What is Popular Inc's earnings per share (EPS)?

Popular Inc (BPOP) reported diluted earnings per share of $12.30 for fiscal year 2025. This represents a 43.7% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Popular Inc (BPOP) Financials

BPOP

Trailing 12 months to June 30, 2026

Revenue $3.4B +9.9% YoY

Net Income $969.1M +34.4% YoY

EPS (Diluted) $14.79 +43.3% YoY

Free Cash Flow $807.2M +27.4% YoY

Market Cap $10.0B as of Oct 10, 2026

Price / Sales 3.0x on $3.4B revenue, trailing 12 months to June 30, 2026

Price / Earnings 10.3x on $969.1M net income, trailing 12 months to June 30, 2026

Price / Book 1.5x on $6.4B equity, Q2 FY2026

A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 10, 2026; every other figure is from the SEC filings on this page. Not financial advice.

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Aug 7, 2026 Currency USD FYE December

Newest figures come from the 10-Q for Q2 FY2026, filed Aug 7, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the BPOP SEC filings page.

Popular Inc (BPOP) reported $3.4B in revenue over the twelve months to Jun 30, 2026, up 9.9% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI BPOP FY2025 2026-10-04

Popular’s earnings recovered in FY2025, but high balance-sheet leverage keeps returns on assets modest despite improved cash generation.

Net profit margin recovered from 19.5% in FY2023 to 26.0% in FY2025 while assets expanded only from $70.8B to $75.3B; that combination points to an earnings rebound rather than growth driven mainly by adding balance-sheet capacity. At the same time, debt-to-equity fell to 11.1x as equity grew, yet liabilities still represented roughly 91.7% of assets, leaving the business structurally dependent on outside funding.

Cash generation broadly followed the profit recovery: operating cash flow rose to $878M in FY2025 from $675M in FY2024, while free cash flow reached $681M after $197M of capital spending. The gap between net income and free cash flow shows that reported earnings do not convert entirely into distributable cash each year.

Returns improved from the FY2023 trough, with return on equity reaching 13.3% and return on assets reaching 1.1% in FY2025. The much lower asset return than equity return is the practical effect of a heavily financed asset base: leverage magnifies equity results, but also makes profitability dependent on managing a large liability base.

Financial Health Signals

Financial Health Score 39/100

Scored as: Banks peer group

Scored against banks for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of Popular Inc's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Earnings

Popular Inc earned a return on assets of 1.1% in fiscal year 2025, which is the profit it made on every dollar of assets on its books. This is up from 0.8% the prior year. Earnings ranks banks on that return over three years, and Popular Inc scores 58/100 among other banks.

Growth

Popular Inc reported revenue of $3.2B in fiscal year 2025, against $2.9B in fiscal year 2024. Growth ranks banks on the three-year path of their net revenue, which is interest income and fee income less the interest they pay out, and Popular Inc scores 46/100 among other banks.

Capital

Popular Inc funded 8.3% of its assets with shareholders' equity at the end of fiscal year 2025, holding $6.2B of equity against $75.3B of assets. Capital ranks banks on that cushion, and Popular Inc scores 12/100 among other banks.

Efficiency

Efficiency measures what a bank spends running itself against the revenue that spending brings in, so a lower ratio is the better one. Popular Inc scores 52/100 on it among other banks.

Credit Quality

Credit Quality measures the money a bank set aside for loans it expects to go bad, against the size of the loan book it set that money aside for. Popular Inc scores 12/100 on it among other banks.

Stability

Popular Inc reported net income of $833.2M in fiscal year 2025, against $614.2M in fiscal year 2024. Stability ranks banks on how steady net income has been across five years, and Popular Inc scores 51/100 among other banks.

Piotroski F-Score Partial

6/6

Popular Inc passes 6 of 6 computable financial strength tests (3 of the nine could not be computed from available data). All 4 profitability signals pass (positive income, cash flow, and earnings quality), all 1 leverage/liquidity signals pass, both operating efficiency signals pass.

