What is Prosperity Bancshares Inc's earnings per share (EPS)?

Prosperity Bancshares Inc (PB) reported diluted earnings per share of $5.72 for fiscal year 2025. This represents a 13.3% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Prosperity Bancshares Inc (PB) Financials

Trailing 12 months to June 30, 2026

Revenue $1.4B +13.3% YoY

Net Income $562.3M +7.6% YoY

EPS (Diluted) $5.77 +4.9% YoY

Free Cash Flow $590.1M +83.0% YoY

Market Cap $8.1B as of Oct 16, 2026

Price / Sales 5.9x on $1.4B revenue, trailing 12 months to June 30, 2026

Price / Earnings 14.5x on $562.3M net income, trailing 12 months to June 30, 2026

Price / Book 1.0x on $8.3B equity, Q2 FY2026

A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 16, 2026; every other figure is from the SEC filings on this page. Not financial advice.

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Aug 6, 2026 Currency USD FYE December

Newest figures come from the 10-Q for Q2 FY2026, filed Aug 6, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the PB SEC filings page.

Prosperity Bancshares Inc (PB) reported $1.4B in revenue over the twelve months to Jun 30, 2026, up 13.3% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI PB FY2025 2026-10-04

Prosperity’s 2025 rebound paired stronger earnings and cash conversion with a smaller, less liability-heavy balance sheet.

In FY2025, operating cash flow reached $550M against net income of $543M, so reported profit largely arrived as operating cash rather than remaining an accounting-only result. Free cash flow was $517M, close to operating cash flow, showing routine reinvestment absorbed relatively little cash; the same cash-profit alignment was visible in FY2024, making the latest result look like continuity rather than a one-period accounting spike.

FY2025 revenue reached $1.2B while total assets contracted to $38.5B, signaling stronger operating scale without proportional asset growth. Liabilities fell by $1.3B as debt-to-equity declined to 4.1x, indicating the balance sheet became less liability-intensive rather than merely larger.

Net income climbed to $542.8M from $479.4M in FY2024, while shares outstanding rose to 101.6M. EPS still reached $5.72, showing earnings growth more than offset dilution rather than benefiting mainly from a shrinking share count.

Financial Health Signals

Financial Health Score 64/100

Scored as: Banks peer group

Scored against banks for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of Prosperity Bancshares Inc's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Earnings

Prosperity Bancshares Inc earned a return on assets of 1.4% in fiscal year 2025, which is the profit it made on every dollar of assets on its books. This is up from 1.2% the prior year. Earnings ranks banks on that return over three years, and Prosperity Bancshares Inc scores 77/100 among other banks.

Growth

Prosperity Bancshares Inc reported revenue of $1.2B in fiscal year 2025, against $1.2B in fiscal year 2024. Growth ranks banks on the three-year path of their net revenue, which is interest income and fee income less the interest they pay out, and Prosperity Bancshares Inc scores 41/100 among other banks.

Capital

Prosperity Bancshares Inc funded 19.8% of its assets with shareholders' equity at the end of fiscal year 2025, holding $7.6B of equity against $38.5B of assets. Capital ranks banks on that cushion, and Prosperity Bancshares Inc scores 85/100 among other banks.

Efficiency

Efficiency measures what a bank spends running itself against the revenue that spending brings in, so a lower ratio is the better one. Prosperity Bancshares Inc scores 92/100 on it among other banks.

Credit Quality

Not available for Prosperity Bancshares Inc, and counted as zero in the overall score.

Stability

Prosperity Bancshares Inc reported net income of $542.8M in fiscal year 2025, against $479.4M in fiscal year 2024. Stability ranks banks on how steady net income has been across five years, and Prosperity Bancshares Inc scores 91/100 among other banks.

Piotroski F-Score Partial

5/6

Prosperity Bancshares Inc passes 5 of 6 computable financial strength tests (3 of the nine could not be computed from available data). All 4 profitability signals pass (positive income, cash flow, and earnings quality), no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), both operating efficiency signals pass.

Earnings Quality Cash-Backed

1.01x

For every $1 of reported earnings, Prosperity Bancshares Inc generates $1.01 in operating cash flow ($549.5M OCF vs $542.8M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

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Earnings & Revenue

Revenue

$391.3M

YoY+25.9%

QoQ+6.4%

5Y CAGR+6.8%

10Y CAGR+7.7%

Prosperity Bancshares Inc generated $391.3M in revenue in Q2 2026. This represents an increase of 25.9% from the same quarter a year earlier. Against the prior quarter it is up 6.4%.

