.2M+9.6%	$116.0M+2.3%	$113.5M-1.6%	$115.3M+3.8%	$111.0M+6.0%	$104.7M-37.3%	$167.0M+118.5%	$76.4M
Share Buybacks	$357.6M	$413.2M+359.9%	$89.9M-49.2%	$176.8M+14.2%	$154.9M+31.3%	$117.9M+55.5%	$75.8M-41.4%	$129.5M+142.2%	$53.5M+622.2%	$7.4M-88.9%	$66.8M-70.9%	$229.5M+1760.6%	$12.3M	$0-100.0%	$20.6M-22.3%	$26.4M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Operating Cash Flow	$1.1B+1155.9%	-$248.7M-1327.5%	-$237.9M-144.0%	$867.8M+251.8%	$89.4M-80.7%	$20.3M-88.7%	$541.0M+217.2%	$246.7M-77.3%
Depreciation & Amortization	$28.5M+4.4%	$27.2M-0.3%	$27.5M+2.3%	$28.1M+6.6%	$27.3M+6.4%	$27.3M+3.4%	$26.9M-6.9%	$26.3M+7.8%
Stock-Based Compensation	N/A	$5.8M-1.4%	N/A	N/A	N/A	$5.9M+29.1%	N/A	N/A
Capital Expenditures	$47.2M+65.3%	$35.7M-25.9%	$58.3M+23.6%	$29.3M-21.1%	$28.6M-38.4%	$48.2M+17.9%	$47.1M+27.3%	$37.2M+19.8%
Free Cash Flow	$1.1B+1668.0%	-$284.4M-917.1%	-$296.2M-160.0%	$838.5M+300.2%	$60.8M-85.4%	-$28.0M-120.2%	$493.9M+199.0%	$209.5M-80.2%
Investing Cash Flow	-$866.6M-26.2%	-$650.7M-249.7%	-$739.4M-432.5%	-$530.5M-167.9%	-$686.6M-31.5%	$434.7M+172.8%	-$138.8M+25.0%	$780.8M+222.6%
Financing Cash Flow	-$147.2M-127.3%	$653.7M+238.2%	$1.2B+372.7%	-$270.3M+56.9%	$539.6M+2690.3%	-$473.0M-310.1%	-$443.5M-171.5%	-$627.6M-20.0%
Dividends Paid	$38.2M+4.5%	$37.6M+3.2%	$38.2M+3.7%	$36.3M+3.2%	$36.5M+3.2%	$36.5M+2.5%	$36.9M+3.4%	$35.1M-1.4%
Share Buybacks	$8.2M-87.0%	$0-100.0%	$308.4M+400461.0%	$41.0M	$62.8M+66.9%	$994K-98.1%	$77K-99.8%	$0-100.0%

BOKF Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

BOKF quarterly financial ratios

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Net Margin	26.6%+1.0pp	25.5%-0.2pp	25.7%-2.3pp	28.1%-4.9pp	33.0%+10.7pp	22.3%-5.4pp	27.7%-0.1pp	27.8%+6.0pp	21.8%+5.4pp	16.4%-4.8pp	21.2%-1.5pp	22.7%-1.7pp	24.4%-1.4pp	25.8%+2.4pp	23.4%
Return on Equity	9.8%+0.3pp	9.4%-0.9pp	10.3%-0.8pp	11.1%-0.4pp	11.5%+3.3pp	8.3%-2.0pp	10.3%+0.3pp	10.1%+0.5pp	9.6%+2.5pp	7.1%-1.8pp	8.9%+0.1pp	8.9%-1.6pp	10.5%-1.4pp	11.9%+1.5pp	10.4%
Return on Assets	1.1%+0.1pp	1.1%0.0pp	1.1%0.0pp	1.1%-0.1pp	1.2%+0.3pp	0.9%-0.3pp	1.2%0.0pp	1.2%+0.1pp	1.0%+0.3pp	0.7%-0.2pp	0.9%-0.1pp	1.0%-0.2pp	1.2%-0.1pp	1.3%+0.1pp	1.1%
Debt-to-Equity	0.780.0x	0.80-0.9x	1.74+0.2x	1.52+1.1x	0.47-0.3x	0.73-1.0x	1.78+0.1x	1.670.0x	1.67-0.1x	1.75-0.2x	1.94+0.8x	1.13+0.1x	1.020.0x	1.030.0x	1.01
Asset Turnover	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.050.0x	0.040.0x	0.040.0x	0.040.0x	0.050.0x	0.050.0x	0.05
FCF Margin	26.4%-35.0pp	61.4%+66.2pp	-4.8%	352.5%	-330.3%	-28.6%+18.9pp	-47.5%+8.5pp	-56.0%-53.7pp	-2.3%+18.2pp	-20.5%-22.8pp	2.2%+29.0pp	-26.7%-67.2pp	40.5%+4.0pp	36.5%+14.3pp	22.2%