Earnings Quality Cash-Backed

1.05x

For every $1 of reported earnings, Popular Inc generates $1.05 in operating cash flow ($878.4M OCF vs $833.2M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

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Earnings & Revenue

Revenue

$874.0M

YoY+9.2%

QoQ+4.6%

5Y CAGR+6.4%

10Y CAGR+6.4%

Popular Inc generated $874.0M in revenue in Q2 2026. This represents an increase of 9.2% from the same quarter a year earlier. Against the prior quarter it is up 4.6%.

Net Income

$278.2M

YoY+32.2%

QoQ+13.2%

5Y CAGR+5.0%

10Y CAGR+12.1%

Popular Inc reported $278.2M in net income in Q2 2026. This represents an increase of 32.2% from the same quarter a year earlier. Against the prior quarter it is up 13.2%.

EPS (Diluted)

$4.35

YoY+40.8%

QoQ+15.1%

5Y CAGR+10.3%

10Y CAGR+17.7%

Popular Inc earned $4.35 per diluted share (EPS) in Q2 2026. This represents an increase of 40.8% from the same quarter a year earlier. Against the prior quarter it is up 15.1%.

EBITDA

Not reported for Q2 2026.

Cash & Balance Sheet

Free Cash Flow

$290.0M

YoY+46.3%

QoQ+87.2%

5Y CAGR+1.4%

10Y CAGR+6.0%

Popular Inc generated $290.0M in free cash flow in Q2 2026, representing cash available after capex. This represents an increase of 46.3% from the same quarter a year earlier. Against the prior quarter it is up 87.2%.

Cash & Debt

$375.0M

YoY-8.8%

QoQ-5.0%

5Y CAGR-6.9%

Popular Inc held $375.0M in cash as of Q2 2026; long-term debt is not reported for that period.

Dividends Per Share

$0.75

YoY+7.1%

QoQ0.0%

5Y CAGR+10.8%

10Y CAGR+17.5%

Popular Inc paid $0.75 per share in dividends in Q2 2026. This represents an increase of 7.1% from the same quarter a year earlier. It is unchanged from the prior quarter.

Shares Outstanding

64M

YoY-5.6%

QoQ-1.2%

5Y CAGR-4.6%

10Y CAGR-4.7%

Popular Inc had 64M shares outstanding in Q2 2026. This represents a decrease of 5.6% from the same quarter a year earlier. Against the prior quarter it is down 1.2%.

Margins & Returns

Net Margin

31.8%

YoY+5.5pp

QoQ+2.4pp

5Y change-2.1pp

10Y change+12.9pp

Popular Inc's net profit margin was 31.8% in Q2 2026, showing the share of revenue converted to profit. This is up 5.5 percentage points from the same quarter a year earlier. Against the prior quarter it is up 2.4 percentage points.

Return on Equity

4.3%

YoY+0.8pp

QoQ+0.4pp

5Y change+0.6pp

10Y change+2.7pp

Popular Inc's ROE was 4.3% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is up 0.8 percentage points from the same quarter a year earlier. Against the prior quarter it is up 0.4 percentage points.

Gross Margin

Not reported for Q2 2026.

Operating Margin

Not reported for Q2 2026.

Capital Allocation

Capital Expenditures

$57.1M

YoY+27.8%

QoQ+55.7%

5Y CAGR+25.1%

10Y CAGR+10.0%

Popular Inc invested $57.1M in capex in Q2 2026, funding long-term assets and infrastructure. This represents an increase of 27.8% from the same quarter a year earlier. Against the prior quarter it is up 55.7%.

R&D Spending

Not reported for Q2 2026.

Share Buybacks

Not reported for Q2 2026.