Net Income

$168.6M

YoY+24.7%

QoQ+45.0%

5Y CAGR+5.2%

10Y CAGR+9.5%

Prosperity Bancshares Inc reported $168.6M in net income in Q2 2026. This represents an increase of 24.7% from the same quarter a year earlier. Against the prior quarter it is up 45.0%.

EPS (Diluted)

$1.67

YoY+17.6%

QoQ+44.0%

5Y CAGR+3.4%

10Y CAGR+5.5%

Prosperity Bancshares Inc earned $1.67 per diluted share (EPS) in Q2 2026. This represents an increase of 17.6% from the same quarter a year earlier. Against the prior quarter it is up 44.0%.

EBITDA

Not reported for Q2 2026.

Cash & Balance Sheet

Free Cash Flow

$157.9M

YoY+72.0%

QoQ-11.4%

5Y CAGR-4.7%

10Y CAGR+9.4%

Prosperity Bancshares Inc generated $157.9M in free cash flow in Q2 2026, representing cash available after capex. This represents an increase of 72.0% from the same quarter a year earlier. Against the prior quarter it is down 11.4%.

Shares Outstanding

120M

YoY+26.5%

QoQ+19.2%

5Y CAGR+5.3%

10Y CAGR+5.6%

Prosperity Bancshares Inc had 120M shares outstanding in Q2 2026. This represents an increase of 26.5% from the same quarter a year earlier. Against the prior quarter it is up 19.2%.

Cash & Debt

Not reported for Q2 2026.

Dividends Per Share

Not reported for Q2 2026.

Margins & Returns

Net Margin

43.1%

YoY-0.4pp

QoQ+11.5pp

5Y change-3.4pp

10Y change+6.7pp

Prosperity Bancshares Inc's net profit margin was 43.1% in Q2 2026, showing the share of revenue converted to profit. This is down 0.4 percentage points from the same quarter a year earlier. Against the prior quarter it is up 11.5 percentage points.

Return on Equity

2.0%

YoY+0.2pp

QoQ+0.6pp

5Y change0.0pp

10Y change+0.1pp

Prosperity Bancshares Inc's ROE was 2.0% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is up 0.2 percentage points from the same quarter a year earlier. Against the prior quarter it is up 0.6 percentage points.

Gross Margin

Not reported for Q2 2026.

Operating Margin

Not reported for Q2 2026.

Capital Allocation

Share Buybacks

$13.7M

QoQ-76.0%

Prosperity Bancshares Inc spent $13.7M on share buybacks in Q2 2026, returning capital to shareholders by reducing shares outstanding. Against the prior quarter it is down 76.0%.

Capital Expenditures

$4.6M

YoY-28.7%

QoQ-34.7%

5Y CAGR+3.7%

10Y CAGR+11.2%

Prosperity Bancshares Inc invested $4.6M in capex in Q2 2026, funding long-term assets and infrastructure. This represents a decrease of 28.7% from the same quarter a year earlier. Against the prior quarter it is down 34.7%.

R&D Spending

Not reported for Q2 2026.