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Net Margin	29.9%+3.8pp	28.1%+4.3pp	30.1%+4.0pp	25.7%-1.4pp	26.2%-3.3pp	23.8%+5.5pp	26.0%+9.6pp	27.1%+0.2pp
Return on Equity	2.9%+0.5pp	2.6%+0.5pp	3.0%+0.5pp	2.3%-0.1pp	2.4%-0.8pp	2.1%+0.5pp	2.5%+0.8pp	2.5%-0.3pp
Return on Assets	0.3%+0.1pp	0.3%+0.1pp	0.3%+0.1pp	0.3%0.0pp	0.3%-0.1pp	0.2%+0.1pp	0.3%+0.1pp	0.3%0.0pp
Debt-to-Equity	7.74+0.1x	8.00+0.3x	0.780.0x	7.33-0.6x	7.66-1.0x	7.74-1.0x	0.80-0.9x	7.92-1.2x
Asset Turnover	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x
FCF Margin	182.5%	-51.3%-45.8pp	-50.2%-144.6pp	152.9%	11.4%-63.7pp	-5.6%-36.0pp	94.4%+193.9pp	40.6%

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.

Reported as filed but not readable as a share of revenue in the periods where the ratio runs further from zero than a revenue base allows; no change figure is given where either compared period is one of those: FCF Margin.

Similar Companies

Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.

Company	Fiscal year	Revenue	Net income	Net margin	Market cap	Health score
BOK Financial Corp BOKF	FY2025	$2.2B	$578.0M	26.6%	$7.6B	63/100
Synovus Financial Corp. SNV	FY2024	$2.0B	$482.5M	24.3%	$6.9B	40/100
Pinnacle Financial Partners, Inc. PNFP	FY2025	$2.4B	$792.0M	32.9%	$14.3B	59/100
Prosperity Bancshares Inc PB	FY2025	$1.2B	$542.8M	43.4%	$8.1B	64/100
F.N.B. Corp FNB	FY2025	$1.8B	$565.0M	32.0%	$6.1B	55/100

Where BOK Financial Corp Ranks

Frequently Asked Questions

What is BOK Financial Corp's annual revenue?

BOK Financial Corp (BOKF) reported $2.2B in total revenue for fiscal year 2025. This represents a 6.1% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is BOK Financial Corp's revenue growing?

BOK Financial Corp (BOKF) revenue grew by 6.1% year-over-year, from $2.1B to $2.2B in fiscal year 2025.

Is BOK Financial Corp profitable?

Yes, BOK Financial Corp (BOKF) reported a net income of $578.0M in fiscal year 2025, with a net profit margin of 26.6%.

How much debt does BOK Financial Corp have?

As of fiscal year 2025, BOK Financial Corp (BOKF) had $1.7B in cash and equivalents against $4.6B in long-term debt.

What is BOK Financial Corp's net profit margin?

BOK Financial Corp (BOKF) had a net profit margin of 26.6% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does BOK Financial Corp pay dividends?

Yes, BOK Financial Corp (BOKF) paid $2.34 per share in dividends during fiscal year 2025.

What is BOK Financial Corp's return on equity (ROE)?

BOK Financial Corp (BOKF) has a return on equity of 9.8% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is BOK Financial Corp's free cash flow?

BOK Financial Corp (BOKF) generated $575.2M in free cash flow during fiscal year 2025. This represents a -54.3% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is BOK Financial Corp's operating cash flow?

BOK Financial Corp (BOKF) generated $739.6M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are BOK Financial Corp's total assets?

BOK Financial Corp (BOKF) had $52.2B in total assets as of fiscal year 2025, including both current and long-term assets.

What are BOK Financial Corp's capital expenditures?

BOK Financial Corp (BOKF) invested $164.4M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

Does BOK Financial Corp buy back shares?

Yes, BOK Financial Corp (BOKF) spent $413.2M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

How many shares does BOK Financial Corp have outstanding?

BOK Financial Corp (BOKF) had 61M shares outstanding as of fiscal year 2025.

What is BOK Financial Corp's debt-to-equity ratio?

BOK Financial Corp (BOKF) had a debt-to-equity ratio of 0.78 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is BOK Financial Corp's return on assets (ROA)?

BOK Financial Corp (BOKF) had a return on assets of 1.1% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is BOK Financial Corp's P/E ratio?

BOK Financial Corp (BOKF) trades at 11.7x earnings, its market capitalization divided by net income of $650.5M net income, trailing 12 months to June 30, 2026. The market capitalization is $7.6B as of Oct 16, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is BOK Financial Corp's price-to-sales ratio?

BOK Financial Corp (BOKF) trades at 3.3x sales, its market capitalization divided by revenue of $2.3B revenue, trailing 12 months to June 30, 2026. The market capitalization is $7.6B as of Oct 16, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is BOK Financial Corp's Piotroski F-Score?

BOK Financial Corp (BOKF) has a Piotroski F-Score of 7 out of 7 computable signals; 2 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are BOK Financial Corp's earnings high quality?

BOK Financial Corp (BOKF) has an earnings quality ratio of 1.28x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is BOK Financial Corp?

BOK Financial Corp (BOKF) scores 63 out of 100 on our Financial Health Score, indicating moderate standing within its banks peer group. The score is a 0-100 composite of six dimensions (Earnings, Growth, Capital, Efficiency, Credit Quality, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.