BPOP Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

BPOP quarterly income statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Revenue	$3.4B	$3.2B+8.8%	$2.9B+5.7%	$2.8B-9.2%	$3.1B+17.9%	$2.6B+9.7%	$2.4B-3.8%	$2.5B+3.1%	$2.4B+24.3%	$1.9B+11.7%	$1.7B-10.8%	$1.9B+44.8%	$1.3B-40.6%	$2.2B+17.6%	$1.9B-7.4%	$2.1B
SG&A Expenses	$908.2M	$905.2M+10.3%	$820.5M+5.5%	$778.0M+8.1%	$719.8M+13.9%	$631.8M+12.0%	$564.2M-4.5%	$590.6M+4.9%	$563.0M+18.1%	$476.8M-0.1%	$477.4M0.0%	$477.5M+14.1%	$418.7M-9.4%	$461.9M-0.8%	$465.7M+2.7%	$453.4M
Interest Expense	$1.2B	$1.2B-10.7%	$1.4B+24.9%	$1.1B+273.1%	$298.6M+80.9%	$165.0M-29.7%	$234.9M-36.3%	$369.1M+28.6%	$287.0M+28.1%	$224.0M+5.4%	$212.5M+9.5%	$194.0M-71.8%	$688.5M+118.0%	$315.9M-16.7%	$379.2M-25.0%	$505.8M
Income Tax	$173.4M	$173.6M-4.8%	$182.4M+35.9%	$134.2M+1.4%	$132.3M-57.2%	$309.0M+176.1%	$111.9M-23.9%	$147.2M+23.1%	$119.6M-48.2%	$230.8M+193.0%	$78.8M+115.9%	-$495.2M-949.7%	$58.3M+123.2%	-$251.3M-851.9%	-$26.4M-123.0%	$114.9M
Net Income	$969.1M	$833.2M+35.6%	$614.2M+13.5%	$541.3M-50.9%	$1.1B+17.9%	$934.9M+84.5%	$506.6M-24.5%	$671.1M+8.6%	$618.2M+474.1%	$107.7M-50.3%	$216.7M-75.8%	$895.3M+385.6%	-$313.5M-152.3%	$599.3M+144.3%	$245.3M+62.1%	$151.3M
EPS (Basic)	N/A	$12.31+43.8%	$8.56+13.7%	$7.53-48.6%	$14.65+27.5%	$11.49+95.4%	$5.88-14.7%	$6.89+13.5%	$6.07+495.1%	$1.02-50.5%	$2.06-76.2%	$8.66+381.2%	-$3.08-153.1%	$5.80+145.8%	$2.36+63.9%	$1.44
EPS (Diluted)	$14.79	$12.30+43.7%	$8.56+13.8%	$7.52-48.6%	$14.63+27.7%	$11.46+95.2%	$5.87-14.7%	$6.88+13.5%	$6.06+494.1%	$1.02-50.5%	$2.06-76.2%	$8.65+380.8%	-$3.08-153.3%	$5.78+146.0%	$2.35	$1.44
Diluted Shares (Avg)	N/A	68M-5.6%	72M-0.2%	72M-4.6%	75M-7.5%	81M-5.3%	86M-11.4%	97M-4.3%	101M-0.7%	102M-1.3%	103M+0.2%	103M+0.3%	103M-0.2%	103M+0.4%	103M	102M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Revenue	$874.0M+9.2%	$835.8M+10.3%	$823.8M+9.1%	$817.7M+11.0%	$800.0M+8.9%	$757.7M+6.0%	$755.5M+7.5%	$736.6M+6.2%
SG&A Expenses	$229.0M-0.1%	$216.1M+1.6%	$230.2M+11.8%	$233.0M+15.4%	$229.4M+16.2%	$212.7M-1.2%	$205.8M+5.7%	$201.9M+4.5%
Interest Expense	$288.2M-7.7%	$277.0M-11.0%	$297.9M-9.4%	$320.1M-12.3%	$312.3M-11.7%	$311.4M-9.3%	$329.0M-1.3%	$365.0M+17.4%
Income Tax	$45.7M-4.5%	$46.9M+4.2%	$44.7M+1.8%	$36.0M-15.3%	$47.9M+18.4%	$45.1M-18.9%	$43.9M+3069.3%	$42.5M-7.4%
Net Income	$278.2M+32.2%	$245.7M+38.4%	$233.9M+31.5%	$211.3M+36.1%	$210.4M+18.4%	$177.5M+71.9%	$177.8M+88.0%	$155.3M+13.7%
EPS (Basic)	$4.35+40.8%	$3.78+47.7%	$3.53+41.2%	$3.15+45.8%	$3.09+25.1%	$2.56+79.0%	$2.50+90.8%	$2.16+13.7%
EPS (Diluted)	$4.35+40.8%	$3.78+47.7%	$3.52+40.2%	$3.14+45.4%	$3.09+25.6%	$2.56+79.0%	$2.51+91.6%	$2.16+13.7%
Diluted Shares (Avg)	64M-6.1%	65M-6.4%	N/A	67M-6.6%	68M-5.4%	69M-3.7%	N/A	72M0.0%

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income, EBITDA.