PB Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

PB quarterly income statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Revenue	$1.4B	$1.2B+4.8%	$1.2B+7.4%	$1.1B-3.5%	$1.2B+1.5%	$1.1B-2.5%	$1.2B+41.7%	$820.0M+10.0%	$745.6M+1.7%	$733.5M-2.3%	$751.0M0.0%	$751.3M-5.1%	$792.0M+33.3%	$594.3M+30.2%	$456.2M+19.2%	$382.7M
R&D Expenses	N/A	$8.1M+7.1%	$7.5M+1.9%	$7.4M+21.2%	$6.1M+16.5%	$5.2M-1.4%	$5.3M+0.1%	$5.3M+14.1%	$4.7M+5.9%	$4.4M-1.3%	$4.5M+0.5%	$4.4M-8.5%	$4.8M+33.6%	$3.6M+66.5%	$2.2M	N/A
SG&A Expenses	$396.5M	$353.1M+0.2%	$352.4M+7.3%	$328.4M+4.4%	$314.7M+1.3%	$310.6M+0.4%	$309.3M+36.6%	$226.3M+9.1%	$207.5M+7.9%	$192.4M-2.8%	$197.9M+2.6%	$192.9M-3.2%	$199.3M+34.2%	$148.5M+28.6%	$115.5M+25.5%	$92.1M
Interest Expense	$485.9M	$488.8M-18.1%	$597.2M+22.4%	$488.1M+444.7%	$89.6M+67.1%	$53.6M-52.6%	$113.2M-17.5%	$137.2M+40.5%	$97.6M+61.4%	$60.5M+40.2%	$43.2M+10.1%	$39.2M-10.2%	$43.6M+7.8%	$40.5M+3.4%	$39.1M-13.5%	$45.2M
Income Tax	$158.2M	$150.7M+13.1%	$133.3M+15.7%	$115.1M-18.7%	$141.7M+0.9%	$140.4M+20.9%	$116.1M+34.0%	$86.7M+6.7%	$81.2M-39.3%	$133.9M-0.2%	$134.2M-6.5%	$143.5M-3.2%	$148.3M+36.8%	$108.4M+29.4%	$83.8M+16.3%	$72.0M
Net Income	$562.3M	$542.8M+13.2%	$479.4M+14.3%	$419.3M-20.1%	$524.5M+1.0%	$519.3M-1.8%	$528.9M+59.0%	$332.6M+3.3%	$321.8M+18.2%	$272.2M-0.8%	$274.5M-4.2%	$286.6M-3.6%	$297.4M+34.3%	$221.4M+31.9%	$167.9M+18.4%	$141.7M
EPS (Basic)	N/A	$5.72+13.3%	$5.05+12.0%	$4.51-21.3%	$5.73+2.3%	$5.60-1.4%	$5.68+25.7%	$4.52-2.0%	$4.61+17.6%	$3.92-0.5%	$3.94-3.7%	$4.09-5.3%	$4.32+18.0%	$3.66+13.0%	$3.24+6.9%	$3.03
EPS (Diluted)	$5.77	$5.72+13.3%	$5.05+12.0%	$4.51-21.3%	$5.73+13.5%	$5.05-11.1%	$5.68+25.7%	$4.52-2.0%	$4.61+17.6%	$3.92-0.5%	$3.94-3.7%	$4.09-5.3%	$4.32+18.4%	$3.65+13.0%	$3.23+7.3%	$3.01
Diluted Shares (Avg)	N/A	95M-0.1%	95M+2.3%	93M+1.4%	92M-1.1%	93M-0.4%	93M+26.6%	74M+5.3%	70M+0.5%	69M-0.3%	70M-0.5%	70M+1.7%	69M+13.8%	61M+16.6%	52M+10.5%	47M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Revenue	$391.3M+25.9%	$367.6M+19.9%	$317.7M+3.3%	$314.7M+3.9%	$310.7M+1.9%	$306.7M+10.7%	$307.6M+12.5%	$302.8M+8.8%
SG&A Expenses	$111.0M+27.1%	$109.2M+22.1%	$88.4M-0.3%	$87.9M-0.5%	$87.3M-2.6%	$89.5M+4.3%	$88.6M+10.1%	$88.4M+3.4%
Interest Expense	$128.9M+3.1%	$120.6M-5.3%	$111.7M-22.0%	$124.7M-20.2%	$125.0M-18.9%	$127.4M-11.3%	$143.2M+2.7%	$156.2M+10.9%
Income Tax	$46.5M+25.7%	$34.1M-5.8%	$39.1M+8.7%	$38.5M+9.4%	$37.0M+18.2%	$36.2M+17.2%	$36.0M+38.9%	$35.2M+15.7%
Net Income	$168.6M+24.7%	$116.3M-10.7%	$139.9M+7.6%	$137.6M+8.1%	$135.2M+21.1%	$130.2M+17.9%	$130.1M+36.2%	$127.3M+13.4%
EPS (Basic)	$1.67+17.6%	$1.16-15.3%	$1.49+8.8%	$1.45+8.2%	$1.42+21.4%	$1.37+16.1%	$1.37+35.6%	$1.34+11.7%
EPS (Diluted)	$1.67+17.6%	$1.16-15.3%	$1.49+8.8%	$1.45+8.2%	$1.42+21.4%	$1.37+16.1%	$1.37+35.6%	$1.34+11.7%
Diluted Shares (Avg)	101M+5.8%	100M+4.8%	N/A	95M-0.2%	95M-0.5%	95M+1.7%	N/A	95M+1.6%

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income, EBITDA.