BPOP Balance Sheet

BPOP quarterly balance sheet

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Total Assets	$75.3B+3.2%	$73.0B+3.2%	$70.8B+4.6%	$67.6B-9.9%	$75.1B+13.9%	$65.9B+26.5%	$52.1B+9.5%	$47.6B+7.5%	$44.3B+14.5%	$38.7B+8.1%	$35.8B+8.1%	$33.1B-7.4%	$35.7B-2.1%	$36.5B-2.3%	$37.3B
Cash & Equivalents	$413.0M-3.8%	$429.4M+0.4%	$427.6M-10.2%	$476.2M+9.6%	$434.5M-12.6%	$497.1M+26.1%	$394.3M-2.2%	$403.3M-2.3%	$412.6M+10.3%	$374.2M-1.2%	$378.9M	N/A	N/A	N/A	N/A
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	N/A	N/A	N/A	N/A
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	N/A	N/A	N/A	N/A
Goodwill	$790.0M-1.6%	$803.0M-0.2%	$804.4M-2.8%	$827.4M+14.9%	$720.3M+7.3%	$671.1M0.0%	$671.1M0.0%	$671.1M+7.0%	$627.3M0.0%	$627.3M+0.1%	$626.4M+34.5%	$465.7M-28.1%	$647.8M0.0%	$647.8M-0.1%	$648.4M
Total Liabilities	$69.1B+2.5%	$67.4B+2.8%	$65.6B+3.3%	$63.5B-8.1%	$69.1B+15.4%	$59.9B+29.9%	$46.1B+9.3%	$42.2B+7.6%	$39.2B+17.1%	$33.5B+9.2%	$30.7B+6.3%	$28.8B-7.4%	$31.1B-3.9%	$32.4B-3.1%	$33.4B
Total Equity	$6.2B+11.3%	$5.6B+9.1%	$5.1B+25.7%	$4.1B-31.4%	$6.0B-1.0%	$6.0B+0.2%	$6.0B+10.7%	$5.4B+6.5%	$5.1B-1.8%	$5.2B+1.8%	$5.1B+19.6%	$4.3B-7.8%	$4.6B+12.6%	$4.1B+4.9%	$3.9B
Retained Earnings	$5.2B+13.9%	$4.6B+9.0%	$4.2B+9.4%	$3.8B+28.9%	$3.0B+31.5%	$2.3B+5.3%	$2.1B+30.0%	$1.7B+38.2%	$1.2B-2.1%	$1.2B+12.2%	$1.1B+328.8%	$253.7M-57.3%	$594.4M+4926.5%	$11.8M+105.6%	-$212.7M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Total Assets	$79.0B+3.8%	$76.1B+2.8%	$75.3B+3.2%	$75.1B+5.2%	$76.1B+4.4%	$74.0B+4.4%	$73.0B+3.2%	$71.3B+2.3%
Cash & Equivalents	$375.0M-8.8%	$394.7M+1.1%	$413.0M-3.8%	$387.3M-11.1%	$411.0M+11.9%	$390.6M+19.0%	$429.4M+0.4%	$435.7M-19.5%
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$790.0M-1.6%	$790.0M-1.6%	$790.0M-1.6%	$790.0M-1.8%	$803.0M-0.2%	$803.0M-0.2%	$803.0M-0.2%	$804.4M0.0%
Total Liabilities	$72.5B+3.5%	$69.8B+2.3%	$69.1B+2.5%	$69.0B+5.2%	$70.1B+3.9%	$68.2B+3.8%	$67.4B+2.8%	$65.5B+0.4%
Total Equity	$6.4B+8.0%	$6.3B+8.8%	$6.2B+11.3%	$6.1B+5.6%	$6.0B+10.8%	$5.8B+12.0%	$5.6B+9.1%	$5.8B+29.9%
Retained Earnings	$5.6B+15.9%	$5.4B+15.0%	$5.2B+13.9%	$5.0B+11.7%	$4.9B+10.9%	$4.7B+10.5%	$4.6B+9.0%	$4.5B+7.3%

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Current Liabilities, Non-Current Liabilities, Long-Term Debt.