PB Balance Sheet

PB quarterly balance sheet

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Total Assets	$38.5B-2.8%	$39.6B+2.6%	$38.5B+2.3%	$37.7B-0.4%	$37.8B+11.1%	$34.1B+5.8%	$32.2B+41.8%	$22.7B+0.5%	$22.6B+1.1%	$22.3B+1.3%	$22.0B+2.5%	$21.5B+15.4%	$18.6B+27.8%	$14.6B+48.5%	$9.8B
Cash & Equivalents	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$392.3M-10.3%	$437.4M-22.4%	$564.0M-16.8%	$677.9M+77.7%	$381.4M+16.9%	$326.3M+52.9%	$213.4M
Short-Term Investments	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$0	$0	$0	$0	$0	$0	$0
Long-Term Investments	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$0	$0	$0	$0	$0	$0	$0
Goodwill	$3.5B0.0%	$3.5B+3.2%	$3.4B+5.1%	$3.2B0.0%	$3.2B0.0%	$3.2B+0.2%	$3.2B+69.6%	$1.9B0.0%	$1.9B0.0%	$1.9B+1.7%	$1.9B-0.3%	$1.9B+12.1%	$1.7B+37.3%	$1.2B+31.7%	$924.5M
Total Liabilities	$30.8B-4.0%	$32.1B+2.1%	$31.5B+1.5%	$31.0B-1.3%	$31.4B+12.5%	$27.9B+6.5%	$26.2B+40.6%	$18.6B-0.7%	$18.8B+0.4%	$18.7B+0.6%	$18.6B+1.7%	$18.3B+15.2%	$15.9B+26.9%	$12.5B+51.3%	$8.3B
Total Equity	$7.6B+2.4%	$7.4B+5.1%	$7.1B+5.7%	$6.7B+4.2%	$6.4B+4.8%	$6.1B+2.7%	$6.0B+47.3%	$4.1B+6.0%	$3.8B+5.0%	$3.6B+5.2%	$3.5B+6.7%	$3.2B+16.4%	$2.8B+33.4%	$2.1B+33.3%	$1.6B
Retained Earnings	$3.9B+9.1%	$3.5B+8.1%	$3.3B+7.0%	$3.1B+12.1%	$2.7B+13.9%	$2.4B+12.2%	$2.1B+10.5%	$1.9B+12.7%	$1.7B+11.4%	$1.5B+13.9%	$1.4B+18.2%	$1.1B+25.0%	$917.6M+22.3%	$750.2M+20.3%	$623.9M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Total Assets	$43.9B+14.2%	$43.6B+12.5%	$38.5B-2.8%	$38.3B-4.4%	$38.4B-3.4%	$38.8B0.0%	$39.6B+2.6%	$40.1B+2.1%
Goodwill	$3.8B+9.2%	$3.8B+9.1%	$3.5B0.0%	$3.5B0.0%	$3.5B0.0%	$3.5B+3.1%	$3.5B+3.2%	$3.5B0.0%
Total Liabilities	$35.6B+15.4%	$35.4B+13.3%	$30.8B-4.0%	$30.7B-6.4%	$30.8B-5.1%	$31.2B-1.3%	$32.1B+2.1%	$32.8B+1.5%
Total Equity	$8.3B+9.3%	$8.2B+9.2%	$7.6B+2.4%	$7.7B+4.1%	$7.6B+4.3%	$7.5B+5.8%	$7.4B+5.1%	$7.4B+4.7%
Retained Earnings	$4.0B+8.9%	$3.9B+8.3%	$3.9B+9.1%	$3.8B+9.0%	$3.7B+8.9%	$3.6B+8.4%	$3.5B+8.1%	$3.5B+7.2%

Not reported in any period shown, so not listed: Current Assets, Cash & Equivalents, Short-Term Investments, Inventory, Accounts Receivable, Long-Term Investments, Current Liabilities, Non-Current Liabilities, Long-Term Debt.

PB Cash Flow Statement

PB quarterly cash flow statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Operating Cash Flow	$620.7M	$549.5M+16.3%	$472.7M-26.9%	$646.4M+27.6%	$506.5M-27.1%	$694.7M+19.3%	$582.3M+44.5%	$403.0M+25.9%	$320.1M-18.1%	$390.7M+16.9%	$334.4M+7.6%	$310.8M-10.8%	$348.3M+13.2%	$307.7M+46.6%	$209.8M-3.7%	$217.9M
Depreciation & Amortization	N/A	$19.7M+3.1%	$19.1M+4.4%	$18.3M+1.7%	$18.0M-0.6%	$18.1M-0.5%	$18.2M+32.8%	$13.7M+10.5%	$12.4M+1.6%	$12.2M-6.9%	$13.1M+0.8%	$13.0M-5.1%	$13.7M+29.2%	$10.6M+19.1%	$8.9M+9.2%	$8.2M
Stock-Based Compensation	N/A	$12.1M-5.8%	$12.8M+5.4%	$12.2M+3.5%	$11.8M-6.4%	$12.6M-0.3%	$12.6M+18.9%	$10.6M+1.1%	$10.5M+51.1%	$6.9M-27.3%	$9.5M-14.0%	$11.1M+34.7%	$8.2M+97.3%	$4.2M+15.7%	$3.6M+0.9%	$3.6M
Capital Expenditures	$30.6M	$32.5M+53.9%	$21.1M-38.1%	$34.2M-19.5%	$42.4M+123.0%	$19.0M-14.1%	$22.1M+19.1%	$18.6M+23.0%	$15.1M+34.6%	$11.2M+124.3%	$5.0M-46.5%	$9.4M-22.5%	$12.1M-49.7%	$24.0M+93.0%	$12.4M+31.2%	$9.5M
Free Cash Flow	$590.1M	$517.0M+14.5%	$451.6M-26.2%	$612.2M+31.9%	$464.1M-31.3%	$675.7M+20.6%	$560.2M+45.7%	$384.4M+26.0%	$305.0M-19.6%	$379.5M+15.2%	$329.3M+9.3%	$301.5M-10.3%	$336.2M+18.5%	$283.6M+43.7%	$197.4M-5.3%	$208.4M
Investing Cash Flow	-$46.5M	$773.9M-60.9%	$2.0B+81.1%	$1.1B+155.7%	-$2.0B+27.9%	-$2.7B-113.8%	-$1.3B-201.1%	$1.3B+1159.2%	-$119.0M+68.1%	-$372.6M-1008.6%	$41.0M	N/A	N/A	$8.8M+100.7%	-$1.2B-229.0%	-$365.3M
Financing Cash Flow	-$196.1M	-$1.5B-64.7%	-$940.2M+44.9%	-$1.7B-155.9%	-$666.7M-120.6%	$3.2B+121.3%	$1.5B+197.4%	-$1.5B-722.5%	-$182.4M-188.6%	-$63.2M+87.4%	-$501.9M	N/A	N/A	-$261.4M-123.7%	$1.1B+448.3%	$201.5M
Dividends Paid	$231.9M	$221.4M+3.3%	$214.4M+4.2%	$205.7M+6.5%	$193.1M+4.8%	$184.3M+6.0%	$173.8M+34.9%	$128.9M+23.9%	$104.1M+8.5%	$95.9M+11.2%	$86.2M+10.2%	$78.3M+14.4%	$68.4M+26.5%	$54.0M+30.1%	$41.5M+23.1%	$33.7M
Share Buybacks	N/A	$157.2M+110.2%	$74.8M+3.5%	$72.2M+9.9%	$65.7M+26.2%	$52.1M-54.8%	$115.2M+21.9%	$94.5M	N/A	N/A	$51.1M	N/A	N/A	N/A	N/A	N/A