BPOP Cash Flow Statement

BPOP quarterly cash flow statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Operating Cash Flow	$1.0B	$878.4M+30.2%	$674.7M-1.7%	$686.6M-32.3%	$1.0B+0.9%	$1.0B+48.1%	$678.8M-3.8%	$705.4M-16.8%	$847.5M+33.2%	$636.5M+6.7%	$596.6M-11.0%	$670.1M-23.2%	$873.0M+6.6%	$819.3M+56.3%	$524.1M-22.5%	$676.7M
Depreciation & Amortization	N/A	$53.3M-6.7%	$57.1M-2.4%	$58.5M+6.2%	$55.1M0.0%	$55.1M-5.7%	$58.4M+0.5%	$58.1M+10.7%	$52.5M+11.5%	$47.1M+3.1%	$45.7M-3.8%	$47.5M+0.8%	$47.1M-2.3%	$48.2M+3.2%	$46.7M+0.6%	$46.4M
Capital Expenditures	$195.0M	$197.5M-7.5%	$213.4M+2.6%	$208.0M+100.4%	$103.8M+42.6%	$72.8M+21.2%	$60.1M-20.6%	$75.7M-6.1%	$80.5M+28.5%	$62.7M-37.5%	$100.3M+60.1%	$62.7M+22.7%	$51.0M+32.3%	$38.6M-29.7%	$54.9M+9.7%	$50.0M
Free Cash Flow	$807.2M	$681.0M+47.6%	$461.3M-3.6%	$478.6M-47.5%	$910.7M-2.3%	$932.4M+50.7%	$618.7M-1.7%	$629.7M-17.9%	$767.0M+33.7%	$573.8M+15.6%	$496.3M-18.3%	$607.5M-26.1%	$822.0M+5.3%	$780.7M+66.4%	$469.2M-25.1%	$626.6M
Investing Cash Flow	-$3.3B	-$1.8B-7.8%	-$1.6B+37.5%	-$2.6B-148.8%	$5.4B+150.9%	-$10.5B+19.5%	-$13.1B-213.4%	-$4.2B+5.0%	-$4.4B+18.0%	-$5.4B-54.9%	-$3.5B-1549.4%	$238.3M+836.4%	$25.5M-91.6%	$303.0M+28.0%	$236.6M-73.7%	$899.2M
Financing Cash Flow	$2.3B	$864.6M-9.9%	$959.6M-48.9%	$1.9B+129.7%	-$6.3B-166.9%	$9.5B-24.3%	$12.5B+261.5%	$3.5B-2.2%	$3.5B-25.7%	$4.8B+66.6%	$2.9B+408.2%	-$925.9M+1.6%	-$940.6M+17.4%	-$1.1B-32.9%	-$856.7M+42.6%	-$1.5B
Dividends Paid	$197.9M	$197.6M+9.5%	$180.5M+12.9%	$159.9M-1.0%	$161.5M+14.2%	$141.5M+5.9%	$133.6M+15.4%	$115.8M+9.8%	$105.4M+9.9%	$95.9M+45.5%	$65.9M+242.4%	$19.3M+417.2%	$3.7M0.0%	$3.7M0.0%	$3.7M0.0%	$3.7M
Share Buybacks	N/A	N/A	$217.3M	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$450K-6.8%	$483K