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Operating Cash Flow	$162.4M+65.5%	$185.1M+3.9%	$78.3M+138.1%	$194.8M-29.1%	$98.2M-54.7%	$178.2M-4.9%	-$205.8M-836.5%	$274.6M+12.7%
Depreciation & Amortization	$11.5M+36.6%	$10.8M+28.4%	-$5.7M+15.4%	$8.6M-3.6%	$8.4M-6.7%	$8.4M+6.2%	-$6.7M-49.2%	$8.9M+8.9%
Stock-Based Compensation	N/A	$3.4M+10.8%	N/A	N/A	N/A	$3.1M-9.6%	N/A	N/A
Capital Expenditures	$4.6M-28.7%	$7.0M-0.9%	$9.9M+105.0%	$9.2M+106.6%	$6.4M+36.4%	$7.1M-1.5%	$4.8M+4.0%	$4.4M-60.6%
Free Cash Flow	$157.9M+72.0%	$178.1M+4.1%	$68.5M+132.5%	$185.7M-31.3%	$91.8M-56.7%	$171.1M-5.1%	-$210.7M-1003.7%	$270.2M+16.2%
Investing Cash Flow	-$137.9M-195.3%	-$269.4M-158.6%	-$169.7M-138.9%	$530.5M+60.2%	-$46.7M-105.8%	$459.8M+13.4%	$436.7M-29.5%	$331.2M-51.1%
Financing Cash Flow	$110.5M+125.1%	-$115.2M+87.4%	$72.7M+115.5%	-$264.1M-373.9%	-$441.2M+26.9%	-$915.6M-2676.0%	-$468.5M+33.2%	$96.4M+112.0%
Dividends Paid	$60.4M+9.3%	$60.6M+9.7%	$55.8M+1.0%	$55.1M+3.3%	$55.3M+3.5%	$55.3M+5.5%	$55.3M+5.3%	$53.3M+3.5%
Share Buybacks	$13.7M	$57.1M	$137.2M	N/A	N/A	N/A	$0	$0

PB Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

PB quarterly financial ratios

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Net Margin	43.4%+3.2pp	40.2%+2.4pp	37.8%-7.8pp	45.6%-0.2pp	45.8%+0.3pp	45.5%+5.0pp	40.6%-2.6pp	43.2%+6.0pp	37.1%+0.6pp	36.5%-1.6pp	38.1%+0.6pp	37.6%+0.3pp	37.3%+0.5pp	36.8%-0.2pp	37.0%
Return on Equity	7.1%+0.7pp	6.4%+0.5pp	5.9%-1.9pp	7.8%-0.3pp	8.1%-0.6pp	8.6%+3.1pp	5.6%-2.4pp	7.9%+0.8pp	7.1%-0.4pp	7.5%-0.7pp	8.3%-0.9pp	9.2%+1.2pp	7.9%-0.1pp	8.0%-1.0pp	9.0%
Return on Assets	1.4%+0.2pp	1.2%+0.1pp	1.1%-0.3pp	1.4%0.0pp	1.4%-0.2pp	1.6%+0.5pp	1.0%-0.4pp	1.4%+0.2pp	1.2%0.0pp	1.2%-0.1pp	1.3%-0.1pp	1.4%+0.2pp	1.2%0.0pp	1.1%-0.3pp	1.4%
Debt-to-Equity	4.05-0.3x	4.32-0.1x	4.45-0.2x	4.63-0.3x	4.89+0.3x	4.56+0.2x	4.39-0.2x	4.60-0.3x	4.91-0.2x	5.13-0.2x	5.36-0.3x	5.63-0.1x	5.69-0.3x	5.98+0.7x	5.27
Asset Turnover	0.030.0x	0.030.0x	0.030.0x	0.030.0x	0.030.0x	0.030.0x	0.030.0x	0.030.0x	0.030.0x	0.030.0x	0.030.0x	0.040.0x	0.030.0x	0.030.0x	0.04
FCF Margin	41.4%+3.5pp	37.9%-17.3pp	55.2%+14.8pp	40.3%-19.3pp	59.6%+11.4pp	48.2%+1.3pp	46.9%+6.0pp	40.9%-10.8pp	51.7%+7.9pp	43.9%+3.7pp	40.1%-2.3pp	42.4%-5.3pp	47.7%+4.5pp	43.3%-11.2pp	54.4%

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Net Margin	43.1%-0.4pp	31.6%-10.8pp	44.0%+1.7pp	43.7%+1.7pp	43.5%+6.9pp	42.5%+2.6pp	42.3%+7.4pp	42.0%+1.7pp
Return on Equity	2.0%+0.2pp	1.4%-0.3pp	1.8%+0.1pp	1.8%+0.1pp	1.8%+0.3pp	1.7%+0.2pp	1.8%+0.4pp	1.7%+0.1pp
Return on Assets	0.4%0.0pp	0.3%-0.1pp	0.4%0.0pp	0.4%0.0pp	0.4%+0.1pp	0.3%+0.1pp	0.3%+0.1pp	0.3%0.0pp
Debt-to-Equity	4.28+0.2x	4.31+0.2x	4.05-0.3x	4.00-0.4x	4.06-0.4x	4.16-0.3x	4.32-0.1x	4.45-0.1x
Asset Turnover	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x
FCF Margin	40.4%+10.8pp	48.4%-7.3pp	21.5%+90.0pp	59.0%-30.2pp	29.5%-40.0pp	55.8%-9.2pp	-68.5%-77.0pp	89.2%+5.7pp

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.

Similar Companies

Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.

Company	Fiscal year	Revenue	Net income	Net margin	Market cap	Health score
Prosperity Bancshares Inc PB	FY2025	$1.2B	$542.8M	43.4%	$8.1B	64/100
F.N.B. Corp FNB	FY2025	$1.8B	$565.0M	32.0%	$6.1B	55/100
Glacier Bancorp Inc GBCI	FY2025	$1.0B	$239.0M	23.2%	$5.7B	53/100
BOK Financial Corp BOKF	FY2025	$2.2B	$578.0M	26.6%	$7.6B	63/100

Where Prosperity Bancshares Inc Ranks

Frequently Asked Questions

What is Prosperity Bancshares Inc's annual revenue?

Prosperity Bancshares Inc (PB) reported $1.2B in total revenue for fiscal year 2025. This represents a 4.8% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Prosperity Bancshares Inc's revenue growing?

Prosperity Bancshares Inc (PB) revenue grew by 4.8% year-over-year, from $1.2B to $1.2B in fiscal year 2025.

Is Prosperity Bancshares Inc profitable?

Yes, Prosperity Bancshares Inc (PB) reported a net income of $542.8M in fiscal year 2025, with a net profit margin of 43.4%.

What is Prosperity Bancshares Inc's net profit margin?

Prosperity Bancshares Inc (PB) had a net profit margin of 43.4% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

What is Prosperity Bancshares Inc's return on equity (ROE)?

Prosperity Bancshares Inc (PB) has a return on equity of 7.1% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Prosperity Bancshares Inc's free cash flow?

Prosperity Bancshares Inc (PB) generated $517.0M in free cash flow during fiscal year 2025. This represents a 14.5% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is Prosperity Bancshares Inc's operating cash flow?

Prosperity Bancshares Inc (PB) generated $549.5M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Prosperity Bancshares Inc's total assets?

Prosperity Bancshares Inc (PB) had $38.5B in total assets as of fiscal year 2025, including both current and long-term assets.

What are Prosperity Bancshares Inc's capital expenditures?

Prosperity Bancshares Inc (PB) invested $32.5M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

How much does Prosperity Bancshares Inc spend on research and development?

Prosperity Bancshares Inc (PB) invested $8.1M in research and development during fiscal year 2025.

Does Prosperity Bancshares Inc buy back shares?

Yes, Prosperity Bancshares Inc (PB) spent $157.2M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

How many shares does Prosperity Bancshares Inc have outstanding?

Prosperity Bancshares Inc (PB) had 102M shares outstanding as of fiscal year 2025.

What is Prosperity Bancshares Inc's debt-to-equity ratio?

Prosperity Bancshares Inc (PB) had a debt-to-equity ratio of 4.05 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Prosperity Bancshares Inc's return on assets (ROA)?

Prosperity Bancshares Inc (PB) had a return on assets of 1.4% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Prosperity Bancshares Inc's P/E ratio?

Prosperity Bancshares Inc (PB) trades at 14.5x earnings, its market capitalization divided by net income of $562.3M net income, trailing 12 months to June 30, 2026. The market capitalization is $8.1B as of Oct 16, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is Prosperity Bancshares Inc's price-to-sales ratio?

Prosperity Bancshares Inc (PB) trades at 5.9x sales, its market capitalization divided by revenue of $1.4B revenue, trailing 12 months to June 30, 2026. The market capitalization is $8.1B as of Oct 16, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is Prosperity Bancshares Inc's Piotroski F-Score?

Prosperity Bancshares Inc (PB) has a Piotroski F-Score of 5 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Prosperity Bancshares Inc's earnings high quality?

Prosperity Bancshares Inc (PB) has an earnings quality ratio of 1.01x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is Prosperity Bancshares Inc?

Prosperity Bancshares Inc (PB) scores 64 out of 100 on our Financial Health Score, indicating moderate standing within its banks peer group. The score is a 0-100 composite of six dimensions (Earnings, Growth, Capital, Efficiency, Credit Quality, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.