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Operating Cash Flow	$347.1M+42.9%	$191.6M+11.4%	$268.5M+34.6%	$195.0M-16.4%	$242.9M+202.0%	$172.1M+6.5%	$199.5M-6.6%	$233.2M+91.7%
Capital Expenditures	$57.1M+27.8%	$36.7M-28.8%	$47.4M-21.5%	$53.9M-6.6%	$44.7M+7.6%	$51.5M-4.4%	$60.3M-19.0%	$57.7M+19.5%
Free Cash Flow	$290.0M+46.3%	$154.9M+28.5%	$221.1M+58.9%	$141.1M-19.6%	$198.3M+409.4%	$120.5M+11.9%	$139.2M0.0%	$175.6M+139.1%
Investing Cash Flow	-$3.1B-77.0%	-$1.1B-23.6%	$79.2M+105.6%	$826.0M-56.0%	-$1.8B-2.7%	-$886.9M-148.2%	-$1.4B-160.3%	$1.9B+92.6%
Financing Cash Flow	$2.8B+78.8%	$886.6M+31.1%	-$321.9M-126.4%	-$1.0B+48.9%	$1.6B-7.9%	$676.1M+600.2%	$1.2B+454.7%	-$2.0B-96.8%
Dividends Paid	$49.0M+0.5%	$49.9M+0.1%	$50.7M+12.8%	$48.2M+6.3%	$48.8M+7.9%	$49.9M+10.9%	$45.0M+12.0%	$45.3M+13.6%
Share Buybacks	N/A	N/A	N/A	-$119.7M+102.4%	N/A	N/A	$283.2M	-$59.1M

Not reported in any period shown, so not listed: Depreciation & Amortization, Stock-Based Compensation.

BPOP Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

BPOP quarterly financial ratios

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Net Margin	26.0%+5.2pp	20.9%+1.4pp	19.5%-16.5pp	36.0%0.0pp	36.0%+14.6pp	21.4%-5.9pp	27.3%+1.4pp	25.9%+20.3pp	5.6%-7.0pp	12.6%-33.8pp	46.4%+70.0pp	-23.5%-50.3pp	26.7%+13.9pp	12.9%+5.5pp	7.3%
Return on Equity	13.3%+2.4pp	10.9%+0.4pp	10.5%-16.4pp	26.9%+11.3pp	15.7%+7.3pp	8.4%-2.7pp	11.2%-0.2pp	11.4%+9.3pp	2.1%-2.1pp	4.2%-13.4pp	17.5%+24.9pp	-7.3%-20.3pp	13.0%+7.0pp	6.0%+2.1pp	3.9%
Return on Assets	1.1%+0.3pp	0.8%+0.1pp	0.8%-0.9pp	1.6%+0.4pp	1.2%+0.5pp	0.8%-0.5pp	1.3%0.0pp	1.3%+1.1pp	0.2%-0.3pp	0.6%-1.9pp	2.5%+3.5pp	-0.9%-2.6pp	1.7%+1.0pp	0.7%+0.3pp	0.4%
Debt-to-Equity	11.06-1.0x	12.01-0.7x	12.75-2.8x	15.52+3.9x	11.58+1.6x	9.94+2.3x	7.66-0.1x	7.76+0.1x	7.68+1.2x	6.44+0.4x	6.00-0.8x	6.760.0x	6.73-1.2x	7.88-0.6x	8.53
Asset Turnover	0.040.0x	0.040.0x	0.040.0x	0.050.0x	0.030.0x	0.040.0x	0.050.0x	0.050.0x	0.040.0x	0.040.0x	0.050.0x	0.040.0x	0.060.0x	0.050.0x	0.06
FCF Margin	21.3%+5.6pp	15.7%-1.5pp	17.2%-12.5pp	29.7%-6.1pp	35.9%+9.7pp	26.1%+0.5pp	25.6%-6.5pp	32.1%+2.3pp	29.9%+1.0pp	28.8%-2.7pp	31.5%-30.2pp	61.7%+26.9pp	34.8%+10.2pp	24.6%-5.8pp	30.4%

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Net Margin	31.8%+5.5pp	29.4%+6.0pp	28.4%+4.8pp	25.8%+4.8pp	26.3%+2.1pp	23.4%+9.0pp	23.5%+10.1pp	21.1%+1.4pp
Return on Equity	4.3%+0.8pp	3.9%+0.8pp	3.7%+0.6pp	3.5%+0.8pp	3.5%+0.2pp	3.1%+1.1pp	3.2%+1.3pp	2.7%-0.4pp
Return on Assets	0.4%+0.1pp	0.3%+0.1pp	0.3%+0.1pp	0.3%+0.1pp	0.3%0.0pp	0.2%+0.1pp	0.2%+0.1pp	0.2%0.0pp
Debt-to-Equity	11.28-0.5x	11.06-0.7x	11.06-1.0x	11.270.0x	11.78-0.8x	11.77-0.9x	12.01-0.7x	11.32-3.3x
Asset Turnover	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x
FCF Margin	33.2%+8.4pp	18.5%+2.6pp	26.8%+8.4pp	17.3%-6.6pp	24.8%+19.5pp	15.9%+0.8pp	18.4%-1.4pp	23.8%+13.3pp

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.

Similar Companies

Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.

Company	Fiscal year	Revenue	Net income	Net margin	Market cap	Health score
Popular Inc BPOP	FY2025	$3.2B	$833.2M	26.0%	$10.0B	39/100
Cullen/Frost Bankers Inc. CFR	FY2025	$2.2B	$648.6M	29.0%	$9.5B	52/100
Old National Bancorp ONB	FY2025	$2.5B	$669.3M	26.5%	$9.5B	52/100
Zions Bancorporation N.A. ZION	FY2025	$3.4B	$899.0M	26.6%	$9.2B	35/100
Commerce Bancshares Inc CBSH	FY2025	$1.8B	$566.3M	32.1%	$7.8B	65/100
UMB Financial Corp UMBF	FY2025	$2.7B	$702.4M	26.5%	$9.9B	51/100

Where Popular Inc Ranks

Frequently Asked Questions

What is Popular Inc's annual revenue?

Popular Inc (BPOP) reported $3.2B in total revenue for fiscal year 2025. This represents a 8.8% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Popular Inc's revenue growing?

Popular Inc (BPOP) revenue grew by 8.8% year-over-year, from $2.9B to $3.2B in fiscal year 2025.

Is Popular Inc profitable?

Yes, Popular Inc (BPOP) reported a net income of $833.2M in fiscal year 2025, with a net profit margin of 26.0%.

What is Popular Inc's net profit margin?

Popular Inc (BPOP) had a net profit margin of 26.0% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does Popular Inc pay dividends?

Yes, Popular Inc (BPOP) paid $2.90 per share in dividends during fiscal year 2025.

What is Popular Inc's return on equity (ROE)?

Popular Inc (BPOP) has a return on equity of 13.3% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Popular Inc's free cash flow?

Popular Inc (BPOP) generated $681.0M in free cash flow during fiscal year 2025. This represents a 47.6% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is Popular Inc's operating cash flow?

Popular Inc (BPOP) generated $878.4M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Popular Inc's total assets?

Popular Inc (BPOP) had $75.3B in total assets as of fiscal year 2025, including both current and long-term assets.

What are Popular Inc's capital expenditures?

Popular Inc (BPOP) invested $197.5M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

How many shares does Popular Inc have outstanding?

Popular Inc (BPOP) had 65M shares outstanding as of fiscal year 2025.

What is Popular Inc's debt-to-equity ratio?

Popular Inc (BPOP) had a debt-to-equity ratio of 11.06 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Popular Inc's return on assets (ROA)?

Popular Inc (BPOP) had a return on assets of 1.1% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Popular Inc's P/E ratio?

Popular Inc (BPOP) trades at 10.3x earnings, its market capitalization divided by net income of $969.1M net income, trailing 12 months to June 30, 2026. The market capitalization is $10.0B as of Oct 10, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is Popular Inc's price-to-sales ratio?

Popular Inc (BPOP) trades at 3.0x sales, its market capitalization divided by revenue of $3.4B revenue, trailing 12 months to June 30, 2026. The market capitalization is $10.0B as of Oct 10, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is Popular Inc's Piotroski F-Score?

Popular Inc (BPOP) has a Piotroski F-Score of 6 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Popular Inc's earnings high quality?

Popular Inc (BPOP) has an earnings quality ratio of 1.05x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is Popular Inc?

Popular Inc (BPOP) scores 39 out of 100 on our Financial Health Score, indicating weak standing within its banks peer group. The score is a 0-100 composite of six dimensions (Earnings, Growth, Capital, Efficiency, Credit Quality, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.